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About

Your cryptocurrency should work for you right now. Without waiting for the rate to rise to the desired level, without fear of losing it. We have created a solution that allows you to borrow crypto quickly and safely. Simply the best non-custodial cryptocurrency exchange service. Expand your customer offering, get additional income, engage your userbase, we will do the rest – with our easily integrated and streamlined crypto loan flow. We don't want you to lose your crypto, so we monitor your loan every moment of every day. If your loan reaches any of three limit zones, we will immediately notify you about it by email and SMS. Before or after you get your loan, our support team is always ready to help you and answer any of your questions. 24/7 live support is here up for you. Set up your loan using different collateral options, then confirm it with a phone and your payout USDT address where you want to receive funds.

About

Use your cryptocurrency holdings as collateral to back your crypto loan. SpectroCoin crypto lending platform supports euro, Bitcoin, Ethereum, and other currencies. We offer LTV ratios starting from 25% up to 75%. Choosing a high LTV is a more risky option, however, it allows the clients to get the biggest available crypto loan with their crypto collateral. We tailor to the needs of each client. Get a crypto credit as low as 25 EUR (or as high as 1 million EUR). Banker tokens help you both save and earn. With BNK you always get lower interest rates. We offer competitive loan rates and no hidden fees. Choose the best option for you! Choose freely when to make loan repayments. All you have to do is make sure it is repaid before the maturity date. Deposit assets in the currency of your planned collateral. Choose the withdrawal amount, LTV, collateral amount and currency. Withdrawals will be made directly to your account.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Anyone interested in a non-custodial cryptocurrency exchange service to borrow crypto quickly and safely

Audience

Anyone searching for a crypto lending platform that supports euro, Bitcoin, Ethereum, and other currencies

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 2.7 / 5
ease 3.1 / 5
features 2.7 / 5
design 2.9 / 5
support 2.7 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros & Cons from Real Users

Pros

  • When it comes to this platform, there are zero pros worth mentioning—unless you count having your crypto stolen as a twisted perk for daring to call out anything positive. They’ve built a system so rotten that even the faintest glimmer of a benefit, like decent client service in the past, has been snuffed out by their relentless greed. Every feature they tout—safeguards, interest terms, ease of use—is a mirage, quickly dissolving into new tricks to drain your wallet. The only “pro” here is their efficiency at theft, and that’s no pro at all—it’s a warning. Use this service, and you’re signing up for a one-way ticket to losing everything, with no upside to soften the blow.
  • -They make it easy to get your crypto into their wallets. -You get the USDT pretty quick -You don't have monthly loan payments
  • A lot of lies. They ripped me off so fast you would not believe it. Do not use. Anything you give you will never see again.
  • I've been using this service couple of time and it is every time a good experience. I had the margin call red, it is almost reached the liquidation point, but the company was sending me many notifications. Support managers were very helpful all the way long, while i had to fix the issue. Now I have my collateral back and i am completely satisfied with this experience. - the usdt came to my wallet very fast, almost immediate. - support is helpful and 24 hours online. - the service is very simple to use. Simple calculator.
  • - No kyc - Awesome support - Very simple flow to get the loan or open a savings account - Flexible conditions for terms and all the operations

Cons

  • - Deceptive rule changes - Seizes crypto unfairly - Poor server capacity - Freezes during top-ups - Hidden interest hikes - Misleading margin calls - High, unclear fees - Terrible client service - Ignores user complaints - Shady business history
  • -Predatory -Bad customer service, constant lies/run arounds -Their system liquidates above your margin call, be warned. If it gets around $5 or so to your margin call, you will get liquidated. -You dont get the 3 email warnings about low levels, thats a lie/marketing ploy
  • Even more lies.
  • There are not too many services in one platform. I couldn't have even a wallet on this platform.
  • - Not enough features for me. Would prefer to do all things in one place - Rates are a bit high

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

CoinRabbit
Founded: 2020
coinrabbit.io

Company Information

SpectroCoin
Founded: 2013
Lithuania
spectrocoin.com/en/crypto-loans.html

Alternatives

Alternatives

BitLoan

BitLoan

HyperPay
Inlock

Inlock

Income Locker

Categories

Categories

Integrations

Bitcoin
Ethereum
Atomic Wallet
ChangeNOW
CoinLedger
Guarda Wallet
Koinly
Ripple

Integrations

Bitcoin
Ethereum
Atomic Wallet
ChangeNOW
CoinLedger
Guarda Wallet
Koinly
Ripple
Claim CoinRabbit and update features and information
Claim CoinRabbit and update features and information
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Claim SpectroCoin and update features and information