Cogitate DigitalEdgeCogitate
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Related Products
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About
Cogitate is a cloud-native digital insurance platform designed to help property and casualty insurance organizations modernize and automate their core business operations through a unified suite of AI-enabled applications. The DigitalEdge Insurance Platform digitalizes the insurance value chain by integrating underwriting, policy administration, billing, claims management, and distribution workflows into a single data-driven environment. It allows insurers, managing general agents, program administrators, and brokers to manage the entire lifecycle of insurance products, from quoting and underwriting to policy issuance, billing, and claims processing. It is built with a scalable, API-based architecture that supports integration with third-party services, enabling insurers to connect external data sources, analytics tools, and partner systems without disrupting existing operations.
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About
Practo Insura is a modular P&C insurance platform that supports the full policy, billing and claims lifecycle for carriers, MGAs and reinsurers. The platform helps teams launch new products faster, modernize legacy processes and maintain state-by-state compliance while reducing manual work and operational friction.
Core Features/Modules
• Policy administration (full lifecycle from issuance to renewal)
• Billing & payments (premium billing, collections – describe as implemented)
• Claims management (FNOL to settlement in one system)
• Rating engine & quote management
• Insured / policyholder portal and consumer POS
• Agent portal & quote-to-bind tools
• Compliance & filing workflows (state expansion, rate/form governance)
• Reporting & operational analytics
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Audience
Insurance carriers, managing general agents, and insurance program administrators wanting to manage underwriting, policies, billing, and claims across the insurance lifecycle
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Audience
P&C insurance carriers, regional and specialty insurers, Managing General Agents (MGAs) and reinsurers that want to modernize policy, billing, claims and portals.
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Support
Phone Support
24/7 Live Support
Online
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Support
Phone Support
24/7 Live Support
Online
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API
Offers API
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API
Offers API
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Screenshots and Videos |
Screenshots and Videos |
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Pricing
No information available.
Free Version
Free Trial
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Pricing
$50,000/year
Free Version
Free Trial
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Reviews/
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Reviews/
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Training
Documentation
Webinars
Live Online
In Person
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Training
Documentation
Webinars
Live Online
In Person
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Company InformationCogitate
Founded: 2012
United States
cogitate.com
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Company InformationPracto Insura
Founded: 2023
United States
practoinsura.com
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Categories |
Categories |
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P&C Insurance Features
Billing & Invoicing
Broker / Agent Portal
Claims Management
Commission Management
Customer Portal
Document Management
Insurance Rating
Marketing Automation
Policy Management
Quote Management
Reinsurance Administration
Underwriting Management
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Integrations
No info available.
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Integrations
No info available.
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