Clearly Payments vs. SplitPay Comparison


Clearly Payments	SplitPay	+	+
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		Related Products PayKings PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. 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The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 114 Ratings Visit Website KonstructIQ KonstructIQ is an AI-powered construction and financial platform designed for residential general contractors, remodeling firms, and home builders. It consolidates the full project lifecycle, from fast, professional estimates to budgeting, invoicing, payments, change-order management, cost tracking, subcontractor coordination, and real-time reporting, into a single interface. 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With a powerful yet intuitive interface, you can streamline risk management and assurance activities in a single source of the truth. There's no setup or installation costs. And no minimum term. Just an effective, low-cost risk management solution starting from £30 per month. With fast collaboration, powerful 1-click reporting, and a great user experience, GOAT drives accountability and ownership, saving you time and effort. Highly configurable for a huge variety of use cases, GOAT helps you stay ahead. 76 Ratings Visit Website RetailEdge RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. We strongly believe that a good POS solution, in addition to providing great features for a low price, must be supported well. So we have developed a strong support system that provides a backbone of local resellers and quick access to US-based Tier 3 (highest) level support. 201 Ratings Visit Website Gr4vy Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize, and optimize their payment strategy. 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About Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com	About Providing your customers a little credit at the checkout has been shown to generate a significant uplift in sales, bigger basket sizes, and a reduction in cart abandonment. SplitPay allows your customers to pay later in 4 equal monthly installments. We pay you in full before the goods ship and take on all customer credit risk. Merchants who start using SplitPay have seen a 20-30% uplift in sales volumes. Nothing to pay upfront and no minimum transaction volume. You get paid in full for the purchase before the goods ship, we take all customer non-payment risks. To get started we do not charge you any setup, establishment, or ongoing monthly fees and we settle all transactions with you daily. SplitPay makes signing up quick and easy with no complicated application forms. Get shopping quicker with our instant approval process. Shoppers paying with SplitPay do not pay any interest and no fees if they pay on time.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Supported Chromebook Not Supported
Audience small and large businesses that want to accept credit cards	Audience Businesses in need of a solution to offer their customers the ability to buy now and pay later
Support Phone Support Not Supported 24/7 Live Support Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $10.00/month 0.25% rates plus interchange. Most transparent pricing. No cancel fees. Free Version Not Supported Free Trial Not Supported	Pricing Free Free Version Supported Free Trial Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 4.5 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 1.0 / 5 ease 1.0 / 5 features 1.0 / 5 design 1.0 / 5 support 1.0 / 5 Read all reviews
Pros & Cons from Real Users Pros I recently had the opportunity to use Clearly Payments for my business, and I must say, I'm thoroughly impressed. From the outset, Clearly Payments stood out for its user-friendly interface and straightforward setup process, making account setup a breeze. Their competitive pricing with transparent and affordable rates, coupled with robust security measures, provided a cost-effective and secure solution for processing payments. Transactions were processed swiftly without any downtime or glitches, and their excellent customer support was readily available whenever needed. Awesome company. Great service. Super low transaction costs. We used the service for our internet company with recurring billing. I really liked the low rates and the very responsive customer support. I definitely recommend Clearly Payments for credit card processing. I liked how easy it was to switch and I liked the pricing. They took me through how it works. I can truly say they are the best I've worked with so far. Cons Payments can be difficult to manage with some complex systems. There was nothing wrong with the company or service. There is not much I don't like about Clearly Payments. I find it complex to set up payments though. I don't really have any cons yet. Maybe it took a day to get set up.	Pros & Cons from Real Users Pros Nothing at all. Literally every thing sucked. The customer service sucks. The details suck, do not trust them!!! Cons SCAM!!!! Do not trust them!!! They will approve you then you pay rent, and guess what? They deny it!!! I just had to plead to not be evicted and I have $250 in returned fees and late fees. I did not pass “compliance” after I was approved and told all set!!! No one. No one can or will tell me why!!!! Just sorry, DO NOT USE!!!!! Not American either.
Training Documentation Supported Webinars Supported Live Online Supported In Person Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Clearly Payments Founded: 2018 Canada www.clearlypayments.com	Company Information SplitPay www.splitpay.com
Alternatives Dharma Merchant Services	Alternatives Splitit
KORT KORT Payments	Shop Pay
eMerchantGateway	Billie
PayU	Hokodo
BankCard USA View All	Transigo View All
Categories Buy Now Pay Later Supported Credit Card Processing Supported Payment Gateways Supported Payment Processing Supported	Categories Buy Now Pay Later Supported
Show More Features Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Supported Debit Card Support Supported Gift Card Management Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported
Integrations ACCEO Tender Retail Supported Authorize.Net Supported Cloud9 Payment Gateway Supported GoDaddy Poynt Supported Ingenico AXIUM Supported Magento Supported Maxio Supported NCR Voyix Supported NetSuite CRM Supported Ninja Forms Supported QuickBooks Accountants Supported Recurly Supported Sabre Airport Management Supported Sage 100 Contractor Supported WooCommerce Supported WordPress Supported Worldline Supported Xero Supported Show More Integrations View All 22 Integrations	Integrations ACCEO Tender Retail Not Supported Authorize.Net Not Supported Cloud9 Payment Gateway Not Supported GoDaddy Poynt Not Supported Ingenico AXIUM Not Supported Magento Not Supported Maxio Not Supported NCR Voyix Not Supported NetSuite CRM Not Supported Ninja Forms Not Supported QuickBooks Accountants Not Supported Recurly Not Supported Sabre Airport Management Not Supported Sage 100 Contractor Not Supported WooCommerce Not Supported WordPress Not Supported Worldline Not Supported Xero Not Supported Show More Integrations
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