Clair vs. Payactiv Comparison


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About Clair is a workplace-connected banking app that offers free earned wage advances for America’s workforce to offer great financial flexibility and make the money they earn do more for them. Clair works seamlessly with existing payroll systems to offer a full suite of financial wellness tools, including a 2% APY Savings Account†, free withdrawals at 40,000 in-network ATMs*, and a Clair Debit Mastercard®. Clair is free to offer and could help; - Boost retention and engagement with no additional admin lift. - Attract more talent when listed as a part of your benefits package. - Increase Clair users’ savings & reduce reliance on high-interest loans. - Promote financial wellness benefits that are free to offer and don’t impact payroll. Clair is used by over 10,000 businesses across the country. By partnering with Clair, you're not just gaining an earned wage access app, you're gaining a strategic ally committed to the growth and financial well-being of your organization.	About Help your employees fully engage in both work and life with our all-in-one financial wellness platform that takes a holistic approach in improving financial lives and increasing employee satisfaction. Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest, it’s just their money, when they need it. Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace. Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns. Free access to financial learning articles and appointments with professional financial coaches.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Not Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Workforce Management, Human Capital Management, Payroll Platforms, PEO Systems	Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $0 We pride ourselves in offering free earned wage advances with NO predatory fees. Opening a Clair Spending Account is free for employees and free to implement for employers. Free Version Supported Free Trial Not Supported	Pricing $0 ACH bank transfer / Real time transfer to Payactiv Visa card with Direct Deposit of $200 or more per pay period - no fee Real time transfer to Payactiv Visa card without Direct Deposit - $2.49 Real-time transfers to Non-Payactiv debit or payroll cards / Walmart Cash Pickup - $3.49 Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 3.1 / 5 ease 3.1 / 5 features 2.9 / 5 design 3.0 / 5 support 3.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros I have ZERO positive feed back!!!!! Using your app has made my situation worse across the board! I have suggested my employer terminate their business with you Nothing. The benefits it provides our employees to access funds as they need them. The added perks for using the product is also a huge benefit to the employees. Gives me control of my paychecks! I can get paid daily and choose to send it to a debit card, bank, etc. Choosing where and when I get paid in-between paychecks is a game changer. Clair is honestly the best banking app ever. You work and immediately after that you get money in an account to tap into if you need cash early FOR FREE. Cons Your pay is NOT available in real time when you need it. Instant advances cost too much. Your pay is NOT available when you need it! Clair is a complete rip off Clair will make whatever bind you are in 10 times worse!!!!!!! I have had so many problems with this company and when you call about it they blame someone else. Now they are withholding my money and acting like they have no clue. They said it should be there in 24 hours and it’s been 24 hours and it’s not there. They don’t even open to speak to someone until 9am. I have never had to call a company so many times about my money. Clair is a joke. Would like to see ATMs in more commonly visited locations. Nothing! Sometimes I will have an overdue balance from taking a day off, sick day, etc- but thanks to built-in functionality I can easily pay it back! The setup takes a bit of time and it takes some time to understand how the product works
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Supported
Company Information Clair Founded: 2019 United States getclair.com	Company Information Payactiv Founded: 2012 United States www.payactiv.com/for-companies/
Alternatives Clair	Alternatives Chime Workplace Chime
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The Conversion Cloud Conversion Logix View All	Branch View All
Categories Earned Wage Access Supported Human Resources Supported	Categories Cash Advance Supported Earned Wage Access Supported Financial Wellness Supported

Integrations ADP Celergo Not Supported ADP DataCloud Not Supported ADP Enterprise HR Not Supported ADP Global Payroll Not Supported ADP Learning Management Not Supported ADP Mobile Solutions Not Supported ADP Next Gen HCM Not Supported ADP Onboarding Not Supported ADP Total Absence Management Not Supported ADP Workforce Now On the Go Not Supported AllianceHCM Not Supported ArmorCode Supported OnShift Not Supported PDI Logistics Cloud Not Supported Paychex Flex Not Supported Red Hat Quay Supported TabaPay Not Supported Wisely by ADP Not Supported ZeroNorth Supported Show More Integrations View All 7 Integrations	Integrations ADP Celergo Supported ADP DataCloud Supported ADP Enterprise HR Supported ADP Global Payroll Supported ADP Learning Management Supported ADP Mobile Solutions Supported ADP Next Gen HCM Supported ADP Onboarding Supported ADP Total Absence Management Supported ADP Workforce Now On the Go Supported AllianceHCM Supported ArmorCode Not Supported OnShift Supported PDI Logistics Cloud Supported Paychex Flex Supported Red Hat Quay Not Supported TabaPay Supported Wisely by ADP Supported ZeroNorth Not Supported Show More Integrations View All 21 Integrations
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