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About

A deployed cluster (constellation) consists of one leading server (alpha) and 5-19 auditor servers. All servers are deployed by independent organizations or business entities, and each party publicly confirms its identity with a standard Stellar ed25519 public key. The organizations forming the constellation (and their public keys) won't be changed frequently, therefore it makes sense to ship public keys with client software to allow direct signature verification on the client-side. Funds received from clients are stored in a single Stellar account (vault) protected by M-of-N multi-sig, where N is the total number of independent servers forming a constellation, and M is the majority of votes (>50%) plus 1. Any withdrawal operation requires the majority of signatures from the quorum participants and is ensured by the underlying Stellar ledger. Payments and trades with instant confirmation and 5 seconds finality.

About

StellarFi is a fintech platform focused on helping users build or improve their credit by turning everyday bill payments into credit-building opportunities. The core of StellarFi is a white-labeled payment card and accompanying bill-payment and credit-reporting infrastructure; users link their regular bank account, designate recurring bills (rent, utilities, subscriptions, etc.), and StellarFi pays those bills on their behalf when due, then debits the user’s account the same amount. Each payment is reported monthly to major credit bureaus (e.g., Experian, Equifax, and TransUnion) as a credit-account payment, effectively converting ordinary bills into positive payment history that boosts credit scores over time. StellarFi’s card behaves like a line-of-credit account: by regularly paying bills through the card and having them reported, users can build a consistent payment history, potentially improve their credit-use ratio, diversify their credit mix, and establish a credit account.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Blockchain developers seeking a Layer 2 payment network and exchange solution

Audience

Individuals wanting a debt-free, automated tool to build or improve credit by turning regular bills into positively reported credit activity

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Centaurus
github.com/centaurus-project/centaurus

Company Information

StellarFi
Founded: 2021
United States
stellarfi.com

Alternatives

Alternatives

Metro2

Metro2

Switch Labs
Cloudsquare Credit

Cloudsquare Credit

Cloudsquare
Constellation TMS

Constellation TMS

TranzAct Technologies
Laser Credit Access

Laser Credit Access

Laser Accuracy
Stellar VPN

Stellar VPN

Stellar Security
DealerCenter

DealerCenter

Nowcom Corporation
Quantum

Quantum

TrioSoft

Categories

Categories

Integrations

Equifax BusinessConnect
Experian Connect
Stellar
TransUnion Collections Management

Integrations

Equifax BusinessConnect
Experian Connect
Stellar
TransUnion Collections Management
Claim Centaurus and update features and information
Claim Centaurus and update features and information
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Claim StellarFi and update features and information