GiniMachine

GiniMachine

HES FinTech
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About

ByRATINGS is a cloud software solution that improves the conversion rate of sales leads based on a lead scoring predictive algorithm. We predict the behavior of your customers so that you can optimize your strategies and achieve better results. Predict the behavior of your customers to optimize your Acquisition, Engagement, Conversion and Retention strategies. ByRATINGS incorporates Predictive Marketing throughout the sales funnel to optimize both the KPIs of Marketing teams and the ROI of sales teams. ByRATINGS products are designed to solve specific problems in your industry. At ByRATINGS we develop custom Machine Learning and Deep Learning algorithms to help you get the best out of your data. By predicting your customers’ behavior, you can optimize your strategies and achieve better results.

About

GiniMachine is an AI-based solution for automated decision making. It utilizes advanced machine learning algorithms and company's historical data to build high-performing scoring models. It can be used for credit scoring, collection scoring, application scoring, and expanding marketing (churn prediction), and sales (cross-sell and upsell) opportunities. The system uses a custom implementation of the decision tree ensemble method strengthened with a set of heuristics for preliminary data processing and preparation. The models that are built and provided by GiniMachine are fully compliant with BASEL requirements. The ability of the software to work with massive amounts of data can simplify the application scoring by identifying creditworthy borrowers in various industries. Using historical data of your business, GiniMachine can increase the returns in online loans, auto finance, POS lending, and more.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Businesses looking for a cloud solution to improve sales from leads

Audience

Organizations interested in an AI-based solution for automated decision making

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Not Supported

API

Offers API Not Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version Not Supported
Free Trial Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Pros & Cons from Real Users

Pros

  • Functional and affordable software for AI/ML decision-making in lending. Requires no complicated training. Implementation and onboarding are super fast.

Cons

  • The software requires quite a large amount of data for reliable predictive analytics. We had enough, but some customers may not have enough data (1000+ loans issued).

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Company Information

ByRATINGS
Founded: 2013
Europe
byratings.com

Company Information

HES FinTech
Founded: 2017
Lithuania
ginimachine.com

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Categories

Lead Management Supported
Lead Scoring Supported

Categories

Lead Management Features

Activity Tracking Supported
Campaign Management Not Supported
Lead Capture Supported
Lead Distribution Supported
Lead Nurturing Not Supported
Lead Scoring Supported
Lead Segmentation Not Supported
Pipeline Management Supported
Prospecting Tools Not Supported
Source Tracking Not Supported

Integrations

CREDITONLINE Not Supported
Ultimus Digital Process Automation Suite Not Supported

Integrations

CREDITONLINE Supported
Ultimus Digital Process Automation Suite Supported
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Claim ByRATINGS and update features and information
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Claim GiniMachine and update features and information