Beforepay vs. Payactiv Comparison


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About Beforepay is an Australian financial service that allows users to access up to $2,000 of their earned wages before payday for a fixed 5% fee, with no interest or hidden charges. The application process is straightforward: users download the Beforepay app, securely connect their bank accounts to verify financial health, and, upon approval, receive funds directly into their accounts, typically within minutes. Repayments are aligned with the user's pay cycle and can be spread across up to four installments, providing flexibility and ease of management. Additionally, Beforepay offers a free in-app budgeting tool that creates a personalized budget based on spending behavior, helping users stay on top of their finances. The service is designed to provide ethical lending options, with transparent fees and no impact on credit scores, aiming to empower users with greater control over their financial well-being.	About Help your employees fully engage in both work and life with our all-in-one financial wellness platform that takes a holistic approach in improving financial lives and increasing employee satisfaction. Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest, it’s just their money, when they need it. Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace. Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns. Free access to financial learning articles and appointments with professional financial coaches.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Professionals seeking a tool to manage their expenses without waiting for their next paycheck	Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing Free Free Version Supported Free Trial Not Supported	Pricing $0 ACH bank transfer / Real time transfer to Payactiv Visa card with Direct Deposit of $200 or more per pay period - no fee Real time transfer to Payactiv Visa card without Direct Deposit - $2.49 Real-time transfers to Non-Payactiv debit or payroll cards / Walmart Cash Pickup - $3.49 Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Supported
Company Information Beforepay Founded: 2019 Australia www.beforepay.com.au	Company Information Payactiv Founded: 2012 United States www.payactiv.com/for-companies/
Alternatives MyPayNow	Alternatives Chime Workplace Chime
Wagetap	BrightDime
PressPay	DailyPay
MYPAYFAST	Access PayWise+ The Access Group
Bree View All	Branch View All
Categories Cash Advance Supported	Categories Cash Advance Supported Earned Wage Access Supported Financial Wellness Supported

Integrations ADP Celergo Not Supported ADP Comprehensive Services Not Supported ADP DataCloud Not Supported ADP Enterprise HR Not Supported ADP Learning Management Not Supported ADP Mobile Solutions Not Supported ADP Next Gen HCM Not Supported ADP Onboarding Not Supported ADP StandOut Not Supported ADP Streamline Not Supported ADP Succession Management Not Supported ADP Total Absence Management Not Supported ADP Workforce Now On the Go Not Supported AllianceHCM Not Supported OnShift Not Supported PDI Logistics Cloud Not Supported Paychex Flex Not Supported TabaPay Not Supported Wisely by ADP Not Supported Show More Integrations	Integrations ADP Celergo Supported ADP Comprehensive Services Supported ADP DataCloud Supported ADP Enterprise HR Supported ADP Learning Management Supported ADP Mobile Solutions Supported ADP Next Gen HCM Supported ADP Onboarding Supported ADP StandOut Supported ADP Streamline Supported ADP Succession Management Supported ADP Total Absence Management Supported ADP Workforce Now On the Go Supported AllianceHCM Supported OnShift Supported PDI Logistics Cloud Supported Paychex Flex Supported TabaPay Supported Wisely by ADP Supported Show More Integrations View All 21 Integrations
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