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About

Financial institutions, fintechs, and digital brands are tapping into Array’s engagement and revenue-generating products that help fuel financial progress for consumers. Array is a fintech company that provides embeddable financial tools designed to enhance customer engagement, drive revenue, and promote financial progress for its clients. Their platform offers a suite of products that allow users to view and monitor their credit health. Array's solutions are tailored for financial institutions and fintech companies aiming to integrate personalized financial tools into their services to boost user engagement and conversion rates. Array's platform is cloud-based, ensuring accessibility and scalability for its clients. Leverage innovative products that drive meaningful revenue, propel customer engagement, and fuel financial progress. Our private labels and SDKs are completely customizable so your consumers never leave your experience.

About

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale on their terms while delivering seamless, digital-first experiences - anytime, anywhere. A fully integrated, front-to-back platform, it drives innovation across retail, corporate, and neobanking sectors. From digital and open banking to deposits, payments, lending, and compliance, our platform enables financial institutions across EMEA to stay ahead of the curve. Trusted by top-tier banks, SBS Banking Platform is recognized by industry leaders, including Gartner, Forrester, NelsonHall, and IBS, for its transformative impact. Recent recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS underscores our commitment to excellence.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Audience

Companies interested in a solution offering financial, identity, and privacy protection tools to drive growth

Audience

All types of financial institutions, of any size. Including retail banks, corporate banks, neobanks, microfinance institutions, lenders, and payment institutions.

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Not Supported

API

Offers API Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Company Information

Array
Founded: 2020
United States
array.com

Company Information

SBS
Founded: 1968
France
www.sbs-software.com

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Categories

Credit Management Supported

Categories

Banking Supported

SBS offers an advanced, modular, real-time, fully cloud-native core banking system covering deposits, payments, lending, and compliance. ​ Empowered by AI and Cloud evolution, it offers a robust, scalable architecture with seamless integration capabilities. ​ ​ As a SaaS solution, it ensures cost-effectiveness, superior security, and continuous innovation access without complex migrations. ​

SBS offers an advanced, modular, real-time, fully cloud-native core banking system covering deposits, payments, lending, and compliance. ​ Empowered by AI and Cloud evolution, it offers a robust, scalable architecture with seamless integration capabilities. ​ ​ As a SaaS solution, it ensures cost-effectiveness, superior security, and continuous innovation access without complex migrations. ​

Commercial Loan Supported

Manage commercial lending, however simple or sophisticated. The SBS Financing Platform automates even the most complex commercial loan management, providing a comprehensive, paperless solution, delivered as a service and accessible at the touch of a button. The SBS Financing Platform empowers specialized financiers, enhancing customer service and assistance, accelerating credit decisions, and enabling real-time risk assessment.

Compliance Supported

SBS Banking Platform Regulatory Reporting s'impose comme un pionnier en offrant une expérience de reporting réglementaire unifiée. Son architecture SaaS et cloud-native, son unique couche de collecte de données et ses capacités de reporting basées sur les données permettent aux institutions d'améliorer drastiquement leurs processus de reporting réglementaire.

Credit Management Supported

SFP Portfolio Management facilitates dealers' onboarding, client renewals, portfolio management (covering risk management and customer engagement), and account management. Through digitizing processes related to customer acquisition, portfolio expansion, and real-time audit data exposure for enhanced risk management, SFP Portfolio Management ensures tailored account management, delivering a personalized customer experience.

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) Customers enjoy a frictionless Customer Experience (CX) on both mobile/web. The Employee Experience app empowers banks with real-time capabilities for KYC, workflows, & personalized experiences. It integrates with any core processors & SBS core banking systems and is flexibly deployable from full solutions to component-by-component rollouts. SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. The platform ensures top-notch security with a Zero Trust Security framework.

Loan Management Supported

Designed for banks, captives, and specialized lenders worldwide, the SBS Financing Platform is built on 50 years of industry experience - it streamlines the operations of lenders and dealers, enabling data-based business processes and compliant digital lending. Low set-up fees and highly affordable fixed costs mean a low Total Cost of Ownership across the whole platform. All parts of the platform can be integrated with existing systems through open APIs.

Loan Origination Supported

Designed for banks, captives, and specialized lenders worldwide, the SBS Financing Platform is built on 50 years of industry experience - it streamlines the operations of lenders and dealers, enabling data-based business processes and compliant digital lending. Low set-up fees and highly affordable fixed costs mean a low Total Cost of Ownership across the whole platform. All parts of the platform can be integrated with existing systems through open APIs.

Loan Servicing Supported

Part of SBS Financing Platform, SFP Wholesale is designed specifically for financial organizations, of all sizes and budgets, who want to provide world-class asset lending. Leading with a SaaS first approach, it offers a low Total Cost of Ownership (TCO); has low set-up fees and low fixed costs through a ‘pay-per-use’ model. We further offer a tailored market package of standard third-party APIs, running on a highly available cloud service and include automated workflows.

Online Banking Supported

SBP Digital Banking Suite transforms financial institutions into extendable platform banks, with delightful customer experiences, ranging from seamless onboarding to all-encompassing daily banking enriched with open banking. Being mobile-first, It has an API-first architecture, with a robust foundation for employee experiences and partner management. It is core-agnostic, supports Zero Trust Security, ensures continous compliance, and is cloud-native, AI/data-driven, and SaaS-ready.

Open Banking Supported

SBP Digital Banking Suite transforms financial institutions into extendable platform banks, with delightful customer experiences, ranging from seamless onboarding to all-encompassing daily banking enriched with open banking. Being mobile-first, It has an API-first architecture, with a robust foundation for employee experiences and partner management. It is core-agnostic, supports Zero Trust Security, ensures continuous compliance, and is cloud-native, AI/data-driven, and SaaS-ready.

Open Finance Supported
Payment Processing Supported

SBP Payments is the ultimate solution that positions banks at the vanguard of the Payments Revolution. With the comprehensive and modular platform, bankers will cover all their requirements across the entire payments and cards value chain, ensuring high availability, scalability, and security while providing their customers with an unparalleled experience. SaaS-ready, cloud-native, and core-agnostic, the seamless solution is the one-stop-shop for all bank needs.

SBS Banking Platform Regulatory Reporting s'impose comme un pionnier en offrant une expérience de reporting réglementaire unifiée. Son architecture SaaS et cloud-native, son unique couche de collecte de données et ses capacités de reporting basées sur les données permettent aux institutions d'améliorer drastiquement leurs processus de reporting réglementaire.

Banking Features

ATM Management Supported
Compliance Tracking Supported
Corporate Banking Not Supported
Credit Card Management Supported
Credit Union Not Supported
Investment Banking Not Supported
Multi-Branch Supported
Online Banking Supported
Private Banking Not Supported
Retail Banking Supported
Risk Management Supported
Securities Management Not Supported
Transaction Monitoring Supported

Commercial Loan Features

Asset Management Supported
Audit Trail Supported
Complex Debt Structures Not Supported
Dashboard Supported
Document Management Supported
Exposure Management Supported
Lead Management Not Supported
Pipeline Management Supported
Risk Management Supported
Trend Analysis Supported

Compliance Features

Archiving & Retention Not Supported
Artificial Intelligence (AI) Not Supported
Audit Management Not Supported
Compliance Tracking Supported
Controls Testing Not Supported
Environmental Compliance Supported
FDA Compliance Not Supported
HIPAA Compliance Not Supported
Incident Management Not Supported
ISO Compliance Not Supported
OSHA Compliance Not Supported
Risk Management Supported
Sarbanes-Oxley Compliance Not Supported
Surveys & Feedback Not Supported
Version Control Not Supported
Workflow / Process Automation Supported

Loan Origination Features

Amortization Schedule Supported
Audit Trail Supported
Closing Documents Supported
Compliance Management Supported
Customer Database Supported
Digital Signature Supported
Document Management Supported
Fee Management Supported
Loan Processing Supported
Online Application Supported

Loan Servicing Features

Accounting Management Supported
Amortization Schedule Supported
Application Management Supported
Auto Loans Supported
Automatic Funds Distribution Supported
Business Loans Not Supported
Collateral Tracking Supported
Collections Management Not Supported
Compliance Management Supported
Construction Loans Supported
Customer Database Supported
Fee Management Supported
Investor Management Not Supported
Loan Processing Supported
Student Loans Not Supported

Online Banking Features

Brokerage Supported
Cash Management Supported
Chat / Messaging Supported
Credit Card Management Supported
Electronic Statements Supported
Fraud Detection Not Supported
Loan Management Supported
Marketing Automation Not Supported
Retail Banking Supported
Single Sign On Supported
Transaction Monitoring Supported

Payment Processing Features

ACH Check Transactions Not Supported
Bitcoin Compatible Not Supported
Debit Card Support Not Supported
Gift Card Management Not Supported
Mobile Payments Supported
Online Payments Supported
POS Transactions Not Supported
Receipt Printing Not Supported
Recurring Billing Not Supported
Signature Capture Not Supported

Integrations

IDnow Not Supported
NGDATA Intelligent Engagement Platform Not Supported
Particeep Not Supported
Salesforce Not Supported
Shufti Not Supported
Tink Not Supported

Integrations

IDnow Supported
NGDATA Intelligent Engagement Platform Supported
Particeep Supported
Salesforce Supported
Shufti Supported
Tink Supported
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