PayCafe

PayCafe

PayCafe INC.
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About

Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers. Here's how it works: 1. Your customer enters a few top-of-mind pieces of information for a real-time decision. 2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months. 3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you.

About

PayCafe was founded on the principle that your credit card payments should be easy, consistent, and dependable. The payment processing industry is notorious for minimal reporting, poor transparency, and mediocre support. We saw a need in the industry for a credit card payment solution to reduce the complexity of your businesses. The payment processing industry has been pretty static for many years. Companies have come around with technologies to enhance aspects of your credit card payment infrastructure, but require integration and management. To solve these issues, we have combined a robust credit card payment solution, shopping cart, security, fraud protection, real-time reporting, dispute resolution systems, and customer service. We focus on making your credit card payments easier, secure, reliable, and cost-effective so you can focus on running your business. Today, PayCafe’s merchants can be confident in their payment solution.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Online retailers that want to let customers pay over time

Audience

Merchants and businesses looking for a POS solution to take transactions and simplify their operations

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Reviews/Ratings

Overall 1.0 / 5
ease 1.0 / 5
features 1.0 / 5
design 1.0 / 5
support 1.0 / 5

Pros & Cons from Real Users

Pros

  • This has made my life as a consumer and a seller better! My consumers can purchase expensive items and pay over time and I can make large orders of product needed and pay that over time as well.

Cons

  • Nothing to hate! It's so nice to be able to afford things over time.

Pros & Cons from Real Users

Pros

  • There is nothing to like about this horrible company. They use the supposed "free" system to get you to sign up, and then it becomes obvious there is no way to charge a credit card, but then out of the blue they start charging your attached bank account $100.00 a month for this "free" merchant account. SCAM!

Cons

  • The fact that it was supposed to be free, and then they started taking $100.00 a month out of my account without permission. Then when I confronted them about it and asked for a refund they reported me to the industry watchdog list at I guess Mastercard and blacklisted me from having a merchant account using the $100.00 fake debt as a reason.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Affirm
Founded: 2012
United States
www.affirm.com/business

Company Information

PayCafe INC.
Founded: 2017
United States
www.PayCafe.com

Alternatives

Alternatives

WooPayments

WooPayments

Automattic
Aleran Merchant Services

Aleran Merchant Services

Aleran Software

Categories

Categories

Payment Processing Features

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Shopping Cart Features

Abandoned Cart Saver
Catalog Management
Credit Card Processing
Discount / Coupon Management
Inventory Control
Product Configurator
Product Ratings / Reviews
Refund Management
Returns Management
Shipping Management
Tax Management

eCommerce Features

Catalog Management
Channel Management
CRM
Customer Accounts
Data Security
Email Marketing
Inventory Management
Kitting
Loyalty Program
Mobile Access
Multi-Store Management
Order Management
Product Configurator
Promotions Management
Returns Management
Reviews Management
SEO Management
Shopping Cart
Templates

Payment Processing Features

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Shopping Cart Features

Abandoned Cart Saver
Catalog Management
Credit Card Processing
Discount / Coupon Management
Inventory Control
Product Configurator
Product Ratings / Reviews
Refund Management
Returns Management
Shipping Management
Tax Management

eCommerce Features

Catalog Management
Channel Management
CRM
Customer Accounts
Data Security
Email Marketing
Inventory Management
Kitting
Loyalty Program
Mobile Access
Multi-Store Management
Order Management
Product Configurator
Promotions Management
Returns Management
Reviews Management
SEO Management
Shopping Cart
Templates

Integrations

AmeriCommerce
AspDotNetStorefront
BigCommerce
Celery
ChargeSentry
ConnX
Convermax
Cumulus Retail
Cybersource
Gr4vy
Ikeono
Magento
Miva
Oracle Commerce
Salesforce Agentforce Commerce
Solidus
Spree Commerce
Vibe Retail
WhenThen
Wix

Integrations

AmeriCommerce
AspDotNetStorefront
BigCommerce
Celery
ChargeSentry
ConnX
Convermax
Cumulus Retail
Cybersource
Gr4vy
Ikeono
Magento
Miva
Oracle Commerce
Salesforce Agentforce Commerce
Solidus
Spree Commerce
Vibe Retail
WhenThen
Wix
Claim Affirm and update features and information
Claim Affirm and update features and information
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