Insta-Smiles Bill Management System

Insta-Smiles BMS is a lightweight desktop bill and finance tracker built for a household of two. Sign in with your own account, or add a second person (like a partner), to track income, expenses, and bills separately or combined. The dashboard gives an at-a-glance view of your current balance, total income, total expenses, and bills due in the next 30 days. Add and categorize transactions in seconds, set up recurring or one-time bills with due dates, and mark bills as paid with a single click - recurring bills automatically roll to their next due date. Attach receipts, PDFs, or pasted screenshots directly to any bill so proof of payment is never lost. Built-in reports break down spending by category and chart income versus expenses month over month, so you always know where your money is going. All data is stored locally and securely on your own computer - nothing is ever sent to the cloud.