Toki for iPhone

Quick overview

Toki is a free iPhone app from TOKI NBFI LLC that centralizes many everyday tasks into a single place. It’s built to make routine activities faster and more convenient — from shopping and transport to payments and wellness tracking.

Main capabilities

• Browse and buy items from many retailers directly in the app, covering everything from clothing to groceries.
• Use Toki Pay as a digital wallet, link your bank card, and access flexible credit options for purchases and service bills.
• Top up an Umoney card quickly with NFC tap-to-pay functionality.
• Automate routine transport fares so you spend less time managing tickets.
• Request taxis and order coffee or meals for pickup or delivery.
• Pay utility bills and mobile/data bundles without opening multiple apps.
• Play casual games and earn digital incentives through in-app activities.

Shopping with Toki

Toki Shop brings multiple stores together so you can find what you need fast. Search, compare, and place orders in a few taps; delivery or pickup options are shown where available.

Payments and credit tools

• Digital wallet: store and use a linked bank card to pay for services and purchases.
• Installment credit: opt for Toki Credit to split payments into manageable installments for qualifying purchases.
• Service payments: settle utilities, data plans, and other recurring expenses directly from the app.

Transport and on-demand services

Automated fare handling reduces the friction of daily commuting. When you need a ride or a quick meal or coffee, order a taxi or delivery partner from within the same application.

Health features and rewards

Toki integrates with Apple Health to support the “Oxygen” wellbeing program. Participate in health activities, track progress through Health data, and earn rewards that can be used inside the app.

Availability and developer

The app is available on iPhone and is developed by TOKI NBFI LLC. It combines digital services, payment features, shopping, and wellness tools to simplify everyday life.