Quick overview
Squirrel is a minimalist personal finance tool for macOS that emphasizes a clean interface and straightforward budgeting. While it doesn't yet compete with full-featured packages aimed at investors, it’s one of the most polished simple finance apps available for OS X and shows potential to challenge applications like iBank or Moneydance in time.
Key capabilities
- Imports data from Quicken for Mac, making migration easier for existing users.
- Visual financial summaries and charts that are attractive and easy to read.
- Organizational tools such as smart folders to keep accounts and reports tidy.
- Scheduled transactions for handling recurring income and expenses.
Mobile access and update policy
There is an iPhone companion app for managing budgets on the go. The developer has committed to providing free updates through version 2.0, which is notable given that the product has not yet reached a 1.0 release.
Limitations and rough edges
Squirrel is currently best suited for budgeting rather than full personal-finance or investment management. It lacks several significant features — notably integrated online banking and bill payment — which limits its usefulness as an all-in-one solution. The app’s presentation is polished, but some parts feel unfinished, and updates from the developer have been infrequent so far.
One small workaround included is a “Netbanking” view that lets you load your bank’s website URL and browse it inside the app, but this is not a substitute for true bank integration or automated transaction downloads.
Recommendation
If you need a lightweight, attractive budgeting tool and prefer a low barrier to entry, Squirrel is worth trying. For users who require automatic bank syncing, bill pay, or investment tracking, consider a more comprehensive package or a different app.
Suggested alternative:
- Numbers (free) — a simple spreadsheet-based option for basic budgeting and tracking.
Recent fixes
- UI enhancements to improve the visual flow and usability.
- Small bug resolutions to stabilize routine tasks.
Technical
- Mac
- Free