Skwad for Web

Product summary

Skwad is a web app for tracking personal spending that prioritizes user privacy. Instead of asking for bank login credentials, it uses a dedicated email address to which users forward transaction notifications from banks and card issuers. Skwad then automatically sorts those entries so you can see where your money goes, and it also accepts uploads of older transaction history for a fuller picture.

Operation and workflow

• Forward account and card alerts to the private Skwad email address you receive.
• Skwad parses each notification and assigns categories immediately so transactions appear organized right away.
• You can import CSV or other historical files to populate past activity and bring older spending into the same view.

Capabilities and useful tools

• Syncs transaction data with Google Sheets to let you run custom reports outside the app.
• Lets you attach receipts and other documents to transactions for better record-keeping.
• Displays spending on a calendar view so you can spot timing and cadence of outflows.
• Provides shared access options so small groups or trusted people can view and discuss finances together.
• Tracks recurring bills and subscriptions to highlight upcoming charges and help avoid surprises.
• Raises alerts for atypical or potentially risky spending to help you act quickly.

Privacy and data handling

Skwad is designed to limit what it sees: it only processes transaction information forwarded via email or uploaded by you. There is no need to provide online banking credentials, so account sign-ins and passwords remain with your financial institutions. The focus is on transactional records rather than full access to accounts.

Who benefits most

This tool is suited for people who want clear spending visibility without granting third-party access to their bank logins—households managing shared costs, individuals tracking subscriptions, and anyone who prefers a more private approach to budgeting and risk monitoring.

Alternative to consider

If you want a different option, SEMrush (free tier) is listed as a suggested substitute.