Quick overview
Simpl Pay is a free iOS app from Get Simpl Technologies Private Limited that lets you buy items now and pay later. The app aims to streamline online purchases by reducing the need to repeatedly enter bank details or one-time passwords, and by letting users decide their own spending limits.
What it does best
- Choose a personal spending cap so you control how much credit you use.
- Make fast checkouts without typing OTPs or passwords at each purchase.
- Accumulate purchases into a single amount that you can clear on a regular schedule.
Where you can spend
Simpl is accepted across a wide range of popular services and retailers — over 26,000 brands. Examples include:
- Rapido
- RedBus
- Goibibo
- UrbanCompany
- Nykaa
- Tata 1mg
- Zepto
- JioMart
- Dunzo
- MakeMyTrip
- Blinkit
- Bigbasket
- Zomato
Bills and recurring payments
After a few successful transactions, the app can enable monthly bill payments for utilities and communications. Once activated, things like electricity, mobile (prepaid and postpaid), water, Wi‑Fi recharges, and gas bills can be added to your Simpl statement and paid together twice a month with a single action.
Security and convenience
Simpl helps cut down on how often you share banking details online, which reduces exposure to potential fraud. By centralizing payments and simplifying checkout flows, it aims to make online shopping less time-consuming and safer.
Alternative option
If you’re exploring other choices, consider FamApp — a free option that supports payments via UPI and cards and can serve as a straightforward alternative for some use cases.
Technical
- iPhone
- Free