Quick summary of Ipeso

Ipeso is a Philippine-based online lending app that provides short-term personal loans to residents. It aims to help users cover immediate expenses—such as urgent medical bills or vehicle repairs—when cash is tight. The platform serves both salaried workers and self-employed borrowers.

Loan specifics and costs

  • Maximum loan size: ₱8,000
  • Smallest loan available: ₱1,500
  • Repayment terms available include: 210 days, 150 days, and 120 days
  • Annual Percentage Rate (maximum): 18.25%
  • Daily interest equivalent: 0.05%
  • Transaction fee: between ₱25 and ₱130 per disbursement
  • Service fee: none

How you can pay back

  • Bank transfer (local banks)
  • PAYMAYA
  • GCash
  • M. Lhuillier outlets
  • 7-Eleven payment points

Who can apply

  • Philippine residents aged 20 to 60 who are able to work
  • Employed (salaried) individuals and self-employed borrowers

Applying and customer support

For full lending criteria and the fine print, review the terms and conditions on Ipeso’s official website. If you have questions, contact their customer service during normal business hours for assistance.

Alternative option

Recommended alternative: PinoyLend – Peso Cash Loan APP (free)

Technical

Title
Ipeso
Requirements
  • iPhone
Language
No language has been specified.
Available languages
License
  • Full
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