Candy Cash for Android

Service snapshot

Candy Cash is a mobile lending app operated by Dealiong Beneficial Financial Services Pvt. Ltd., designed for users in India. The app is available to download at no cost and lets borrowers request personal loans directly from their smartphones.

How to register and apply

• Provide a valid mobile phone number and a few pieces of basic personal information.
• Complete the short in-app application and submit the required documents (as prompted) to receive a decision.
• Once approved, funds can be disbursed to your account without visiting a branch.

Loan parameters

• Loan sizes range from ₹1,000 up to ₹300,000, covering small shortfalls to larger personal needs.
• Repayment durations span roughly 100 to 700 days, offering more flexibility than many short-term lenders.
• The final repayment schedule and exact amount depend on your approved terms at the time of borrowing.

Costs, fees and rates

• Annual interest charged will not exceed 25% and is calculated based on the repayment term you select.
• There is a one percent service fee applied to each loan disbursal.
• Compare the total cost (interest + fees) to other offers before committing.

Benefits and considerations

• Pros: quick mobile applications, wide range of loan amounts, relatively long repayment options.
• Cons: an added 1% service charge that some competitors may not levy; interest approaches 25% at the upper end.

Alternative to review

If you want another option, consider Candy Bay — a quick-credit product that also lets users apply in minutes and may have different pricing or term structures. Check both apps’ terms and eligibility before deciding.