Alternatives to borderless
Compare borderless alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to borderless in 2026. Compare features, ratings, user reviews, pricing, and more from borderless competitors and alternatives in order to make an informed decision for your business.
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Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
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Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
3
eCom Merchant Solutions (eCMS)
eCom Merchant Solutions
Today’s eCommerce marketplace is extremely competitive. Providing your customers with convenient online credit card processing is as important as selling a quality product or service. Research shows that consumers increasingly choose credit cards and ATM/debit cards as their preferred method of payment, boosting Internet sales by 100%. For all credit card processing, there are two parts, the authorization and the settlement. Authorization means that the fund’s availability is verified and, if available, they are put on hold automatically. This important step defines the “approved” or “declined” status of a payment process. Settlement is the process by which the money that was put on hold is electronically captured and transferred into the merchant business bank account. In most cases, this process takes 48 business hours. eCMS is proud to offer Authorize.Net as our payment processing gateway. -
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Peach Payments
Peach Payments
Peach Payments is a comprehensive payments platform designed to enable businesses to accept and manage payments online, in-store, and globally, offering solutions such as online payments, point-of-sale, recurring/subscription payments, payouts, payment links, and multi-currency sales. It supports a wide range of payment methods, including credit and debit cards, EFT/bank-payments, buy-now-pay-later, QR-codes, digital wallets, mobile-money, vouchers, cryptocurrency, and alternative credit methods. The platform offers mobile-optimized checkout widgets, embedded checkout experiences, branded payment pages, and a developer-friendly API/SDK framework, plus plugins for ecommerce platforms like Shopify, WooCommerce, Wix, Magento, and OpenCart. Built for growth, Peach Payments layers payment-orchestration capabilities to streamline routing, improve approval rates, enable real-time payouts, and manage global & multi-currency transactions. -
5
iDEAL
Currence iDEAL
iDEAL is an online payment method that enables consumers to pay online through their own bank. In addition to webshops, other organisations that are not part of the e-commerce market also offer iDEAL. iDEAL is increasingly used to pay energy bills, make donations to charities, buy mobile credits, pay local taxes, traffic fines, etc. iDEAL, the leading online payment method in the Netherlands, has also become the leading scheme for increasingly popular requests-to-pay. Dutch online payment method iDEAL has registered more than 2 billion online payments as of early November 2018. With iDEAL you can make online payments in a reliable, secure and easy way. Payments are done using the mobile banking app or the online banking environment of your own bank. With just one iDEAL contract you can offer all your customers the possibility to pay using the mobile banking app or the internet banking environment of their own trusted bank. -
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PaySpace
PaySpace Processing
Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below. -
7
QuickBooks Payments
Intuit
Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates. -
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Paytrail
Paytrail
Paytrail has the largest payment volume of all online payment services in Finland. We provide payment services to more than 10 000 online stores. Every feature of Paytrail has been designed with you in mind. Features like automated, daily settlements to bank account, state-of-the-art fraud prevention systems and seamless shopping experience all work for you like no other payment system. Our service allows you to offer each customer their preferred payment method. Our service contains epayments to all Finnish banks, major credit and debit card payments, invoice and installment. Monitoring payments and managing accounting processes is easier with the Merchant Panel. Get a clear, versatile and comprehensive view of your payment traffic quickly. Over 15 billion euros worth of products and services have been paid for using our payment service. Paytrail is part of Nets.Starting Price: €59 per month -
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PulzePay
Elite Mobile Global
PulzePay is a multichannel payment service provider offering businesses to accept and collect payments from anywhere in the world. PulzePay platform connects businesses directly to accept electronic payments by payment methods including credit cards, debit cards, real-time local bank transfers via online banking & email or SMS, enabling businesses to optimize growth and profit online, in-app, and in-store. Non-obtrusive and seamless purchase via simple steps on mobile. Real-time accurate reporting for decisive marketing decisions. Opportunity to monetize from in-app purchases via premium SMS and direct carrier billing. Save cost with free customer service support. Wide range of price points for in-app purchases. End users download and make purchases via in-app. Ready to deploy PulzePay™ SDK for Android games with Unity3D support. Request for payment via email & SMS. -
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Fondy
Fondy
Fondy is simplifying global payments for small and medium-sized businesses looking for an easy and affordable way to accept online payments in a variety of ways including cards, online banking and digital wallets such as Apple and Google Pay. Social media platforms increase your brand visibility and credibility. Since shoppers purchase more often with their mobile devices, use Fondy’s in-app solutions without the need for developers or designers. Keep your customers on the payment page by simplifying the checkout process and giving them the optimum shopping experience to guarantee return visits. Increase sales and reduce the risk of cart abandonment by offering your customers their preferred local payment methods. Fondy has 300+ options including cards, bank transfer, online banking and digital wallets. We have created a series of plugins that integrate with the most popular content management systems and web builders.Starting Price: 1.3% + 0.20 per transaction -
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Ardent Payment Solutions
Ardent Giving Solutions
Provide payment processing solutions for ministry and non-profit focused software companies. By integrating our ACH solution, donors will be empowered to set-up one time or recurrent transactions from their bank account without the hassle of writing a check. Donors can choose to give using their Credit or Debit card via your online, mobile app or text giving solution. For those ministries who prefer not to have members tithe using a credit card, we developed an award-winning Debit Card Only solution that will redirect donors to try again using their Debit Card. Our e-commerce solutions were developed to be a safe, reliable suite for any organization. Our solutions assist developers in designing giving and e-commerce solutions providing for a secure and seamless experience. With our card swipe solution, organizations can accept donations and payments from anywhere using their mobile device. -
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Kushki
Kushki
Our growth reflects the constant work to connect Latin America with payments hand in hand with the best talent. We process more than 60 thousand transactions per minute throughout the region. We provide advice, consulting, and support to find technological solutions according to the business model and experience you want to create. Expand your business by charging with local payment methods, centralizing everything in a single integration. We automate processes to reduce operational times and costs, creating better shopping experiences. We understand the importance of your business, so we adapt to your needs by creating world-class payment experiences. Increase your conversion by providing a simple and frictionless checkout process. We have the main means of payment in one place, credit cards, debit cards, bank transfers, and cash. We offer you a wide range of integration solutions according to your business model.Starting Price: $1,118.52 per month -
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Pay.
Pay.
Pay.'s all-in-one payment solution provides online and in-store payment convenience. Launch a successful omnichannel payment strategy, and your company continues to grow. Transactions conveniently come together on the Pay. platform. You can track financial information and payment insights anytime on the dashboard and in the app. Offer any online payment method your e-commerce customers need with Pay. For an optimal user experience and higher conversion, you can choose from over 50 local and international payment methods, including a wide range of Buy Now, Pay Later (BNPL) methods. Installed in your webshop in no time with Pay.'s ready-to-use plugins. Offer your customers in-store payments over debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and the app provide detailed real-time insights into all in-store payments, you know exactly where you stand at all times.Starting Price: €25 per month -
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AsiaPay
AsiaPay
AsiaPay supports merchants to accept digital payments by credit/debit cards, bank accounts/net banking, digital wallets, buy now pay later, over-the-counter, and more in one single platform. AsiaPay is a leading digital payment service, solution, and technology provider in APAC. We provide a comprehensive array of secured, advanced, and integrated payment processing solutions to banks, payment service providers, and merchants. We have partnerships with international card associations, banks, and payment companies all over the world. Country operations and payment processing. Anti-fraud tools, mobile-ready, real-time consolidated reports, big data. Multi-lingual, multi-currencies, multi-channels, multi-cards, and multi-acquirers. High service uptime of 99.9%+ and high performance. Local account and risk operation support as well as 24/7 technical support in 17 operational offices in the Asia Pacific.Starting Price: Free -
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WooPayments
Automattic
Run your business and manage your payments in one place with the solution built and supported by Woo. Accept online and in-person payments, track revenue, and handle all payment activity from your WooCommerce store’s dashboard with WooPayments. Maximize checkout conversion by providing buyers the payment methods that are most convenient and relevant to them. WooPayments gives your store flexibility to accept credit cards, debit cards, and express checkout options like WooPay. Give customers even more choice when you enable digital wallets such as Apple Pay and Google Pay. Meet your buyers where they are: WooPayments is available in 38 countries and accepts payments in 135+ currencies, no other extensions needed. Convert more sales by offering international buyers the convenience of shopping in local currency and payment methods like iDeal, P24, EPS, and Bancontact. -
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BankCard USA
BankCard USA
BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants. -
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PeP Online
Polskie ePłatności
What we do focus on is flexibility and convenience of the implementation process. Our offer includes a great variety of plug-ins and integrations for e-commerce platforms due to which the very process of payment implementation on your website will take only a while! Whilst being offered over 30 payment methods available in the majority of countries all over the world, you may perfectly well follow the needs of your clients and demands set on the market where your operate. The range of 160 currencies included in our offer constitutes an ocean of possibilities for your business. The payment itself is effected in the currency that is preferred by you or your client respectively, whereas the payments are credited on your account in the currency which proves most convenient to you! With no additional currency conversion tariffs and charges to be paid by the bank. -
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paysafecard
paysafecard
Buy a paysafecard closed loop gift card (issued by The Bancorp Bank) at a sales outlet near you and use the 16-digit PIN to pay at participating games partners and licensed online gambling partners. Safe and secure without a credit card or bank account. It’s never been easier to pay cash online. Simply find the nearest sales outlet in your area. Buy one of our branded gift cards and enter the card number and PIN to complete the purchase. Spend your money online without a credit card or bank account. There’s no need to share any of your financial details with us. As easy and as fast as cash. Pay at our participating partners. Download our app for an even better experience. Upload your cash on the go and make payments anytime and anywhere. Pay online using our branded gift cards. Generate incremental revenue with new customer segments currently inaccessible to you with other payment methods. -
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Sionic
Sionic
Sionic is the first to bring real-time payments to commerce in the U.S market. Our service delivers bank-to-bank, digital cash payments from consumers to merchants through mobile, online, in-store, and in-vehicle experiences. Merchants receive cash deposits in their bank accounts within seconds and bypass expensive credit card fees. From local businesses to global enterprises, merchants remain trapped in paying rising credit card fees, amounting to $110 billion per year in the U.S. in 2020. Consumers, mired in late fees and $15.2 trillion debt, are awakening to dubious reward schemes that have compounded financial inequities. Now, the arrival of instant digital bank payments creates a new means to equitably reallocate value back to merchants and consumers, the backbone of the U.S. economy. We offer three mobile tools to make it fast, easy, and secure for consumers to pay by bank. Easily stub out to our off-the-shelf microsite through customized QR Codes or URLs.Starting Price: Free -
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Solid Payments
Solid Payments
Solid Payments provides a complete suite of payment solutions for internet ventures, eCommerce websites and businesses in a varied range of industries. Solid Payments will provide you with a smart merchant account that will enable your business to receive payments from consumers all over the world. We work with diverse acquiring banks worldwide and allow our client’s to optimize their card payments/ card acquiring process management. The Solid Payments proprietary technology will integrate your online merchant account with several acquiring banks, enabling your business to manage transactions in a smart way, increasing your bottom line. Online ventures with high volume of activity are offered the smart acquiring solution that allows for more than one merchant account, managing transactions in parallel with several banks and routing them according to approval history, transaction costs and other parameters, which are pre-defined by the Solid Payments professional team. -
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Reach
Reach
We combine dynamic checkout, intelligent routing, and Merchant of Record local acquiring to offer you the most cost-effective way to sell to global customers. Reach is the premier partner for dynamic retail brands looking to connect with shoppers around the world, and skyrocket global sales. Using our unique Merchant of Record model, Reach helps retailers process global payment transactions wherever a retailers customer is based. Reach brings consistency to cross-border currency conversions with its Guaranteed FX solution, has relationships with banks worldwide to enable local credit card processing, offers consumers alternative payment methods where they are accustomed to using them, and provides best-in-class fraud detection and prevention services.Starting Price: 2.75% + $0.30 per transaction -
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AxxonPay
AxxonPay
AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the FCP of the UK.Starting Price: $0 -
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Split Payments
Split Payments
Split’s technology is true innovation for electronic bank transfers, whether you need a direct debit solution or a payout capability. Split Payments is a Payments Technology business that have modernized Direct Entry banking to deliver truly digital payment solutions for direct debit / credit and subscription payments. In today’s digital economy, bank transfer technology simply hasn’t kept up the pace with cards and digital wallets, until now. Split offers a low cost, high speed payments solution that combines the safety and trust of bank transfers with the efficiency and convenience normally associated with card payments. And our unique connectivity with both the traditional banking systems and emerging Real-Time Payment Schemes, means we can move money faster, but with top financial-grade security. This ground breaking innovation delivers the most cost-effective and secure bank transfer capability. -
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eDebitDirect
eDebitDirect
Our system makes placing, tracking and managing payments easy. eDebitDirect is an alternative payment option that’s fast & secure. We offer instant bank verification with real-time balances checks. Our dedicated team is here to help your business succeed. We process transactions in-house, so you keep more of your earnings. Our system easily integrates with online platforms and shopping carts. We offer instant bank verification with real-time balance checks. Our dedicated team is here to help your business succeed. We process transactions in-house, so you keep more of your earnings. Our system easily integrates with most online platforms and shopping carts. If you don’t offer multiple payment options on your shopping cart, you are losing business. Avoid shopping cart abandonment by offering multiple payment options for your customers. Most people today prefer to debit money directly from their bank account to pay for goods and services than to use a credit card. -
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Nickel
Nickel
Nickel is an innovative payments and credit platform tailored for small and midsized B2B businesses. With its all-in-one solution, Nickel empowers business owners and finance teams to optimize cash flow and streamline operations across AR, AP, and trade credit. Key products and features include: Payment Processing: Unlimited free ACH transfers and 2.9% card processing. Deposit checks directly in Nickel and handle high-value transactions up to $1M. Accounts Receivables: Fully branded Payment Links and Payments Portals for seamless payment collection. Accept payments via cards, ACH, or checks from over 14,000 banks. Enable one-click payments with securely saved buyer payment methods. Accounts Payables: Streamline vendor onboarding with a branded Vendor Portal. Automate bill approvals and pay vendors via card, ACH, or mailed checks. Trade Credit: Digital Credit Application for faster customer onboarding and vetting. Trade credit program offering buyers 60-day termStarting Price: Free -
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Payowire
Payowire
Payowire provides virtual Visa and Mastercard for making payments globally. You can get a global bank account for freelancer payments, receive from Amazon, eBay, and other affiliate platforms easily, and make withdrawals with your local bank accounts. Unlimited Virtual Visa and Mastercard Create and manage yourself. Add fund Top-up Freeze card Unfreeze card Card Balance Check Check Statement Everything users can able to see and manage the card Instantly. Global Bank Accounts USD, EUR, GBP, and others countries' bank accounts. Payowire is a payment processor. Our product is for freelancers to make and receive payments easily, quickly, and safely. -
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Checkbook
Checkbook
Checkbook’s all-in-one push payments platform offers everything you need to disburse payments at scale. No hassle. No percentages. No hidden fees. Checkbook’s Digital Checks support a variety of flexible deposit options enabling recipients to choose the deposit option that best suits their needs. No signup required - simply enter the necessary information at the time of deposit and our tokenized platform keeps your financial data safe and secure. Push funds directly to your recipient's bank account via the automated clearing house network. Deposit funds directly to your bank account in less than 60 seconds with our real-time payments solution. Print a physical check and deposit with your banking mobile app or in person at a local branch or ATM. No bank account necessary! Accept funds in seconds with a virtual card and use it just like a credit card. Checkbook gives you all the tools to create your users, add bank accounts and faciliate the payments between them.Starting Price: $499 per month -
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Conekta
Conekta
We make everyone pay online The solution that allows you to receive payments with cash, card and bank transfer in an easy and secure way. We have what you need. With or without a bank account. We designed a platform especially for Mexico that allows you to sell to anyone. It reaches 100% of the population. It offers our 3 payment methods. Start receiving card and transfer payments. In addition, it has +19,000 OXXO stores for payment with cash. Cash payment in real time. The only option that notifies you immediately when your customer pays for their purchase online at OXXO. Security. We are certified to protect all your transactions. Personalized attention. We are a Mexican company. We understand your needs better than anyone. Are you planning to open your ecommerce? Receive payments in your online store without complications. -
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Bottomline PTX
Bottomline
Whether you’re trying to achieve efficiency in your payment processes, protect your business from fraud, or future-proof your payments, Bottomline’s PTX has you covered. PTX makes your life easier, freeing you to focus on what matters most, the growth of your business. Securely manage funds disbursements to your suppliers, customers, and partners, whether you know their bank details or not. Ideal for refund payments, claims processing, promotional campaigns, or compensation payouts. Take the complexity out of collecting payments and streamline the process of receiving funds into your business. Designed to complement your sales channels and support a range of payment methods, increasing customer conversion. Securely submit, manage, and process your bank payments, whether faster payments, debit, or credit, with a scalable, resilient, and efficient platform directly connected to the UK clearing networks. -
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Tab
Tab Labs
The Guide helps travelers find your business and book directly, with no booking fees. With Payments by Tab, we help you easily charge guests' credit and debit cards in advance and in person, with free payments in your preferred currency. The Guide helps travelers find your business and book directly, with suggestions from friends and local experts. Built using the local knowledge of independent tour companies, The Guide makes booking direct commission-free the new normal. With Payments by Tab, you can easily accept international payments in advance and in person, with free payments direct to your bank account in any currency. Never miss a booking through The Guide or your own website again. Offer a seamless booking and payment experience to your valued guests. -
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MakeCommerce
MakeCommerce
By using our platform you will save countless hours of visiting different banks and signing contracts. With one simple integration, you can use close to 20 different payment methods to collect payments from the Baltics and Finland. In addition, you can use our Visa/MasterCard payment method to collect payments from all over the world. You can accept Swedbank banklink payments using standard MakeCommerce service agreement. If you have not signed the agreement yet then you can apply for it here. Depending on the country and your field of operation we may have to ask for bank’s confirmation before activating your payments but this normally does not take more than 3 working days max. You do not need to open a Swedbank account.Starting Price: 2.5% + 0.3 € Fee -
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Paytiko
Paytiko
An advanced payment management software suitable for every online business, ranging from banks & payment providers to financial institutions and e-commerce companies. Key Elements: 1. Fully PCI & GDPR certified. Adhering to these certifications allows us to provide the highest level of security for funds, data & systems. 2. Comprehensive Statistics: view thorough financial reports, statistics, and graphs that quickly summarizing the data. 3. Processor Connections: a single API integration protocol establishes the technological foundation between our platform, business & many payment service providers such as major credit card acquirers, alternative payment methods, e-wallets, banks & prominent financial institutions. 4. Transparency: includes all processing fees or commissions associated with payments no matter the number of providers involved. This delivers a clear impression of all costs related to business operations to ensure proper expense recording and reconciliations. -
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Shopify Payments
Shopify
Accept credit cards and other popular payment methods with a payment provider that’s ready to go when you are. Skip lengthy third-party activations and go from setup to selling in one click. Shopify Payments comes with your account, all you need to do is turn it on. Boost conversions when you make shopping simple. Enable popular payment methods and local currencies for smooth checkout experiences. Have a complete view of your finances. Only with Shopify Payments can you track your orders and payments all in one place. Browse articles and learn how to accept credit card payments with Shopify.Starting Price: $19/month -
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PaymentCollect for QuickBooks
Payment Collect
PaymentCollect™ is a software plugin for the full suite of QuickBooks® products that allows business owners to natively process credit cards within QuickBooks® through the processor or bank of their choice. We support QuickBooks Desktop® back to version 2004, Point of Sale® back to version 2010, as well as the new QuickBooks Online.® PaymentCollect™ provides simple, convenient, efficient, and inexpensive payment processing software. Reduce overhead and variable costs by receiving, processing, and automatically posting payments into QuickBooks. With Payment Collect™, your customers can pay their invoices 24/7 by phone or online. We synchronize with QuickBooks® so invoices are automatically marked as paid. -
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ACH Payments
ACH Payments
ACH Payments provides multiple methods for ACH processing, from the easy-to-use ACH Virtual Terminal to API integration methods. No matter your company’s requirements, we have the solutions you need to automate payment collection. Integrating ACH and credit card processing into your software or Internet ASP solution can make your payment processing cycle seamless. We have the documentation, code samples and technical assistance that will make this process easy. Offering an ACH processing option is becoming mandatory for recurring payments. The combination of much lower processing fees and much lower payment decline rates compared to credit cards make ACH payments a compelling addition to your payment options. The ACH Virtual Terminal (VT) provides a secure, PCI compliant, web-based application for the processing and management of both ACH and credit card transactions. Compliant solutions that make it simple to add 24/7/365 ACH payment options. -
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Tranzila
Tranzila
Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.Starting Price: Free -
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Rotessa
Rotessa
Withdraw money directly from your customer’s bank account when their payments are due. Schedule one-time or recurring payments to get paid on time. Rotessa is an online application for small businesses to get paid through any bank or credit union. This means, if your customer has a bank account, you can get paid through Rotessa. Whether they are new to bank payments, or you have existing PADs, start with adding your customers into Rotessa. They can be added manually, in bulk, or through your accounting software. We provide several tools to collect your authorizations. By default they are open authorizations. You can send authorization requests to single or multiple customers via email. If you already have existing PADs, or if you want to upload a physical document, they can be stored in your customer’s profile. You can schedule one-time or recurring payments in Rotessa. Set the amount, frequency, and date for Rotessa to pull from your customers’ bank account. -
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Teya
Teya
Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.Starting Price: $51.97 per month -
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Link
Link
Link is a digital wallet developed by Stripe that is designed to streamline online checkout by allowing users to securely store and reuse their payment information across multiple websites. It enables customers to save credit or debit cards, billing details, and shipping addresses in a single account, which can then be automatically filled in during purchases wherever Link is supported, eliminating the need to repeatedly enter payment data. Its core purpose is to create a faster, frictionless checkout experience that improves convenience while maintaining secure transaction handling. Link supports multiple payment methods beyond traditional cards, including bank payments, buy-now-pay-later options, and certain international payment systems, depending on availability. It also provides account-level features such as subscription management, allowing users to view active subscriptions, update payment methods, and track recurring charges in one place. -
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Convera
Convera
Convera provides cross-border payments built to accelerate business, helping organizations simplify commercial payments with a complete suite of cross-currency products, specialized industry solutions, and deep expertise in managing foreign exchange risk. Businesses can send and receive international payments quickly and easily, with the ability to send single or batch payments in over 140 currencies to more than 200 countries and territories. Convera also helps organizations collect payments in more than 100 currencies through payment methods such as wire, check, credit and debit cards, and alternative payment methods, depending on country availability. Its multi-currency holding balance helps businesses avoid the hassle and cost of foreign bank accounts while managing global payment needs in one place. Convera supports companies that want to help protect their business from currency fluctuations by locking in an exchange rate, making future cash flow more predictable. -
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CatalystPay
CatalystPay
CatalystPay is a payment processing platform that acts as your on-demand payment officer, helping digital businesses handle global transactions, optimize revenue, and simplify complex payment operations. It offers merchant and business accounts with access to 30+ acquiring banks, support for 150+ processing currencies, and multi-currency business accounts to pay vendors, settle invoices, and manage international payroll from one place. It provides a PCI DSS Level 1 compliant payment gateway with smart routing, fraud prevention, high approval rates, and integration options for major e-commerce systems, enabling businesses to accept a wide range of payment methods including cards, digital wallets, bank transfers, and crypto. CatalystPay also delivers comprehensive reporting and analytics tools that let users monitor transactions, generate financial and risk reports, and reconcile data easily. Its payment strategy and optimization services including personalized consultation. -
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PruPay
PruPay
Whether you’re creating a subscription service, an on-demand marketplace, an eCommerce store, or a crowdfunding platform, PruPay lets you take any payment, at any time, through every channel and get paid in minutes. Get paid via credit card, ACH processing, mobile, email, text, recurring billing, POS solutions and more. PruPay helps your business optimize cash flow and revenues through Instant Payments. No more waiting days for payment, now funds can be available within minutes. Get your money in your bank account as soon as a couple of minutes. Keep an eye on your cash flow with real-time updates. Faster ACH, Real-time Payment (RTP), credit card and check. Accept payments through your website, mobile, SMS email and more. Our comprehensive API libraries and SDKs give you the tools to deliver customized ACH, card, RTP and RDC payment solutions. Keep up to date with visually appealing data visualizations and insightful up-to-date reporting tools. -
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Paycosmos
paycosmos
Fastest payments in the universe. Latest payment technology. Instant settlement. Increased revenue & cash flow. As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. Paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly - 24/7/365. Whether you accept payments in a retail store, out in the field or from your website, we have solutions to fit your business. We offer you emerging & traditional payment options and get you paid faster. Our platform includes PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security. We offer transparent pricing or flexibility on alternate pricing models. Instant merchant settlement. -
44
Heartland Payment Processing
Heartland Payment Systems
Accept all the ways your customers want to pay. Making payments so easy your customers can't resist coming back. Accept payments wherever customers are: at the counter, table, kiosk or food truck, your website, or at the customer’s home. Swipe, dip and tap. By providing customers with the convenience to use any of these payment options, you’ll never miss a sale. With a tap, dip or swipe, accept payments by credit, EMV chip, and debit cards. Accept Apple Pay®, Google Pay™ and Samsung Pay® payments. Accept Automated Clearing House payments directly from your customer's bank account. Accept gift card payments, as well as activate, redeem and reload customized gift cards. -
45
Pagar.me
Stone
Pagar.me, the best payment method for you to sell online. At Pagar.me, you start selling on the internet with high conversion and the security you need to grow your business. Receive payments and manage your sales in one place. Increase your sales by offering, on your website or app, the best experience for payments by credit card and bank slip. We do all the communication with the flags, banks and other services along the way and you can still track all your sales on our dashboard. For those who already sell online or want to start, our transparent checkout is compatible with the main e-commerce platforms, so you can easily receive it on your website or app without needing technical knowledge. We really know your business and we help you grow. We have 100% human service and we do not outsource the relationship with the person who matters most: you. Our team knows the payment market in depth and is ready to help you quickly resolve any issue. -
46
Whalestack
Whalestack LLC
Whalestack is a sophisticated cryptocurrency payment gateway designed for enterprises, offering digital currency checkout solutions that seamlessly convert Bitcoin to your bank account within minutes. It enables the acceptance of cryptocurrencies, facilitating instant conversion to fiat currency, eliminating currency risks, chargebacks, and credit risks. The platform encompasses comprehensive financial reporting, invoicing, taxation, and analytics, making it straightforward to integrate via REST API or a simple checkout button. Whalestack serves online merchants and e-commerce platforms, allowing them to accept and settle payments in various digital currencies in a compliant manner, ensuring satisfaction for accountants and tax authorities alike. It empowers online businesses to denominate and settle sales in their national currency (e.g., EUR, USD), irrespective of the cryptocurrency (Bitcoin, Lightning, USD, EURC, or Stellar) used by customers for payment.Starting Price: 0.5% -
47
VNPAY
VNPAY
VNPAY is a leading payment technology platform in Vietnam, offering a wide range of digital payment solutions for both businesses and consumers. It enables secure and convenient transactions through various channels, including mobile payments, QR codes, and online banking. VNPAY's services cater to a diverse range of industries, such as retail, ecommerce, hospitality, and more. It allows users to make payments for goods and services, pay bills, and transfer money easily via smartphones or other devices. VNPAY also provides businesses with tools to accept payments, integrate with their systems, and offer promotional features, improving customer engagement. With an emphasis on security, VNPAY incorporates encryption and authentication technologies to ensure the safety of financial transactions. Additionally, it supports a wide range of payment methods, including credit and debit cards, bank accounts, and mobile wallets, making it accessible to a broad audience.Starting Price: Free -
48
Dock
Dock
Dock is a financial technology platform that provides infrastructure for companies to offer digital banking, payment services, and card issuing solutions. The platform enables businesses to launch financial products such as digital accounts, branded debit and credit cards, and payment processing systems through a modular and API-driven architecture. Dock also supports payment technologies like Pix and acquiring services, allowing companies to accept and process payments efficiently. The platform includes built-in fraud prevention and risk management tools that help protect transactions and customer data. By providing a complete financial infrastructure, Dock enables businesses to embed financial services directly into their digital products. -
49
aPay Payment Gateway System
Almuqeet Systems
As the world has stepped into a digital age, customers are preferring payment gateway systems to make their payments. However, with this increasing trend for online payments demands a transaction system to be highly secure, safe and easy to use. To meet the customer requirement aPay Payment Gateway engine for processing credit card, e-check, debit card, EBPP, and other transactions was introduced by ASPL. Our gateway engine meets all PCI DSS guidelines. aPay Payment Gateway doesn’t require any software for functioning but can be handled remotely. The gateway is easy to use and can handle a high volume of transactions. Our platform and gateway is available to financial institutions, acquiring banks, payment service providers, and large merchants as Platform as a Service (PaaS). Powerful workflow flow, which operates in conjunction with the accounting engine and is used as control and manages all the processes. -
50
Gattera
Gattera
Gattera is a multi-PSP payment orchestration platform built specifically for non-traditional industries that require flexible, resilient, and intelligent payment routing. It sits between merchants and multiple payment service providers, directing each transaction to the best-performing gateway based on cost, success rates, geography, card type, and real-time conditions. With features like decline recovery, soft-decline rescue, and intelligent failover, Gattera maximizes approval rates while minimizing customer friction. Merchants can integrate once with Gattera’s unified API and instantly access 15+ PSP connectors and 20+ payment methods—including cards, wallets, banks, and crypto. The platform also centralizes risk management, analytics, reconciliation, and compliance tools, allowing businesses to maintain full visibility into fees, routing logic, and processor performance.Starting Price: $0
