Alternatives to Zai
Compare Zai alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Zai in 2026. Compare features, ratings, user reviews, pricing, and more from Zai competitors and alternatives in order to make an informed decision for your business.
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Juspay
Juspay
Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay’s no-code platform enables businesses to integrate 300+ local payment methods across 50+ countries, design a pixel-perfect checkout UI, deploy seamlessly across all platforms, launch customizable offers & incentives, reconcile your transactions across PSPs & channels, and track PSP performance & buyer conversion. -
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Gr4vy
Gr4vy
Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize, and optimize their payment strategy. Through a single integration, businesses can access +400 payment methods, anti-fraud tools, and payment service providers, enabling them to optimize their stack in just a few clicks, all in a centralized platform. While a PSP is incentivized to route transactions through its own infrastructure, Gr4vy remains agnostic. Built on dedicated cloud instances, Gr4vy infrastructure is the only one that eliminates the risk of a single point of failure, ensuring redundancy and high performance. As the only orchestrator with edge computing, all data and transactions are separate from others, minimizing the risk of a data breach, providing data sovereignty, reducing latency, and increasing efficiency. Gr4vy future-proofs payment stacks with flexibility, scalability, simplicity, and innovation—enhancing performance along the way. -
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EBizCharge
EBizCharge
EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization -
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Mollie
Mollie
Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.Starting Price: €0.25 per transaction -
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Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
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Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.Starting Price: Free -
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Spreedly
Spreedly
Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adapt their infrastructure to accept payments the way their business requires. Our Payments Orchestration platform enables payments flexibility and redundancy by allowing customers to build one integration and then route transactions through virtually any combination of payment services without ever touching end-consumer card data. Capture and secure payment methods in a portable PCI-compliant vault. Then leverage our massive ecosystem of Spreedly and third-party payment services to enable and optimize digital transactions. Connect to virtually any payment service via a single API rather than building complex integrations. Leverage our experience across billions of transactions to enhance your payments strategy. -
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BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
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Trolley
Trolley
Pay your recipients, anywhere. Fast, efficient, automated payouts. Trolley is a modern payouts platform designed for the internet economy. One set of integrated tools offering end-to-end payouts automation. Enabling payouts worldwide to 210+ countries and territories. Automate recipient onboarding, payments, and tax compliance through one payouts system that delivers a seamless experience to your recipients. Verify identity and build a best-in-class recipient experience. Streamline onboarding, KYC compliance, and automate communication to recipients with a self-service, white-label solution. Gain access to one of the broadest global payment networks, offering flexible payout options to recipients, and making payouts faster than ever.Starting Price: $49/month -
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Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
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Inswitch
Inswitch
Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics. -
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BANKSapi
BANKSapi Technology GmbH
BANKSapi is an API-based Open Banking and Open Finance platform that holds a PSD2 license from BaFin (Germany). In addition to account aggregation (Account Information Service - AIS) for current accounts/payment accounts, data on savings accounts, building society accounts, custody accounts, credit and loans can be retrieved via a standardized API. A2A payments (Payment Initiation Services - PIS) and smart data analytics based on account data complete the portfolio. On request, ready-made widgets that combine an intuitive user interface and secure API communication can be used for a fast go-to-market. BANKSapi currently covers the German and Austrian markets.Starting Price: €59/month -
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Solidgate
Solidgate
Solidgate’s Payment Orchestration Platform simplifies global payments for fast-scaling businesses. With one integration, businesses can access global payment processing, local APMs, chargeback prevention, fraud protection, and tax compliance automation. Solidgate enables seamless acceptance of cards, local payment methods, and bank transfers across markets. It also provides built-in risk management tools, ensuring fraud prevention and chargeback management without additional complexity. Trusted by leading companies worldwide, Solidgate automates tax compliance, optimizes payment flows, and maximizes conversions, making it the ideal solution for growing businesses. Our platform is relied upon by businesses in Europe, LatAm, APAC, and North America to streamline payments and reduce operational costs. -
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Adyen
Adyen
End-to-end payments, data, and financial management in a single solution. Meet the financial technology platform to help realize your ambitions fast. Easily add more payment methods and grow into new markets with local acquiring. Create superior customer experiences using cross-channel insights. Gain a deeper understanding of your business with all your global payment data in one place. Protect your business by detecting and responding to fraud without impacting real transactions. Optimize your finances and increase automation with our banking infrastructure. Especially valuable for platforms and marketplaces looking to payout users faster in a preferred currency. -
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Nuvei
Nuvei
One platform. One partner. Limitless global possibilities. Bring it all together through one end-to-end payment technology platform. Take advantage of all Nuvei has to offer without changing provider. That’s right. We believe in choice, flexibility and redundancy. Add us to your gateway stack for faster growth and geographic coverage, or take advantage of our full platform for maximum benefits. Leverage our connections with 200+ global acquirers to capture every payment opportunity, increase acceptance rates, and reduce operating costs. Reach a new level of payment processing capability with our extensive flexibility and customization. Start processing fast. Our payment platform easily integrates with multiple gateways, platform partners and eCommerce plugins. Take advantage of all Nuvei has to offer without changing providers. That’s right. We believe in choice, flexibility and redundancy. -
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Verituity
Verituity
Verituity transforms payouts beyond transactions into new sources of value by delivering first-time and on-time verified payouts and intelligent payment choices, all while reducing payout complexity, and risks, and lowering costs. Our zero trust payout verification and intelligent payment choice platform enables banks and businesses to capture the safety, cost savings, and satisfaction of verified digital payouts without a significant investment of time or money. The platform strengthens payout speed, accuracy, and visibility to deliver intelligent payment choices, all while reducing complexity, risks, and costs. Verituity's solution includes faster, safer, verified payments by paying the right payee, the right account, the first time, and on time, reducing payment fraud, errors, and exceptions, and enhancing PII, PCI, and security compliance. It also offers dynamic policy automation and orchestration with turnkey, dynamic payout instruction and processing. -
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Paydock
Paydock
Generate more transactions through your payments stack and protect treasury through seamless customer journeys & end-to-end commerce services. Meet what the market demands with competitive features and the ability to cross-sell through the whole bank proposition while ensuring compliance & security. Easily integrate additional services such as BNPLs, wallet, fraud, and new payment methods as they come to market, without additional tech resources. In a matter of seconds, connect to an unlimited number of payment services in your Paydock dashboard, including payment gateways, alternative payment methods, fraud, identity, privacy and authentication providers. Paydock’s unified dashboard flattens a complex web of payment services, customers and transactional activity into a managed interface enabling end-to-end visibility, traceability and security. -
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Dinape
DINAPE Solutions GmbH
Dinape is a payment orchestration platform for enterprises, payment service providers, acquirers, and online marketplaces. It brings payment providers, methods, and systems into one platform and supports payments through Smart Checkout, a Payment API, and integrations with PSPs, acquirers, wallets, and other tools. Dinape helps improve payment performance through 3D Secure, tokenization, configurable risk and fraud controls, routing, and retry logic. It also supports fee tracking, financial documents and reports, transaction monitoring, reconciliation of Dinape and provider settlement data, and dashboards for payment performance across providers and channels. The platform is structured around entities and channels, allowing clients to manage different merchants, divisions, markets, and payment flows from one place. Dinape is designed to reduce payment complexity, improve visibility, and give businesses greater control over costs, transactions, and operations. -
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Alacriti
Alacriti
Alacriti’s Orbipay Payments Hub is a cloud-native, ISO 20022-compliant platform designed to modernize and future-proof payment infrastructures for financial institutions. It offers end-to-end payment orchestration across multiple rails, including TCH’s RTP network, FedNow Service, Visa Direct, Fedwire, and ACH, all within a secure, unified system. Alacriti's microservices-based architecture and open APIs enable seamless integration with existing core, digital banking, fraud, and risk management systems, facilitating rapid deployment and scalability. Orbipay supports intelligent payment routing, allowing institutions to set dynamic rules based on factors like cost, speed, and reliability, thereby optimizing transaction processing. Its integrated fraud and risk management features provide real-time monitoring and compliance checks, enhancing security and reducing operational risks. -
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ACI Secure eCommerce
ACI Worldwide
Enable customer journeys, accept all payments, prevent fraud and optimize your payments strategy for maximum conversion with a minimal cost of ownership with our true payments orchestration platform. Optimize every element of the payments journey, from the checkout experience to offering the right payment methods, to receiving funds in your bank account. Optimize authentication, control fraud and chargebacks, and orchestrate multi-acquirer setups. Orchestrate your payments setup to reduce costs and improve customer experiences. Our dedicated, multilayered fraud prevention capabilities provide a robust framework to minimize the impact of fraud. Deep sector expertise, advanced machine learning capabilities, a global team of fraud experts, and fraud strategies tailored to individual merchant needs result in reduced chargeback rates, lower operational costs and optimized acceptance rates. -
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Corefy
Corefy
Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.Starting Price: €2500/month -
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Payaut
Payaut
One API that enables split payments, PSD2 compliancy, multi PSP set-up, automated reconciliation, out-of-the-box KYC, and other cool stuff that will help you run your marketplace. Payaut helps online platforms and marketplaces to accept and collect payments via any PSP of choice. We take care of the seller onboarding process, split payments, and payouts through one API. Accept payments from the PSPs of choice and have the ability to choose from 100+ payment methods and expand globally. Split every transaction into the platform’s commission and the seller fee according to your needs. As the payment providers will settle to Payaut the platform is out of the money flow and therefore PSD2 compliant. Multiple incoming payment flows will be reconciled into a single payout to the seller or the platform. Transfer funds in the Payaut environment between the marketplace and seller accounts balance to charge for corrections or monthly fees.Starting Price: Free -
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Cashfree Payments
Cashfree Payments
Cashfree is a B2B payments platform that helps businesses collect and disburse payments with its suite of solutions including Payment Gateway with advanced features like Instant Refunds, Instant Settlements and Card Pre-authorization. API Banking platform - Payouts are used to do bulk disbursals like vendor payments, delivery partner payments, salary disbursals etc. Other solutions include Refunds Suite, UPI Stack, and Marketplace Settlements among others. Achieved with direct integrations with banks, card networks and third-party payment players along with in-house dynamic routing algorithms. Highly customizable APIs to give you desired payment flow. Building your next tech product? We would be happy to provide you the blocks. -
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Payall
Payall
Payall Payment Systems delivers purpose-built banking infrastructure to address every aspect of the cross-border payments ecosystem for regulated financial institutions. Their single-shared, global platform automates compliance, risk management, and operating workflows like KYC, KYT (“Know Your Transaction”), sanctions screening, and document collection ahead of transaction execution. The system is backward-compatible with existing core banking systems and offers payment-orchestration across multiple currencies, rails, and payout options, including bank transfers, mobile money, prepaid cards, cash pickup, and name-/email-based payouts. Organizations can process both one-to-one and mass global disbursements via API or spreadsheet uploads, supporting business-to-business, person-to-person, and government payments. Payall promises real-time or near-instant settlement, improved audit transparency, lower costs, and access for populations lacking bank accounts. -
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Inai
Inai
Connect with every payment method your customers need. Launch faster, optimize transaction costs and increase your bottom line. Offer mobile-optimized, localized checkout with all payment methods. Improve conversions with universal checkout. Select the front-end experience that works best for you and your customers. Optimized for all devices. Multiple checkout options like hosted payment pages, drop-in widgets, payment links, invoices, mobile apps, and API. Customize your checkout in a few simple steps. 300+ payment methods. Cards, wallets, bank transfers, cash, we’ve got them all. Choose your method on a market-by-market basis, with our zero-code payment integration. Reduce compliance burdens for your business and keep payments safe. Our payment gateway integration upholds the highest security certification standards. Stay protected with enterprise-grade security. Create workflows depending on your requirements using simple drag-and-drop.Starting Price: $350 per month -
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TRAPAY
TRAPAY
TRAPAY is a web-based SaaS payment infrastructure platform for online businesses. The software provides payment routing, virtual payment cascade, payment links, online invoicing, provider integrations, API and webhook connectivity, transaction monitoring, anti-fraud and payment quality scoring, analytics, reconciliation and operational reporting. The platform helps merchants manage multiple payment providers from one dashboard, monitor successful and failed transactions, analyse decline reasons, track refunds and chargebacks, automate payment workflows and improve payment approval performance.Starting Price: £250 /month/account -
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Paytiko
Paytiko
An advanced payment management software suitable for every online business, ranging from banks & payment providers to financial institutions and e-commerce companies. Key Elements: 1. Fully PCI & GDPR certified. Adhering to these certifications allows us to provide the highest level of security for funds, data & systems. 2. Comprehensive Statistics: view thorough financial reports, statistics, and graphs that quickly summarizing the data. 3. Processor Connections: a single API integration protocol establishes the technological foundation between our platform, business & many payment service providers such as major credit card acquirers, alternative payment methods, e-wallets, banks & prominent financial institutions. 4. Transparency: includes all processing fees or commissions associated with payments no matter the number of providers involved. This delivers a clear impression of all costs related to business operations to ensure proper expense recording and reconciliations. -
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Hellgate
Starfish&Co.
Hellgate® is a modular payment orchestration platform designed for complex, high-volume transaction environments. Built with an infrastructure-first approach, Hellgate® allows enterprises to flexibly design, integrate, and operate their ideal payment stack. It offers dedicated, cloud-native services—deployed on the cloud provider of your choice—and connects via secure VPC peering. Key features include provider-agnostic routing, versioned payment flows, network tokenization, delegated authentication, real-time observability, and advanced failover logic. With no transaction fees and a composable architecture, Hellgate puts you in control of your payments, data, and compliance—without vendor lock-in. Hellgate supports card data vaulting, network token provisioning, issuer enrichment, and risk data services—making it ideal for enterprises needing PCI DSS-compliant infrastructure. With built-in monitoring, flexible APIs, and enterprise-grade SLAs, Hellgate® is built for scale and innovationStarting Price: 0.28 EUR/per hour -
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HUB2
HUB2
Our fully interoperable infrastructure, built for multi-country & multi-operator payments & dedicated set of smart services will boost your performance and ROI. Our mobile money-powered neobanking solution streamlines finances with secure, easy transactions from your mobile device. Join the revolution today. Interconnected multi-operator payment system for mobile money and payment cards. Our compliant mobile payment tech offers secure cross-border transactions with AML and CTF controls. Simplify your global payments today. We provide our customers with the smartest, safest & most efficient payment tools & consulting necessary to develop, secure, and make their business thrive. Tackle head-on payment challenges in our territory to create value and growth for the whole economic ecosystem. Payment aggregation (mobile money, bank cards, bank account transfers, checks, cash). Mobile money infrastructures, and crypto service payments. -
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Payrails
Payrails
Payrails is a payment operating system that helps businesses of all sizes to manage their payments and financial operations more effectively. The platform provides a single API that businesses can use to connect to a wide range of payment providers, including PSPs, fraud providers, and alternative payment methods.Starting Price: Personalized offering -
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Priority Commerce
Priority Commerce
Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development. It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks. -
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Akurateco
Akurateco
Akurateco's Payment Orchestration Platform is a brandable, white-label solution allowing users to own the end-to-end ready-to-use PCI DSS gateway. The platform has more than 170 connectors to banks and payment methods all over the world available via a single platform. The platform supports any transaction-based flow and maintains a single integration approach allowing clients to manage all their payment channels in one place to optimize payment processing costs and improve the transaction approval ratio. Own payment gateway within 7 business days. Minimum time-to-market and no more third-party processors. Variety of connectors. 170+ connectors are already available for usage + fast and low-cost integration of new ones. Friendly and easy for customization interface. Multiple options for branding of your system and payment pages. -
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Modulr
Modulr
Business payments are clunky, costing you time, resources and customers. We provide an API payments infrastructure so you can efficiently automate and embed payments. Unlocking operational efficiency and revenue drivers. Automate your B2B payment flows, including receivables, payables, collections and disbursement. Maximize the efficiency of your teams and reduce operational costs. Put payments at the heart of your platform, workflows and customer experiences. Embed access to UK, EU, international and card payment schemes within your software. We're the 'out of the box' payments plumbing you need to build the next best bank or payment service. Grow faster and go further supported by our platform. Securely disburse loans and collect repayments into segregated accounts on an automated, real-time and 24/7 basis. Pay workers on time, every time with a real-time view of cash flow, instant emergency payments and robust approval controls. -
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PayU
PayU
PayU is a payment processing platform, that enables merchants to accept cross-border and local payments with full payment methods coverage for any type of market and customer. PayU helps merchants improve their approval rates with the lowest fees while ensuring the highest level of security for their transactions – all through a single connection. As a provider of payment processing solutions, PayU helps merchants grow their sales. Once onboarded, merchants gain access to hundreds of local and global payment methods, seamless checkout experiences, and anti-fraud and security capabilities that will make customers return to their stores. No matter how complex your eCommerce business is, PayU covers multiple integration scenarios. -
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Usio
Usio
Usio is an integrated payments platform designed to help businesses accept, process, and disburse payments through a single, unified infrastructure that supports multiple payment methods and workflows. It provides a full suite of payment capabilities, including credit and debit card processing, ACH transfers, prepaid card issuing, and multi-channel disbursements such as real-time payments, push-to-debit, and checks, enabling organizations to move money securely and efficiently across different channels. It is built around embedded payments, allowing software companies and enterprises to integrate payment functionality directly into their own systems using flexible APIs, reducing friction and creating seamless user experiences. Usio also supports payment facilitation, electronic billing, and hosted payment pages, along with additional services like document composition, printing, and mailing, which together create a comprehensive end-to-end financial operations solution. -
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CellPoint Digital
CellPoint Digital
Master all your payment transactions across borders and channels. Payment orchestration is the best way to implement the most efficient acquirers, PSPs, cards or alternative payment methods in multiple markets with diverse customer preferences. Make payments painless for your customers and let them pay the way they want. Implement a next generation payment experience across all your digital channels and in all your markets in just a few weeks. Simply select the cards and alternative payment methods to suit your customers. Boost conversion rates with enhanced services like stored cards, instalments or recurring payments. Configure the fraud screening process to deter fraudsters, not good customers. Our payment eco-system is already offering the vast majority of the payment options you need to optimize your payments in every local market and offer the most popular payment methods in each. -
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IPification
IPification
Designed to facilitate instant user access combined with bank-grade security, IPification delivers authentication possibilities outside traditional SMS, Header Enrichment and USSD. IPification’s smooth and secure mobile identity verification lets consumers experience the best of your product, without threatening their online safety. Zero-Click login & registration flows will streamline onboarding and usage. Trusted protocols for user’s ID confirmation based on mobile network data only. By not taking any sensitive app/device information, IPification prevents data leaks. Zero-click compatible login and registration with bank-grade security and the best UX. Streamline onboarding, payment and app usage with an easy authentication process without need for any user action. Irrespective of device, browser or browsing mode, every user log in and registration can be performed seamlessly. -
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Paytently
Paytently
Effortlessly embrace global payments through a single API, backed by cutting-edge AI and machine learning. Boost conversions, reduce chargebacks, and experience the benefit of genuine connections. Our super-smart system seamlessly guides and redirects transactions to the best acquirer, ensuring they’re accepted without a hitch. Supercharge your payment success with tailored, streamlined flows and click your way to high conversion rates. Say goodbye to chargebacks and fraud. Our cutting-edge tech protects your business, keeping disputes and fraudsters at bay. Go global with your payments and boost your bottom line. Process card payments seamlessly worldwide with cost-effective local options. Ignite growth opportunities for your business by leveraging our expertise in processing online payments. Partner with a proven team to deepen your product offering and strengthen those client relationships. -
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Dots
UseDots
Dots is the global payouts infrastructure built for modern businesses. Whether you're running a marketplace, gig platform, or creator economy app, we eliminate the complexity of paying contractors, affiliates, and suppliers across borders. With one platform, unlock instant payments to 190+ countries via 300+ rails, including ACH, PayPal, Venmo, Cash App, crypto, and local methods across Asia, Africa, and Latin America. Our white-labeled onboarding handles identity verification, sanctions screening, and automatic tax form collection (W-9s, W-8BENs, 1099s) so you stay compliant without the paperwork. Trusted by companies processing $1B+ to over 1 million payees, Dots reduces onboarding friction by 20-40% and replaces manual payment operations with real-time fraud monitoring and instant transfers. -
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IXOPAY
IXOLIT
IXOPAY is a payment orchestration platform that brings independence and flexibility to the process of online payments. From intelligent payment options for end customers to an acquirer-agnostic PCI Vault that supports smart routing and modular risk and fraud management to centralized reporting, settlement and reconciliation, the entire life cycle of a transaction can be fully depicted with individually customizable technologies. IXOPAY is a best-of-breed, highly scalable and PCI-certified payment orchestration platform for white label clients and enterprise merchants. The modern, easily extendable architecture provides intelligent routing, cascading, and state-of-the-art risk management functions as well as centralized reconciliation and settlements along with plugin-based integration of acquirers and payment service providers. Fully PCI compliant card vaulting, smart transaction routing, monitoring and reporting, post processing, reconciliation and settlements. -
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Gattera
Gattera
Gattera is a multi-PSP payment orchestration platform built specifically for non-traditional industries that require flexible, resilient, and intelligent payment routing. It sits between merchants and multiple payment service providers, directing each transaction to the best-performing gateway based on cost, success rates, geography, card type, and real-time conditions. With features like decline recovery, soft-decline rescue, and intelligent failover, Gattera maximizes approval rates while minimizing customer friction. Merchants can integrate once with Gattera’s unified API and instantly access 15+ PSP connectors and 20+ payment methods—including cards, wallets, banks, and crypto. The platform also centralizes risk management, analytics, reconciliation, and compliance tools, allowing businesses to maintain full visibility into fees, routing logic, and processor performance.Starting Price: $0 -
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Rebilly
Rebilly
Don’t let limited payment providers, messy reporting and compliance headaches get in the way of growth. Solve and future-proof all things payments with a single integration. Instantly connect 110+ payments gateways and 50+ methods in 100+ currencies. Manage and optimize all things payments in the same interface while Rebilly’s vaulting technology and enterprise security keep your payments secure, PCI compliant, and future-proofed. Forget gateway lock-in and shrug off growing pains. With your data safe and manageable in one place, you’re free to expand to any market, payment method, industry and business model at a moment’s notice. Complete more, more profitable transactions, maximize customer lifetime value, reduce fraud risk and make data-driven decisions with a streamlined workflow.Starting Price: $149 per month -
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Ivy
Ivy
Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way. -
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Payabli
Payabli
Payabli is the next-generation payments infrastructure for software companies to quickly and easily embed and monetize payments. A single unified API and infrastructure stack to quickly and easily monetize and manage a SaaS platform’s payments business. With our comprehensive strategic guidance and full stack API-first capabilities, our partners can build world-class payment offerings that are fully integrated and seamless to their product experience making it effortless for merchants to receive payments from customers. Make one-time, recurring, or scheduled payments. Save payment methods for future use. Invoicing customers to request payments. Embed and monetize all money out movement to vendors and suppliers. We offer managed payables and on-demand payout solutions that ensure all vendors get paid securely and on time. Your one-stop shop API-first payments technology backbone. Leverage our wide range of solutions to meet your needs. -
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Shuttle
Shuttle
Whether you’re a merchant or a software platform, navigating the fragmented, disconnected world of commerce-related services is challenging. Shuttle is the home of the best services on the market and the platform to connect them. Find and connect services that will save businesses money or help them grow, reduce cost and improve cash flow. The Shuttle Platform enables software vendors to future-proof their payments stack – connect leading payment providers and generate revenue from payments. Providing all the features software needed to enable payment features whilst driving added value for your merchants. The Shuttle Marketplace and Apps can help businesses sell more for less by getting the right payment services, and technology partners and connecting them together where possible. Our revenue-based financing can accelerate your business growth and our fraud protection reduces risk and loss. -
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Finswitz
Finswitz
Finswitz is an African financial infrastructure platform that helps businesses collect payments, manage funds, issue cards, handle compliance, and embed financial services through a unified platform. The platform provides both developer APIs and no-code tools. Businesses can accept payments, create hosted payment pages, generate payment links, manage settlements, automate payouts, route transactions across multiple payment providers, and monitor activity through a centralized dashboard. Key features include: Unified Payment APIs No-Code Collections and Payment Links Smart Payment Routing Wallet & Ledger Infrastructure Split Payments & Vendor Settlements Escrow & Treasury Management Compliance as a Service (KYC/KYB) Virtual Card Issuance Reporting & Reconciliation Developer & Admin Console Finswitz is designed to reduce the complexity of building and operating financial products across Africa by providing a single platform for payments, compliance, treasury.Starting Price: $19 -
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Monite
Monite
Monite lets neobanks, B2B SaaS, and other platforms offer compliant AP Automation & Invoicing to their clients. The functionality of top specialized players, is API-first and native to your interface. Your clients can collect all incoming bills in one place, collaborate & build approval flows, allow employees to pay invoices with a card or another payment method, and more. Your clients can send offers & invoices to their clients, collect payments online and see analytics. Custom invoice design, reminders & dunning, auto-payment recognition & reconciliation, and more. A receivable is an invoice issued by a company to its customers for delivered goods or used services that have not been paid for yet. This usually occurs because of credit sales and as a result of buying goods or services on credit. Essentially, Monite API enables the whole accounts receivable aspect of SMEs business to run in an "auto-pilot” mode. -
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Worldline
Worldline
With connection to more than 3500 European banks in 21 countries, we help you to unlock the potential of Open Banking and advance your business through a single open banking API. From open banking Account to Account (A2A) payments, to IBAN checking, credit scoring, and business financial management, Worldline's industry leading open banking capabilities have made them the supplier of choice for multinational banks and payment providers. -
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Mondo
Mondo
Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.Starting Price: 2% -
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Paygage
Paygage
Paygage is a payment gateway built specifically for professional and member-based communities, designed to simplify how organizations collect, manage, and track payments across their entire financial workflow. It enables users to accept payments or bill clients on a recurring basis with ease, supporting both online and in-person transactions while integrating multiple payment methods such as credit cards, debit cards, bank transfers, and digital wallets. It focuses on delivering a fast, painless, and secure way to collect money, with bank-grade security and PCI-compliant infrastructure that protects data throughout every stage of the transaction. Beyond basic payment processing, Paygage automates the full financial journey, including invoicing, ticketing, and reporting, allowing organizations to generate invoices, track transactions in real time, and maintain complete visibility over their financial performance.