Alternatives to YooMoney

Compare YooMoney alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to YooMoney in 2026. Compare features, ratings, user reviews, pricing, and more from YooMoney competitors and alternatives in order to make an informed decision for your business.

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    Melio

    Melio

    Melio

    Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.
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    Sila

    Sila

    Sila

    Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.
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    Joompay

    Joompay

    Joompay

    With Joompay you can: • Get a virtual debit card for free and use it for safe and secure online shopping. We also support both Google Pay in case you want to add Joompay card to your wallet. • Order our card in plastic. We had so many enquiries about our card in plastic, we could not leave them unanswered! You can pre-order your plastic card now in one of our 3 beautiful colors: alpaca-white, narwhal-blue, flamingo-pink • Enjoy our special offers on shopping. That's why we have an outstanding 5% cashback from your Joom purchases! You will also receive a €10 bonus if your first purchase on Joom costs more than €10. Check our app for more offers available. Limited time only! • Get notified about any activity on your account. Every time you send or receive a transfer, you'll get an instant push notification. You will never miss out on your money moves! • Feel safe and secure. Lost your plastic card? Freeze it right in the app. Found it in your bag? Unfreeze it right away.
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    PayPal

    PayPal

    PayPal

    PayPal is a widely used digital payment platform that helps individuals and businesses send, receive, and manage money online and in stores. The platform offers flexible payment solutions including Pay in 4, Pay Monthly, debit cards, cashback credit cards, and savings accounts with competitive APY rates. Users can shop securely online using PayPal checkout while earning cashback rewards and special offers from popular brands and retailers. PayPal also allows customers to transfer money internationally, split bills with friends, request payments, and create shared money pools for group expenses. The mobile app provides a centralized experience where users can manage payments, savings, rewards, and cryptocurrency transactions in one place. Security and privacy are heavily emphasized through encrypted payments and protection of financial information during transactions.
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    Fondue

    Fondue

    Fondue

    Replacing pre-purchase incentives, shoppers see their CashBack eligibility throughout the purchase journey and then redeem it post-purchase in a method they choose: gift cards, cash, and more to come soon. No more one-size-fits-some discounting that trades profit for revenue. Keep loyal shoppers coming back with bonus values on gift cards, give discounts to shoppers who need them to convert, and recapture revenue when shoppers who didn't need the discount don't redeem it. Brands replace coupons in their welcome series popup, email, & SMS with CashBack. Shoppers may redeem CashBack post-purchase either as cash via a Visa card or a gift card back to the brand's store. Since not every shopper claims their CashBack brands reinvest that money into larger offers to increase conversion and revenue.
    Starting Price: $65 per month
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    BonusQR

    BonusQR

    TechWeb s.r.o.

    BonusQR is a versatile digital loyalty platform designed to help small and medium-sized businesses attract, engage, and retain customers through a fully customisable rewards system. Whether you're running a café, salon, gym, or retail store, BonusQR enables you to launch a branded loyalty program in minutes—no point-of-sale (POS) integration or technical expertise required. 🎁 Diverse Loyalty Programs: BonusQR offers a wide array of loyalty modules that can be mixed and matched to suit your business needs:​ Stamp Card: Reward customers with a free item after a set number of purchases. Points System: Assign points for each transaction, redeemable for discounts or freebies. Cashback: Offer a percentage of each purchase back as credit for future use. Reward for Spend: Provide coupons when customers reach specific spending thresholds. Reward for Visit: Encourage repeat visits by offering rewards after a certain number of check-ins. Onboarding Promotion, Special Occasions and more
    Starting Price: $19/month
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    PicPay

    PicPay

    PicPay

    With PicPay it's like this: you can pay your bills in up to 12 installments, have a secure and free digital account, credit card with no annual fee and even earn money back on your purchases. Using your physical or virtual credit and debit card, you pay for everything and everyone and can even pay in installments on credit. In addition, you can still earn cashback, that is, cashback. In addition to making your money work, you can use it whenever you want for payments, transfers and withdrawals. At PicPay you control everything that goes in and out on time, easily and directly from your cell phone. At PicPay Store you will find your favorite stores in one app. Take advantage of exclusive discounts and you can still earn cashback. You can also recharge your cell phone, and transport card and pay for your series and movie streaming directly from your cell phone.
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    Blackcatcard

    Blackcatcard

    Blackcatcard

    Introducing Blackcatcard: Europe's trusted money service founded in 2019. It's an authorized EMI (C55146) by Papaya Ltd. Enjoy virtual and plastic Mastercard-compatible cards usable at ATMs and payment terminals. Free account creation, virtual card, and maintenance for individuals. Access online banking, app-based management, and integrated services. Serving individuals and businesses with cashback, bonuses, crypto, and extra cards. While EEA-focused, embraced worldwide including the US, South Korea, China, South Africa, and more.
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    Airwallex

    Airwallex

    Airwallex

    Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform.
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    Beem

    Beem

    Beem

    Beem is a free mobile payment app designed to simplify financial interactions for Australians. It enables users to pay and receive payments effortlessly, securely, and instantly, provided both parties are registered Beem users. Beyond basic transactions, Beem allows users to store loyalty cards, transfer money between accounts, and make purchases within the app. The platform also offers features like group expense tracking, enabling users to create groups of up to 30 members to manage shared expenses efficiently. Additionally, Beem Rewards provides cashback offers when shopping with linked cards at participating retailers, enhancing the value of everyday spending. Beem is backed by Australian Payments Plus (AP+), ensuring robust security measures, including encryption, transaction authentication, and real-time fraud monitoring, to protect user data and funds.
    Starting Price: Free
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    Pay2.House

    Pay2.House

    Pay2.House

    Pay2.House is a payment infrastructure that simplifies and accelerates the management of advertising expenses, transfers, and financial operations within digital teams. The platform offers a multi-currency wallet (USD, EUR, USDT) with instant top-ups via USDT (TRC20), Capitalist, and SWIFT - all without hidden fees. Users can issue and manage unlimited virtual cards that work with Apple Pay and Google Pay, making them ideal for launching ads on Facebook, Google, TikTok, and covering subscriptions, proxy services, AI tools, and cloud platforms. Cards are issued instantly with just two clicks, allowing teams to scale fast and manage expenses with full transparency. Internal transfers between accounts are free and real-time, streamlining collaboration between buyers, managers, and financial leads. A flat $5 fee per card and $0.25 per transaction makes Pay2.House one of the most affordable solutions on the market.
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    Western Union

    Western Union

    Western Union

    Western Union is a global financial services company that enables individuals and businesses to send and receive money across borders. It allows users to transfer funds online, through a mobile app, or in person at agent locations. The platform supports transfers to more than 200 countries and territories worldwide. Western Union offers fast delivery options, with some transfers available for pickup within minutes. It also provides additional services such as bill payments, prepaid cards, and mobile top-ups. The system includes tracking tools that let users monitor transfers in real time. Security features such as encryption and fraud prevention help protect transactions. With a long history in financial services, Western Union is widely used for international money transfers.
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    Finom

    Finom

    Finom

    IBAN account opened online for SMEs, Freelancers and companies under Registration. No messy paperwork – experience unparalleled conditions available in the market. Free physical and virtual cards for you and your employees. Save, exchange, spend, and receive money like a local in 150+ countries.
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    MSS Payments

    MSS Payments

    MSS Payments

    MSS Payments digital wallet has both a software and information component. The software provides security and encryption for the personal information and for the actual transaction. Our Digital Wallets offer real-time transactions to ease up our clients payment processes. Apart from digitized payments, our digital wallets are easily self-maintained and fully compatible with most e commerce/m commerce websites. Our Digital Wallet ensures the safety of your money and also offers various perks such as reward coupons, loyalty points, membership and score value prepaid cards. You can avoid the hassle of mobile bills and visiting shops for prepaid top-ups. You can top up mobile airtime anywhere through your phones, handsets, across carriers as well as in real time. You can explore business opportunities and expand your network and connect with banks, retailers and carriers to open up engagement opportunities.
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    P100

    P100

    P100

    Blending together traditional financial services, such as personal IBAN and debit cards, together with cryptocurrency hot and Self-Custodial wallets. Enjoy the flexibility of managing all your digital money in one convenient app. Take advantage of the P100 hot wallet to engage in activities like buying, selling, and swapping cryptocurrencies. Once the transactions are completed, promptly move your digital assets to a Self-Custodial wallet, ensuring a high level of security and a safety. Take control and ensure your protection. Earn P100 points with every transaction, and watch as your level grows. Each level dictates the percentage of your cashback and the rebate on crypto fees. By making debit card transactions, you will accumulate points that can be redeemed as cashback. These points can be utilised to claim rebates of up to 50% on all your crypto transactions. The rebates will be deposited into your Euro account.
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    Brocard

    Brocard

    MyBrocard

    MyBrocard is a service for issuing virtual payment cards. Our customers can pay for ads on popular platforms as Google, Facebook, TikTok, etc and also purchase goods and services online. There are no restrictions on budgets and number of cards. Mass card operations and a convenient API will significantly simplify and automate your work. Choose issuing country (USA, UK, Estonia, Hong Kong, Colombia) and 25+ BINS (Bank Identification Numbers) from international banks for your goals with favorable conditions: $0 for maintenance $0 commission for card balance replenishment 0% commission for domestic payments $2 for card issuance 100% fee cashback* 50 free cards on start The service provides several ways to top-up: USDT (4% commission) Wire (3% commission) Capitalist (7% commission) Replenish from a affiliate network (commission starting from 0%)
    Starting Price: $0 per 50 cards on start
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    Taptap Send

    Taptap Send

    Taptap Send

    Send money from UK, EU, US, and Canada to Africa and Asia at a great price. With fast transfers to mobile money cards in popular speeches, you can send money from your smartphone at any time. Our easy-to-use smartphone app lets you send money to family and friends with just a few taps and a debit card. No more waiting in line, complicated fees, or wondering if your loved ones received your transfers. Sending money is as easy as sending a text message. All you need is your friend's name and phone number. We immediately deposit funds from your debit card into your friend's mobile money wallet. Mobile network providers (such as MTN) make mobile wallets available to you in many African countries. They allow anyone with a mobile phone to store money on their device. Recipients can withdraw or add funds to their mobile wallets at any mobile money agent nearby. Agents are common in all the countries we ship to.
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    Azimo

    Azimo

    Azimo

    Faster, cheaper global money transfers, the money transfer service for hard-working people. Instant or one-hour transfers possible to 80+ countries 24/7 delivery to selected countries (no weekend delays). Set up your first transfer in minutes. Your first two transfers are fee-free! Great rates & low fees, save up to 90% compared to banks and traditional money transfer providers. Regulated by financial institutions in the UK and the EU, anti-fraud and encryption technology. Trusted by more than 1 million customers. You can transfer money at home or on the move with our award-winning app. Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian. Email and chat support, with in-app phone support available to customers in some markets. Support centre – answers to frequently asked questions and much more. We are the money transfer service for hard-working people.
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    Songhai Exchange

    Songhai Exchange

    Fincode Limited

    Songhai Exchange (SHE) is a cross-border payment network that facilitates payments - such as bank transfer, cash pick-up, mobile money, and bill payments - into and within Africa through a single touchpoint. SHE facilitates the movement of money from all parts of the globe into Africa and from one African country to another. The SHE network comprises banks, payment service providers, money service businesses and other partners scattered across Africa, Europe, Middle East and the United States. As the most reliable and cost-efficient Africa-centric payment switch, SHE reduces the cost of remittance and payments by cutting away payment aggregators, connecting your organization directly to banks and SHE equally grants payment service providers on our network exposure to international money transfer operators and financial institutions for easy access. The Songhai Exchange platform is a partnership between FinCode and CSL Capital Limited (CSL).
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    Nexo Card
    The only card that lets you unlock the value of your digital assets and keep their upside potential. The Nexo Card can be ordered and managed from the comfort of the Nexo Wallet App, giving you instant worldwide access to your assets. Using the Nexo Card is like using any other card. All you have to do is swipe your card and the payment amount is deducted from the available balance of your Nexo Account. Get 2% cashback every time you tap your Nexo Card. Choose whether to receive your rewards in NEXO Tokens or BTC or toggle between the two right before making a transaction. All your cashback is automatically placed in your Nexo Account so the only thing you need to worry about is making purchases with your card. The Nexo Wallet is equipped with military-grade 256-bit encryption and 24/7/365 fraud monitoring mechanisms, guaranteeing the safety of clients' funds and transactions.
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    Teya

    Teya

    Teya

    Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.
    Starting Price: $51.97 per month
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    MoneyCorp

    MoneyCorp

    MoneyCorp

    Whether you're buying a property overseas, emigrating, planning a wedding or sending money to friends and family abroad, let us get your money where it needs to be. As a top tier foreign exchange provider with a global presence, we pride ourselves on providing a tailored FX exchange to multi-sized businesses across a number of industries. Load ten different currencies onto your card and access travel money at millions of locations worldwide. We won't charge you ATM fees or card payment fees. Buy foreign currency and travel money from moneycorp for collection to get competitive exchange rates and low fees. Discover our daily market updates and stay informed on the very latest foreign currency exchange developments. Whether it's buying a holiday home, converting your salary, sending money to family or paying for your dream wedding abroad, our award-winning service delivers your money quickly and safely.
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    Money Transfer Application
    MTA is the comprehensive white-label, cloud-based solution that automates every aspect of your money transfer, virtual account management, or bureau de change business. You can be a bank, bureau-de-change, or any money business. MTA allows you to confidently offer your customers a full range of services such as local or international money transfer, bills payment, foreign currency exchange, mobile top-up, Wallet (P2P), virtual account management, cryptocurrencies, and deposit/collection points. The services above can be accessed directly by your customers from their mobile phones or computer. The software is available as a ready-made package and can be customized with features specifically tailored to your business. MTA supports money transfers to all countries of the world and more than 150 different currencies. It has easy customer management features and different interfaces for different types of users.
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    Payfare

    Payfare

    Payfare

    A zero-cost payout solution that allows workers to choose how and when they want to get paid. Through full-service digital banking and optional debit payment cards, 1099 workers benefit from instant access to their earnings and cash-back rewards on everyday purchases. Workers need cash flow to manage daily and unexpected expenses. If the business you work for partners with Payfare, enroll for a free digital banking app and payout debit card that provides faster access to your earnings at zero cost. Avoid payday loans and overdraft fees on top of the costs of maintaining a traditional bank account. Get cash-back rewards that put money back in your pocket. No fees to receive your earnings deposits instantly, a zero-cost payout solution. No monthly or annual fees, no overdraft fees, and no minimum balance required. Empower your workers with instant access to their earnings and a free digital banking solution that fits their financial needs and work lifestyle.
    Starting Price: Free
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    Small World

    Small World

    Small World Financial Services

    The simple way to transfer money abroad. Great rates and low fees. Constantly checked against competitors. Better than the banks. Safe and secure. 15 million customers can’t be wrong. Register in less than 2 minutes. Convenient, direct to account in more than 90 countries. Cash pickup from over 250,000 locations. Great service, real time payment tracking. Local support when you need it. Transfer money abroad instantly to bank accounts in over 90 countries. Send money to over 250,000 pickup locations . Send mobile airtime . Send money directly to a mobile money account. We’ll even deliver to a home address . Top-up a prepaid cash card. We’re a regulated financial services company handling more than 1 million transactions a month. Instant or same day service to over 90 countries worldwide . Over 15 million customers worldwide trust us with their global money transfer needs . At Small World the safety and security of your money transfer is our top priority.
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    TransferGo

    TransferGo

    TransferGo

    TransferGo makes international money transfer simpler, safer, and cheaper for millions of users worldwide. We offer fast, low-cost transfers at excellent rates, sending to 164 countries and 41 currencies (and counting). TransferGo is an international online money transfer service that provides direct currency conversion at a fixed rate. Founded in 2012, TransferGo is headquartered in Vilnius, Lithuania, with additional offices in London, Kaunas, Warsaw, and Kraków. The platform supports multiple payout options like bank, card, and wallet transfers but does not offer cash payouts through physical stores, partnering locally in some markets for cash distribution. TransferGo serves over 7 million customers across more than 160 countries. Send money to almost any country on the planet. Send money to cards, bank accounts, e-wallets, and even cash. Send money from your card or bank account.
    Starting Price: Free
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    Ria Money Transfer
    Simple, secure international money transfer. Redesigned from the ground up. Fast, simple, and secure money transfer. Safe and reliable transfers. Great rates and low fees. With more than 30 years of experience in the industry and the backing of Euronet, your money is safe in our hands. With a worldwide network of 447,000 locations in 160 countries, we continue to make the world a smaller place by closing distances between families and their loved ones through world-class money transfer. We also offer bill payment, mobile top-ups, prepaid debit cards, check cashing, and money orders. With every service that we provide, we work hard to provide the most positive experience possible. At Ria Money Transfer, our mission is to get your money where it needs to go in the quickest, most affordable, and easy way imaginable. Fill out the name, address, and phone number of your receiver. Sending directly to someone’s bank account? No problem. Just include their bank name and account number, too.
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    Bitybank

    Bitybank

    Bitybank

    With the physical or digital international crypto card, you earn cashback in Bitcoin and other cryptocurrencies. Make your purchases using crypto. Receive notifications about your transactions in real-time and know what is happening with your account. Have full control over your physical or digital card, being able to block it in seconds, directly through the Bitybank app. Your access is fully protected and you have extra layers of security (2FA and facial validation). Bitybank offers you premium service, with trained and qualified professionals to help you in the best possible way. Your platform to buy Bitcoin and other cryptocurrencies at the best price. We reinvented digital banking for you to invest and use cryptos on a daily basis, in a simple way, and earn cashback in Bitcoin and other cryptocurrencies. Open your Bitybank account and request your card in three simple steps.
    Starting Price: Free
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    Stripe Corporate Card
    The corporate card for fast-growing companies. Stripe Corporate Card is the easiest way for all staff to manage their expenses. Provision cards instantly, manage your business expenses in real time and get credit increases as your business grows. Instead of dealing with complicated rewards programs, you'll get extra cashback based on the categories you spend the most on. It is the corporate card that we all want. All you need to sign up is a Stripe account, without any paperwork or personal guarantees. Get up and running in minutes with a virtual card. We use your banking and payment history to determine your credit limit. As your business grows, so does your line of credit. Upload your logo directly from the Dashboard so that your corporate card has the same style as your brand. Your cashback balance is automatically credited to your monthly bill, so you will never lose your rewards. There are no annual fees or fees for foreign transactions or late payment.
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    BOSS Revolution

    BOSS Revolution

    BOSS Revolution

    Stay closer to your loved ones. Choose your destination to see what we can offer. Forget about disconnection. Now staying in touch is only one app away. Talk and text with a reliable, low-cost service that delivers on its promise to help you keep in touch across the miles. Create a new account now and get $2 to start calling. We want your money transfers to be easy, convenient, and safe. Enjoy low fees, excellent exchange rates, and easy repeat transactions. Discover the power of international money transfer in just a few clicks. Your first transfer is free up to $300! An easier way to stay connected with loved ones and ensure their mobile never runs out of balance. With BOSS Revolution you can send mobile airtime to over 150 carriers across 90 countries with just a few clicks. Stay connected with your loved ones and get a $2 bonus when you download our calling app. Great rates, free calls, and crystal-clear connection. Stay in touch wherever you are with our mobile app.
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    OZON

    OZON

    OZON

    Ozon is one of Russia's leading ecommerce platforms, offering over 9 million products across more than 20 categories, including clothing, groceries, home goods, and electronics. Established in 1998 as an online bookstore, Ozon has evolved into a comprehensive marketplace that supports both first-party and third-party sellers. It operates its own fulfillment infrastructure to deliver orders across Russia's 11 time zones, with a network of over 16,000 pickup points, including automated parcel lockers. Ozon provides tools for product promotion, an automatic recommendation system, and analytical data to optimize sales. The company also offers financial services, including consumer loans for multi-category online purchases and its own debit card with a cashback feature. Ozon continues to expand its services, including express grocery delivery and ready-to-serve food production under the Ozon Express brand.
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    Grey

    Grey

    Grey

    Open a global bank account for free to receive and make foreign payments or convert currencies, all in one place. Use your account details to receive pounds, dollars, and euros like a local and manage your earnings. Invoice like a local and manage your earnings. Enjoy quick and efficient online foreign exchange transactions. Say goodbye to bank queues and disappointments. Enjoy fast global money transfer with your international bank account on Grey. Share your account details to get paid, or spend around the world with your debit card. Verify your identity using your government-issued ID. Sign up online, or in our app with your email address. We don't lend out your money and we make sure that it's always secure with our institutional partners so you have nothing to worry about. Our AML and security teams are dedicated to keeping your account safe and protected from fraud at all times.
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    Sondepay

    Sondepay

    Sondepay

    Sondepay: The Premier Financial Solutions Platform In the rapidly evolving business environment, efficient and secure management of financial transactions is essential for success. Sondepay is an innovative cloud-based platform that simplifies financial transactions, facilitates global money transfers, enables cryptocurrency trading, and processes gift cards. Our platform empowers businesses to take charge of their financial operations, lower costs, and boost revenue.
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    DelivApp

    DelivApp

    DelivApp

    DelivApp is a white-label delivery infrastructure platform for tech partners, POS providers, marketplaces, and delivery companies. It combines online ordering and delivery management in one suite, deployed under each partner's brand. Online ordering includes branded web and mobile apps, kiosk, tablet, and AI chat ordering, plus advanced menu management. It supports multi-location, multi-brand, multi-language, and multi-currency operations. Delivery management provides a web dispatch dashboard, courier mobile app, automated bundling and dispatching, real-time tracking, third-party fleet integration, and configurable fee structures. Built-in loyalty tools include a digital wallet, bonus points, cashback, gift cards, referrals, vouchers, and automated campaigns. APIs connect with POS systems, external fleets, and third-party platforms. Trusted by 3,000+ restaurants and delivery companies.
    Starting Price: $183/month
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    Clique

    Clique

    Clique

    Clique allows users to store loyalty cards from their favourite brands in one app. Users can organize their favorite brand loyalty cards into clean, customizable widgets with logos and patterns. Think of it as a more visual, user-friendly way to keep your loyalty cards always accessible Clique is an all-in-one app designed to help users manage their rewards, cashback, discounts, and exclusive deals from their favorite stores. With Clique, users can easily join loyalty programs, earn points on purchases, and redeem rewards for discounts and special offers, all in one place.
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    Smartbis

    Smartbis

    Smartbis

    Smartbis Cashback is a white‑label loyalty platform that lets businesses of all sizes launch customized cashback and points programs under their brand. Core Features • Cashback & Points Rewards: Customers earn cashback or points with purchases and can redeem via vouchers, store credit, or share with friends . • Referral Bonuses: Built‑in referral system that grants automatic bonuses when customers refer others . • Marketing Automation: Segments users for targeted campaigns. Supports messaging via WhatsApp, email, and SMS — all without spamming . • Multi‑Platform Integration: Works with Shopify, Wix, e‑commerce, physical stores, franchises, and POS systems • Gamification: Tiered clubs (e.g., Bronze/Silver/Gold) with extra incentives for higher engagement • Voucher Automation: Automatically sends cashback vouchers after purchases for next‑order discounts • QR Codes & Surveys: Custom QR codes and satisfaction surveys, rewarding feedback.
    Starting Price: $19.90/month
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    WorldFirst

    WorldFirst

    WorldFirst

    International business payments made easy. We’re WorldFirst, an international payments business helping you move money around the world. Our customers can open one or multiple local currency accounts online, for free, and make foreign exchange transactions in 68 currencies easily and at speed. Collect international payments from global marketplaces. Convert money at a time and rate that suits you. Pay in multiple currencies from a single account. Manage your money and FX transactions all in one place. For businesses importing and paying overseas suppliers. Make international money transfers easily and securely at speed. Manage risk with robust hedging solutions and help keep business budgets and future plans on track. Send mass payments from a single transaction, saving time and money. Open up to 10 local currency accounts and start receiving funds from global marketplaces in minutes. Hold funds to pay suppliers and repatriate funds with ease.
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    Oxygen

    Oxygen

    Oxygen

    You’re burning with ambition. You’re a pioneer. At Oxygen, we invite you to partner with us. Launch yourself with mobile business banking built for you. We want you to win. Breeze through the process of incorporation in the Oxygen app – wherever you are in the US. With no monthly fees to tie you down, you can enjoy our 24/7 banking services without the bills. Create one-time use cards with no fear of sharing your Oxygen Visa® Business Debit Card details. You can control monthly spend, merchants authorized, and freeze or cancel virtual cards with a tap. Earn instant cashback rewards (5%) at approved merchants using your Oxygen Visa® Business debit card. No games, gimmicks or tricks – just real money. Handy integration with SaaS accountancy tools means you can tie up all your financials in real time.
    Starting Price: Free
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    Prime Expert

    Prime Expert

    Expert Systems

    For our new customers who will purchase analytical programs, we offer client methodological service for 3 months. The cost of such a service (3 months) will be 5% of the price of the purchased software product. For universities that plan to purchase Project Expert Tutorial, we offer a discounted price for the educational version of the Prime Expert product, suitable for modeling and analyzing the activities of a manufacturing enterprise. The cost of the Prime Expert Tutorial in this case will be only 60,000 rubles. Both products are designed to be installed in a classroom with 10 seats (the number of seats can be increased). Subject to the signing and payment of the contract within 5 days from the date of contacting the company, as a bonus, we offer 2 hours of free online consultations on working with the analytical program (applies to Project Expert, Audit Expertm Prime Expert).
    Starting Price: $1160.26 one-time payment
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    Validus

    Validus

    Validus

    Small and medium businesses deserve more attention and financial support. That’s why we’re building better business finance to drive a bigger impact for small businesses and their communities. Our relationships matter to us. So does making your life easier. Our finance solutions are designed to power growth for businesses of all sizes, across all industries. With just 2 documents, you can apply for loans digitally in minutes, receive approval and get funds within 1 day. Our next-gen finance tools, from cards and expense management to money transfers and accounting, help you enjoy upsized time and money savings. Instant working capital loans to grow your business and manage operational expenses. Track and manage all company expenses in real-time, on the go. Create unlimited virtual corporate cards for free. Add to your Google Pay wallet to use in-store. Earn cashback on all card spends. Get payment alerts on your mobile.
    Starting Price: Free
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    Revolut

    Revolut

    Revolut

    One place to manage all things business. Get more from your business account with powerful tools that give you total control over your finances. Spend less time on admin and more time focused on what’s important – your business. Join the 500,000+ customers on Revolut Business. Send and receive international payments, with no hidden fees. Multi-currency accounts allow you to hold, exchange, send and receive funds in 28+ currencies - always at the real (interbank) exchange rate. Free international and local payments within your plan allowance, and free transfers between Revolut Business accounts. Stay organized with multiple accounts for your business needs. Spend in over 150 currencies at the real (Interbank) exchange rate. Stay in control – issue physical and virtual cards, track spending in real-time for your entire team. Automate your expenses and capture receipts in the app instantly.
    Starting Price: $32.00/month
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    Lithic

    Lithic

    Lithic

    Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic’s accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you’re creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. Create your first card in minutes and use it right away.
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    Skrill

    Skrill

    Skrill

    With Skrill you have an online wallet. You can pay online, send money, have a Skrill card, and a loyalty programme. Skrill has been helping to make it, send it and spend it for millions of customers since 2001. So wherever you are and whatever you want to do with your money, just skrill it.
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    Vantage Perks

    Vantage Perks

    Vantage Circle

    Offer your employees a discount program that benefits their financial health. Enjoy exclusive discounts on products on a wide array of brands in categories like dining, travel, electronics, real estate, and more. Earn extra cashback points over and above the discounts & easily redeem them from gift vouchers with zero-point expiration. Effortlessly access and manage your employees’ earnings & savings on online purchases with real-time customized reports. Give employees the flexibility to choose gift cards from popular in-store and online brands. Once employees redeem points, gift card details are sent instantly to their emails. Get an overview of the amount allocated to, debited, credited, and the balance remaining over a period of time. Seamless integration with your existing HCM/HRIS platforms and single-sign-on (SSO) tools, making it easy for you to onboard. Get exclusive offers and discounts along with crazy cashback from over 1000+ brands.
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    Sendwave

    Sendwave

    Sendwave

    Sendwave is a digital money transfer service that enables users to send funds quickly and securely to loved ones in select countries across Africa, Asia, Latin America, and the Caribbean. The platform offers competitive exchange rates and low fees, ensuring that more of your money reaches its intended recipient. Transfers can be made directly from your smartphone, eliminating the need for physical locations or lengthy processes. Sendwave supports various payout options, including bank deposits, mobile wallets, and cash pickups, depending on the recipient's location. The service is available 24/7, providing assistance whenever needed. Skip the line and send money from your phone to your loved ones in seconds. We are available to chat 24/7 if you need any help. Link your debit card, verify your identity, and send in minutes. At Sendwave, we're on a mission, to make sure your money gets to your friends and family, as safely and effortlessly as possible.
    Starting Price: Free
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    Accrualify

    Accrualify

    Accrualify

    Save time and money by automating your company purchase order, vendor management and onboarding, accrual, invoicing, and payment processes. Issue and manage plastic and virtual cards directly in the Accrualify platform. Get ahead of employee spend by issuing virtual cards for purchases they’d normally make with personal cards. This gives you more control, less risk of fraud, and greater insight into company spend. Control when and where employees spend, and see transactions in real-time. The best part? This module is FREE*. Accrualify offers finance organizations solutions to gain full control and insight into their procure-to-pay month- and quarter-end processes. Our products allow your finance team to automate daily and monthly accounts payable tasks like purchase order creation and approval workflows, accrual requests, invoice collection and approvals, and electronic payment approvals. Additionally, Accrualify gives your company tools for better vendor management and transparency.
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    Stablegate

    Stablegate

    Stablegate

    At Stablegate, we help people and companies send and receive tranditional and digital money between Europe and 150+ countries without unnecessary delays or complexity Use it to pay for services, accommodation, or high-value purchases. Accept payments in USDT, BTC, and other assets, or earn through our revenue share program We handle conversions, required documentation, and settlement to banks, so payments move smoothly from start to finish With fast onboarding, transparent pricing, and experience working with European financial institutions, Stablegate is built for those who value speed, structure, and reliability in international payments.
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    YouTrip

    YouTrip

    YouTrip

    Singapore’s first multi-currency wallet with linked Mastercard®. No transaction fees or markups, no platform fees, no annual or subscription fees. When you see the best rates, lock them in instantly. Make in-app exchanges for 10 currencies wherever, whenever. With 0% transaction fees and real-time wholesale exchange rates, foreign currencies just don’t seem so foreign anymore. Top up instantly with any Singapore credit or debit card and hold up to S$5,000 in a secure mobile wallet. Spot the best rates, and make instant exchanges for 10 currencies. Or let our SmartExchange™ technology do it for you at prevailing rates as you spend. Use your personal YouTrip Mastercard in-store or online to enjoy no fees on cashless payments in over 150 currencies. Not everyone goes completely cashless. Use your YouTrip card to make withdrawals at any overseas Mastercard, Maestro or Cirrus ATMs.
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    Binance Card
    With the Binance Card, you can spend your favorite cryptocurrencies* at more than 60 million merchants worldwide. Just transfer crypto from your spot wallet to your funding wallet, and you're ready to go. Spend your crypto anytime, anywhere. Your Binance Visa Card is completely free! Binance will not charge any administrative or processing fees*. Hold crypto in your Binance Funding Wallet and exchange only when you're making payments. Get up to 8% cashback on all eligible purchases made with your Binance Visa Card! All your Binance Card funds are protected by the highest security standards available at Binance. Sleep tight, we've got you covered.
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    Equals Money

    Equals Money

    Equals Money

    Take control of your business expenses with Equals Money cards to use around the world and monitor spending in real time. With a deep understanding of your industry, dedicated service, and a flexible product offering, the enterprise model fits your unique requirements. Empower your teams to spend around the world, wherever they’re working, while you stay in control of balances and permissions. Set permissions based on team roles, manage balances, and order cards for new staff, all in a matter of clicks. Cards can be used in over 190 countries at 35 million locations, so your team can spend securely wherever they’re needed. Save on the fees that come with using credit cards overseas and wave goodbye to discovering hidden charges when working through expenses. Your team can earn up to 3.5% cashback at major UK retailers that will automatically be credited to your business’s account. Make global business payments to suppliers, partners, staff, and clients.
    Starting Price: $62.83 per year