Alternatives to Western Union
Compare Western Union alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Western Union in 2026. Compare features, ratings, user reviews, pricing, and more from Western Union competitors and alternatives in order to make an informed decision for your business.
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Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
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Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
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Atlantic Money
Atlantic Money
Atlantic Money is the only international money transfer provider that offers international transfers for businesses at a flat fixed fee and the current exchange rate – for transactions up to millions. Even compared to the formerly cheapest providers such as Wise or Revolut, businesses can save up to 99 per cent on each transfer, means thousands on every transaction. The fintech was founded in 2020 by Robinhood alumni and is based in London.Starting Price: €3 or £3 per transfer -
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Flywire
Flywire
Flywire Corporation (Nasdaq: FLYW) is a global payments enablement and software company. We combine our proprietary global payments network, next-gen payments platform and vertical-specific software to deliver the most important and complex payments for our clients and their customers. Flywire leverages its vertical-specific software and payments technology to deeply embed within the existing A/R workflows for its clients across the education, healthcare and travel vertical markets, as well as in key B2B industries. Flywire also integrates with leading ERP systems, such as NetSuite, so organizations can optimize the payment experience for their customers while eliminating operational challenges. Flywire supports more than 4,000+ clients with diverse payment methods in more than 140 currencies across 240 countries and territories around the world. Flywire is headquartered in Boston, MA, USA with global offices. -
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Paysend
Paysend
International money transfer. Transfer money online to over 70 countries around the world for only $2. But don’t just take our word for it. Download the Paysend app on the App Store or Google Play to send money and track your transfers anytime, anywhere. We transfer money to over 70 countries, and regularly add new ones to our platform. We display the rate, transfer fee and receivable amount before you make the transfer. Send your money the way that suits you – using bank cards & accounts, or simply using a mobile number via Paysend Link. Transfers are sent in real time, but it could take up to 3 business days depending on your recipient’s bank’s processing times. All money transfers are certified by Visa, Mastercard, China UnionPay, the FCA, and are PCI DSS certified. Money never sleeps, and neither do we. We’re here to help at any time of the day. We deliver money to 70+ countries worldwide. -
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Small World
Small World Financial Services
The simple way to transfer money abroad. Great rates and low fees. Constantly checked against competitors. Better than the banks. Safe and secure. 15 million customers can’t be wrong. Register in less than 2 minutes. Convenient, direct to account in more than 90 countries. Cash pickup from over 250,000 locations. Great service, real time payment tracking. Local support when you need it. Transfer money abroad instantly to bank accounts in over 90 countries. Send money to over 250,000 pickup locations . Send mobile airtime . Send money directly to a mobile money account. We’ll even deliver to a home address . Top-up a prepaid cash card. We’re a regulated financial services company handling more than 1 million transactions a month. Instant or same day service to over 90 countries worldwide . Over 15 million customers worldwide trust us with their global money transfer needs . At Small World the safety and security of your money transfer is our top priority. -
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Simple, secure international money transfer. Redesigned from the ground up. Fast, simple, and secure money transfer. Safe and reliable transfers. Great rates and low fees. With more than 30 years of experience in the industry and the backing of Euronet, your money is safe in our hands. With a worldwide network of 447,000 locations in 160 countries, we continue to make the world a smaller place by closing distances between families and their loved ones through world-class money transfer. We also offer bill payment, mobile top-ups, prepaid debit cards, check cashing, and money orders. With every service that we provide, we work hard to provide the most positive experience possible. At Ria Money Transfer, our mission is to get your money where it needs to go in the quickest, most affordable, and easy way imaginable. Fill out the name, address, and phone number of your receiver. Sending directly to someone’s bank account? No problem. Just include their bank name and account number, too.
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Cash Money
Cash Money
Apply in minutes for a Cash Money loan and be offered our best loan options for your financial situation. Cash Money is a Canadian financial services company offering a variety of loan products, including payday loans, lines of credit, and auto equity loans. Customers can apply online or visit one of their branch locations for in-person assistance. The company provides services such as Western Union money orders and transfers. Cash Money emphasizes accessibility and security, adhering to provincial regulations and consumer protection laws. They offer flexible repayment options and strive to provide quick access to funds for various financial needs. Online, by phone, or in a branch, conveniently start your application process with a few verifiable documents. Then, get a loan decision within minutes. Get your money in as little as 15 minutes. You can see all the online loan options in your province and how much you are pre-approved for with no impact to your score.Starting Price: Free -
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Azimo
Azimo
Faster, cheaper global money transfers, the money transfer service for hard-working people. Instant or one-hour transfers possible to 80+ countries 24/7 delivery to selected countries (no weekend delays). Set up your first transfer in minutes. Your first two transfers are fee-free! Great rates & low fees, save up to 90% compared to banks and traditional money transfer providers. Regulated by financial institutions in the UK and the EU, anti-fraud and encryption technology. Trusted by more than 1 million customers. You can transfer money at home or on the move with our award-winning app. Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian. Email and chat support, with in-app phone support available to customers in some markets. Support centre – answers to frequently asked questions and much more. We are the money transfer service for hard-working people. -
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Songhai Exchange
Fincode Limited
Songhai Exchange (SHE) is a cross-border payment network that facilitates payments - such as bank transfer, cash pick-up, mobile money, and bill payments - into and within Africa through a single touchpoint. SHE facilitates the movement of money from all parts of the globe into Africa and from one African country to another. The SHE network comprises banks, payment service providers, money service businesses and other partners scattered across Africa, Europe, Middle East and the United States. As the most reliable and cost-efficient Africa-centric payment switch, SHE reduces the cost of remittance and payments by cutting away payment aggregators, connecting your organization directly to banks and SHE equally grants payment service providers on our network exposure to international money transfer operators and financial institutions for easy access. The Songhai Exchange platform is a partnership between FinCode and CSL Capital Limited (CSL). -
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Félix
Félix
Félix is a remittance service designed to simplify money transfers from the United States to Mexico, Guatemala, and Honduras. By leveraging WhatsApp, users can send funds without the need to download additional applications or create new accounts. The platform offers competitive exchange rates and a fixed commission fee of $2.99 per transaction. Transfers to bank accounts are processed instantly, while cash pickups at partner locations are available, with funds typically ready within 30 minutes. Félix collaborates with major remittance payers in these countries, ensuring broad accessibility for recipients. The service is tailored for Latinos residing in the U.S. who wish to support their families back home, providing a user-friendly and cost-effective solution for international money transfers. We combine Blockchain and Artificial Intelligence to disrupt how remittances are done today and build the future of cross-border payments.Starting Price: $2.99 per transaction -
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TransferGo
TransferGo
TransferGo makes international money transfer simpler, safer, and cheaper for millions of users worldwide. We offer fast, low-cost transfers at excellent rates, sending to 164 countries and 41 currencies (and counting). TransferGo is an international online money transfer service that provides direct currency conversion at a fixed rate. Founded in 2012, TransferGo is headquartered in Vilnius, Lithuania, with additional offices in London, Kaunas, Warsaw, and Kraków. The platform supports multiple payout options like bank, card, and wallet transfers but does not offer cash payouts through physical stores, partnering locally in some markets for cash distribution. TransferGo serves over 7 million customers across more than 160 countries. Send money to almost any country on the planet. Send money to cards, bank accounts, e-wallets, and even cash. Send money from your card or bank account.Starting Price: Free -
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Money Transfer Application
Fincode Limited
MTA is the comprehensive white-label, cloud-based solution that automates every aspect of your money transfer, virtual account management, or bureau de change business. You can be a bank, bureau-de-change, or any money business. MTA allows you to confidently offer your customers a full range of services such as local or international money transfer, bills payment, foreign currency exchange, mobile top-up, Wallet (P2P), virtual account management, cryptocurrencies, and deposit/collection points. The services above can be accessed directly by your customers from their mobile phones or computer. The software is available as a ready-made package and can be customized with features specifically tailored to your business. MTA supports money transfers to all countries of the world and more than 150 different currencies. It has easy customer management features and different interfaces for different types of users. -
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Aspora
Aspora
Aspora is a global finance app for Indians living abroad, designed to make cross-border money management simple, secure, and fast. It supports international money transfers to India with live Google exchange rates, allowing users to see how much the recipient will receive before completing a transfer. Transfers are protected with 256-bit encryption, proactive fraud detection, and funds held with regulated financial institutions, while 24x7 customer support is available directly through the app. Aspora also provides NRI banking capabilities that let eligible users open NRE and NRO accounts digitally by submitting documents in the app, creating a connected experience for sending money to India and managing savings from abroad. The banking experience is designed around quick digital onboarding, allowing users to begin using a new NRI savings account without traditional branch-based setup. -
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Sendwave
Sendwave
Sendwave is a digital money transfer service that enables users to send funds quickly and securely to loved ones in select countries across Africa, Asia, Latin America, and the Caribbean. The platform offers competitive exchange rates and low fees, ensuring that more of your money reaches its intended recipient. Transfers can be made directly from your smartphone, eliminating the need for physical locations or lengthy processes. Sendwave supports various payout options, including bank deposits, mobile wallets, and cash pickups, depending on the recipient's location. The service is available 24/7, providing assistance whenever needed. Skip the line and send money from your phone to your loved ones in seconds. We are available to chat 24/7 if you need any help. Link your debit card, verify your identity, and send in minutes. At Sendwave, we're on a mission, to make sure your money gets to your friends and family, as safely and effortlessly as possible.Starting Price: Free -
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OrbitRemit
OrbitRemit
OrbitRemit is an international money transfer service that enables individuals to send funds online from Australia and New Zealand to over 45 countries, including the Philippines, India, China, Thailand, and the USA. The platform offers a user-friendly mobile app and website, providing features such as rate alerts, transfer tracking, live chat support, and rewards for frequent users. Transfers are typically completed within 1 to 3 working days, depending on the destination and payment method. OrbitRemit boasts a 4.8/5 rating on Trustpilot, reflecting its reputation for reliability and customer satisfaction. The service is regulated by AUSTRAC in Australia and the Department of Internal Affairs in New Zealand, ensuring compliance with financial regulations. Starting Price: Free -
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Almond
Almond FinTech
Almond is part of a new breed of cross-border financial innovations that move money in nimble new ways. By seamlessly bridging the worlds of fiat and digital currency, the Almond API suite is able to reduce settlement time, slash costs, and optimize settlements, while offering new levels of transparency. When you’re leaping from one ecosystem to another as you are with any cross-border payment, there’s a tremendous amount of friction to overcome. The Almond Transfer Protocol expands coverage by standardizing cross-border communications between financial institutions, then optimizing the conversion between fiat and digital currency. A transaction starts with a deposit in fiat currency at the sending financial institution. It’s then transferred cross-border in the form of a digital currency through a network of digital currency exchanges. Finally, it’s transferred back from digital currency to fiat currency at the beneficiary financial institution. -
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Taptap Send
Taptap Send
Send money from UK, EU, US, and Canada to Africa and Asia at a great price. With fast transfers to mobile money cards in popular speeches, you can send money from your smartphone at any time. Our easy-to-use smartphone app lets you send money to family and friends with just a few taps and a debit card. No more waiting in line, complicated fees, or wondering if your loved ones received your transfers. Sending money is as easy as sending a text message. All you need is your friend's name and phone number. We immediately deposit funds from your debit card into your friend's mobile money wallet. Mobile network providers (such as MTN) make mobile wallets available to you in many African countries. They allow anyone with a mobile phone to store money on their device. Recipients can withdraw or add funds to their mobile wallets at any mobile money agent nearby. Agents are common in all the countries we ship to. -
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OFX
OFX
We're regulated by United States Department of the Treasury Financial Crimes Enforcement Network. We've got better rates and fees than the banks, and have securely transferred over $100 billion worldwide since 1998. OFX was built to save you money on overseas transfers, with Zero OFX fees, low exchange rates and transfer options for every type of business. OFX helps businesses of all shapes and sizes. To direct you to the most relevant information for your business, we just need the shape and size of your company. Choose the option that best describes your business. We’ve combined technology with a vast network of global financial institutions to bring businesses a flexible, fast and secure way to move money overseas. We can transfer your money to over 190 countries in 50+ different currencies. If the globe had corners, we’d have them all covered. -
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WorldRemit
WorldRemit
No need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computer. 90% of our transactions are completed in minutes. We use industry-leading technology that protects your money and guarantees it arrives safely every time. See our low fees and our best exchange rates up front, with no hidden costs. Send on the go from the US and track your transfer with our app. WorldRemit is a fast and secure service that lets you transfer money online using a computer, smartphone, or our app. You’re here. But your friends and family are thousands of miles away. Wherever home is for you, bring it closer with WorldRemit. Send a bank transfer direct to your loved ones’ banks instantly. It’s easy and you can do it on your laptop or mobile. We send over 130,000 bank transfers worldwide. But remember, a bank transfer is just one of four ways of sending with WorldRemit. -
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MoneyGram
MoneyGram
Ways to send and receive money in the United States at MoneyGram. With so many options to transfer money internationally through bank accounts, mobile wallets, at thousands of locations and online. MoneyGram lets you find your way. With millions of downloads, the MoneyGram money transfer app is an easier way to send money from the United States, pay bills and more. But don’t just take our word for it, our customers are loving everything the wire transfer app has to offer. Download it today from Google Play or the App Store and see for yourself! Take advantage of our online and in-app money transfer services to limit unnecessary travel. Check with local agents in the U.S. for store hours, restrictions, and closures if you need to send money using cash. Sign up today, make just one money transfer and receive 20% off the fee on your next. Sign in to your MoneyGram profile or create a new one to enroll. -
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Pay2.House
Pay2.House
Pay2.House is a payment infrastructure that simplifies and accelerates the management of advertising expenses, transfers, and financial operations within digital teams. The platform offers a multi-currency wallet (USD, EUR, USDT) with instant top-ups via USDT (TRC20), Capitalist, and SWIFT - all without hidden fees. Users can issue and manage unlimited virtual cards that work with Apple Pay and Google Pay, making them ideal for launching ads on Facebook, Google, TikTok, and covering subscriptions, proxy services, AI tools, and cloud platforms. Cards are issued instantly with just two clicks, allowing teams to scale fast and manage expenses with full transparency. Internal transfers between accounts are free and real-time, streamlining collaboration between buyers, managers, and financial leads. A flat $5 fee per card and $0.25 per transaction makes Pay2.House one of the most affordable solutions on the market.Starting Price: $5 -
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Intermex
Intermex
Intermex uses a state-of-the-art money transfer system, there’s no safer way to send money to your loved ones! At Intermex, the customer is at the center of everything we do. We use a proprietary financial technology that enables consumers to send money from the United States to 17 countries in Latin America and the Caribbean, including Mexico and Guatemala and four countries in Africa. We offer wire transfer and other money processing services to our customers through our network of 100,000 sending and paying agents located in all 50 states, the District of Columbia and Puerto Rico, and throughout Latin America and Africa. -
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Salt Edge
Salt Edge
Salt Edge is a leading financial API platform with PSD2 and open banking solutions for every business. The company has two main vectors of activity: 1. Enabling third parties to get access to 5,000+ bank channels via a unified gateway. 2. Developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and open banking licenced in the UK, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with thousands of financial institutions in 50+ countries and takes great pride in providing open banking solutions to various financial institutions, including ING Bank, Western Union, Finom, Pleo, Freshbooks, Hyperjar, Azimut, Odoo, MoneyWiz, and many others. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report. -
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Xoom
PayPal
Send money abroad with Xoom, a PayPal service. Deposit to a bank account. Send money to almost any bank account. Send cash for pickup at thousands of partner locations around the world. Send money directly to your recipient’s door. Stay current with text updates, email notifications, online access, or call our friendly support staff 24/7. With Xoom, you’ll always see your exact fee and the amount your recipient will receive. Contact us or visit our Help Center to get the answers and information you need. We’re here to help. We're committed to keeping your transaction secure by not sharing your financial information. Our encryption and fraud monitoring help protect your transaction 24/7. We guarantee that your money will be received or we’ll refund your transaction in full. Have questions? Contact us anytime. Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors. -
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Caliza
Caliza
Our technology helps you embed digital dollar accounts and real-time payments into your products and services, unlocking new financial opportunities for your customers. Straightforward API or online dashboard that gives you full control and customization of your experience. US-based digital dollar accounts with segregated funds, real-time cross-border settlements, savings, and competitive FX rates. Bring borderless payments and digital dollars to your business with our simple, secure, developer-friendly API. Enable businesses to access international goods and services faster. Enable companies to manage treasuries across borders without delays or errors. Help your customers accept payments from their own users across borders. Provide US banking credentials and dollar accounts with instant liquidity for your customers. Help businesses pay their global workforce accurately and compliantly. Provide quick and inexpensive transfers for customers sending and receiving money. -
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PayPal
PayPal
PayPal is a widely used digital payment platform that helps individuals and businesses send, receive, and manage money online and in stores. The platform offers flexible payment solutions including Pay in 4, Pay Monthly, debit cards, cashback credit cards, and savings accounts with competitive APY rates. Users can shop securely online using PayPal checkout while earning cashback rewards and special offers from popular brands and retailers. PayPal also allows customers to transfer money internationally, split bills with friends, request payments, and create shared money pools for group expenses. The mobile app provides a centralized experience where users can manage payments, savings, rewards, and cryptocurrency transactions in one place. Security and privacy are heavily emphasized through encrypted payments and protection of financial information during transactions.Starting Price: Free -
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Dunbridge Financial
Dunbridge Financial
Pay with Transparency, Grow with Confidence. Fast, safe, and cost effective money transfers for businesses and individuals. Always cheaper than the bank. Pay cross-border suppliers. Receive your global revenues. Invest abroad. Send money home. Dunbridge Financial is faster, easier and smarter than using your bank to send and receive money internationally. Dunbridge Financial is disrupting the international payments space by bringing awesome customer experience to clients through technology, price and convenience. With an industry leading digital platform, and services that include foreign exchange, international payments, mass payments and invoice financing, Dunbridge Financial is a feature-rich financial services company that allows customers to operate and grow confidently. 24/7 Trading, and White Glove Customer Service. Fast, Transparent Payments. Never charge more than 1%. -
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Key Currency
Key Currency
At Key Currency, we’ve helped thousands of people transfer money abroad. We’re committed to providing a service of the highest integrity and safety. Key Currency is an FCA regulated Authorised Payment Institution and as such, all money transfers are conducted through safeguarded client accounts. You can benefit from our personal service and guidance on exchange rates. Rather than using a bank or online system and having to accept whatever exchange rate they give you on the day, we can discuss and agree with you on the right time to exchange your money. Quick and easy ‘on the spot’ transfers. Great when you need to move your money now. Remove the hassle and worry of making recurring transfers. Perfect for transfers of salaries, pensions, mortgages and rent. We can scan the markets for your ideal rate and let you know when the market is in your favour. If you want to lock in a rate but aren’t ready to make a transfer. -
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Tranglo
Tranglo
We simplify cross-border payments so you can focus on keeping your customers happy. Transform your foreign remittance, business and mobile payments today. Money service businesses can connect customers with more countries and let them send money home quickly. Single platform for corporates to send and receive cross-border payments easily. International airtime top-up, mobile recharge and bill payment solutions. The largest telco in the Middle East gets a massive boost to its mobile and airtime network to benefit over 7 million active users instantly. Our foreign remittance solution for you to start letting your customers send money home quickly, safely and reliably. If you have a mobile app or an internal payment system, choose our intelligent API with real-time monitoring. Access everything: technical specification, source codes and more. Use our intuitive live test to get a feel of our API. -
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Remitly
Remitly
Sending means more when you switch to Remitly. Your money arrives exactly as promised or we'll refund your fees. Your personal information is always kept confidential and your funds are protected. Nearby stores and banks for your loved one to pickup. We're committed to providing you with great exchange rates and low fees every single day. We offer promotions for brand new Remitly customers. Eligibility restrictions may apply. Once you create an account, check out our handy step-by-step guide to sending your first transfer. Every transfer carries a delivery promise. We deliver on time or your money back. In addition to excellent rates, we offer you $0 fees when sending $500 or more. We may ask for additional documentation depending on the amount sent or if we are unable to verify your identity. Your safety and security are our absolute priorities. We are a Money Services Business registered with the US Department of Treasury and authorized to do business in all 50 states. -
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BOSS Revolution
BOSS Revolution
Stay closer to your loved ones. Choose your destination to see what we can offer. Forget about disconnection. Now staying in touch is only one app away. Talk and text with a reliable, low-cost service that delivers on its promise to help you keep in touch across the miles. Create a new account now and get $2 to start calling. We want your money transfers to be easy, convenient, and safe. Enjoy low fees, excellent exchange rates, and easy repeat transactions. Discover the power of international money transfer in just a few clicks. Your first transfer is free up to $300! An easier way to stay connected with loved ones and ensure their mobile never runs out of balance. With BOSS Revolution you can send mobile airtime to over 150 carriers across 90 countries with just a few clicks. Stay connected with your loved ones and get a $2 bonus when you download our calling app. Great rates, free calls, and crystal-clear connection. Stay in touch wherever you are with our mobile app.Starting Price: Free -
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MSS Payments
MSS Payments
MSS Payments digital wallet has both a software and information component. The software provides security and encryption for the personal information and for the actual transaction. Our Digital Wallets offer real-time transactions to ease up our clients payment processes. Apart from digitized payments, our digital wallets are easily self-maintained and fully compatible with most e commerce/m commerce websites. Our Digital Wallet ensures the safety of your money and also offers various perks such as reward coupons, loyalty points, membership and score value prepaid cards. You can avoid the hassle of mobile bills and visiting shops for prepaid top-ups. You can top up mobile airtime anywhere through your phones, handsets, across carriers as well as in real time. You can explore business opportunities and expand your network and connect with banks, retailers and carriers to open up engagement opportunities. -
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Sondepay
Sondepay
Sondepay: The Premier Financial Solutions Platform In the rapidly evolving business environment, efficient and secure management of financial transactions is essential for success. Sondepay is an innovative cloud-based platform that simplifies financial transactions, facilitates global money transfers, enables cryptocurrency trading, and processes gift cards. Our platform empowers businesses to take charge of their financial operations, lower costs, and boost revenue. -
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Paysera
Paysera
Open a free account in just a few minutes. Exchange currency at the best rates, manage your account conveniently with your mobile phone, transfer money to over 180 countries across the globe, and carry out instant (SEPA Instant) transfers within seconds, 24/7/365. 13 000+ merchants use Paysera to process payments in their e-shops or online businesses. Easy to integrate plugins for 20+ CMS platforms are provided and maintained by us, so you have nothing to worry about! Check out the Paysera payment initiation service for even more convenient and affordable payment processing that is used by the majority of our business customers. All payment methods supported by Paysera, free application for ticket checking, probably the lowest prices on the ticketing market. Payments for tickets in real time and exclusive and unique ticket design. More than 55 countries for payments via mobile operators. -
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M-PESA
Vodafone
M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.Starting Price: Free -
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Epay
Epay
Innovative cross-border collection, one-stop capital settlement. Overseas customers only need to pay the local currency and Epay can economically and efficiently settle it to the currency you need with multi-channels, helping you to explore new markets and seize the opportunities in the digital economy era. Epay can effectively help corporates such as live broadcast platforms, online teaching company, foreign-invested enterprises, and labor dispatch companies to make bulk payment. Epay supports more than 80 currencies, receivers can pick up cash or receive through bank account. There are more than 200,000 cash pick-up locations around the world, which enables people to move money wherever it needs to be, in the most time and cost-efficient manner. Cooperated with more than 400 banks around the world, Epay aims to build a one-stop remittance platform to provide convenient and affordable money transfer services for millions of people who study, travel, do business, work abroad.Starting Price: $3 -
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SentBe
SentBe
Cheaper, faster, easier, and more convenient overseas money transfer to 49 countries around the world. We operate in accordance with local laws and regulatory standards of the jurisdictions in which we operate. Through our conformity with the law, we ensure that our customers are protected as comprehensively as possible. Our customers’ personal information and payment transactions are encrypted and protected using TLS (Transport Layer Security) technology and P2P technology in order to prevent phishing scams. We also conduct regular security checks in accordance with local regulatory requirements.Starting Price: Free -
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YooMoney
YooMoney
YooMoney is a Russian electronic payment service that provides users with a personal finance space for online and offline transactions. Users can sign up using just a phone number, granting immediate access to a free virtual card valid for five years, suitable for secure online purchases such as taxi services, deliveries, subscriptions, and other transactions on Russian websites. This virtual card offers instant cashback in bonus points, with up to 5% in selected categories and 1% for other purchases, where 1 point equals 1 ₽. For added security, users can cancel a virtual card immediately after a payment and issue a new one for free. YooMoney also offers physical Mir cards, which are valid for five years and provide cashback in rubles and bonus points. These cards can be delivered by post or courier within Russia. Additionally, YooMoney supports various services, including adding funds to accounts, purchasing digital products, and facilitating payments and transfers. -
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Transferly
Transferly
We Help You Find the Cheapest and Fastest Way to Send Money Abroad Our real-time comparison engine searches the top, most trustworthy, money transfer sites in order to find you the best exchange rates, and save you the most possible money on transfer fees. It’s free to use and takes mere seconds to see results.Starting Price: $0 -
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Higlobe
Higlobe
Receive payments from the United States into a regulated US account and withdraw your funds when you need them and need them. Just pay a fixed monthly subscription of $4.99 for your receiving account. Enjoy unlimited transfers, with no transaction fee, from the US with a guaranteed exchange rate. One monthly subscription, unlimited transfers. The best exchange rate in the market, with a guarantee. Money withdrawals at the local bank of your choice, as often as you choose. No minimum amount per transaction. The more money you transfer, the more you save. Open your Higlobe account and you will get a US-receiving bank account. Finally, a platform built by international workers specifically for the global workforce. Receive payments from your customers, employers, and business partners in the US. Higlobe converts the payment into asset-backed stablecoin and stores it in your Higlobe account. Provide your account information to your US employer or customer and get paid.Starting Price: $4.99 per month -
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TorFX
TorFX
Every business is different, but our range of currency transfer services can be adapted to suit your company’s needs and help you protect your profit. We secure you the most competitive exchange rate available whenever you need to make an immediate transfer. Budget effectively and protect your funds from negative market shifts by fixing an exchange rate for up to two years in advance of making a transfer. Limit Order, target an exchange rate higher than the current rate and we’ll automatically execute your transfer if the market reaches that level. Control the risk of an exchange rate suddenly falling by setting a worst-case rate. You can wait for conditions to improve but know your transfer is protected if they worsen. By keeping you updated with the latest currency news and ensuring you benefit from the expert insight of a dedicated Account Manager, we can help your business time its currency transfers more effectively. -
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Union Bank Bank Freely
Union Bank
$0 Monthly Service Charge. Open with any amount greater than $0. Ideal for general operating and payroll checking accounts – enjoy the benefits of a business checking account with no Monthly Service Charge. Unlimited Combined Transactions and no charge for the first $10,000 of cash deposited each statement period. $0 Union Bank® ATM Fees at any ATM worldwide. Two rebates for non-Union Bank ATM fees per statement period. Safely and conveniently check your business accounts, including operating and payroll checking account balances, transfer money and more. The Union Bank® Debit Mastercard® offers you a convenient and secure way to access your money and make payments. Make purchases quickly and easily online, by phone, or at millions of merchant locations worldwide. Pay your bills over the phone or online. Access cash at ATMs around the world. -
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Wise
Wise Payments
The only business account you need to go global. Everything you need to grow your business and operate internationally — without the high fees, hefty admin, and headache of a local bank. We safeguard your money in top financial institutions. We're an authorized financial services provider. Pay invoices with the real exchange rate in 70+ countries from your phone or app. 50% of payments are instant or arrive in an hour. All you need is your recipient’s bank details or email. They don’t need a Wise account to get paid. Save time and money on international payroll, employee reimbursements, or recurring payments. Pay up to 1,000 people in one click. Just upload a spreadsheet with details for each transfer and submit one payment. Add team members to your account to help with payments. All past payment info is saved for the future. -
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BitHalo
BitHalo
World’s first unbreakable contracts, no more middlemen, no more lost funds on exchanges. No more fear, uncertainty & doubt! The software can switch from Bitcoin to Blackcoin with the click of a button. USD integration allows you to pay in exact dollar amounts by synchronizing with exchange rates. The same keys are used for both coins! Very user-friendly making crypto fun and easy to use. Learn cryptocurrency even if you are new to it. Every account uses two keys! Your account is unhackable especially if two locations are used (2FA). Hide your keys inside of images making them impossible to find. Sign transactions from two locations at once. All of this is automated in the software. Give each key a different password! Security on a whole new level. Finally anyone in the world has access to cryptocurrency. Halo allows for unbreakable wires and western unions! There are unlimited funding options. No more meeting in person, no more uncertainty, no more websites. -
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Airwallex
Airwallex
Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform. -
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TransferMate
TransferMate
TransferMate is a leading, global B2B-payments technology solution, processing billions in international payments for the world’s most trusted brands. We have attracted major strategic investments from leading banks including ING Group N.V and Allied Irish Bank. Whether you are a bank, business or university, TransferMate can save you time and money with our innovative payments solutions. Easy to use, no set up costs, and back-end integration with our global banking network. Same-day payments and receipt confirmation. Receive the correct amount every time, eliminating expensive wire fees. End-to-end transparency on a fully regulated network. We transfer your local currency directly to your recipient’s local account in their currency. Lock in FX rates, eliminate wire fees, and reduce admin workload. Embed TransferMate global payments directly into your current workflow. Give your existing users smarter payment options on one platform. -
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Guardian CMMS
Guardian CMMS
Guardian Software Products Inc. is both the developer and support provider for the Guardian Asset, Maintenance and Materials Management Software package. The GUARDIAN software development was funded by the activities of Western Software, a sister company, that was originally established in 1975 for the sole purpose of implementing and customizing software solutions. The experiences of Western Software demonstrated a need for a comprehensive Windows based Asset, Maintenance and Materials Management Software package, a solution that kept key strokes to a minimum and therefore providing a product that Maintenance personnel will actually use. The mandate given our Software Development Team was to produce a full-featured Asset, Facilities, Maintenance & Materials Management Software package that addresses the requirements of today’s cost conscious Managers with the following key goals: -
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PCS ProStaff
PCS ProStaff
Since 2001 we have provided Professional Services throughout the Western United States. The vision of our founder was and is to be the premier leader of Administrative Business Services where small and large businesses can compete by maximizing our technology, systems and processes. Our services include, Payroll, HR Consultancy, Administrative Staffing, Executive Recruitment and Workplace Safety Consultancy. “PCS” is perfectly placed to deliver services on behalf of our business partners and clients throughout the Western United States. PCS ProStaff Inc Providing Best Business Consulting, payroll, Staffing, HR, Executive Recruitment, ADMINISTRATIVE SERVICES, anti harassment training, Advisory Services in California. Trusted Business & Human Resources Consultants.Starting Price: $100 per month -
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UnionPay
UnionPay
UnionPay International (UPI) is a subsidiary of China UnionPay focused on the growth and support of UnionPay’s global business. In partnership with more than 2400 institutions worldwide, UnionPay International has enabled card acceptance in 180 countries and regions with issuance in 70 countries and regions. UnionPay International provides high quality, cost effective and secure cross-border payment services to the world’s largest cardholder base and ensures convenient local services to a growing number of global UnionPay cardholders and merchants. At present, more than 10 million overseas online merchants accept UnionPay Online Payment. These merchants are based in 200 countries and regions, including Hong Kong, Macau, Europe, the US, Japan, South Korea, covering fields of retail, online travel booking, tuition payment, airline reservation etc. UnionPay online payment is designed to ensure the safety of cross-border online payment.
