Alternatives to Vertex White-Label Banking
Compare Vertex White-Label Banking alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Vertex White-Label Banking in 2026. Compare features, ratings, user reviews, pricing, and more from Vertex White-Label Banking competitors and alternatives in order to make an informed decision for your business.
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Framnex
Framnex
Framnex is a modular financial infrastructure platform for launching and scaling branded banking, payments, FX, card, wallet and crypto products. Businesses can use Framnex to build financial products under their own brand without assembling multiple infrastructure providers from scratch. The platform combines core financial infrastructure, APIs and configurable product modules, supporting use cases such as business accounts, cross-border payments, FX, cards, wallets, mass payouts, treasury, crypto and embedded finance. Framnex is designed for fintech companies, FX and payment businesses, financial service providers and companies looking to add financial products to an existing customer base. Deployment options include SaaS infrastructure, deployment into a client environment, and licensed code depending on the project requirements. -
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SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale on their terms while delivering seamless, digital-first experiences - anytime, anywhere. A fully integrated, front-to-back platform, it drives innovation across retail, corporate, and neobanking sectors. From digital and open banking to deposits, payments, lending, and compliance, our platform enables financial institutions across EMEA to stay ahead of the curve. Trusted by top-tier banks, SBS Banking Platform is recognized by industry leaders, including Gartner, Forrester, NelsonHall, and IBS, for its transformative impact. Recent recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS underscores our commitment to excellence.
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3
Alviere Hive
Alviere
Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.Starting Price: $0 -
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Artha Fintech
Artha Fintech
Artha Fintech Platform is an API-first white-label fintech infrastructure platform that enables banks, fintech startups, payment providers, and financial institutions to launch digital financial services quickly and securely. The platform offers modular solutions including digital banking, multi-currency wallets, payment processing, card issuing, virtual accounts, Banking-as-a-Service (BaaS), embedded finance, KYC/KYB onboarding, AML compliance, and automated reconciliation. Built with secure, scalable APIs and enterprise-grade architecture, Artha integrates seamlessly with existing systems while reducing development time and operational complexity. Businesses can deploy only the modules they need, enabling faster time-to-market and lower infrastructure costs. Designed for scalability, compliance, and flexibility, Artha supports organizations building neobanks, payment platforms, digital wallets, cross-border payment solutions, and embedded finance products.Starting Price: $45000 -
5
Crassula
Crassula
Create a fully-functioning digital bank in a matter of days. Whether you are launching your own banking or e-wallet or you want to seamlessly embed FinTech solutions into your product, Crassula Banking will get you covered. Companies that service business and private customers. Financial institutions that are reselling IBANs and payments. Currency exchange businesses. Telecoms, retailers, and crowdfunding companies that would like to open financial accounts for customers. All banking accounts are multi-currency and work for private, business customers and licensed financial institutions via API, web, and mobile interfaces. Issue and manage cards, process transactions, and set up fees, with multiple currencies supported. Offer your customers the freedom to buy online and offline, with virtual and plastic cards. Manage balances, currencies, chargebacks, and more within one service. Create your own eCommerce global payment gateway with Crassula.Starting Price: Free -
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EBANQ
EBANQ Holdings
EBANQ® is the most user friendly white-label online banking software app on the market. It is a turn-key solution for Banks, Neobanks, Electronic Money Institutions, Payment Institutions, Remittance Companies, Asset Managers, Cryptocurrency Exchanges and anyone else managing client accounts. The EBANQ banking app loads fast on all devices and works great with all major browsers. No additional investment required for Mobile Banking. You can easily customize the EBANQ Online Banking Software by uploading your own logo, changing colors and icons, achieving your own look and feel in seconds. State-of-the-art cloud technology, microservices and modular architecture. Scalable and future proof to meet your requirements whether you have five end-users or five million. -
7
Fintech Core
DashDevs
Fintech Core is modular financial-product infrastructure for fintech companies, licensed financial institutions, and businesses launching products under a partner licence. It combines customer and account management, authentication, a ledger, reporting, notifications, and back-office operations with modules for KYC, KYB, transaction monitoring, banking, payments, cards, crypto, currency exchange, brokerage, and internal transfers. Product teams can configure workflows and connect external financial-service providers through the platform’s API. Its operator dashboard gives operations and compliance teams views of payment status, onboarding, customer risk, balances, compliance cases, and reporting. The platform supports the development or modernization of digital banking, payment, wallet, and crypto-fiat products, with modules and provider connections configured for each client’s product requirements. -
8
UltimaBanq
UltimaBanq
UltimaBanq is an all-in-one banking software that provides a white-label solution for FinTech institutions, including Banks and Electronic Money Institutions. It offers IBAN accounts, SEPA and SWIFT, and card processing services, and accepts clients globally, even those that are considered high-risk such as eCasinos and unregulated financial institutions. The software is designed with built-in security features, complies with EU PSD2 regulations, and has multi-level access for clients and various roles and permissions for employees and management. The back-office is easy to use and can be integrated with additional features and add-ons. UltimaBanq also has modules for Forex and CFD trading, and can be used as a Crypto Wallet or payment platform. A demo is available for users to try and test. -
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Bankable
Bankable
We enable and serve dominant financial institutions, corporates and FinTech entrepreneurs to bring to market highly differentiated payment solutions supported by a very strong, immediate business case. We deliver significant new net revenues and cost-savings by leveraging our fast, scalable and secure API and white-labelled platform to deploy targeted solutions. Our interoperable proprietary platform is PCI-DSS certified (Payment Card Industry – Data Security Standards) and hosted in Tier-4 data centers with the highest level of security certification. Bankable's Virtual Ledger Manager is a cloud based virtual account solution applicable on top of any bank account enabling enhanced cash management for global corporates. It is a multi-bank solution capable of processing standardised and proprietary data formats from multiple banks. -
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FinCell
FinCell
The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.Starting Price: Free -
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SingleView
Omq Al-Halul Trading Company
SingleView is a Saudi-based FinTech innovator delivering advanced Open Banking API services and tailored SaaS platforms for financial management. Serving corporates, SMEs, banks, and financial institutions, SingleView provides White Label solutions, ERP integration, and scalable API services to simplify financial workflows, drive operational efficiency, and enhance user experiences. -
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Finexer
Finexer
Finexer is an FCA-regulated, API-driven platform revolutionizing how SMBs access and utilize financial data. By seamlessly connecting to all UK banks, Finexer enables real-time insights and Pay-By-Bank payments through a user-friendly dashboard, deploying 2-3x faster than competitors. Key Features - Data (AISP) & Payments (PISP) APIs: 1. Banks Transactions Data: Gain real-time access to bank transaction data, empowering businesses to enhance decision-making and create tailored user experiences. 2. Balance Checks: Unlock valuable insights into customers' income, expenses, and balance trends to deliver personalised services and targeted offers. 3. Open Banking Payments: Enable secure A2A payments, instant settlements, and automated recurring transactions (Beta), reducing costs by up to 90%. With advanced data capabilities, white-label options, and PSD2-compliant security, Finexer empowers businesses to optimise operations, drive revenue, and elevate customer experiences. -
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BrightOS
CSoft
BrightOS is a rich modular Core Banking System. Its highly optimal core is extended with functional units that span all bank processes, creating a fully-operational bank environment from day one. BrightOS prepares you for tomorrow's challenges with scalable, API-rich and event-driven solutions. White-label solution to meet your customers digital expectations and native integration with our/any Core banking platform. When selecting BrightOS one of the key factors to consider is the guaranteed data privacy and protection against data loss. Our solution is fully compliant with GDPR regulation including embedded functionalities for consent management. Benefit from range of digitalization integrations, saving time and enhancing your customer services. With proactive actions initiated by our Customer Support Service, important part of BrightOS is the performance management and health orchestration that elevates automation capabilities from simple admin tasks to complex end-to-end service. -
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Azbit
Azbit
Azbit is a new generation exchange offering the most in-demand services on the market. Spot exchange, margin trading, crypto-backed loans. 24/7 support. We work best to be the first. Blockchain-based holding company for traders and investors. Bulding a bridge between the power of Compound Interest and the world of cryptocurrencies. Blockchain-based banking is a core element of Azbit project. Customers will get access to cryptocurrency portfolio-backed P2P lending, fiat banking and financial services, as well as brokerage services providing access to trading on traditional stock, forex, options and currency markets. A European banking license will allow Azbit to meet all the legislative requirements for working with fiat money. Users will have full access to trading in stocks, currencies, and crypto-crypto and crypto-fiat pairs. Our multi-cryptocurrency exchange will support as many cryptocurrencies and utility/security tokens as possible. -
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BankingLab
BankingLab
BankingLab is a unified SaaS banking platform that provides a full stack of digital banking services. The platform has specific modules for customer account management, for payments processing, for issuing debit/credit payment cards, for providing loans and for deposits. The platform also provides access to accounts via API to web or mobile devices. BankingLab is a service provider that helps to turn good ideas into successful fintechs. We help entrepreneurs with our technology guiding you from business ideas to successful licensed financial institutions. Building the future of fintech requires talents. We are proud of our employees who deepen their knowledge daily by helping our customers to develop competitive products and services. Apply if you want to become one. Please focus on your customers, leave technology to us. Online identity verification with KYC/KYB, payment cards issuing, and banking infrastructure. -
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SDK.finance
SDK.finance
SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.Starting Price: Contact us -
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Velmie
Velmie
We’re Velmie, a tech company that builds the kind of banking infrastructure legacy systems have nightmares about. Our platform helps financial institutions launch and scale digital products without the headaches. We focus on real-world needs: smooth integrations, rock-solid security, and tech that grows with you—not against you. If every change to your system feels like a high-risk operation, we’re here to make it routine.Starting Price: $3000 -
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VertexFX Trader
Hybrid Solutions
VertexFX Trader is an Award-Winning total solution for Global Markets Online Trading especially designed to fulfill all of the brokers, Market Makers, Clearing houses, Banks, Central Banks, and financial institutes. Its structure consists of a set of Application Servers Connected to an SQL Database, Client Terminals, and Dealing Room Applications can be hosted starting from a single server for small businesses to several servers to achieve load balancing for enterprises implementations. With its low bandwidth consumption, it can work fairly with good performance with low internet speed through VertexFX streaming messages communication technology.Starting Price: $1500 -
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Particeep
Particeep
Particeep is a fintech that provides banks, asset management firms, insurances and their distributors tunkey solutions enabling them to distribute their financial products and services online. The company offers, in addition to its open API, white-label platforms to distribute financial services online in less than one month. Our Particeep Plug solution allows you to create a digital version of your existing banking products and make them accessible to third parties through a Rest open banking API. With our solution, you quickly deploy your online distribution channels and allow your partners to distribute your offers online by personalizing it according to their graphic charter and their authorizations. Our Particeep Plug white label solution allows you to create a digital version of your existing insurance products or to quickly create new products.Starting Price: 11880€/year -
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Kolleno
Kolleno
Spend less time managing your receivables. Enrol your clients and replace outdated manual processes with automated digital collection strategies and communications. Provide your clients with multiple digital payment options (ACH, Credit Card, Open Banking) making it easier to complete payments and reconcile your books. Receive regular automated reports and analytics to fit your business needs and stay on top of your cash position. Obtain proprietary customer ratings based on credit checks and engagement data to facilitate informed decision-making and optimize payment plans. Predict your future cash position based on current and historic payment data. Streamline your workflows and prioritize easily. Leverage customizable communication templates, strategies, and a white-labeled approach. -
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Bansoft
Banking Systems
Bansoft® is a Core Cloud Banking Solution designed for online Licensed Banks and Financial Institutions which offer services such as Swift / Fedwire. Meeting the additional requirements of KYC/AML compliance with internal controls and through multiple partnered integrated service providers. Additional integrations allow for service expansions such as: Card Platforms, Payment Processing and Merchant Services, amongst others. -
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Virmati
Virmati Software & Telecommunications
Virmati Core Banking System: Automates all retail & corporate banking processes with best of breed functional modules and a full complement of state-of-art features.Work on maker-checker and single window concept.Is easiest to handle, highly parameterized and most flexible software. -
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Decta
DECTA
End-to-end solutions of payment processing, acquiring, and white label cards for banks, PSP-s, Fintech-s, and online merchants. Robust payment system to accelerate business growth. Processing, full in-house PCI Level 1 certified processing for VISA, Mastercard schemes Issuers and Acquirers in EUROPE and Asia-Pacific region. Top-edge E-commerce payment gateway solution included in the technical processing service. DECTA Gateway API. Integration for authorization switching is possible both through ISO 8583-based protocol and REST API. For live program management, DECTA Issuing API is used. Switching & Clearing. DECTA uses Active-Active deployment for all critical processing systems, which allows supporting up to 99,99.. uptime even including planned downtimes for system upgrades and ICO releases. -
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Xapo Bank
Xapo Bank
Xapo Bank is a pioneering financial institution that merges traditional banking services with the transformative power of Bitcoin. Based in Gibraltar and fully licensed, Xapo Bank is designed for forward-thinking individuals who prioritize financial sovereignty and innovation. As one of the first banks to fully integrate Bitcoin into its offerings, it provides members with the ability to securely save, transact, and grow wealth in both fiat currency and Bitcoin. Members enjoy a seamless experience, with tools designed to simplify the use of Bitcoin for both everyday transactions and long-term wealth management. With a focus on robust security, private banking, and seamless access to the Bitcoin network, Xapo Bank empowers users to participate in the global digital economy while enjoying the reliability and trust of a licensed bank. Its commitment to bridging traditional finance with cryptocurrency positions Xapo Bank as a leader in the evolution of modern banking. -
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UNIFIED Core Suite
Star Tech Financial Systems
UNIFIED Core Suite is a stand-out, fully integrated web based Solution comprising the best of Banking Automation , Credit Appraisal and Management policies. The solution automates all retail & corporate banking processes with best of breed functional modules and a full complement of state-of-art features, Maker-Checker. -
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Extrieve
Extrieve Technologies Pvt. Ltd
Extrieve is an AI orchestration platform for BFSI organizations that helps banks and regulated institutions operationalize AI across documents, systems, regulations, workflows, and human approvals. The platform governs how AI models interact with banking data, document repositories, core systems, compliance databases, and business processes. Extrieve includes an orchestration engine, integration layer, and unified operations interface to turn AI outputs into auditable business actions. Its capabilities include maker-checker workflows, audit trails, consent management, DPDP logging, policy controls, low-code workflows, case management, human-in-the-loop reviews, exception handling, and risk oversight. The platform supports use cases such as customer onboarding, lending, trade finance, customer operations, insurance, capital markets, and ESG compliance.Starting Price: $58,000 -
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ForwardAI
ForwardAI
ForwardAI provides aggregated accounting and business data and is trusted by companies in 48 countries worldwide. ForwardAI’s technology makes it easy to gain more insight and control over financial information with a full suite of accounting data solutions for large enterprises like banks, lenders, and fintechs, as well as accountants, financial advisors, and small businesses. The Precise API facilitates modern enterprise and developer tech solutions, including powerful add-ons that proactively engage and retain business clients long-term. - Streamlined API with seamless white-label solutions - Connect with all leading accounting platforms - Process small business loan applications in seconds - Retain SME clients with engaging cash flow tools - Offer personalised loan options To learn more, visit ForwardAI.com.Starting Price: First 25 Companies Free -
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Solaris
Solaris SE
Our Banking-as-a-Service platform has everything you need to build your own banking products. Solarisbank is a technology company with a German banking license. With our straightforward APIs, you can integrate our fully digital banking services directly into your product. We have mastered the technical and regulatory complexities of banking, so that you can focus on what's really important: your customers. Create your own banking product with our powerful APIs. Build your own neobank with our Digital Banking and Cards APIs. We take a B2B2X approach, meaning you remain the owner of the full customer relationship. Our simple and self-explanatory API documentation will have you up and running in next to no time. Our Banking-as-a-Service platform is based on modern RESTful APIs that can be mixed and matched to suit your needs. We shoulder the regulatory burdens of running a licensed bank, so you can focus on your customers’ needs. -
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Kobble
Kobble
Kobble is an innovative financial technology platform designed to accelerate the deployment of new financial products through AI-powered, modular Banking-as-a-Service (BaaS) solutions. Our platform empowers banks, non-bank financial institutions, fintechs, and retailers to build and scale financial products with agility and ease. By leveraging Kobble’s modular architecture, you can seamlessly integrate: ● Digital Wallets - Apple & Google Pay ● Retail & Corporate Ledger ● Virtual account (BSB/Acc & PayID) ● Payment rails (DE, NPP, PayTo & Acquiring) ● Card issuing (prepaid, debit & bin sponsorship) ● FX / Remittance Services* ● Multi-Currency accounts* ● Rewards & loyalty solutions* ● KYC, liveness, PEP & Sanctions ● Personal financial management & enrichment ● Transaction monitoring (AML, fraud and scam monitoring) ● Open banking* ● White label options* ● AFSL licensing -
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F2B Payments
Mainsys Engineering
F2B Payments. A perfect response to launch new banking activity for neobanks or payments actors. F2B Payments includes a series of Front to Back components combining account management and payment functionalities both for traditional and online banks, and offering basic services for new banking players in a “neobank” approach. Complete, integrated and modular, the F2B solution can be deployed flexibly to support the goal of rapid deployment. Client management. The purpose of the Clients module is to introduce and manage the identification data of any person contacting the Bank. They may be natural persons (individuals or professionals) or legal entities. You can find customers, third parties (non-customers) or prospects. In addition, group clients may be created to establish relationships between natural and / or legal persons. The introduction and updating of this data is broken down into general information managed in the basic module.Starting Price: $10000 per month -
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Toqio
Toqio
The smartest fintech platform for the smartest ideas. If you have an idea, we have the platform. Our white label digital finance SaaS lets you quickly launch and monetize new solutions for your customers. From Cards and Financing products to Bank accounts, choose the Toqio products you need to launch your unique proposition. Choose from our pre-integrated fintech and financial service partners or connect your own solutions to the Toqio platform. Our white label SaaS platform allows you bring your brand to life with your own look and feel and user experience for your solution. Applications are hosted & managed by Toqio, while clients take advantage of our innovative pipeline of new products. Build your new financial application easily, quickly, and and cost effectively. Our ready-to-go fintech SaaS platform and marketplace makes innovating simple. Access the end-to-end products you need to take on the fintech market leaders. -
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Vertex
Vertex
The Platform allows any citizen of any country to buy and sell cryptocurrencies such as Bitcoin or Ethereum against bank transfer or various other payment methods. It is a peer-to-peer exchange where buyers and sellers meet to conduct their exchange of goods. FIAT money such as USD, EUR or GBP against crypto or cryptocurrency like Bitcoin against another cryptocurrency. This type of trading includes high level of privacy and ensures that everyone can access cryptocurrencies. You can buy for example 0.05 Bitcoin from a seller in your country and transfer with a local bank transfer to the seller's account. Vertex ensures that you will be sent the Bitcoin. With this process, it is likely that no authorities will prevent the trade from happening, since it often does not include any crossborder activity. We have made it our challenge, to develop and continuously enhance our product to have a revolutionary and innovative way of trading peer-to-peer. -
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Inswitch
Inswitch
Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics. -
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Baseella
Baseella
Baseella is a ultimate core banking software and ecosystem of customer-facing apps designed to empower payment and electronic money institutions. Our comprehensive solution is tailor-made to address all the operational challenges faced by PayTech firms, including financial crime prevention, regulatory compliance, management and financial reporting. With Baseella, startups can swiftly launch their services and scale their business without the burden of multi-million euro investments in core banking software.Starting Price: $7600 -
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Emirex
Emirex
Using technology, we are bringing together a community of issuers and traders from around Africa, Asia, and Europe and providing them with access to the Middle Eastern wealth. Advanced security measures compliant with international standards of IT security in the banking industry, per ISO 27001. Licensed and regulated in accordance with EU Regulations. User-friendly interfaces make access to digital assets easy for novice users, while advanced trading tools provide all the required functionality for professional traders. Our fiat gate facilitates deposits and withdrawals to the users’ bank accounts as well as the purchase through credit/debit cards and other payment methods.Starting Price: 0.1% Fee -
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ClearBank
ClearBank
Financial institutions, from fintechs and crypto platforms to banks and credit unions, use our API to offer their customers a fully regulated banking infrastructure and real-time clearing access. That way the business can grow on your own terms, and stay ahead at speed. Offer your customers FSCS-protected accounts by leveraging our banking license. We take care of the banking products so you can focus on creating the business that your customers dream of. Start processing payments faster and more securely by connecting to the payment schemes via our API. Choose the fully regulated accounts that work best for your business and your customers. With our cloud-based API, we offer banking infrastructure so financial institutions can focus on providing the best service for their customers and stay relevant in a fast-paced market. We understand the pain of dealing with legacy systems, the cost, and the risk involved in innovating in the financial services sector. -
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Striga
Striga
Striga is an infrastructure for digital assets and financial services as a single set of APIs doing the heavy lifting of security and regulatory compliance. Striga's customers include early-stage FinTech, Web3 innovators, Banking Institutions, and Crypto Exchanges utilizing services spanning the range of Crypto Custody, Trading, Card Issuing, Crypto/Fiat onramp/offramp, and vIBANs issuing. With Striga's APIs, companies can : - Offer crypto accounts to retail or corporates - Issue virtual IBANs to retail or corporates - Issue physical and virtual cards -
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Doocat Banking
Energize Global Services
Doocat banking software is an advanced, comprehensive banking solution designed specifically for Microfinance institutions. The platform integrates four key modules—Core banking, Mobile banking, Agency banking, & E-commerce—each built on a robust microservices architecture. Doocat’s super-flexible structure allows for extensive configuration of features and settings, ensuring that the software can be tailored to meet the specific needs of each institution. Whether deployed on-premises or as a SaaS solution, Doocat adapts to the unique operational requirements and regulatory environments of different regions, making it an ideal choice for Microfinance institutions seeking a comprehensive, adaptable, and future-ready banking solution. The Core banking module ensures flexible, compliant operations. Mobile banking provides seamless account management on the go. Agency banking extends financial access via agents, and the E-commerce provides integrated online shops for small business.Starting Price: $3000/month/5000 users -
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Advantica
Softax
Advantica Cloud Core Banking is our proprietary electronic banking system that provides a fully comprehensive core banking service. It offers multi-channel banking products and services as well as support in the implementation of business plans. The system supports the latest requirements defined in the Payment services Directive (PSD2) and Open Banking. Advantica is a secure, stable, scalable and reliable solution that Softax has implemented in the largest financial institutions in Europe. -
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Payall
Payall
Payall Payment Systems delivers purpose-built banking infrastructure to address every aspect of the cross-border payments ecosystem for regulated financial institutions. Their single-shared, global platform automates compliance, risk management, and operating workflows like KYC, KYT (“Know Your Transaction”), sanctions screening, and document collection ahead of transaction execution. The system is backward-compatible with existing core banking systems and offers payment-orchestration across multiple currencies, rails, and payout options, including bank transfers, mobile money, prepaid cards, cash pickup, and name-/email-based payouts. Organizations can process both one-to-one and mass global disbursements via API or spreadsheet uploads, supporting business-to-business, person-to-person, and government payments. Payall promises real-time or near-instant settlement, improved audit transparency, lower costs, and access for populations lacking bank accounts. -
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Mojaloop
Modusbox
The world’s first open-source platform for interoperability in a real-time payment network. We’re driving low-cost digital payment services for banks, companies, governments, and people everywhere. Check out our contributions on Mojaloop.io. Unbanked populations typically rely on low-value, high-volume transactions, making them less attractive customers for most banks. As a secure open-source platform, Mojaloop promotes interoperability for everyone, all classes of Digital Service Providers (DSPs), and the customers they serve. With a purpose-built reference architecture that embodies the level one project principles, Mojaloop is a cost-effective solution for real-time payment and settlement management. Payment hub operators can leverage the technology to deliver transformational and inclusive financial services into their markets. Available to any licensed DFSP in the country including banks and licensed non-banks. -
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AOPAY
AOPAY Technology
AOPAY is a digital banking infrastructure platform that provides financial institutions with integrated payment, banking, and verification solutions through a unified API ecosystem. The platform enables fintech companies, NBFCs, microfinance institutions, cooperative societies, and banks to manage financial operations more efficiently while maintaining regulatory compliance. AOPAY offers modular services such as payment processing, identity verification, lending management, core banking infrastructure, and account management. With real-time settlement capabilities, scalable APIs, and enterprise-grade security, the platform helps organizations modernize financial services, streamline workflows, and deliver secure digital banking experiences. -
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Kyrrex
Kyrrex
Kyrrex is a regulated crypto and fiat ecosystem that is positioned as the world's first global digital bank. The company makes it possible to exchange fiat currencies for digital assets and vice versa. Kyrrex is a Malta-based company that is held to the highest level of capital reserve requirements and compliance standards. It provides a wide range of crypto products and services both for institutional and retail customers, including crypto exchange, liquidity hub, OTC platform and wallet, crypto merchant platform, banking, and tokenization platform. Kyrrex is committed to transforming a young crypto market, bringing in 200-year experience and professional tools of the traditional market. It aims to create a global system of financial products without geographical, legal, and time boundaries. The platform works according to strict regulation of the following authorities and licenses: Financial services, Providing a virtual currency service of Estonian Financial Intelligence. -
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Risk Controller
Risk Control
RC-ICAAP and Stress Testing System The system enables banks and asset managers to perform Pillar II capital calculations and to generate stress test projections for the full set of risks required by regulators. We develop and license enterprise software implementing rigorous risk methodologies. Our software is used by leading banks, asset managers, funds and public institutions around the world. We develop and license enterprise software implementing rigorous risk methodologies. Our software is used by leading banks, asset managers, funds and public institutions around the world. Our software is subject to continuous development as we incorporate new features and improvements. Risk Control software is designed to integrate seamlessly with clients’ existing up- and down-stream systems. Risk Control can tailor flexible software platforms to supply bespoke solutions precisely matching client needs.Starting Price: $4000 per month -
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Silverlake Symmetri Card Management
Silverlake Symmetri
Silverlake Symmetri’s solutions provide banks with a range of banking software that enables them to address their core banking, customer management, online banking, mobile banking, and card management requirements. Banks around the world are using the suite's componentized business solutions to help drive their customer service, retention, and core operational strategies through improved visibility of customer relationships and increased front-to-back office efficiencies. The flexibility and functional breadth of these solutions help banks to optimize the customer experience, improve operational efficiencies and excel through innovation, ensuring banks drive profitability and maintain compliance. With card payments continuing to grow globally at a rapid pace, payments and transactions have become second nature to consumers. As a result, the global card market is now growing faster than ever, presenting financial institutions with a range of opportunities and challenges. -
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BL3P
BL3P
BL3P is a product of Bitonic, an experienced Bitcoin company founded in 2012. BL3P is available in all European countries. BL3P is the only cryptocurrency exchange based in the Netherlands and holds Dutch bank accounts to process euro transactions. BL3P charges a fixed fee of 0,25% and offers market and limit orders with live price estimate. No hidden fees & fast processing of withdrawals & deposits. In addition to the technical development of BL3P, we put a lot of effort into cultivating our relationships with banks. As BL3P will control user funds (euros/bitcoins), we applied for a license at the DNB (Dutch Central Bank). The official response from DNB shows that Bitonic does not need a license. Bitonic however, is organized as a financial institution in accordance with the procedures and regulations. This offers reassurance towards the Dutch banks, who do need a license of the DNB.Starting Price: 0.25% Fee -
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Unifimoney
Unifimoney
Financial Institutions are facing unprecedented competition from multiple directions including Neobanks, Investment Apps and Big Brand Banks. Competition is increasingly based on the digital experience and breadth of services offered. The need to deliver technical led innovation at speed and scale has never been greater. Unifimoney helps FI’s become a money superapp by offering a comprehensive range of self direct investment services accessed via the bank or credit unions existing digital infrastructure. -
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TrustLinq
TrustLinq
TrustLinq is a Swiss-regulated crypto-to-fiat payment platform that lets users use their cryptocurrency to fund local fiat payments in more than 70 currencies and send those payments by bank transfer to any recipient, even if the recipient does not accept crypto or the sender does not have a bank account. TrustLinq supports stablecoins such as USDT, USDC, and EURC, converts them into fiat, and delivers funds through established rails like SWIFT, SEPA, Faster Payments, and ACH, with most business payments completed quickly and tracked in a dashboard. It maintains a self-custodial model so users keep control of their wallet, and it operates under strict Swiss anti-money-laundering and data privacy laws. TrustLinq enables individuals to pay everyday expenses such as rent, tuition, travel, and services directly from their crypto holdings, and it allows businesses to settle supplier invoices, salaries, and operational costs without traditional banking conversion steps.Starting Price: $2,500 per month -
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Ivy
Ivy
Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way. -
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Finastra
Finastra
Finastra is a global fintech and software provider delivering mission-critical solutions for financial institutions across lending, payments, and banking operations. The platform is designed to help banks, lenders, and financial organizations modernize their infrastructure while maintaining high levels of security and reliability. It offers a comprehensive suite of products, including loan servicing, financial messaging, and core banking systems. Finastra’s solutions are built with open APIs, enabling institutions to quickly adapt to changing market demands and integrate new technologies. The company supports over 7,000 financial institutions worldwide, including many of the world’s top banks. Its tools streamline processes such as loan documentation, payment processing, and customer data management. Finastra emphasizes innovation through digital transformation, helping organizations improve efficiency and customer experience.
