Audience

Debt collection agencies, collection law firms, original creditors, debt buyers

About Tratta

Tratta is a modern debt collection software platform that helps agencies, law firms, and original creditors recover more with less friction.

Built for compliance, speed, and consumer satisfaction, Tratta offers a secure, cloud-based solution that integrates easily into existing systems. Features like a self-service portal, multilingual IVR, and omnichannel communication give consumers more control over payments—reducing costs and increasing engagement. With customizable campaigns, embedded payments, and real-time analytics, Tratta makes it easy to launch fast and improve results.

Whether you're collecting on auto loans, healthcare, or student debt, Tratta provides a unified platform to streamline collections, drive revenue, and stay ahead of regulations. Certified by leading industry organizations, Tratta is trusted by high-volume creditors nationwide.

Pricing

Starting Price:
$500/month
Pricing Details:
Plans are based on transaction volume.

Integrations

API:
Yes, Tratta offers API access
No integrations listed.

Ratings/Reviews - 4 User Reviews

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Company Information

Tratta
Founded: 2022
United States
tratta.io

Videos and Screen Captures

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Product Details

Platforms Supported
Cloud
Training
Documentation
Live Online
In Person
Videos
Support
Phone Support
Online

Tratta Frequently Asked Questions

Q: What kinds of users and organization types does Tratta work with?
Q: What languages does Tratta support in their product?
Q: What kind of support options does Tratta offer?
Q: Does Tratta have an API?
Q: What type of training does Tratta provide?
Q: How much does Tratta cost?
Q: What pricing for support is available for Tratta?
Q: What pricing for training is available for Tratta?

Tratta Product Features

Debt Collection

Automated Notices
Callback Scheduling
Client Management
Compliance Management
Contact Management
In-House Collections
Payment Plans
Transaction Management
Agency Management
Auto Dialer
Commission Management
Credit Bureau Reporting

Tratta Verified User Reviews

Write a Review
  • A Tratta User
    Director - Risk Management & Collections
    Used the software for: 1-2 Years
    Frequency of Use: Daily
    User Role: Administrator, Deployment
    Company Size: 26 - 99
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Tratta increases collection %"

    Posted 2025-10-07

    Pros: Higher recovery rate and revenue — Card payments doubled and the company recovered over $650,000 in seven months.

    Faster time-to-value — Data migration and launch completed in months with only a few days of user training.

    Improved customer experience — Customers can self-serve via links in emails/texts, avoiding inconvenient calls or costly alternatives.

    Automation reduces manual work — Daily automated reports, Salesforce case creation, and omnichannel messaging cut labor and process steps.

    Stronger data and reporting — Centralized data, easy downloads, and day/month queries support leadership reporting and ROI demonstration.

    Better vendor support — Responsive client success and engineering support with same-day or 24-hour turnaround on issues.

    Reduced privacy risk — Eliminates verbal collection of payment card data, lowering PII exposure from phone calls.

    Cons: Upfront integration and migration cost/effort — Even with a short migration, switching vendors requires project time, resources, and cross-team coordination.

    Dependence on vendor reliability — Increased reliance on Tratta for uptime, support, and feature changes creates vendor risk.

    Potential ongoing fees — New platform and API capabilities may carry higher recurring costs compared with a minimal legacy processor.

    Change management — Staff and process changes required internal training and documentation; smaller teams may still face short-term productivity dips during transition.

    Overall: Great product, customer experience improved, high level of customer service and real bottom line impact for our company. Strongly recommend using Tratta for your payment processing and collections needs.

    Read More...
  • Jason T.
    Chief of Staff
    Used the software for: 2+ Years
    Frequency of Use: Daily
    User Role: Administrator
    Company Size: 100 - 499
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Fantastic Experience With Tratta"

    Posted 2025-10-06

    Pros: Support is top notch
    Reliability
    Ease of use
    Constant product improvement
    Response time to customer requests

    Cons: I really have to cons to express. Tratta does everything we need them to do.

    Overall: I’ve been thoroughly impressed with Tratta from start to finish. The team delivers exactly what they promise, professional, responsive, and genuinely focused on creating a great customer experience. What continues to stand out the most is the attention to detail and consistency they deliver, you can tell they really care about getting things right. Whether it’s communication, reliability, or results, Tratta sets the bar high. I wouldn’t hesitate to recommend them to anyone looking for something dependable and top-notch.

    Read More...
  • Jon A.
    Director Of Collections & Recoveries
    Used the software for: 1-2 Years
    Frequency of Use: Daily
    User Role: User
    Company Size: 100 - 499
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Tratta Review"

    Edited 2025-09-30

    Pros: 1. Great people to work with
    2. Innovation at its finest
    3. Very nimble products/tools that allow for easy adaption

    Cons: 1. Price point on products is good, and worth it, but always room for review. Maybe institute a potential loyalty program!

    Overall: Great experience. The people at Tratta are highly intelligent, well spoken, and committed to their products and customers.

    Read More...
  • A Tratta User
    Managing Partner
    Used the software for: Less than 6 months
    Frequency of Use: Daily
    User Role: User, Administrator, Deployment
    Company Size: 26 - 99
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Seamless Onboarding and Excellent Early Experience"

    Posted 2025-09-29

    Pros: Overall this product is saving us time by allowing online payments, tracking collection campaigns, and supporting self-service options for debtors, significantly reducing the time our staff spends on processing payments.

    Cons: We haven't encountered any downsides yet. If anything develops as we scale up usage, we’ll try to update accordingly—but so far, it’s been a great experience.

    Overall: We’ve recently started using Tratta and have been very impressed so far. Onboarding was incredibly smooth thanks to Tim Hemsworth, who was knowledgeable, patient, and made the transition feel effortless. The platform itself is intuitive and appears well-suited to support our firm's operational needs moving forward.

    Read More...
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