TransUnion TruContact Integrations

Fintech Sandbox is a nonprofit that provides early-stage fintech startups free access to critical data, APIs, and infrastructure through its data access residency program. Startups (usually bootstrap-through or up to Series A) can apply to use datasets from 40+ data providers spanning categories like capital markets, weather, news, etc., for up to six months at no cost, with no fees and no equity taken. Since its founding, over 400 startups globally have participated, benefitting from data access that otherwise would have been prohibitively expensive, enabling them to build and scale product capabilities without that barrier. It supports both structured and unstructured data feeds. Beyond just data, Fintech Sandbox helps participants by offering connections to a community that includes investors, financial & tech institutions, data providers, accelerators, and more. Its mission is to reduce the roadblocks for fintech innovation by making data fuel for startups, not a barrier.

SavvyMoney delivers a digital financial-wellness and credit-score platform tailored for financial institutions to offer their customers free access to real-time credit scores, full credit reports, and daily monitoring, with no impact on the user’s credit score. The platform enables users to view key factors influencing their credit, simulate potential actions (such as paying off a balance), and explore personalized money-saving loan and credit-card offers based on their profile. It integrates seamlessly into online and mobile banking, supports both banks and credit unions, and is backed by analytics to help financial institutions identify behavioral trends, wallet-share gaps, and opportunities for targeted campaigns. SavvyMoney emphasizes consumer education and financial empowerment, alerting users to significant credit-file changes (new account opened, address change, delinquency) and providing actionable insights for improving credit health.

LendAPI is a highly flexible, infrastructure-first lending and financial services platform that enables organizations to build, launch, and scale custom credit products without the drag of legacy systems. Its Product Studio offers a visual no-code interface to design and publish new lending products in days, while the Decision Engine, Rules Studio, and integrated Pricing Engine allow dynamic rule-configuration, underwriting logic, and pricing strategies to be updated instantly. It includes core modules for Loan Origination and Loan Management, supports embedded-finance use cases such as point-of-sale financing, BNPL (Buy Now Pay Later), real-estate lending, and virtual cards, and offers deep integrations with KYC/KYB, credit-bureau data, fraud-prevention tools, and document-automation. With more than 270 pre-built integrations and a fully API-driven architecture, LendAPI enables fintechs, banks, and retailers to reduce manual review by ~30%.