Stoic AI

Pros: Market Neutral strategy has delivered strong performance across different market conditions. Their risk management is solid and gives us confidence during volatile periods. We consider them a reliable and professional partner in systematic investing.

Cons: We haven't tested other Stoic strategies, so we can't comment on them. We also don't use the retail app: all communication takes place within a Telegram group between our teams.

Overall: We are an algorithmic hedge fund utilizing Stoic’s Meta Market Neutral strategy (USDT base currency) with 3x leverage for our seven-figure account since early 2024.

Over the past 1.5 years, we have paid quarterly success fees three times, demonstrating consistent account growth. Furthermore, during one of these periods, the profit significantly exceeded expectations, leading to a higher performance fee under our tiered fee structure with them.

Pros: - Super easy to set up — basically connect and let it run.
- No stress about emotions or second-guessing trades.
- I like that you can split between different strategies once that’s enabled.
- Considerably more advanced than the beginner robots that I played with at Binance.
- Good for individuals such as me, wishing to own crypto long-term but also receive some active management.

Cons: - Sometimes I feel like I’d have been better off just holding BTC, especially in certain markets.
- The Meta Long Only strategy doesn't short, so it misses out during falling markets.
- The app needs updating − parts of it are unclear or outdated.
- Support responses weren’t particularly personal, just generic templates.

Overall: I put my entire crypto position into Stoic because I want something automated that I don’t have to babysit. After months, I can confirm that it does exactly what it promised — set and forget. I wish, however, that the results were more stable than just holding Bitcoin, but otherwise, I like having the automation up. If they do improve the strategies and redesign the UI of the app, this could be almost a perfect tool.

Pros: I love how Stoic just works in the background without me having to babysit it. The automation is smooth, the algorithms feel solid, and I haven’t had to worry about huge drawdowns (comparing to the market). It’s an stress-free way to stay invested, and I trust it to handle my portfolio without leverage risks.

Cons: I really wish there was an “ultimate” strategy that could automatically shift between Meta Long Only, Meta Long Short, and Fixed Income based on Stoic’s market outlook. That would make it perfect.

Overall: I’ve been using Stoic for years, and it’s been one of the easiest and most reliable ways to invest in crypto. I connect it, let it run, and it takes care of the rest. The transparency and peace of mind it gives me are worth a lot, and it’s helped my portfolio grow without the daily stress of trading.

Pros: The concept is wonderful, however the execution is completely flawed and doesn't currently work. To put it succinctly this is an ongoing operation to fleece people and anyone who has had funds or crypto misappropriated should file complaints with the appropriate consumer organizations in their jurisdiction.

Cons: Charges card indefinitely after cancellation (until the card is cancelled with your bank - very inconvenient and illegal). Publishes fake performance on the website that doesn't reflect verified performance of real users. support is non responsive.

Overall: Do not use this - definitely don't provide payment details or attach an api unless you are prepared to lose everything!

Pros: The strategies that I use perform exceptionally well (1 year for market-neutral strategy and around 10 months for index based strategy) and the bot has an easy setup and helpful support

Cons: The UI has some bugs regarding performance visualization that the team hasn't solved for months, so I use exchange interfaces to check the performance.

Overall: I use two strategies: Meta Long Only (an index-based active strategy) and Meta (a market-neutral strategy), and I'm happy with both. Currently, Meta Long Only has almost the same performance as Bitcoin; however, it outperforms other crypto indexes that I also use. I hope that during altseason, it will outperform Bitcoin as well. Regarding the market-neutral strategy, over the last year, I achieved +30%, which is a really good result considering that the maximum drawdown of the portfolio was just 5%.

Pros: The fastest way to burn your money... or get a heart attack in case you invested a huge amount of money.

Cons: Misleading and scam: showing only old performance during bull market!

Overall: As many others, I have lost more than 80% of my investment.
When the market fall, Stoic fall much more!
When the market goes up, Stoic does not!
Stoic having market and crypto analysts are such a lie! They didn't even predicted the market crash! and didn't sold coins to USDT!

Pros: Cool design and UI? can't think any pros due to me not even being able to use the product unfortunately.

Cons: Does not say if your country is allowed to use the product
refuses refunds no matter on any legitimate grounds.

Overall: I decided to get Stoic AI to do my trading for me. However, when filling in my card details they had no issue to take my money until it comes to the part where they said on their FAQs that if you are in the UK you can't use our services. To my surprise i told them about this and they said we cant offer you a refund due to our terms of service. Now i am ending up raising a dispute with my bank to get my money back. Because simply, this is not legal by the UKs consumer rights laws.

Pros: Easy to set up and use.

Cons: This bot is useless and does not deliver on the hype - please do yourself a favour and stay away. If you are invested like I was - just cut your losses.

Overall: I started almost two years ago with USD10000 when Bitcoin was around USD 50000. Yesterday I pulled the plug. My original investment was now only worth USD2850 - a whopping loss of over 70% (and Bitcoin is around USD27000). Do the maths!

Pros: Nice app. Very convincing and I like the hole philosophy that they are listening to sentiments and what going on in the industry including trends.

Cons: They do thousand and thousands of transactions on your account every year and that eats up 8-10 percent of your money per year. I asked them if they were on a Binance commission. They denied but I doubt it. I closed my account after 1.5 years.

Overall: See above and besides for me it doesn't make any sense that they are trading among up to 60 tokens several times a day. WHY

Pros: Chat support is fast and reasonably helpful unless you have issues, in which case they are deceitful.

Cons: Poor financial performance.
Shoddy support.
platform could be better.

Overall: Not great, financially, the bot has not lived up to expectations (or anywhere near the gains they advertised on their site). But more importantly, support was deceitful and unhelpful.

Pros: It only uses bull market if it goes down, your portfolio goes more down. If it goes up it goes up but less.

Cons: Nothing. I'm really disappointed with the bot and its team.

Overall: Do not recommend lost 70% of my portfolio in a year that market went down 40%.
They win with fees and also the trading.

Pros: Cannot think of any pro, may be to teach you a less how not to fall for scams, because you get utterly scammed this time.

Cons: It is not a set and forget bot, they brag about their performance in the bull market, but since September 2021 putting money in their bot has been more efficient at destroying money than burning it with a lighter, for the latter can leave some notes unburned.

Overall: Complete and utter scam. Dishonest marketing by showcasing only performance during bull market. Absolute wipeout of any funds you put in.