Apruve
Apruve enables global enterprises to transform their B2B trade credit, accounts receivable, and collections process by offering net terms as easy as accepting a credit card. Apruve automates your enterprise's high volume, routine B2B invoicing by combining embedded trade credit & A/R automation with guaranteed next-day financing.
Whether your enterprise is looking to drive efficiencies in their long-tail cohort of smaller buyers, extend lines of credit to online customers, or needs help to expand internationally, Apruve can build the right financed credit and A/R program customized to your markets, customers, and goals.
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Sezzle
Based in Minneapolis, Minnesota, Sezzle is a public-benefit corporation on a mission to financially empower the next generation. Sezzle’s #1-shopper-rated Buy Now, Pay Later product enables millions of shoppers across the United States and Canada to take control of their spending, be more responsible, and gain access to financial freedom.
Serving more than 17,500 online merchants, Sezzle allows shoppers to make their purchase today with 4 payments over the following 6 weeks, interest-free! Sezzle also offers customers the option to reschedule their payment once for free, and the max fee for late payment is $10. Sezzle is the financially responsible solution to buy now, pay later.
What's in it for merchants? Increased conversions, AOV, and shopper frequency. The best part? Sezzle takes on all the risk of fraud, chargebacks, and repayment. It's a win, win, WIN.
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Affirm
Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers.
Here's how it works:
1. Your customer enters a few top-of-mind pieces of information for a real-time decision.
2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months.
3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you.
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Balance
Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more:
🗒 API-first! Get at them docs
💳 Go beyond cards: Accept ACH, wire, card, and even checks
💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly.
🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments
🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers.
🧍🏽♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click
🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?
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