Audience
Companies interested in enriched transaction data they can build on
About Spade
Spade’s API provides granular merchant, category, and geolocation details, using ground truth—not guesswork—to deliver exceptionally accurate results in real time. Leverage a ground-truth data network that matches transactions to actual merchant identities, instead of relying on scraping and speculation. Get complete, standardized data for >99.9% of merchants in the U.S., from nationwide chains to small local shops. Go beyond MCC and NAICs codes to precise spend categories and geographic coordinates, plus additional fields like logo, website, business hours, and customer spending histories. Have your transaction data processed, enhanced, and returned in under 50ms—well within card authorization windows and much faster than other enrichment engines. Get up and running quickly with a simple, turnkey integration that can be completed in under an hour.
Other Popular Alternatives & Related Software
Tapix
Trusted by 50+ banking and fintech leaders, Tapix is the industry-leading API service in transaction data enrichment. With major players like Revolut, bunq, Raiffeisenbank or Unicredit Bank on board we are enhancing banking experiences with smart features and solutions for more than 73 million users globally.
1. Clear Transaction History
Fuel digital transactions with accurate merchant insights (logo, GPS, category, CO2, URL, Google Place ID and more).
2. AN4569 Compliance
Be compliant with Mastercard’s Revised Standards for Enhanced Merchant Data Display and stay ahead of your competition.
3. Personal Finance Management
Empower users with valuable spending insights, including subscription overviews and more.
4. Hyper-personalization
Tailor services and offerings to individual customer needs and preferences using accurate transaction data.
5. Customer Behavior Insights
Gain actionable data insights to prevent fraud, improve credit scoring models, and targeting.
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Kinective Bridge
With Kinective Bridge™ (formerly OmniConnect), easily connect your core with best-of-breed fintechs to scale digital transformation, modernize operations, and increase client delight.
Transformation sounds great on paper, but hard to make a reality with legacy tech stacks and outdated infrastructures. The hassle of switching cores or burning through in-house dev hours to integrate systems can be a slow, time-consuming process.
To thrive in today’s modern, digitally-focused world, you need one connection to scale your transformation efforts quickly and securely. Kinective has the connections you need. Our Kinective Bridge™ (formerly OmniConnect) solutions give you control by bridging the gap between legacy systems and modern digital services through 80+ turnkey fintech integrations across 99% of US-based cores.
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Headline Trove
We make sense of financial transactions for you, so you know where and what your users spend money on. With a purpose-trained LLM we decipher financial transactions to provide real-time, actionable insights on user spending patterns, instantly. Send transaction data to our API, and we'll instantly enrich it with accurate merchant identities, spending categories, geolocation details, and more. Review the real transactions we've parsed below and see the merchant enrichment returned. Get your API key today to enrich your own transactions. To enrich your bank or credit card transactions, Trove needs a few details in order to look up the merchant. To test your API request on this page, paste your Trove API key, then click on each of the input value areas in the "request" section to edit and input your specific transaction-related values. Afterward, click on "try it out" and review your enriched transaction.
Learn more
fino.digital
fino.digital is a market-leading driver of innovation in account and data analysis technologies. We develop customized software solutions for our customers and partners that create prospects for new business models in the B2B and B2B2C sectors. Our declared mission is to give value to data and turn it into valuable insights for our customers through pioneering data analytics solutions. Our AI-based data analytics technologies analyse the account transactions pre-authorized by private or business customers in real time and use them to automatically generate valuable information on financial and life situations, credit and loans, contracts and pension gaps, real estate, liquidity and even recognise life-changing moments, such as retirement or the birth of a child. Whether sales impulses, credit checks, invoice & transaction matching, risk analysis, or improved customer experience for your processes, our products create real added value from data for you and your customers.
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Pricing
Starting Price:
Free
Free Version:
Free Version available.
Company Information
Spade
Founded: 2021
United States
spade.com
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Product Details
Platforms Supported
Cloud
Training
Documentation
Support
Online
