Soft Pull Solutions

Soft credit pulls do not impact customer credit scores, which helps to reduce the resistance that customers raise when it's time to estimate their financing. Many of our clients encourage customers to complete our simple process before coming to their lot. SelectFI simplifies and improves the way your team accesses and internally works out a deal for customers. The process reduces errors and speeds up the F&I process for each transaction. Your team will be amazed by the results once they experience our Lender Selector software. SelectFI Lender Selector is a predictive lending software that allows dealerships to instantly generate multiple financing estimates for each of the dealer's lenders from a soft credit pull. The result is higher closing rates, better efficiency for your team, and greater regulatory compliance. Daily variances in the lending landscape make it harder to anticipate which lenders are likely to approve customers based on their credit profiles.

Acqualify is a soft-pull credit reporting software that delivers instant, no-impact credit insights to help businesses qualify, convert and nurture consumer finance leads while protecting consumer credit scores. It lets users prequalify prospects before a full credit application, saving on unnecessary hard credit checks and reducing lead costs by eliminating expensive and score-denting inquiries. Acqualify’s process accepts leads manually or automatically through web forms or an API, returns real-time credit scores, and helps filter out ineligible leads so teams can focus efforts on qualified prospects and re-engage borderline cases as scores improve. It integrates with CRM systems and webforms for a frictionless lead experience and supports unlimited soft credit pulls, score improvement alerts, and partner programs. It enhances sales funnel efficiency by reducing outreach to unqualified leads and cutting spend on credit reports.