SmartCredit.io

YouHodler is a crypto asset-based “banking” platform that provides an alternative solution to traditional banking. Its platform provides consumers with easy-to-use growth cryptocurrency products, as well as flexibility in managing crypto/fiat financial services. YouHodler is not a replacement for traditional finance, nor is it a scheme for pushing its own native tokens. The business model is simple: offering clients services based on the seamless conversion between fiat and crypto-assets. This allows its customers to spend fiat, not their crypto assets. These services enable YouHodler’s customers to: - use their crypto as collateral to get instant cash and cryptocurrency loans at the highest loan-to-value ratio (up to 90%) - enjoy universal conversion among all crypto, fiat, and stablecoins - earn up to 12% APR plus compounding interest by depositing crypto in YouHodler Savings Accounts, paid out weekly Its customers are protected by the independent Financial Commission.

The non-custodial way to lend, borrow or margin trade crypto assets. Instantly borrow ETH or ERC20 tokens from debt reserves by staking collateral in our smart contract. No Platform Fees. Create a debt reserve & earn interest on your crypto assets every single day without any hassle. Cancel Anytime. We currently support ETH, DAI, MKR and 8 ERC20 tokens on the debt marketplace. Every loan disbursed is fully backed by a collateral in the smart contract. Users can borrow long & short term loans at preferred rate of interest & tenure. All transactions delegated to the contract & executed post order matching. Password encrypted private key for signing transactions along with other wallets. Off-chain architecture ensures high speed and low latency margin trading. Fully decentralised using smart contracts. All transactions verifiable on-chain. No Intermediaries. No hidden fees.