Alternatives to Sameless Chex
Compare Sameless Chex alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Sameless Chex in 2026. Compare features, ratings, user reviews, pricing, and more from Sameless Chex competitors and alternatives in order to make an informed decision for your business.
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Square Payments
Block
Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on. -
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PayKings
PayKings
PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. -
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Stax
Stax Payments
Stax empowers software platforms, small businesses, and large businesses, through simplified, industry-leading integrated payment and recurring billing solutions. Stax Connect is an unmatched payment ecosystem that enables unparalleled portfolio growth through technology and payment monetization. Radically simplify the ability for ISVs to power their payments with Stax’s developer-friendly API, offering a single integration that provides access to best-in-breed tools needed to provide payment acceptance capabilities, eliminating the time and costs associated with other “PayFac in a box” offerings. Secure in-person and online credit card payment processing with Stax Pay. An all-in-one business management platform built to help you run and grow your business. -
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High Risk Pay
High Risk Pay
Beyond that, High Risk Pay’s expertise and long-term relationships with banks and other financial institutions ensure that your business is always tapped into the most reliable services in the industry. Our high-risk merchant account solutions offer several valuable features for new and existing businesses alike, including chargeback management, credit card acceptance, fraud prevention, and ACH/eCheck processing. By providing only the best industry-leading services, we strive to become the preferred high-risk merchant account provider for businesses throughout the U.S. Manage your payments faster, safer, and for less. Get instantly approved for your high-risk merchant account with us today. -
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BankCard USA
BankCard USA
BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants. -
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ccNetPay
ccNetPay
Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business. -
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Host Merchant Services
Host Merchant Services
We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions. -
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Total Processing
Total Processing
Our expert team will help you avoid complex and unnecessary issues when taking payments. We make processing payments as seamless and secure as possible. Let your customers make payments online when and how they want with a seamless integration of payment methods. Make card payments even easier with our smart checkout solutions. Reduce cart abandonment and increase authorization rates. Manage your merchant account and online business with one seamless, flexible, integrated software. Accept payments on a huge range of ecommerce platforms, in-app services, payment plug-ins, shopping carts and custom solutions to enhance your payment pages. -
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PaymentCloud
PaymentCloud
Here at PaymentCloud Merchant Services, we provide credit card processing for businesses of all types. From Fortune 100 companies to small, local storefronts, ecommerce or retail, and all levels of risk, we can support each and every business. We have a robust toolset of integrations with nearly any platform, shopping cart, and CRM, unified fraud detection software, and chargeback mitigation tools that allow you to reduce your risk and amplify your reward. Talk with one of our dedicated account managers to get personalized care and a real person every single time. PaymentCloud lays the foundation businesses need to thrive. With 50+ years of combined experience within the payments industry, we look forward to paving the way to your business’ success. Free cost comparison. Seamless setup. Chargeback and fraud prevention. Hundreds of integrations. Low risk and hard to place industries accepted. -
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TailoredPay
TailoredPay
A high-risk merchant account is a specialized payment processing account designed for businesses that operate in industries with a higher risk of chargebacks or fraud than traditional businesses. TailoredPay’s merchant accounts are custom-tailored for high-risk industries, with fraud prevention and chargeback mitigation services built in. A robust fraud and chargeback mitigation strategy is essential for every high-risk business. Each TailoredPay merchant account comes with a range of services and specialized tools crafted to help your business reduce risk, mitigate chargebacks, and optimize profits. We work with leading payment gateway providers to help you accept payments online, over the phone, and in person. Whether you want to accept credit cards, eChecks, or contactless payments, TailoredPay has the right high-risk payment gateway to help your business grow. -
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Payline
Payline Data
A dashboard that allows you to take payment in a variety of ways. View reports, key in transactions, store customer profiles, send invoices, and more all in one location. Integrate our services directly into your online shopping cart or use our hosted payments page. Connect our software to take payment through your website. Electronically collect payment from your customers through invoices. Send an invoice and collect one-time or recurring payments. Take payment with ease through our user friendly platform. Type in your client’s credit card information and receive funds next day. Store and tokenize your customer payment information with our secure software. Search for a customer by name and have their stored data populate instantly. Add and track custom fields, set user permissions, and customize your receipts all in one place.Starting Price: $15 per month -
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Durango Merchant Services
Durango Merchant Services
When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low-risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts. It’s important to note that while these industries are generally considered low-risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low-risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves. Merchants can process payments, manage transactions, and generate reports on all payment processing activity from a single account. Give your merchants valuable insights into customer behavior with a single view of data across channels.Starting Price: $5 to $60/month -
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Mondo
Mondo
Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.Starting Price: 2% -
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High Risk Merchant Account LLC (HRMA-LLC)
High Risk Merchant Account LLC
Payment software for virtual credit card transactions and eCommerce merchants. Process both credit card and debit cards, as well as ACH transactions. High Risk Merchant Account LLC 915 Folly Road, Suite 49, Charleston SC 29412 Phone: (877) 493-4622 hrma-llc.comStarting Price: Free -
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National Processing
National Processing
Your business needs unbiased, cost-effective payment solutions. Options are vast. We’re here to simplify the complexities and help you grow. We strongly believe in clear and straight-forward pricing – here’s everything. Compare us to the competition. We have a variety of tailored payment solutions to help maximize the potential of your business, regardless of which sector you work in. Whether you need a robust POS system, reliable credit card processing, or a trustworthy merchant account, there’s no need to worry; National Processing has you covered. -
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CardX
CardX
When consumers pay with a credit card or debit card, your institution receives 100% of its billed amount. CardX collects the service fee and pays all transaction costs, so you get every dollar you’re due. In Government and education, most payment providers haven’t kept up with the times. Intelligent Rate is powered by our patent-pending technology that determines card type and cost of acceptance in less than a second. The result is a forward-thinking payment solution that provides the transparent experience today’s consumers expect. With intelligent rate, consumers are responsible for covering only the costs they create, just like with utility bills and other consumer services. In contrast, a flat-rate service fee forces a consumer with a low-cost card, such as a debit card, to subsidize a consumer who prefers a card that’s more costly to accept. -
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Merchant One
Merchant One
We use state-of-the-art technology, and make compliance a top priority. We’re here to stay. We aren’t brokers, so you’ll be dealing directly with the source. We understand what it takes for merchants to be successful online. The Merchant One payment gateway offers data security, fraud detection, and lots of options for ease of use and, ultimately, your success. Virtual Terminal: Key in or swipe sales through our secure payment portal. Credit and ACH payments. If you prefer to do your own EMV Level 3 processor certification, you can interface directly with our unified payment enablement platform using our API. We’ll provide you with integration examples for your own applications as well as our integration guide and API documentation. Unlike with our SDKs, any development using our APIs will require additional processor certifications for your chosen payment device. -
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ProPay
TSYS
Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Quickly process credit card payments at low rates with a mobile card reader. Accept chip cards (EMV) and swipe cards. Manually enter card numbers if you aren’t near your card reader. Securely store a customer’s payment information to be charged for future purchases. Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage. Even more processing options are available with your ProPay account online. Access your funds with a ProPay Prepaid debit MasterCard. Quickly transfer funds to your bank account within the mobile app. Include sales tax and allow customers to add a tip to their order. -
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KORT
KORT Payments
We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions. -
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PressPay
PressPay Technologies
JustPressPay is a comprehensive financial services platform that empowers businesses of all sizes and risk levels with AI-driven payment solutions. Their offerings include card acquiring services, enabling acceptance of a wide array of credit and debit cards with global reach and integrated security protocols. Additionally, they provide bank processing solutions designed for efficiency and precision, featuring real-time payments and seamless integration with existing financial systems. JustPressPay also offers card payout services, facilitating secure and convenient global fund transfers to over 170 countries, with multi-currency support and immediate access to funds through recipients' debit cards. Their AI-optimized efficiency and security ensure adaptive, automated processes that save operational resources, fast onboarding, smart routing, and advanced machine learning for robust fraud prevention. -
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Payment Nerds
Payment Nerds
Payment Nerds is a payment processing tool that helps businesses accept credit and debit card payments across a range of environments including online, in-person, mobile, and mail/telephone orders, offering tailored solutions for low-risk, medium-risk, and high-risk accounts with advanced security, fast onboarding, and seamless integration with existing systems. It provides merchant services such as credit card processing, payment gateways, virtual terminals, integrated POS systems with inventory management and customer analytics, support for multiple payment methods including contactless and digital wallets, and APIs designed for smooth integration with ecommerce and accounting tools. It emphasizes a streamlined setup that can start processing payments in under 24 hours with instant approvals and comprehensive customer support, plus features like real-time transaction monitoring, fraud protection, customizable reporting, and multi-currency acceptance. -
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QuickBooks GoPayment
Intuit
Online or on-site, card or eCheck. Always have just the way to let customers pay, no matter how or where you work. Pair Payments with a QuickBooks Checking account for Instant Deposit at no added fee (if eligible), and a seamless way to spend, stash, and grow your money from one place. Get paid on your schedule, not theirs. See your money sooner and get the cash you need to keep business going strong. If you’ve been using a QuickBooks Payments account with QuickBooks Desktop or GoPayment, you can link it to your QuickBooks Online account. All of your bank and credit card transactions automatically sync to QuickBooks to help you seamlessly track your income & expenses. Get paid on your schedule, not theirs. See your money sooner and get the cash you need to keep business going strong. Have money on hand when you need it. Eligible payments are deposited next business day, or instantly for an extra 1%. -
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RiskPay
RiskPay
RiskPay is a payment gateway built specifically for high-risk businesses, offering instant approvals, anonymous onboarding, and fast USDC payouts. Merchants can easily apply without KYC, integrate the platform with WooCommerce or custom APIs, and start accepting credit cards, digital wallets, and bank transfers immediately. The solution provides one-click high-converting payment gateways, real-time payout tracking, and seamless global payment acceptance. RiskPay also offers instant USDC (Polygon) transfers with no delays or hidden fees, giving merchants immediate access to their funds. High-risk companies benefit from fraud protection, PCI DSS compliance, reliable payouts, and dedicated support. Overall, RiskPay simplifies payment processing for industries underserved by traditional payment processors.Starting Price: $0 -
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RewardPay
Payroc
Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.Starting Price: 0% credit card processing -
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TrueChecks
Advanced Fraud Solutions
TrueChecks is a consortium-powered, real-time check fraud detection solution that intercepts fraudulent deposits at the moment of presentment by scanning each item against the industry’s largest cooperative database, which contains account- and item-level records from thousands of financial institutions spanning over 15 years. It supports seamless integration via a secure web portal or RESTful APIs that plug into existing image-capture systems, core processors (including FIS, Jack Henry, and Fiserv), or mobile and ATM channels, enabling omnichannel protection. TrueChecks applies advanced field-detection, text-classification, and interpretation models to identify counterfeit, duplicate, non-sufficient-funds (NSF), closed-account, and altered checks, delivering instantaneous alerts to tellers and back-office teams. Its cloud-native architecture provides high scalability with minimal infrastructure. -
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Valmar Merchant Services
Valmar Merchant Services
Valmar Merchant Services offers full-service payment processing solutions covering ACH, debit/credit card processing, push-to-card/instant funding, and eCheck/Check 21 functionality. Its infrastructure is built on direct banking relationships, enabling low overhead, API access to major gateways, and support for “high-risk” industries like CBD, hemp, debt collection, and online lending. They emphasize transparent pricing with no hidden fees, no setup charges, no long-term contracts, and no cancellation penalties. It also provides real-time reporting, fraud detection and mitigation tools, chargeback management, and redundancy across banking partners to minimize downtime. Each merchant is assigned a dedicated client success manager to guide onboarding and ongoing operations, and the system is designed for smooth integration and minimal disruption during setup. -
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OrboAnywhere
OrboGraph
OrboAnywhere is an AI-driven, deep-learning check processing platform that modernizes legacy payment workflows by unifying high-accuracy recognition, validation, compliance, and fraud detection into a single, service architecture. At its core, Anywhere Recognition powered by OrbNet AI uses field detection (object detection), text classification and interpretation models to deliver 99%+ read rates and 99.5%+ accuracy on CAR/LAR/OCR/ICR fields; Anywhere Validate automates payment negotiability testing to flag misencoded or non-negotiable items; Anywhere Compliance continuously checks payor and payee data against OFAC, BSA/AML, UCC, Reg. CC and KYC requirements, and Anywhere Fraud leverages image-forensics AI to detect counterfeit, forged, and altered checks. Designed for omnichannel integration, OrboAnywhere supports teller capture, remote deposit capture (RDC and MRDC), branch image processing, ATM deposits, lockbox, and retail remittances, enabling straight-through processing. -
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PayWorld
PayWorld
PayWorld is a specialist service provider to helps businesses that are already trading or starting up to leverage the experience of the processing industry and get the best processing rates and settlement times to make sure that payments are not hindering the business. PayWorld provides merchant account services to businesses and individuals that are just starting up, as well as established businesses that are now looking for a better payment solution. PayWorld provides a stable, secure online trading environment to ensure your online business has the best chances of success. If you are ready to sell online and don’t know quite where to start, start here. Whatever your business, we have a solution. Our acquiring partner network is worldwide and includes carefully selected reliable and stable partners providing competitive rates. We offer ecommerce solutions for all types of low-risk and high-risk online ecommerce and brick-and-mortar businesses. -
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PaySpace
PaySpace Processing
Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below. -
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AllPays.co
AllPays.co
AllPays.co delivers instant approval and instant payouts for merchants who need to get paid now. No lengthy reviews, no waiting periods—just apply and start accepting payments within minutes. Access your funds immediately so cash flow never holds you back. Platforms We Support: - WooCommerce – Seamless WordPress payment integration - OpenCart – Ready-to-use payment modules - Custom API – Build your own integration - Payment Links – Generate instant payment links directly from our website - Instant Approval – Get started in minutes, not days - Instant Payouts – Receive your funds immediately via USDC or bank transfers - Multi-Currency & Global Payments – Accept payments from customers worldwide - Cryptocurrency Support – Accept Bitcoin, USDC, and other digital currencies - High-Risk Friendly – Specialized payment processing for forex, crypto, and high-risk industries - KYB/KYC Verification – Built-in compliance tools - Secure & PCI Compliant – Advanced fraud protectionStarting Price: $0 -
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ProMerchant
ProMerchant
We fully understand that today’s businesses need a tremendous amount of care and support. We accomplish this by providing our clients with best-in-class service and free processing solutions, while leveraging decades of payment processing expertise to ensure our merchants have a second-to-none payments experience. From your first moment of contact with us, we will compassionately listen to your needs, which allows us to provide you with the correct rate structure for your business. Transparency, competency and consistency are key to our philosophy and we meet these standards by offering Interchange and Zero Cost Processing pricing plans. Our fair, straightforward pricing models allow our clients to truly understand their rates and fees, which provides peace of mind. We’re also focused on ensuring our merchants are set up with the processing solution that is best for their specific business type, which removes the guess work that often accompanies setting up a merchant account. -
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GSPAY
GSPAY
We specialize in providing offshore merchant account and third-party merchant account payment solutions to international businesses. GSPAY provides a credit card and cryptocurrency payment gateway allowing you to accept payments against very competitive rates. We are experts in handling merchant payment processing for a variety of high-risk and low-risk industries, both big and small clients. GSPAY credit card processing solutions include everything you need to get started quickly and process online payments securely and in complete confidence. As part of these solutions, GSPAY offers both merchant accounts and cryptocurrency accounts for all types of businesses. Complete products, services, and membership management. Customized shopping cart and order page design. Recurring billing support as well as free trials for your clients. Acceptance of the main credit card types and quick online payment implementation. -
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Allied Wallet
Allied Wallet
With more than a billion dollars processed globally and millions of satisfied customers to our credit, we make sure your payment processing is reliable around the clock. Allied Wallet has powerful tools and resources available that can help companies hit the ground running from day one. Flexible, full-featured credit card processing services are hard to find, but we can customize a solution for every type of customer. We go the extra mile to ensure that all transactions are encrypted and secure using state-of-the-art payment processing technology. Securely accept payments online and keep your business and your customers protected at all times. With seamless, hassle-free integration to our payment gateway, you can avoid long integration processes. -
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PayPal Virtual Terminal
PayPal
PayPal Virtual Terminal is a browser-based payment solution that allows businesses to manually process credit and debit card transactions without needing a physical point-of-sale system or website. The platform is designed for businesses that accept phone orders, custom orders, wholesale purchases, or service-based payments. Users can securely enter customer payment information through a web browser using their PayPal Business account. Virtual Terminal requires no additional software, coding knowledge, or specialized hardware, making setup fast and simple for businesses of all sizes. Merchants can process payments, send digital receipts, and print shipping labels directly from the platform after transactions are completed. Payments are typically deposited into the business account within minutes once approved, helping improve cash flow and operational efficiency. -
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Instabill
Instabill
Merchant accounts for businesses are classified as risky for many reasons, including brand new business, poor credit history, operating in a high-risk industry, processing a high volume of transactions, or high ticket transaction values. Rely on the Instabill team to get you a high-risk merchant account business, today. Expert merchant services for ecommerce businesses, POS businesses, and mobile businesses. Accept credit and debit cards, contactless payments, and online transactions with Instabill’s payment processing and merchant account solutions. ACH payment processing provides a cost-effective, secure, private electronic payment transfer system. Accept and process credit card payments in more than 160 currencies with Instabill’s international merchant accounts. A high-risk merchant account is a certain type of business bank account assigned to those merchants who present a degree of risk associated with their business. -
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MagicPay
MagicPay Merchant Services
Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.Starting Price: $15 per month -
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Clearly Payments
Clearly Payments
Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.comStarting Price: $10.00/month -
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Alogent
Alogent
Alogent combines our expertise and our robust technology platforms to tailor solutions to financial institutions of all sizes, and to scale for unprecedented growth potential: from community banks and credit unions, to international institutions. Our end-to-end check capture solutions and item processing platforms address all in-branch and remote banking channels. With fraud detection at the point of presentment and the ability to interface with a single dashboard for enterprise-wide data analytics, Alogent ensures transaction data, fraud trends, deposit volumes, and more, are at your fingertips for business-critical decisions. From full-service transaction processing to self-service banking, Alogent’s enterprise payment processing solutions are flexible, scalable, and deployable on-premise and in hosted environments. End-to-end automation across paper-intensive workflows drives faster decisions and more access to business intelligence. -
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Merchant Industry
Merchant Industry
Merchant Industry is a nationwide card-processing and payments solutions provider offering an all-in-one platform for businesses of all sizes. It provides traditional card-processing services, dual-pricing, surcharging models, high-risk processing, equipment financing, and a wide array of hardware and software products, including terminals, POS systems, mobile devices, a payment-gateway API, embedded payments, and virtual-terminal capabilities. It also supports a partnership network of ISOs, agents, ISVs, and developers via a dedicated portal, CRM access, and referral-program channels. Merchant Industry emphasizes personalized support, dedicated account managers, marketing resources, and timely residual payments, and claims to handle high volumes of transaction processing annually. It aims to give merchants flexibility in payment acceptance, integrate with both in-store and online commerce, and offer financing and equipment options to reduce upfront costs. -
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Finical
Finical
Finical delivers powerful, cutting-edge payment solutions to help grow your business. Our merchant services will allow you to accept all major credit cards and debit cards, even EBT. Let us show you why smart business owners double down on our expertise. It only takes a few minutes to get set up with your new terminal to start accepting all forms of payments. We’re obsessed with security, fraud prevention, and offering the newest technology to hit the streets. Get access to clear, easy-to-manage reports that give you detailed information about your transactions. At Finical, we understand that your business is one-of-a-kind, and your commitment to your customers is unparalleled. Therefore, we know that you are looking for more than an average, out-of-the-box credit card payment service to help you build your dream. -
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Payment modes are evolving, with consumers demanding multiple methods to transact, involving credit cards, debit cards, prepaid cards, and digital payments including real-time, person-to-person, account-to-account, and wire transfers. The ability to defend against fraud from all payment channels goes to the core of maintaining customer trust and long-term loyalty. An extensible framework used by over 9,000 financial institutions worldwide. A containerized option facilitates ease of update, allowing you to adapt your fraud defenses rapidly as new features are added while RESTful APIs provides flexibility for data input. FICO’s industry-leading rules technology enables you to respond quickly to new threats as they arise and fine-tune to your organization’s strategies, policies, and practices.
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eMerchantGateway
eMerchantGateway
Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.Starting Price: Free -
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High Risk Solutions
High Risk Solutions
When a business type is determined to be a high-risk business, it requires a credit card processor with intricate knowledge of the industry it serves. At High Risk Solutions we know the best way to structure your high-risk merchant account to save time and money. High-risk merchant services is provided for all legal forms of high-risk business types. It should be the aim of every high-risk business to have a merchant account. With our high-risk services, businesses can accept credit cards and other forms of payment for their products and services. Since high-risk businesses do not qualify for traditional merchant services, a high-risk solution is what we solely focus on. Traditional payment processors are simply not allowed to process credit cards because of their sponsoring bank’s rules. Each high-risk merchant service provider has to have a sponsoring bank in order to be a payment processor. -
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Mitek
Mitek Systems
Mitek Systems is a leading provider of AI-driven identity verification and fraud prevention solutions designed to secure digital interactions across industries. Their platform offers seamless integration of biometric authentication, identity verification, geolocation, and fraud detection tools to protect customers at every touchpoint. Key products include biometric liveness detection for face, voice, and documents, check fraud detection, and passwordless authentication. Mitek’s solutions help businesses reduce financial losses by preventing account takeover and synthetic identity fraud while ensuring compliance with regulatory mandates such as KYC and AML. The company’s user-friendly no-code platform accelerates deployment and boosts customer confidence with simple, secure user experiences. Trusted by over 7,900 organizations worldwide, Mitek continues to innovate in identity verification and fraud defense. -
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Twispay
Twispay
If you own a business in the EEA, you can gain access to a complete portfolio of online payment processing services. Start accepting the most popular payment methods. One place to manage all your merchant data. Apply online and quickly validate through electronic signature. Gain access to our fully-fledged playground and preview the entire product by experimenting with our nifty API. Experience has taught us that if you want to reach success, you need to develop it. So we always make sure we forthcome and accommodate every developer's needs through a dedicated platform. Our powerful API can be easily integrated with the most popular ecommerce platforms or, if you are PCI DSS 1 compliant, you can process payments directly on your custom website. You can accept online payments without implementing a website or shopping cart. Share it via email, SMS, or messenger and collect payments instantly.Starting Price: €30 per month -
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Atoa
Atoa Payments Limited
Atoa is a UK payment platform that helps businesses accept Pay by Bank and card payments from one secure system. The platform supports in-store, remote, and online payments through Pay by Link, POS terminals, QR payments, and online checkouts. Atoa helps businesses reduce payment fees, speed up settlement, improve cash flow, and simplify reconciliation. Customers can pay directly from their bank app or with Visa and Mastercard through modern payment terminals. Finance teams can use Atoa for partial payments, one-click refunds, instant reminders, smart automation, and real-time payment visibility. Built for UK businesses, Atoa provides FCA-authorised, ISO 27001 and SOC 2 certified payment infrastructure designed to lower costs and streamline financial operations.Starting Price: 70 euro -
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Centrix Exact/TMS
Centrix Solutions
Financial losses from check fraud reach into the billions each year and affect companies and financial institutions of all sizes. Additionally, the increasing volume of ACH payments means an increased potential for ACH Fraud. No longer is this white collar crime viewed as a “big bank” problem, nor is risk limited to large corporations. To curb this activity, financial institutions must make positive pay and ACH monitoring an integral part of business banking. Exact/TMS is a transaction management system that encompasses check positive pay with payee match, ACH positive pay and full account reconciliation to provide financial institutions with a powerful fraud prevention tool that is focused on the transaction management needs of corporate clients. Automated emails to notify clients when exception items are present or provide an email alert of ACH activity. -
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MerchACT
MerchACT
We are the leading high-risk merchant service provider in the world with the industry knowledge and track record to help you set up your high-risk business that lets you scale and won’t get you terminated. Stable internet merchant accounts for instant credit card processing. We offer the fastest and easiest way for merchants to accept credit cards online, by phone, and in person. With our cash discount plan, 100% of your processing fees are eliminated. This is for both retail, ecommerce, and B2B phone sales. From day 1, we are going to provide you with a scalable end-to-end payment solution that is specific to your business requirements. Talk with one of our friendly MerchACT advisors who will assess your current situation and advise you on the right solution for your business requirements. We provide efficient merchant account services for businesses of all sizes, anywhere in the world. -
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8am AffiniPay
8am
8am AffiniPay is a payment-management platform tailored for associations, nonprofits, and member-based organizations that enables them to accept and manage dues, event registrations, donations, and sponsorship payments through a unified system. It provides secure, PCI-compliant processing for credit/debit cards and e-checks, offers customizable branded payment pages and brochures, and automates recurring billing and reminders to reduce manual follow-up. The platform integrates with association-management systems, membership databases, and finance tools, so transaction data flows seamlessly into reporting and reconciliation workflows. Dashboards deliver real-time visibility into payments, deposits, and member-activity metrics, reducing administrative overhead and improving cash-flow predictability. Additional features include support for in-person card readers, flexible payment methods, and enterprise-grade security and compliance standards to ensure member data and funds are protected. -
50
VALID Systems
VALID Systems
VALID Systems delivers a unified, AI-driven risk management and fraud prevention platform tailored for financial institutions, comprising three core modules to address the full spectrum of modern threats. The Transactions module employs machine-learning and rules-based engines to detect check fraud, remote deposit capture risks, account takeovers, and digital-channel threats in real time, leveraging consortium-aggregated data for enhanced accuracy and sub-second decisioning. The Liquidity & Lending module automates credit decisioning and overdraft risk management, using behavioral analytics and dynamic underwriting models to optimize small-dollar loans and lines of credit while balancing customer experience and loss prevention. The Data Intelligence module continuously monitors model performance and data drift, provides explainability and AI-bias detection, and ensures regulatory compliance through intuitive dashboards.