Alternatives to Payanywhere

Compare Payanywhere alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Payanywhere in 2026. Compare features, ratings, user reviews, pricing, and more from Payanywhere competitors and alternatives in order to make an informed decision for your business.

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    NMI Payments
    NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently.
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  • 2
    Square Payments
    Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on.
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  • 3
    Square POS
    Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform.
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  • 4
    The Card Association

    The Card Association

    The Card Association

    Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions.
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    KORT

    KORT

    KORT Payments

    We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions.
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    PaymentCloud

    PaymentCloud

    PaymentCloud

    Here at PaymentCloud Merchant Services, we provide credit card processing for businesses of all types. From Fortune 100 companies to small, local storefronts, ecommerce or retail, and all levels of risk, we can support each and every business. We have a robust toolset of integrations with nearly any platform, shopping cart, and CRM, unified fraud detection software, and chargeback mitigation tools that allow you to reduce your risk and amplify your reward. Talk with one of our dedicated account managers to get personalized care and a real person every single time. PaymentCloud lays the foundation businesses need to thrive. With 50+ years of combined experience within the payments industry, we look forward to paving the way to your business’ success. Free cost comparison. Seamless setup. Chargeback and fraud prevention. Hundreds of integrations. Low risk and hard to place industries accepted.
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    eMerchantGateway

    eMerchantGateway

    eMerchantGateway

    Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.
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    Cashflows

    Cashflows

    Cashflows

    Cashflows is a payment processing platform designed to help businesses accept and manage payments securely across online and in-person channels. It offers a reliable payment gateway that delivers a smooth checkout experience for customers while keeping businesses in control of their transactions. Cashflows supports fast payouts, including real-time payments to Visa cards, helping businesses improve cash flow and customer satisfaction. The platform processes the majority of applications within 24 hours, allowing companies to get up and running quickly. Through the Cashflows Portal, businesses can manage payments, view data, and monitor performance from a single intuitive dashboard. Cashflows supports all major payment methods, including Visa, Mastercard, American Express, Apple Pay, Google Pay, PayPal, and Samsung Pay. With a strong focus on security, compliance, and customer experience, Cashflows serves businesses across retail, financial services, and insurance.
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    CardX

    CardX

    CardX

    When consumers pay with a credit card or debit card, your institution receives 100% of its billed amount. CardX collects the service fee and pays all transaction costs, so you get every dollar you’re due. In Government and education, most payment providers haven’t kept up with the times. Intelligent Rate is powered by our patent-pending technology that determines card type and cost of acceptance in less than a second. The result is a forward-thinking payment solution that provides the transparent experience today’s consumers expect. With intelligent rate, consumers are responsible for covering only the costs they create, just like with utility bills and other consumer services. In contrast, a flat-rate service fee forces a consumer with a low-cost card, such as a debit card, to subsidize a consumer who prefers a card that’s more costly to accept.
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    CDGcommerce

    CDGcommerce

    CDGcommerce

    CDGcommerce provides professional merchant services with a focus on always putting our merchant’s best interests first. We provide solutions that reduce the risk, lower the cost and simplify the process of accepting payments on your website, in-store or on the go. With CDG, you are a name – not just a number. We value each and every merchant relationship regardless of whether you are a brand new startup or process millions of dollars. You’ll get to know our dedicated staff on a first name basis and they will get to know you and your business. If you are accepting credit cards via website or virtual terminal, CDG offers a free gateway that will fit your needs and remove a layer of unnecessary fees. If you operate from a brick and mortar location, we can offer a free terminal placement program that will future proof your equipment. We believe transparency, control, security and helpful team members are crucial to keeping you focused on what you do best - growing your business!
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    OmniFlex

    OmniFlex

    WorldPay

    Safely accept any card type wherever you are with OmniFlex from WorldPay. Our easy-to-use web-payment solution is the perfect complement to the way you process payments.
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    MagicPay

    MagicPay

    MagicPay Merchant Services

    Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.
    Starting Price: $15 per month
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    Payline

    Payline

    Payline Data

    A dashboard that allows you to take payment in a variety of ways. View reports, key in transactions, store customer profiles, send invoices, and more all in one location. Integrate our services directly into your online shopping cart or use our hosted payments page. Connect our software to take payment through your website. Electronically collect payment from your customers through invoices. Send an invoice and collect one-time or recurring payments. Take payment with ease through our user friendly platform. Type in your client’s credit card information and receive funds next day. Store and tokenize your customer payment information with our secure software. Search for a customer by name and have their stored data populate instantly. Add and track custom fields, set user permissions, and customize your receipts all in one place.
    Starting Price: $15 per month
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    Paytia

    Paytia

    Paytia

    Take secure & compliant payments over the phone and get real-time authorisation. With Paytia your customers use their keypad to communicate card data securely. They're protected, trust in your business is increased — plus it's no longer exposed to fines and charges for breaking payment-security rules. Paytia’s PCI-DSS certified phone-payment solutions give your customers the same protection they expect which shopping in-store or online, which means you no longer need to hear or store their card data.
    Starting Price: From $11.10
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    CardPointe

    CardPointe

    CardConnect

    Our merchant processing solution gives you a single, user-friendly portal. This payment processing platform also features numerous integrations and add-ons that boost its functionality and allow you to offer even greater convenience to your customers. This is the most comprehensive credit card processing option available when you want to create a seamless experience for transactions. From this comprehensive portal, get a high-level overview of your business’s payments in real-time, or drill into each transaction to conduct refunds, voids, or resend and reprint receipts. You can even go more granular than this to isolate new vs. returning customers and how both segments choose to pay, whether they use magstripe plastic, EMV chip cards, or NFC-enabled cards and mobile devices. All these transaction management analytics are viewable in real-time — directly through your POS reporting software.
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    EPX

    EPX

    Electronic Payment Exchange

    For nearly 40 years, EPX has been a pioneer in the payments industry, commercializing many innovations that have become the industry standards. EPX alleviates data security and liability concerns with cost-efficient processing solutions for credit, debit, stored value, and ACH payments on one reliable platform. Integration with our virtual terminal solutions, online shopping carts, and web-based reporting helps our clients conduct smarter, more agile business. We continue to research, build, implement, and support next-generation payment technologies that facilitate PCI compliance, protect merchants, and enhance consumer confidence. These days it seems just about everyone, from the car wash attendant to the convenience store owner on the corner, accepts credit card payments. If your business is still operating on a cash-and-carry basis, you could be missing out on thousands of dollars in sales and putting yourself at a competitive disadvantage.
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    GoDaddy POS
    GoDaddy POS software is integrated into sleek Smart Terminals designed to streamline checkout and boost productivity for businesses. The platform offers simplified checkout with quick access to product images, favorites lists, and preset taxes or discounts. Inventory management features include real-time stock counts, low-stock alerts, and mobile app syncing to prevent overselling. GoDaddy POS supports omni-channel selling, enabling sales across online stores, social channels, and marketplaces like Amazon and Etsy. The system provides detailed dashboards and sales reports to help business owners make informed decisions quickly. Flexible payment options include credit, debit, contactless, and split payments with low transaction fees.
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    Helcim

    Helcim

    Helcim

    Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases.
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    BankCard USA

    BankCard USA

    BankCard USA

    BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.
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    Payment Nerds

    Payment Nerds

    Payment Nerds

    Payment Nerds is a payment processing tool that helps businesses accept credit and debit card payments across a range of environments including online, in-person, mobile, and mail/telephone orders, offering tailored solutions for low-risk, medium-risk, and high-risk accounts with advanced security, fast onboarding, and seamless integration with existing systems. It provides merchant services such as credit card processing, payment gateways, virtual terminals, integrated POS systems with inventory management and customer analytics, support for multiple payment methods including contactless and digital wallets, and APIs designed for smooth integration with ecommerce and accounting tools. It emphasizes a streamlined setup that can start processing payments in under 24 hours with instant approvals and comprehensive customer support, plus features like real-time transaction monitoring, fraud protection, customizable reporting, and multi-currency acceptance.
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    Ingenico TETRA
    TETRA enables you to leverage Ingenico’s tried and trusted technology, while transitioning to a digital environment. Powered by an OS with a 40-year pedigree, it deploys eco-friendly payment devices backed up by an extensive services suite – including various remote operations in line with our global sustainability policy. Designed for any environment, TETRA terminals enable you to accept any payment method with seamless security and user-friendly interfaces. TETRA is powered by a proprietary OS that has stood the test of time. Adapted to countertop, portable, mobile, lane and self-service applications, it incorporates a broad range of devices. Designed with varying environments in mind, they cover every payment scenario. TETRA provides you with the world’s largest portfolio of payment applications, all of them compatible with any generation of the platform. Over 3,500 individual payment methods, including contactless and QR-code-based payments.
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    Opayo

    Opayo

    Elavon

    Opayo is the new name for Sage Pay. We are one of the UK’s most trusted payments providers, helping businesses grow and accept payments from customers. Payment security and fraud reduction are our priorities. We keep your customers' data secure so you can rest easy. Expect the best with high quality service and 24/7 availability. That's why we're rated 5 stars on Trust Pilot. Payment solutions that scale as your business grows. Accept Chip & PIN card payments in-store or on-site with our wide range of standalone and integrated terminals. Process mail orders and payments over the phone securely using our intuitive web-based virtual terminal interface. Omnichannel solutions to enable your customers to pay in-store, online, over the phone and mobile. Starting a business or switching payment providers can be daunting. Our team of payment experts are here to help every step of the way.
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    PayPal Virtual Terminal
    Get paid when sales are made by phone or mail. Use our virtual terminal to process credit card and debit card payments for offline sales. No website or POS system needed. When the order arrives by mail or phone, you can easily accept payment by credit or debit card. No coding is required, and you don’t need any extra software or equipment—just a web browser. Virtual Terminal activity is included in your PayPal reports. Log in to your PayPal Business account from your web browser and open Virtual Terminal from your dashboard or the Business Tools page. Use the optional Quick Order form to save time. Add the shipment or delivery address and other contact details as needed. When the transaction is processed, you can send an email receipt, and print a pre-populated packing slip and a PayPal Shipping label. Once approved, the money shows up in your account, usually within minutes. The transaction will be included in your Activity and other reports.
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    ProPay
    Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Quickly process credit card payments at low rates with a mobile card reader. Accept chip cards (EMV) and swipe cards. Manually enter card numbers if you aren’t near your card reader. Securely store a customer’s payment information to be charged for future purchases. Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage. Even more processing options are available with your ProPay account online. Access your funds with a ProPay Prepaid debit MasterCard. Quickly transfer funds to your bank account within the mobile app. Include sales tax and allow customers to add a tip to their order.
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    Merchant One

    Merchant One

    Merchant One

    We use state-of-the-art technology, and make compliance a top priority. We’re here to stay. We aren’t brokers, so you’ll be dealing directly with the source. We understand what it takes for merchants to be successful online. The Merchant One payment gateway offers data security, fraud detection, and lots of options for ease of use and, ultimately, your success. Virtual Terminal: Key in or swipe sales through our secure payment portal. Credit and ACH payments. If you prefer to do your own EMV Level 3 processor certification, you can interface directly with our unified payment enablement platform using our API. We’ll provide you with integration examples for your own applications as well as our integration guide and API documentation. Unlike with our SDKs, any development using our APIs will require additional processor certifications for your chosen payment device.
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    Verifone

    Verifone

    Verifone

    The world’s best-known retail brands, major financial institutions, and millions of merchants worldwide trust Verifone for tech-forward, simple, and secure ways to accept payments from anyone at any time. Our passion is to empower you with the systems and data you need to refine your customer journey and accelerate growth. Start accepting online payments today with a flexible and scalable commerce solution. Verifone’s eCommerce API is a merchant-hosted solution built on Verifone REST architecture that enables merchants to securely accept online and mobile payments A quick, easy, and secure way to start accepting online payments without extensive web development, our Hosted Checkout solutions are easy to integrate and offer merchants multiple options. Virtual Terminal is also an out-of-the-box payment interface and can be used to process mail order and telephone order (MOTO) card transactions on behalf of customers through Verifone’s Central Portal.
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    Shopify Payments
    Accept credit cards and other popular payment methods with a payment provider that’s ready to go when you are. Skip lengthy third-party activations and go from setup to selling in one click. Shopify Payments comes with your account, all you need to do is turn it on. Boost conversions when you make shopping simple. Enable popular payment methods and local currencies for smooth checkout experiences. Have a complete view of your finances. Only with Shopify Payments can you track your orders and payments all in one place. Browse articles and learn how to accept credit card payments with Shopify.
    Starting Price: $19/month
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    SwipeSimple

    SwipeSimple

    CardFlight

    SwipeSimple is the best way for small businesses to accept payments anywhere, on the go, in their store, and at their computer. Turns any iOS or Android device into a versatile credit card terminal. Several options available to merchants who want to accept payments in person. Gives merchants access to virtual terminal, invoices, payment links, and more. The SwipeSimple mobile app gives you everything you need to swipe, dip, or key-in credit cards no matter where you are. Item catalog helps you ring up your most popular items. Receipt printers are available, or send email or SMS text receipts instantly. With an optional SwipeSimple card reader, you can accept physical credit cards with support for swipe, dip, and contactless tap. The SwipeSimple Mobile App is packed with advanced features designed to make running your business easier than ever. Get cloud-based inventory, item tracking, and real-time transaction history right at your fingertips.
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    MONEI

    MONEI

    Microapps sl

    MONEI makes everything easy MONEI is a payment gateway that allows you to accept payments either online and offline. MONEI can be integrated directly into your website or online store with just one simple line of code (or not even that). MONEI protects you against fraud, can issue refunds and helps your business succeed. It’s the simplest and cheapest way to start making money on your site. Moving money with ease Move your money online transparently and securely — no paperwork or compliance when accepting payments to start a business. Integrating MONEI as your payment gateway will help you boost your conversion rates. Our features and capabilities are hard to beat. Insanely Simple We designed MONEI in a way that anyone can use it. Today you, tomorrow your six years old child on their way to conquer the business world. Few clicks here and there, and that's all there is to it.
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    PAYARC

    PAYARC

    PAYARC

    We’re more than just a payment processing company. With our client-centered and technology-driven payment platform, you will change the future of your business. We want to empower you to make smarter decisions, optimize your organization’s processes, and scale your business, one payment at a time. Accept payments in person using our all-in-one platform and user-friendly terminals that allow your business to safely collect payments, increase productivity, and grow customer loyalty in any environment. Our all-in-one platform will provide you with all the tools you need to manage your business, sales, transactions, and customers, allowing you to optimize your payment infrastructure. Accept online payments easier with our powerful payment platform for businesses of any size. Our virtual terminal allows you to successfully key in transactions with customized features, such as tokenization, encryption, level 2 & 3 processing, and automated invoicing.
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    ccNetPay

    ccNetPay

    ccNetPay

    Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business.
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    Finical

    Finical

    Finical

    Finical delivers powerful, cutting-edge payment solutions to help grow your business. Our merchant services will allow you to accept all major credit cards and debit cards, even EBT. Let us show you why smart business owners double down on our expertise. It only takes a few minutes to get set up with your new terminal to start accepting all forms of payments. We’re obsessed with security, fraud prevention, and offering the newest technology to hit the streets. Get access to clear, easy-to-manage reports that give you detailed information about your transactions. At Finical, we understand that your business is one-of-a-kind, and your commitment to your customers is unparalleled. Therefore, we know that you are looking for more than an average, out-of-the-box credit card payment service to help you build your dream.
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    Flatpay

    Flatpay

    Flatpay

    Flatpay is a payment processing and point-of-sale platform that enables businesses to accept secure, electronic payments in-person, online, and via integrated POS systems with simple, transparent pricing and no hidden fees. It supports payment terminals that accept major credit and debit cards (including contactless and mobile wallets), are wireless with Wi-Fi and cellular connectivity, and include features like receipt printing, automatic reporting, transaction history, and configurable tip management, all designed to streamline checkout and reduce administrative work. Flatpay’s POS system brings together sales processing, inventory management, sales analytics, and real-time reporting in one intuitive interface, letting businesses track product movement, manage accounts, and gain insights into performance. For online sales, the solution offers a secure, ecommerce payment integration that works with leading web platforms to handle card and digital wallet transactions.
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    Durango Merchant Services

    Durango Merchant Services

    Durango Merchant Services

    When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low-risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts. It’s important to note that while these industries are generally considered low-risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low-risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves. Merchants can process payments, manage transactions, and generate reports on all payment processing activity from a single account. Give your merchants valuable insights into customer behavior with a single view of data across channels.
    Starting Price: $5 to $60/month
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    Chase Merchant Services
    As an industry leader in merchant services , we focus on being transparent and simple, so you can focus on your business. Whether you need to accept payments in your store, online, or on-the-go, we have the right solution, no matter how your customer wants to pay. Simple and secure payment solutions to accept all major debit and credit cards. Software solutions to help you run your business with Chase payments built in. Chase is the leading provider of merchant services with over $1 trillion in annual processing volume.¹ We have been serving the world's largest brands, new e-commerce start-ups, and thousands of small businesses for more than 25 years. Security and fraud prevention is at the core of our business. We secure your transactions, leaving you less susceptible to a breach. When it comes to your business, we know there's no such thing as 9-5. You're always on the clock. That's why our help desk team is available 24/7/365, so that you can find the answers and support you need.
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    Dharma Merchant Services

    Dharma Merchant Services

    Dharma Merchant Services

    Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us.
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    RewardPay
    Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.
    Starting Price: 0% credit card processing
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    Cheddar Up

    Cheddar Up

    Cheddar Up

    No matter the size of your group or organization, Cheddar Up lets you collect money and forms online. Collecting money online has never been easier. Simply create a page, add items or form fields, and share the link. Payments start coming in. We track everything for you and you can conveniently withdraw to your bank account for free. Every day groups find and use Cheddar Up in new and creative ways to collect money from their community. Membership fees, HOA dues, tuition, spirit wear, troop dues, group gifts, after-school programs, events, fundraisers, and beyond. Wow your community with a seamless, beautiful paying experience, no app or account necessary. Professional-looking payments out of the box or customize the look for your group, easily. Accept in-person payments with ease. Whether online or in-person, our mobile apps and Bluetooth card readers let you keep all your payments within Cheddar Up.
    Starting Price: $10 per month
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    Total Processing

    Total Processing

    Total Processing

    Our expert team will help you avoid complex and unnecessary issues when taking payments. We make processing payments as seamless and secure as possible. Let your customers make payments online when and how they want with a seamless integration of payment methods. Make card payments even easier with our smart checkout solutions. Reduce cart abandonment and increase authorization rates. Manage your merchant account and online business with one seamless, flexible, integrated software. Accept payments on a huge range of ecommerce platforms, in-app services, payment plug-ins, shopping carts and custom solutions to enhance your payment pages.
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    Clearly Payments

    Clearly Payments

    Clearly Payments

    Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com
    Starting Price: $10.00/month
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    Cybersource

    Cybersource

    Cybersource

    From customer-friendly payment experiences to automated fraud protection, easy tech integrations to 24/7 support, our platform has what you need to innovate and scale. Fulfill your ambition with a worldwide payments leader. Accepting payments has never been easier. Flexible, secure commerce solutions for everyday life. From customer-friendly payment experiences to automated fraud protection, easy tech integrations to 24/7 support, our platform has what you need to innovate and scale. Enhance your customer experience with a digital-first approach, powered by a global payments leader. Accept payments worldwide. Our integrated platform supports popular payment methods across channels and helps boost conversion. Get the tools and expert help you need to reduce fraud and accept more valid orders across channels and geographies. Keep sensitive payment data off your network. Our services reduce your exposure to risk and simplify your PCI DSS compliance.
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    Computop Paygate
    Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.
    Starting Price: $29 per month
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    J.P. Morgan Payments Platform
    Pulling from best practices and deep expertise, we offer a one-stop shop with customized solutions that can help you deliver simple, fast, and secure payments. J.P. Morgan delivers industry-leading payment solutions for ecommerce in the United States. It’s why merchants of all sizes trust us to process one out of every two ecommerce transactions. As the world becomes more digitally connected, you can count on J.P. Morgan to provide the financial experience and tools needed to take your business to the next level.
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    Authorize.Net
    Repeat business should be quick and easy. Card on file simplifies returning customers’ checkout experience so they can purchase your products with fewer clicks instead of re-entering payment info. And storing payment information on our secure servers reduces your security liability. Your customers make purchases in person, on computers and on their mobile devices, and we offer solutions to support the evolving payment landscape. Authorize.net enables you to process payments in any way that works for your business, whether it’s through your website, mobile app, or manual transactions. We make it easy to accept credit cards and help ensure you get paid. It’s that simple. Browse our list of integration partners and find the best solution for your business. Integrate a simple, one-time payment button. It's perfect for donation forms.
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    ARISE from Aurora Payments
    The ARISE payments platform offers an all-in-one gateway enabling businesses to accept payments, protect revenue, and control finances via a flexible commerce engine. It supports credit cards, debit cards, ACH, checks, and more across online, in-store, invoice, and mobile channels, all unlocked by one integration. It features embedded payments for software vendors, branded invoicing with one-click links, subscriptions/recurring payments, surcharge or cash-discount models to offset fees, and a single dashboard delivering real-time reporting, network tokenization, fraud tools, and 99.99% uptime via a cloud-native active-active architecture. Aurora positions ARISE as a “payment platform built for Main Street commerce,” with same-day virtual-terminal activation, plug-and-play terminal setup, and U.S.-based support. It emphasizes modular expansion (no re-platforming required) for merchants, SaaS platforms, ISVs, and software, enabling quick onboarding.
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    PayPal Here
    Enable your mobile device to accept cards and contactless payments with PayPal Here. Accept major credit and debit cards touch-free, in person, or on-the-go, send invoices, and record cash and check transactions. PayPal and Venmo QR codes, and Apple Pay and Google Pay help give your customers a safe, touch-free, and quick way to pay. Pay as you sell with no monthly fees, setup fees, cancellation fees or processing minimums. PayPal Here card readers, powered by our mobile app, turn your compatible phone or tablet into a point-of-sale system. Now you can accept PayPal and Venmo via touch-free QR codes, helping to make in-person sales safe and simple for you and your customers.
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    Orchid Pay

    Orchid Pay

    Orchid LLC

    Whether you’re a manufacturer, retailer or eCommerce merchant, you can reliably accept credit card payments wherever you sell firearms. Don’t get cut off by Square, PayPal or other non-firearm-friendly banks. Our leadership has served over 2,000 firearm industry merchants. Locked pricing and no contracts or early termination fees makes Orchid Pay flexible and safe. Select from mobile, handheld, countertop and POS payment card devices fit for your business. Pair payment devices seamlessly with Orchid POS™, Orchid Pay™, Orchid ERP™ and Orchid eBound™. We help the shooting sports industry profitably manufacture, distribute and sell products with great efficiency and the utmost compliance. Say goodbye to Square, Vend, PayPal and others. Accept credit cards for gun sales in-store and online. Accept B2B / ACH vendor payments. Unrestricted processing for FFLs. Funding in as little as 24 hours.
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    Payclair

    Payclair

    Payclair

    Payclair is an easy and affordable payment solution for businesses of all sizes. Simple, low-cost credit & debit processing with or without a POS system. Processing designed for restaurants, with or without a POS system. Use our existing integrations, or build your own with our powerful payment gateway. Accept payments from anywhere, with or without an internet connection. Give us a call, or click the button below and one of our experts will help you find the perfect solution to fit your business’s needs. Payclair offers streamlined, intuitive payment options for your customers, backed by our suite of tools to help businesses of any size. Automatically send your financial data from Payclair's processing solutions to QuickBooks Online. With access to a growing database of transactions, Insights distills big data into actionable insights about your customers and local competitors.
    Starting Price: $25 per month
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    Gravity Payments

    Gravity Payments

    Gravity Payments

    We help you get paid any way you want, with the least amount of hassle. It’s just one of the reasons we are the most trusted name in credit card processing. Our team can help your business accept payments anywhere, any time. Whatever you need, we’re here for you 24/7. Whether you’re running a bar, bridal shop, boat dealership, or any other small business, we can help you save money and grow your business. We’re changing the way the industry operates. The world is taking notice.
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    Global Payments

    Global Payments

    Global Payments

    Paying should be so simple, your customers don’t have to think about it. We make that happen. Whether you do business online, in person, or any other way, we’re the only partner you need. We work the way you do. A complete commerce experience, through a simple API. Optimized for today—ready for tomorrow. Whatever your scale, needs and ambitions. With a simple integration, you can accept payments anywhere in the world, through any channel, on any device, whenever your customers want. We’re always innovating—engineering solutions that put you ahead today, and keep you there tomorrow. Helping you thrive now, and grow for the future. We can help accelerate your expansion into any one of over 100 countries. Our global payments infrastructure carries more than 50 billion transactions a year. Whatever you need, we’re ready.