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Audience

Small, Medium and Large Businesses and Franchisies.

About Online Check Writer

Take advantage of Overnight Check Mailing with Tracking for secure payments: simply create your checks, click send, and OnlineCheckWriter.com – Powered by Zil Money will print and mail your checks via FedEx overnight.

Users can design, customize, and print checks using a regular printer on blank stock paper, saving up to 80% on costs. Checks can be printed at home and mailed to payees with mailing services starting at $1.25. The platform also enables payments via ACH, checks, and wire transfers.

In addition, OnlineCheckWriter.com supports secure international payments and offers easy expense control with virtual cards.

OnlineCheckWriter.com – Powered by Zil Money integrates with leading accounting platforms to automate bookkeeping and streamline financial operations. Supported integrations include QuickBooks (QuickBooks Silver Tier Partner), Xero, Zoho Books, Sage Intacct, NetSuite, and FreshBooks, allowing businesses to manage payments and reconcile accounts efficiently.

Pricing

Starting Price:
$0/month
Pricing Details:
Pay As You Go Plan: $0 monthly subscription.
Volume / Custom Pricing:
Customizable pricing according to your needs. $50 given as free credit for transactions. Also transaction costs reduced by 31% compared to Pay As You Go Plan.
Free Trial:
Free Trial available.

Integrations

API:
Yes, Online Check Writer offers API access

Ratings/Reviews - 34 User Reviews

Overall 4.7 / 5
ease 4.4 / 5
features 4.4 / 5
design 4.2 / 5
support 4.2 / 5

Company Information

OnlineCheckWriter.com – Powered by Zil Money
Founded: 2008
United States
onlinecheckwriter.com

Videos and Screen Captures

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Product Details

Platforms Supported
Cloud
Windows
Mac
Linux
iPhone
iPad
Android
Training
Documentation
Live Online
Webinars
Videos
Support
Phone Support
Online

Online Check Writer Frequently Asked Questions

Q: What kinds of users and organization types does Online Check Writer work with?
Q: What languages does Online Check Writer support in their product?
Q: What kind of support options does Online Check Writer offer?
Q: What other applications or services does Online Check Writer integrate with?
Q: Does Online Check Writer have an API?
Q: Does Online Check Writer have a mobile app?
Q: What type of training does Online Check Writer provide?
Q: Does Online Check Writer offer a free trial?
Q: How much does Online Check Writer cost?
Q: What pricing for support is available for Online Check Writer?
Q: What pricing for training is available for Online Check Writer?

Online Check Writer Product Features

Accounts Payable

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Fraud Detection
General Ledger Entry
Vendor Management
Duplicate Payment Alert

Accounts Receivable

ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Partial Payments
Receivables Ledger
Recurring Billing
Overpayment Processing
  • An Online Check Writer User
    CEO
    Used the software for: 6-12 Months
    Frequency of Use: Weekly
    User Role: Administrator
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Great performance product and much more "

    Posted 2025-11-19

    Pros: At the beginning the product offered step by step instructions that guided me throughout the entire process of how to work the software completely which made it simple fast and easy with adding and bank accounts adding the employees the total calculations and everything that I needed is here any logos using my own features and ideas freelancer creativity for my company my business makes it all worth paying for.anybody thinking about trying them out take my word for it sweetie pie it's very well worth it you won't be let down trust me when I say this 💪🏾💪🏾🫶🏾🫶🏾

    Cons: There was nothing I did not like at all I love this software

    Overall: it's very well worth it you won't be let down trust me when I say this I'll recommended it to anyone

    Read More...
  • An Online Check Writer User
    Task Force Manager/clerk
    Used the software for: 1-2 Years
    Frequency of Use: Monthly
    User Role: User, Administrator, Deployment
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Features "

    Posted 2025-11-12

    Pros: It works. However, my experience is in the cons section.

    When I don't print a check, it will deduct from my balance. This is the ONLY negative issue that I'm experiencing: loss of revenue at the end.

    Cons: When I don't print a check, it will deduct from my balance. This is the ONLY negative issue that I'm experiencing: loss of revenue at the end.

    Overall: Need funds returned. When I don't print a check, it will deduct from my balance. This is the ONLY negative issue that I'm experiencing: loss of revenue at the end.

    Read More...
    Reply from Online Check Writer
    Posted 2025-11-13
    Thank you for bringing this to our attention. We understand how concerning unexpected deductions can be. This isn’t typical behavior, and we’d like to review your account to ensure everything is correct. Please reach out to our support team at support@onlinecheckwriter.com so we can investigate and resolve this quickly for you.
  • Kendrick P.
    CEO
    Used the software for: Free Trial
    Frequency of Use: Daily
    User Role: User
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Giif"

    Posted 2025-11-12

    Pros: Expensive very very helpful people going to enjoy it fast and easy to use it everyday especially for business

    Cons: None the price need to go down at least but everything else is fine

    Overall: Good helpful business will enjoy it it's something new to me online check writing jus hope it's stay legit

    Read More...
    Reply from Online Check Writer
    Posted 2025-11-13
    Thank you so much for your kind words and for choosing our service! We’re glad to hear that you find it helpful and easy to use. We appreciate your feedback about pricing — our team continuously reviews our plans to ensure the best value for businesses. Please feel free to reach out to support@onlinecheckwriter.com if you ever need assistance or have suggestions.
  • Dariusz M.
    Manager
    Used the software for: 2+ Years
    Frequency of Use: Yearly
    User Role: User, Administrator
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Never will recommend "

    Posted 2025-08-22

    Pros: I will never recommend to any one your service.

    Cons: Service doesn't work at all. No payments link, sick customer service.

    Overall: I put requirements for payment like and once be approved then after 3 months some person rejected it. Yes I know you are sorry, hahaha so what?

    Read More...
    Reply from Online Check Writer
    Posted 2025-11-13
    We’re truly sorry to hear about your experience and appreciate you taking the time to share this feedback. This is not the level of service we aim to provide. Please contact our support team at support@onlinecheckwriter.com or via live chat so we can look into your account and resolve this issue promptly. We’d love the chance to make things right for you.
  • An Online Check Writer User
    Creative Process Supervisor
    Used the software for: 2+ Years
    Frequency of Use: Yearly
    User Role: User, Administrator
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Practical and very useful for online payments"

    Posted 2025-08-21

    Pros: The site makes it very easy to create online checks and send them directly to employees. It’s intuitive, practical, and makes payment management faster and safer.

    Cons: Some features could be explained better for new users, especially advanced functions.

    Overall: Overall, the platform is extremely useful for companies and individuals who want convenience and security in digital payments. Usability is good, and the service meets everyday needs very well.

    Read More...
    Reply from Online Check Writer
    Posted 2025-09-17
    Thank you for sharing your thoughtful feedback! We’re glad to hear that you find the platform practical, intuitive, and helpful for managing online payments securely. Your suggestion about clearer explanations for advanced features is very valuable, and our team is continuously working to make the experience even easier for all users. We appreciate your support and look forward to serving your payment needs!
  • An Online Check Writer User
    Check writer
    Used the software for: 2+ Years
    Frequency of Use: Monthly
    User Role: User
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Good product "

    Posted 2025-08-21

    Pros: I love the aspect that this product is absolutely perfect and functions properly, and gives what I want exactly

    Cons: The price of the product was so high and it’s tiring

    Overall: Well it’s always gives me a perfect picture of my checks and it’s loving without failing me, or messing my job done

    Read More...
    Reply from Online Check Writer
    Posted 2025-11-13
    Thank you so much for sharing your positive experience! We’re thrilled to hear that our platform has been working perfectly for you and helping you get your job done smoothly. We truly appreciate your feedback regarding pricing — our team is always exploring ways to make our services even more affordable while maintaining top quality. If you have any questions or suggestions, please feel free to reach out to us anytime at support@onlinecheckwriter.com.
  • An Online Check Writer User
    Freelancer
    Used the software for: Less than 6 months
    Frequency of Use: Monthly
    User Role: User
    Company Size: 1,000 - 4,999
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Online Check Writer"

    Posted 2023-08-31

    Pros: I can pay for goods, services, taxes, rent and much more with credit card even when cards aren’t accepted! I can pay on card and keep credit card rewards. I can pay and I can get paid! They have zero processing fee.

    Cons: Honestly, I have no cons about Online Check Writer.

    Overall: OVERALL EXPERIENCE WAS SUPERB! I can pay and get paid. Zero processing fee is the best. Transactions are secure and flexible!

    Read More...
    Reply from Online Check Writer
    Posted 2024-05-27
    Thank you for your review. Glad that you are enjoying our Pay by Credit Card feature. We wanted to make online payment operations more flexible for small businesses through this option.
  • An Online Check Writer User
    Teacher
    Used the software for: Less than 6 months
    Frequency of Use: Weekly
    User Role: User
    Company Size: 1,000 - 4,999
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Online Check Writer"

    Posted 2023-08-16

    Pros: Online Check Writer simplifies online check management effectively, yet its suitability depends on specific user requirements...

    Cons: User interface lacks intuitiveness, I'm so sorry...

    Overall: User-friendly interface streamlines check management efficiently, but customer support can be unresponsive.

    Read More...
    Reply from Online Check Writer
    Posted 2024-05-27
    Thank you for your response. We are happy that onlinecheckwriter has simplified your check management processes. We take your feedback regarding user interface and customer support seriously and will try to improve these aspects.
  • An Online Check Writer User
    SEO
    Used the software for: Free Trial
    Frequency of Use: Monthly
    User Role: User
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Best payment form"

    Edited 2022-04-22

    Pros: The Check Writer platform is very good because it connects customers and vendors in a secure and direct way. It also provides several payment methods for customers, giving them the possibility to increase business. It is an essential platform for anyone who wants to have their own business, especially if that business is over the internet.

    Cons: What I liked least was that the best features of the platform need to be paid for, The free features are a bit limited, but it is possible to start your business with this tool in the free version.

    Overall: In my company the platform was extremely useful, because besides boosting my sales, it brought my store closer to my customers and opened payment options for them.

    Read More...
    Reply from Online Check Writer
    Posted 2024-05-27
    Thank you for your response. We are thrilled to hear that you were able to improve sales and customer engagement with our platform. Your input on the free features is valuable and helps in continually improving the platform to offer more value to users.
  • Polly S.
    User
    Used the software for: Free Trial
    Frequency of Use: Daily
    User Role: User
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Good service "

    Posted 2022-04-14

    Pros: Online Check Writer offers good service. I love this service and would definitely recommend this to others.

    Cons: No cons, when i was using this service i haven't experienced any issues.

    Overall: Overall the service is a good service I do enjoy all aspects they offer and would recommend this to others.

    Read More...
    Reply from Online Check Writer
    Posted 2024-05-27
    Thank you for the review and recommendation. Glad to hear that you enjoyed using the different features.
  • Shrestha G.
    Entrepreneur
    Used the software for: Free Trial
    Frequency of Use: Daily
    User Role: User
    Company Size: 26 - 99
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Awesome product 👍"

    Posted 2022-04-11

    Pros: It's very easy to use and doesn't have any problem in it. Would recommend this to everyone. Overall amazing experience.

    Cons: Nothing as such. It doesn't have any problem or cons in it.

    Overall: My experience is very good with this product. I just love using this as it's very easy to use and definitely will recommend this to everyone.

    Read More...
    Reply from Online Check Writer
    Posted 2024-05-27
    Thank you for the review. It's fantastic to hear that you've had an amazing experience with the platform and find it easy to use. Your recommendation means a lot to us.
  • Enmanuel D.
    Software Developer
    Used the software for: 1-2 Years
    Frequency of Use: Daily
    User Role: User
    Company Size: 100 - 499
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "The better software"

    Posted 2022-03-08

    Pros: This software is the best option to manage my checks because it allows me to personalize them as i want.

    Cons: There is not anything that i dislike from this software.

    Overall: Really this software is so fast and easy to use, i use it every time i have the chance and it is so great.

    Read More...
    Reply from Online Check Writer
    Posted 2024-05-27
    Thank you for your feedback. It's great to know that you find the software fast, easy to use, and highly customizable for managing your checks.
  • Sabrinna O.
    Gerente
    Used the software for: 6-12 Months
    Frequency of Use: Daily
    User Role: User
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "I use and recommend"

    Posted 2022-01-16

    Pros: Ease of opening an account, great easy access tool for payments and transfers, has been making my payments much easier, I highly recommend it.

    Cons: The delay in releasing daily limits and card limits.

    Overall: Easy to open the account, and great tool, super fast to download. I highly recommend it has been making my day to day a lot easier.

    Read More...
    Reply from Online Check Writer
    Posted 2022-01-20
    Thank you so much for your great review, we're glad you're enjoying onlinecheckwriter and would love to hear from you if you need any help using the tool. Hope to see you again.
  • Elsa R.
    Writer and translator
    Used the software for: 6-12 Months
    Frequency of Use: Monthly
    User Role: User
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Great new software for new companies"

    Edited 2022-01-16

    Pros: It is a great software to manage your payments online for companies. If you have a medium or small company it is ideal to manage payments. Reliable and trustworthy. The best thing is that it allows you to print checks instantly without having to go to the bank.

    Cons: Nothing so far, I am just starting and watching how it works but overall very good.

    Overall: Very innovative and easy to use. You can manage all at once and it is perfect for the company. I would recommend it. You can't miss it!

    Read More...
    Reply from Online Check Writer
    Posted 2022-01-20
    Great to hear! Thank you so much for your review. We've always had great feedback about the product and are really glad to hear that you're happy with it!
  • An Online Check Writer User
    Accountant
    Used the software for: 6-12 Months
    Frequency of Use: Weekly
    User Role: User
    Company Size: 100 - 499
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Cost-efficient and easy to use"

    Posted 2021-11-30

    Pros: Where do I start?
    * It's so simple and efficient
    * The customization options are mind-blowing
    * The $1 Check by mail service is so useful

    Cons: Actually, I don't think I hate anything about this software. I could nitpick, but I don't want to. It's simply the best your money can buy.

    Overall: Overall, this is the best online check printing software I've ever used, and trust me; I've used many. I highly recommend Online Check Writer to those who are looking for the best check printing software.

    Read More...
    Reply from Online Check Writer
    Posted 2022-01-20
    Thank you so much for your great review, we're glad you're enjoying onlinecheckwriter and would love to hear from you if you need any help using the tool. Hope to see you again.
  • An Online Check Writer User
    Marketing meneger
    Used the software for: Less than 6 months
    Frequency of Use: Weekly
    User Role: User
    Company Size: 26 - 99
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Online check very good "

    Posted 2021-11-19

    Pros: I'm doing business analysis and I used it for that and I really liked it. Then I will use it more widely in my work and will be happy to recommend it to my friends and colleagues.

    Cons: There is nothing I don't like. Because it can help make our work easier.

    Overall: Everything I need seems to be in one place. I'm sure you can use it in sales and marketing to be more successful. Thank you and I wish you more wonderful people.

    Read More...
    Reply from Online Check Writer
    Posted 2022-01-20
    That is great to hear and we're very happy to hear that it's so easy to use and does everything you want it to. Thank you for your feedback and we'll be sure to keep improving the tool and also our support.
  • Ralph C.
    Freelancer
    Used the software for: Free Trial
    Frequency of Use: Weekly
    User Role: User
    Company Size: 5,000 - 9,999
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Excellent"

    Posted 2021-10-07

    Pros: I like how easy it is to use it.

    Cons: Well for me there is nothing I really don't like.

    Overall: Very awesome software that really can help a lot especially for those people who always doing or need online checking.

    Read More...
    Reply from Online Check Writer
    Posted 2022-01-20
    That is great to hear and we're very happy to hear that it's so easy to use and does everything you want it to. Thank you for your feedback and we'll be sure to keep improving the tool and also our support.
  • Wael W.
    Head Management
    Used the software for: Free Trial
    Frequency of Use: Weekly
    User Role: User
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Checkmate"

    Posted 2021-09-29

    Pros: Beginner friendly, I did not have any issues using it for my first time.
    Great design, simple.
    Plenty of features, attentive.
    Reasonable Price.

    Cons: No instant support response, from my experience.

    Overall: Overall great software, I'd rather say a checkmate software IMO, they could only work on their support services and this software would be a masterpiece.

    Read More...
    Reply from Online Check Writer
    Posted 2022-01-20
    Thank you so much for taking the time to leave us this amazing review.
  • An Online Check Writer User
    Assistant
    Used the software for: 6-12 Months
    Frequency of Use: Daily
    User Role: User
    Company Size: 100 - 499
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Best"

    Posted 2021-09-25

    Pros: Best Printing with minimal charges, very easy to use. Every step of products are very understandable.

    Cons: Didn't find any cons of this software. If I find any let you know in the future.

    Overall: Best software for printing, highly recommend. Useful for everyone and very easy to use. Simple but useful software.

    Read More...
    Reply from Online Check Writer
    Posted 2022-01-20
    Thank you so much for taking the time to leave us this amazing review.
  • Guliana V.
    Student
    Used the software for: 6-12 Months
    Frequency of Use: Monthly
    User Role: User
    Company Size: 1 - 25
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Awesome"

    Posted 2021-09-03

    Pros: Good platform that facilitates the handling of checks, easy to use and safe, highly recommended many options, and has good support.

    Cons: Nothing to add, in my experience the product is great.

    Overall: Great.

    Read More...
    Reply from Online Check Writer
    Posted 2021-09-13
    Thank you, we're really happy to hear that you're getting good value out of it! The whole team here at Online Check Writer would like to thank you for taking the time to leave us a review.
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