FinLocker
FinLocker is a transactional personal financial assistant tool that enables loans and financial transactions. With consumer consent, FinLocker captures key borrower data (e.g., assets, income, taxes, credit, real estate, credit, insurance, and more) and applies intelligent analytics such as loan product recommendations based on a consumer’s financial profile, asset and income verification, and more. Plus additional innovative features, such as preparing first-time homebuyers financially, 140+ mortgage education videos, and real estate search. A secure data and document vault. With consumer’s consent, FinLocker retrieves and aggregates data from trusted sources and applies AI for insights and recommendations. Lenders can communicate with the consumer and offer promotions, products, customized notifications or personalized recommendations. Borrowers are given unprecedented insight into and control over their data, giving them greater confidence.
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Credit Pulse
Credit Pulse digitizes and automates your credit process, reducing manual effort in credit approvals, and continuously monitors your portfolio for credit risk. Go from weeks to minutes with automated bank and trade references. Optimize the allocation of credit across all customers. Extend and restrict credit as risks change to reduce bad debt by 20%. Get notified of changes like NSFs, bankruptcies, liens, bank balances, and credit score changes. Manage your entire credit operation, from applications to approvals, and continuously monitor your portfolio for credit risk. Credit Pulse provides a streamlined credit application with business pre-fill, eliminating the typical ‘back and forth’. Save over 1000 hours of manual effort per year. Gone are the days of manually sourcing third-party data. Credit Pulse centralizes credit bureau reports and 15+ other sources of reliable data. Credit Managers can feel confident making decisions with less effort, especially with SMBs.
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SharperLending Platform
SharperLending LLC is the leading provider of financial services technology for the mortgage industry. SharperLending offers five secure, web-based technology platforms to lenders and strategic partners that increase efficiency, mitigate risk, and offer affordability: Appraisal Firewall, EPN settlement services platform, TVP income verification systems, XpertOnline credit reporting technology, and ReadyQual consumer pre-qualification and lead generation software. Old, legacy software systems are the norm in the AMC technology industry. If you’re tired of using outdated technology to service your clients’ appraisals, our modern, responsive AMC software can significantly improve your client relationships. It can also improve your bottom line. Appraisal Firewall® offers AMCs modern technology solutions enhanced on a monthly basis to better connect you with your clients. Achieve a superior level of customer service for each client, faster reviews, instant online collaboration, etc
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Finicity
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences.
Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products.
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