Alternatives to NMI Gateway
Compare NMI Gateway alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to NMI Gateway in 2026. Compare features, ratings, user reviews, pricing, and more from NMI Gateway competitors and alternatives in order to make an informed decision for your business.
-
1
NMI Payments
NMI
NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. -
2
Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.Starting Price: Free -
3
Fluid Pay
Fluid Pay
Security is integrated into our DNA! Multiple active data centers to provide reliability while minimizing software and hardware related outages. Level 1 PCI Compliance and beyond is a must for payments. A true White-Label Payment Gateway. Your look and feel to your ISO’s, sub-agents, and merchants. Manage your suite of payment technologies & brand from a single location. How many levels deep are you? Work smarter, not harder. Plain and simple! We do not offer merchant accounts and NEVER will! (Seriously!). You must be sponsored by an approved 'Fluid Partner' to utilize our technology. -
4
Hips
HIPS Payment Group
Hips is a complete omnichannel payment gateway and platform for businesses, ISV's and ISO's that want to offer their customers payment terminals or online payment services. Programmatically create merchant accounts or manage terminals via our REST API. Focus on customers and sales — not payment infrastructure, acquiring, issuing, licensing, PCI certification, hardware or software. Scale your POS or payment business with a single global payment platform in 70+ countries and 60+ payment methods online, mobile or in-store. We design custom pricing and tailored payment services (gateway, acquiring or issuing) that work for you and your business model. You set the price to your merchants and keep full ownership of your customers and offers. Programmatically create merchant accounts or manage terminals. Our SDKs make it easy to integrate Hips into your own mobile and web applications for mobile, unattended, online or in-store payments.Starting Price: €3.90 per device per month -
5
NETS
NETS
NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.Starting Price: Free -
6
NETePay Hosted
Datacap Systems
NETePay Hosted is a comprehensive payments platform that consolidates payments and tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal. Datacap supports virtually every payment processor in North America. Dozens of plug-and-play EMV-ready devices from leading OEM providers. Datacap’s omnichannel payments solutions combine in-store, unattended, mobile, and eCommerce to create a unified, consistent payment experience across all channels. Purchase, configure and maintain Datacap products 24/7 via Datacap's product portal. Real-time reporting is available 24/7 for Datacap partners and their merchants. Remotely configure settings, pad flows, key injection, and more. Processor-proprietary Encryption methods ensure that card data is encrypted at the sale and decrypted at the NETePay Hosted without additional hops. Reduce card-present fraud with contact and contactless EMV (chip card) certifications for fixed, and mobile devices.Starting Price: Free -
7
Corefy
Corefy
Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.Starting Price: €2500/month -
8
Worldnet
Payjack
Omni-channel payments as a service. Our technology, Your brand. We offer payments as a value added service to your software with our white-label solution. Worldnet's platform is a highly scalable, secure, and certified payment technology platform, which can be branded for use by other payment platforms and large enterprise merchants. Our technology is used by some of the biggest names in the industry. The emerging Intelligent Retail sector requires more than a traditional POS solution. In addition, it needs eCommerce tools for customer registration and transaction tokenization support; plus mPOS tools for in-App payment support. Our Omni-Channel solution provides you with a solution for all of these paths. -
9
payPLUS
Comviva
payPLUS empowers merchant partners with a unified payment platform that enables the acceptance of payment instruments across multiple channels.payPLUS is a white-labeled payment acceptance platform for digital merchants and merchant acquirers, which enables merchants to accept payments, across different channels such as online and in-store, and through different payment instruments such as cards and digital wallets. payPLUS empowers merchant partners with a unified payment acceptance platform that enables the acceptance of any payment instrument across multiple channels. payPLUS offers a unified interface for merchants and acquiring entities to manage all instruments, channels and technologies through a single interface. payPLUS is geared to extract the most out of the recent policy changes with its merchant self-onboarding functionality which significantly lowers the onboarding cost and allows the merchant to start accepting payments by downloading the application. -
10
Accelerate digital payments at the speed of commerce with our full-stack, white-labelled payment platform that includes end-to-end digital merchant onboarding, zero friction merchant servicing, wide spectrum of payment tools, risk management and in-depth data insights for businesses to gain deeper insights.
-
11
Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
12
eMerchantGateway
eMerchantGateway
Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.Starting Price: Free -
13
Uswipe
Uswipe
Uswipe is partnered with global credit card acquirers and licensed payment institutions offering secure payment solutions to small/medium/large businesses worldwide. Our direct relationships with Visa, MasterCard, and SWIFT, through our vast partner channels, enable Uswipe to process all major credit cards, issue Prepaid Cards, digitalized e-wallets, IBAN, and process cryptocurrencies to qualified businesses throughout the world. By way of our international banking partners, we offer price competitive rates and secure, multi-currency payment options to merchants throughout the globe. All of this is supported by a secure PCI DSS Level 1 compliant payment gateway. Our 24/7 customer service team makes certain all payments are received in a thorough and smooth fashion. Our certified quality gateway system ensures the highest quality of our products and services to be supplied to our merchants! -
14
Kurv
Kurv
Kurv is a comprehensive payment software designed to simplify how businesses accept and manage payments with a suite of tools that support in-person, online, mobile, and self-service checkout options, all from a unified system that scales with business needs. Its core offerings include easy, secure acceptance of contactless payments and Tap to Pay directly on supported smartphones without extra hardware, integrated payment gateways, virtual terminal processing, and flexible invoicing that lets merchants send payment requests or invoices by text or email. Merchants can generate custom QR codes, track sales and inventory, and access real-time reporting and analytics through an intuitive dashboard alongside 24/7 U.S.-based support. Kurv integrates fraud prevention, chargeback detection, AI and machine learning risk monitoring, and compliance safeguards to protect transactions, while customizable tools like automated recurring billing, white-label payment pages, and etc. -
15
Tranzzo
Tranzzo
Tranzzo offers online payment solutions for websites, mobile apps, and messengers. We choose the most suitable payment methods for your business based on regional payment specifics, including credit cards, electronic wallets, alternative payment methods, and cryptocurrency. Our White-Label Solution for PSP lets you launch a full-fledged payment solution under your own brand in just a few days. It includes all the services necessary to onboard new merchants and manage their projects. You can easily customize each service to meet your brand and business needs. Tranzzo has over 200 payment integrations, allowing you to expand business in Europe, Latin America, Africa, and Southeast Asia (particularly in Malaysia, Thailand, Vietnam, and Indonesia). -
16
Maverick Payments
Maverick Payments
We’re a full-service payment processor with innovative technology designed with your growth in mind. With Maverick, monetize payments by reselling our white-labeled payments stack. Quickly go to market with minimal to no cost or risk, all while building your brand while leveraging our infrastructure. Easily process card-not-present transactions with our straightforward API, hosted forms, and additional tools. Simply key in transactions to the virtual terminal and utilize the additional features that make the user experience more seamless, such as tokenization, electronic invoicing, automated email receipts, integration to third-party shopping carts, and CRM systems. Card-not-present payments have never been easier with Maverick’s intuitive gateway. Easy-to-use terminals and point-of-sale tools customized for the size of your business. Gather key insights and better understand your customers, and competitors, and run a more informed business. -
17
PaySpace
PaySpace Processing
Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below. -
18
UniPay Gateway
United Thinkers
UniPay is a commercial open-source payment gateway built on modern technology and easily adaptable to businesses of any size. We’re the payment processing company that can deliver the connectivity, security and valuable support worldwide. We do this by addressing the unique needs of our customers through our advanced technology and functionalities, including omnichannel payment processing, merchants onboarding and underwriting, advanced recurring billing, chargeback management, Acquiring Relationships development, Payment Facilitator assistance, EMV terminal solution implementation and so. With UniPay Platform you have the options of an affordable white label gateway solution, a full on-premise software license (including the source code), and the PayFac Payment Platform which ensures the top-quality payment processing experience. -
19
Easebuzz
Easebuzz
We work on building APIs that help you integrate any of our products into your B2B software or web-portal with ease. We work with business stakeholders, software developers, ERP players, CRM companies to empower them with financial services and products that can be white labelled and included into their own tech-stack. We are amongst the few payment aggregators which are focused on all seven days in a week support for grievances and complaints. The end customers experience the best success rates as we work with high end technology backend infrastructure along with best acquiring gateways and banks. We also offer technology support in terms of managing customizations and helping our merchants to resolve issues with respect to any API integration. Any API from our platform is faster to integrate as it is simple and requires less effort by integrating only a few lines of code in your website and mobile app. -
20
Neolink
Neolink
Neolink is a comprehensive white-label platform designed for fintech companies to launch, scale, and manage payment processing solutions. Our product offers a complete suite of services, including payment gateway integration, merchant onboarding, transaction processing, compliance automation (KYC/AML), and reporting tools — all hosted in a secure, PCI DSS Level 1 certified environment. With Neolink, businesses can quickly deploy secure payment solutions under their own brand, reducing time-to-market while maintaining full operational control. The platform supports multi-currency payments, high-risk business models, and various payment methods like credit cards, digital wallets, and bank transfers. The Neolink platform is built to scale with your business, offering modular components that can be tailored to meet specific needs, ensuring a seamless, secure payment experience for your clients. -
21
FroogalPay
FroogalPay
FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications. -
22
PayPipes
PayPipes
PayPipes is build to simplify connectivity and management of Acquiring Banks, Alternative Payments and Risk Management Tools. PayPipes connects with multiple top-rated payment gateways globally. To grow your business, you may need to connect to multiple payment gateways. Maybe to support failover and more successful transaction processing, or to process payments in international markets. PayPipes makes it easy to connect and maintain integrations to gateways and payment APIs. Connect once and then add new gateways and integrations fast. All online merchants that accept card payments must be PCI DSS compliant. PayPipes significantly cuts your PCI compliance scope. That helps you deliver a great transaction experience to your customers while helping avoid costly on-site data security assessments. Effectively prevent fraud with sophisticated, robust, and industry-proven fraud prevention tools. -
23
Paygistix
Payment Logistics
Paygistix Payment Gateway, the central nervous system connecting payments from all channels in one convenient location. Paygistix products and integration solutions for merchants, developers and value-added resellers. Powerful payment integration plugin to support EMV, eliminate PA-DSS and minimize scope of PCI DSS compliance. The reliability of a dial, IP or wireless payment device combined with the features and functionality of Paygistix Gateway. Tablet ECR with order entry, signature capture, P2PE and web-based reporting. Semi-integration for eCommerce payments that reduces or eliminates PCI scope and makes adding web payments simple. Process and manage credit, debit, ACH, gift, loyalty and recurring billing payments through any device with an internet connection. Direct point-to-point encryption interface supporting a variety of encrypted devices using DUKPT key management. -
24
PaymentSpring
PaymentSpring
The all-in-one, developer-driven payment gateway Our powerful payment processing gateway is designed for software platforms, businesses and nonprofits who want a solution as simple as it is secure. Are you ready to accept more? Whether you’re a large platform providing solutions for your customers or a small merchant working for yourself, integrating with PaymentSpring is easy. Ready to give your users a better payment experience? Create what you want the way you want. Our speedy ‘n’ easy checkout button lets you add payments to your site in minutes with no coding required—all it takes is a copy/paste. -
25
Atlantic-Pacific Processing Systems
Atlantic-Pacific Processing Systems
APPS digital platform delivers high end optimization & real-time data to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. APPS is proud to be Visa’s FINTECH partner. We create the platforms & technology that unite your data into a central command center at your fingertips. Tie the customer’s payment data to your merchant processing platform on a global level with one master login. A true omnichannel experience. APPS is proud to be selected as the North American Acquirer for VISA payment gateways Cybersource and Authorize.net. We provide payment and data-centric acquiring solution platforms throughout North America. APPS digital platform delivers high-end optimization & real-time data. to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. -
26
Decta
DECTA
End-to-end solutions of payment processing, acquiring, and white label cards for banks, PSP-s, Fintech-s, and online merchants. Robust payment system to accelerate business growth. Processing, full in-house PCI Level 1 certified processing for VISA, Mastercard schemes Issuers and Acquirers in EUROPE and Asia-Pacific region. Top-edge E-commerce payment gateway solution included in the technical processing service. DECTA Gateway API. Integration for authorization switching is possible both through ISO 8583-based protocol and REST API. For live program management, DECTA Issuing API is used. Switching & Clearing. DECTA uses Active-Active deployment for all critical processing systems, which allows supporting up to 99,99.. uptime even including planned downtimes for system upgrades and ICO releases. -
27
RiskPay
RiskPay
RiskPay is a payment gateway built specifically for high-risk businesses, offering instant approvals, anonymous onboarding, and fast USDC payouts. Merchants can easily apply without KYC, integrate the platform with WooCommerce or custom APIs, and start accepting credit cards, digital wallets, and bank transfers immediately. The solution provides one-click high-converting payment gateways, real-time payout tracking, and seamless global payment acceptance. RiskPay also offers instant USDC (Polygon) transfers with no delays or hidden fees, giving merchants immediate access to their funds. High-risk companies benefit from fraud protection, PCI DSS compliance, reliable payouts, and dedicated support. Overall, RiskPay simplifies payment processing for industries underserved by traditional payment processors.Starting Price: $0 -
28
PayFast
PayFast
Whether you have a website or not we offer easy, secure and instant payment processing for South African businesses. We offer merchants full integration flexibility alongside a host of payment features. Whether you use an existing shopping cart system or have a custom built website, PayFast is the go-to payment facilitator for all businesses. Invoicing, recon and chasing payments can be time consuming. With the right platform and PayFast you can automate tedious accounting tasks by capturing, tracking and processing payments online. Whether you are looking for a secure payment gateway for your ticketing platform or want to sell event tickets directly through your website, we’ve got you covered. We recognise the important work that you are doing running your charity or NPO. We will help you spread awareness about your cause and enable you to receive online donations instantly and securely via one of our 8 supported payment methods. -
29
Verifone
Verifone
The world’s best-known retail brands, major financial institutions, and millions of merchants worldwide trust Verifone for tech-forward, simple, and secure ways to accept payments from anyone at any time. Our passion is to empower you with the systems and data you need to refine your customer journey and accelerate growth. Start accepting online payments today with a flexible and scalable commerce solution. Verifone’s eCommerce API is a merchant-hosted solution built on Verifone REST architecture that enables merchants to securely accept online and mobile payments A quick, easy, and secure way to start accepting online payments without extensive web development, our Hosted Checkout solutions are easy to integrate and offer merchants multiple options. Virtual Terminal is also an out-of-the-box payment interface and can be used to process mail order and telephone order (MOTO) card transactions on behalf of customers through Verifone’s Central Portal. -
30
Datacap Gift
Datacap Systems
Become your own gift card provider with Datacap’s comprehensive omnichannel gift card platform. Sell, load, or redeem gift cards online or in-store for a consistent experience across all channels. White-label all aspects of Datacap's gift platform, pre-branded gift cards, reporting dashboard, etc. Real-time reporting is available 24/7 for solution providers and merchants. Utilize Datacap's Reportal or API to view all gift transactions in real time. Add support for alternative gift payments such as QR codes, text-to-pay, memberships, etc. Protect your merchants with fraud mitigation detection, max value limits, PIN, etc. Cardholders can check gift card balances online or via a QR code. Add pre-loaded promotions for products and services with automated expiration. Easy migration to and from dozens of third-party gift services. Datacap offers a comprehensive white-labeled gift/loyalty platform.Starting Price: Free -
31
Ivno
Ivno
Ivno is a modern payment gateway that enables businesses to accept global payments via cards, Apple Pay, and Google Pay while receiving instant payouts in USDC. It bridges traditional finance and crypto by combining fiat on-ramp infrastructure with blockchain settlement. The platform offers a seamless checkout experience, fast onboarding, and tools for merchants to manage transactions, payments, and payouts from a unified dashboard. Ivno supports WooCommerce integration, API access for developers, and flexible payment configurations. Designed for global businesses, Ivno helps reduce chargeback risks, improve cross-border payments, and unlock new revenue streams through crypto-enabled payouts. Payouts are typically processed instantly. -
32
Citcon
Citcon
Trusted by 100s of leading brands at 10,000+ merchants worldwide, Citcon allows merchants to accept digital payments across platforms on a global scale, providing solutions for any device, channel, or business model. Welcome cross-border eCommerce business from around the world. Attract international shoppers to increase in-store traffic and sales. Conduct contactless transactions using global payment methods. There’s no fee charged on top of domestic MDR for digital wallet cross-border transactions. -
33
PayPal
PayPal
9 million merchants rely on PayPal to build, run, and grow their business. Get the tools, products, financing, and support you need to help establish or grow your business – from processing payments and building a website to shipping and marketing. We even give you access to business loans* that can provide merchant funding to help you start and drive future growth. Get paid online or in-person. Whether you need online invoicing, a customized checkout for your website, or a card reader for processing on-the-go transactions, we have a solution for your business. Choose from a selection of products and services designed to simplify your day-to-day operations, like tools for tracking payments, printing shipping labels, and so much more. Explore merchant lending options that can provide you with fast access to the money your business needs now, plus a way to offer your customers financing that lets them pay over time, while you get paid upfront.Starting Price: Free -
34
Dharma Merchant Services
Dharma Merchant Services
Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us. -
35
MerchantPlus
MerchantPlus
MerchantPlus offers 3 major account packages, geared at startup through large-scale enterprise businesses. With 10+ years of electronic payment experience, MerchantPlus has solutions to fit a wide range of business verticals and technical needs. A brief overview of our capabilities is listed below -- please contact a payment consultant to discuss your particular requirements. The MerchantPlus support team is based in NYC and ready to support you from initial account onboarding questions, through tech integrations and into your production environment. MerchantPlus offers solutions to bridge the gaps for global eCommerce, SaaS and service businesses, including foreign currency conversion, native settlement, multi-region merchant account balancing and alternative payment options. -
36
Paystri
Paystri
We deliver strategic payment solutions to independent software vendors (ISVs), financial institutions, and businesses of all sizes. Paystri is a full-service, integrated payment acceptance and technology provider with unparalleled omnichannel customer support. We dedicate the same level of expert care and attention to our customer service as we do our innovative payment technologies. We’re here to design and deliver the best payments experience for your customers, no matter how they choose to pay. Supercharge revenue with frictionless customer payment acceptance solutions, paired with next-level customer support. Monetize the payments portion of your software with seamless integrated payments and generous revenue share. Drive incremental revenue from commercial clients by offering Merchant Services designed for their businesses. -
37
NMI Merchant Relationship Management (formerly IRIS CRM) helps banks, ISOs, and payment providers manage the entire merchant lifecycle—from lead to underwriting to ongoing support. Purpose-built for the payments industry, NMI Merchant Relationship Management unifies risk management, compliance, and portfolio oversight within one scalable platform. Its modular suite includes Merchant Central for onboarding, residuals automation and calculation and reporting; ScanX for automated KYC/KYB and AML compliance; and MonitorX for continuous monitoring and risk alerts. Unlike generic CRMs, Merchant Relationship Management offers payments-specific functionality designed to reduce manual work, improve compliance accuracy and increase merchant retention. With white-label flexibility, integrated automation, and seamless CRM integration, it delivers operational efficiency and transparency across high-volume portfolios. Modernize merchant management, reduce churn, and simplify compliance with NMI.Starting Price: $1,499 per month
-
38
Payee
Payee Eftpos and Ecommerce
Payee boosts your business cash flow with our all-in-one Australian payment solution. We seamlessly handle EFTPOS terminals with flexible pricing options, including our unique Pay Nothing model where customers cover transaction fees. Our system integrates flawlessly with your eCommerce store and works perfectly with WooCommerce. We provide payment gateway solutions compatible with your custom apps and software. As an Australian-based provider, we understand local business needs and offer dedicated support when you need it. Our intuitive merchant portal gives you complete visibility and control over transactions, settlements, and funding deposits. Payee streamlines your payment processing so you can focus on running and growing your business.Starting Price: $29 -
39
Gattera
Gattera
Gattera is a multi-PSP payment orchestration platform built specifically for non-traditional industries that require flexible, resilient, and intelligent payment routing. It sits between merchants and multiple payment service providers, directing each transaction to the best-performing gateway based on cost, success rates, geography, card type, and real-time conditions. With features like decline recovery, soft-decline rescue, and intelligent failover, Gattera maximizes approval rates while minimizing customer friction. Merchants can integrate once with Gattera’s unified API and instantly access 15+ PSP connectors and 20+ payment methods—including cards, wallets, banks, and crypto. The platform also centralizes risk management, analytics, reconciliation, and compliance tools, allowing businesses to maintain full visibility into fees, routing logic, and processor performance.Starting Price: $0 -
40
SnapPay
CDI Technology
SnapPay is the leading North American payment gateway. Not only enable traditional payment solutions like Visa, Mastercard, also have the Chinese payment instruments Alipay, WeChat Pay, and China UnionPay acceptance for North American merchants, permitting safe and secure online, in-store, in-app and mobile transactions. The marketing solutions of SnapPay also help merchants expand their reach to new customers and generate more in-store and online revenue. It is the largest card payment organization (debit and credit cards combined) in the world offering mobile and online payments based on total value of payment transactions, ahead of Visa and Mastercard. -
41
PayNuts
PayNuts
PayNuts is a payment service provider offering cost-effective EFTPOS and ecommerce solutions tailored for small businesses across Australia and New Zealand. Our services include Pay Nothing EFTPOS, which eliminates transaction fees by allowing businesses to surcharge customers, and low fee EFTPOS, providing competitive rates with a monthly terminal rental fee. PayNuts supports over 700 point-of-sale platforms, ensuring seamless integration for various business needs. We offer a range of EFTPOS terminals, including the VeriFone T650p, PAX A920, and PAX A77, catering to different business requirements. Our ecommerce solutions encompass online payment gateways and payment links, enabling businesses to accept payments anytime, anywhere. With our customer support, PayNuts is committed to assisting businesses in managing transactions, settlements, and funding deposits through our user-friendly merchant portal.Starting Price: $29 per month -
42
Clearly Payments
Clearly Payments
Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.comStarting Price: $10.00/month -
43
Payflow Payment Gateway
PayPal
A payment gateway links your website to your processing network and merchant account. Like most gateway services, Payflow Payment Gateway handles all major credit and debit cards. What makes our gateway different is the low rates and incremental sales boost from offering PayPal and PayPal Credit* payment options on your site. No cancellation fees, monthly minimums or other hidden fees. Take advantage of some of the lowest rates available today. Payflow costs just $0.10 per transaction. Payflow is integrated with major shopping carts and works with almost every processor. Plus, if you sell overseas, you can accept PayPal payments in 25 currencies in 202 countries around the globe. Our PCI-compliant solution simplifies the work and cost of meeting regulatory requirements. And you can stay on top of every dollar with our online account management dashboard, PayPal Manager.Starting Price: $25 per month -
44
BankCard USA
BankCard USA
BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants. -
45
PayU
PayU
PayU is a payment processing platform, that enables merchants to accept cross-border and local payments with full payment methods coverage for any type of market and customer. PayU helps merchants improve their approval rates with the lowest fees while ensuring the highest level of security for their transactions – all through a single connection. As a provider of payment processing solutions, PayU helps merchants grow their sales. Once onboarded, merchants gain access to hundreds of local and global payment methods, seamless checkout experiences, and anti-fraud and security capabilities that will make customers return to their stores. No matter how complex your eCommerce business is, PayU covers multiple integration scenarios. -
46
PayKings
Merchant Payments Acceptance
What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. If you have high chargebacks or a subscription billing model, we have the merchant account you need. -
47
Rainforest
Rainforest
Grow revenue by embedding payments into your product — without taking on risk or compliance headaches. With Rainforest, you can make money flow through your platform in more ways than one. Use a single provider for cards, ACH, faster payments, next-day funding, and more. Reduce development time and get to revenue faster with our pre-built, embeddable components for payments, reporting, chargebacks, merchant onboarding, and more. We take care of risk and compliance headaches, so you don’t have to — including transaction monitoring, merchant KYC, and all the necessary reporting. Take full ownership of your merchant customers and their data. Create a fully white-labeled experience, with no contract lock-in, minimums, or monthly fees. Use our revenue calculator to learn how much you could grow by adding payment processing to your platform.Starting Price: $0.20 per item -
48
Whalestack
Whalestack LLC
Whalestack is a sophisticated cryptocurrency payment gateway designed for enterprises, offering digital currency checkout solutions that seamlessly convert Bitcoin to your bank account within minutes. It enables the acceptance of cryptocurrencies, facilitating instant conversion to fiat currency, eliminating currency risks, chargebacks, and credit risks. The platform encompasses comprehensive financial reporting, invoicing, taxation, and analytics, making it straightforward to integrate via REST API or a simple checkout button. Whalestack serves online merchants and e-commerce platforms, allowing them to accept and settle payments in various digital currencies in a compliant manner, ensuring satisfaction for accountants and tax authorities alike. It empowers online businesses to denominate and settle sales in their national currency (e.g., EUR, USD), irrespective of the cryptocurrency (Bitcoin, Lightning, USD, EURC, or Stellar) used by customers for payment.Starting Price: 0.5% -
49
MagicPay
MagicPay Merchant Services
Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.Starting Price: $15 per month -
50
Payneteasy
Payneteasy
Payneteasy's gateway is a fully brandable, white-label solution. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or labor. With no iFrames or redirects, and a 99.997% uptime track record, you or your merchants can start accepting payments immediately. Payneteasy is here to facilitate the creation of an efficient and user-friendly payment platform for every business. Our payment gateway will ensure a smooth shopping experience for your customers, minimize fraud risks, and significantly increase the conversion rate. We provide every customer with a tailor-made solution in no time, banks, merchants, and APMs can be integrated within a week! Improve your service by starting to accept international one-time and recurring payments. You don't have to lose any business opportunities. With us as your flexibility layer, anything is possible. Payneteasy's system is matured and has proven unbeatable uptime.
