Moody’s Risk Modeler
To improve underwriting, risk transfer, and pricing decisions in an increasingly challenging market, (re)insurers need modeling software that delivers faster analytics, deeper insights, and more efficient workflows. That’s the advantage of establishing Risk Modeler™ as the foundation of your interconnected risk lifecycle. Better understand drivers of risk with greater modeling transparency, flexibility, and customization. Decrease expense ratios, increase productivity, and improve risk insights with third-party modeling. Build new digital workflows and meet evolving business requirements with cloud-native architecture. Risk Modeler can run more than 400 Moody’s RMS models, and more than 300 models available in the Nasdaq platform across multiple regions, perils, and lines of business using a common cloud platform.
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TreatyIQ
Moody's TreatyIQ delivers advanced financial modeling and extensive treaty and portfolio analytics for reinsurers. Its robust financial model can capture complex treaty structures, enabling underwriters to monitor risk positions, assess pricing performance, and build well-balanced portfolios. The platform unifies treaty underwriting and portfolio management within a single ecosystem, allowing users to create and analyze complex treaty and portfolio structures without manual workarounds or calculations. TreatyIQ empowers underwriters to maximize treaty reinsurance profits, paving the way for business growth and investment opportunities. A major global reinsurer enhanced portfolio management with Moody's RMS TreatyIQ, achieving 90x faster treaty roll-ups and 14% fewer blind spots. By modernizing treaty risk analytics, TreatyIQ enables insurers to assess the true marginal impact of each treaty on the portfolio and the real-time marginal impact of the program.
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HurLoss
HurLoss is ARA's state-of-the-art hurricane catastrophe model designed for property insurers, reinsurers, brokers, and ILS managers to effectively manage risk in hurricane-prone regions. Since 1998, HurLoss has been the foundation for structural design in hurricane-prone states and has been utilized for federal emergency management and mitigation planning nationwide since 2003. The model offers a unified event set covering the entire North Atlantic basin, including the U.S., Caribbean, Bermuda, and parts of Canada, Mexico, and Central America. HurLoss is distinguished by its physics-based hurricane hazard modeling and engineering load and resistance modeling, starting with fundamental principles and validated through claims data. It incorporates future climate conditioning, allowing users to assess risks based on current and projected climatological data, including factors like sea surface temperature and wind shear.
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Oasis Loss Modeling Framework
The Oasis Loss Modelling Framework (Oasis LMF) is an open source catastrophe modeling platform designed to enhance risk assessment through transparency, performance, and innovation. Established as a not-for-profit organization, Oasis LMF offers a comprehensive suite of tools for developing, deploying, and executing catastrophe models without restrictions on modeling approaches. The platform includes a web-based user interface and an API for seamless integration with other systems, facilitating interoperability and ease of use. Core components such as Oasis ktools enable large-scale execution of catastrophe models, while the Oasis Model Development Toolkit supports model development and testing. Emphasizing community collaboration, Oasis LMF's ecosystem comprises over 18 suppliers offering more than 90 models, fostering a diverse and robust modeling environment.
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