Audience
Businesses in search of a mobile money service solution to make and receive payments
About M-PESA
M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.
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M-PESA Frequently Asked Questions
M-PESA Product Features
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M-PESA Reviews
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"M-PESA Review" Posted 2023-09-26
Pros: Supports all computer and mobile phones brands and on all OS varieties.
Works both online and offline.
Easily accessible.
It has the highest usability score of any payment platform due to its accessibility by all businesses.
It also has the most robust feature of any platform I've used namely; funds transfer, withdrawals & deposits, loans & overdrafts, savings with interests, insurance, interbank transfers, merchant pay bills and tills, branchless banking, online and offline support at M-PESA agents.Cons: Lacks a robust international network which limits its accessibility beyond Eastern Africa.
Overall: The app works very fast, has a widespread agency network and is very easy to use. Costs are also very low or free for merchant payments and it is acceptable on any mobile or computer platform, both online and offline.
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