Alternatives to Lunch
Compare Lunch alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Lunch in 2024. Compare features, ratings, user reviews, pricing, and more from Lunch competitors and alternatives in order to make an informed decision for your business.
-
1
Stripe
Stripe
The new standard in online payments. Stripe is the best software platform for running an internet business. We handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Millions of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe. We believe that payments is a problem rooted in code, not finance. We obsessively seek out elegant, composable abstractions that enable robust, scalable, flexible integrations. Because we eliminate needless complexity and extraneous details, you can get up and running with Stripe in just a couple of minutes. -
2
Alviere Hive
Alviere
Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.Starting Price: $0 -
3
Stax
Stax Payments
Stax empowers software platforms, small businesses, and large businesses, through simplified, industry-leading integrated payment and recurring billing solutions. Stax Connect is an unmatched payment ecosystem that enables unparalleled portfolio growth through technology and payment monetization. Radically simplify the ability for ISVs to power their payments with Stax’s developer-friendly API, offering a single integration that provides access to best-in-breed tools needed to provide payment acceptance capabilities, eliminating the time and costs associated with other “PayFac in a box” offerings. Secure in-person and online credit card payment processing with Stax Pay. An all-in-one business management platform built to help you run and grow your business. -
4
Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
5
AlphaPoint
AlphaPoint
AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more. AlphaPoint has enabled over 150 customers in 35 countries including the CME Group, XP Securities, and Chivo. AlphaPoint has powered over 1 trillion in trading volume and the technology has handled billions in assets on the platform. Over the past decade, we have received multiple prestigious awards recognizing our innovations, exponential growth and leading technology in the fintech and digital asset space, positioning us to continue empowering our clients. -
6
Spreedly
Spreedly
Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adapt their infrastructure to accept payments the way their business requires. Our Payments Orchestration platform enables payments flexibility and redundancy by allowing customers to build one integration and then route transactions through virtually any combination of payment services without ever touching end-consumer card data. Capture and secure payment methods in a portable PCI-compliant vault. Then leverage our massive ecosystem of Spreedly and third-party payment services to enable and optimize digital transactions. Connect to virtually any payment service via a single API rather than building complex integrations. Leverage our experience across billions of transactions to enhance your payments strategy. -
7
OmniConnect
Kinective
Kinective’s OmniConnect platform allows financial executives to truly connect to banking’s future by bridging the gap between legacy systems and modern digital services through turnkey, fintech integrations across multiple use cases including loan origination, account origination, payments, mobile applications, CRMs, and more. With over 80+ Fintech's integrated to 40+ Cores, our connectivity solutions provide true choice to transform at a chosen pace without extensive internal development resources, while being able to choose a best-of-breed versus best-of-suite transformation strategy. Even further, our connections aren’t limited to a specific subset, as our intent is to provide true choice and access with the most comprehensive connective ecosystem of use cases, channels, and cores. -
8
Instant Bank Verification
MicroBilt
Instant Bank Verification provides real-time, user-permissioned financial data aggregation and verification designed for lenders. What you can do with IBV? Verify users’ identities and reduce fraud. Verify real-time account balances. Understand income and verify employment. Access detailed transaction history. Verify borrowers’ assets straight from the source. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations. Ideal for retail loan origination, short term lending, auto financing, property rental, and more. IBV is powered by an easy to integrate web portal that can be added directly to your existing website or a fully documented API. To better understand how IBV works, check out the demo on our website. -
9
Softloans
Softloans
The Softloans technology enables other platforms such as payment service providers, marketplaces, marketing agencies, logistics service providers, and others to offer financing to their business customers. Help your business customers grow by providing them access to working capital. Create a new continuous revenue stream for your business as you earn a commission for each loan issued to your customers. The solution is easily tailored and ready to launch anywhere in Europe and beyond. Softloans helps other lenders grow and be more profitable by reducing the percentage of false loan application rejections. The solution caters to individual and corporate customer assessments, providing unique benefits. For individual borrowers: easily spot risky behaviors like gambling/understand user financial dynamics, etc. Get insights into the structure of the customer and supplier base, and analyze operating and financing cash flows effortlessly. -
10
actyv.ai
actyv.ai
Embedded finance offerings for the B2B ecosystem orchestrated on a single platform enable enterprises, distributors, and retailers, and financial institutions to rapidly grow their business. actyv.ai brings together cutting-edge technology and embedded financial offerings, catering to each of the B2B supply chain ecosystem stakeholders. Onboard business partners rapidly in a completely digitized process using actyv Go. Ensure data-backed decision-making and remove subjectivity while onboarding business partners leveraging actyv Score. Get access to embedded buy-now-pay-later payment options for your working capital needs through actyv PayLater and secure your BNPL credit through bite-sized actyv Insure. actyv.ai’s platform provides quantifiable benefits to all stakeholders in the B2B ecosystem. A seamless onboarding and scoring experience with access to embedded finance offerings on a single platform. -
11
Stripe Connect
Stripe
Stripe Connect is the fastest and easiest way to integrate payments into your platform or marketplace. Our APIs enable you to build and scale end-to-end payments experiences, from instant onboarding to global payouts and create new revenue streams, all while having Stripe handle payments KYC. Get to market faster without the upfront costs or development time usually required for payment facilitation, with Stripe-hosted onboarding. Make payments a powerful source of revenue with our revenue share program, or mark up payments to earn on every transaction. Reach more customers worldwide with a global payments platform, and support 135+ currencies and local payment methods through a single integration. Monetize Stripe’s complete suite of financial services products by offering financing, expense cards, or money management accounts to your users. Whether you use Connect’s pre-built, optimized UIs or build your own custom flows, it’s easy to get your users up and running quickly.Starting Price: $2 per month -
12
Banxware
Banxware
Banxware provides the technology and the funds for business financing of any kind, fully embedded in your platform or as an affiliate solution, all managed by Banxware. Help your merchants grow their platform revenues. Provide your merchants with easy access to capital based on their most recent performance. You’re in the driver's seat. Looking for integrated business financing of any sort embedded in your platform? You define your needs, we build and run them! Offer your merchants a platform-branded cash advance program based on transaction volume, straight from your payment gateway. Increase merchant revenues on your marketplace. Offer a business lending product embedded in your merchant portal. We make integrating business financing solutions into platforms as easy as 1-2-3. We approve payout financing within 15 minutes. Banxware empowers platforms to offer financing products based on recent financial transaction history such as merchant cash advances. -
13
Stitch
Stitch
We help businesses easily develop more user-friendly, innovative and inclusive digital finance products, at lower costs and without fraud. Stitch helps fintech and embedded businesses across Africa quickly onboard users and enable seamless bank-to-bank payments. Make it as easy as possible for your customers to pay with one-click checkout – and save on expensive card fees. Improve your customer and supplier onboarding experience and enable seamless payments across your marketplace or platform. With Stitch, PSPs and payments aggregators can enable their merchants to offer instant and zero-fraud pay-by-bank checkouts, at a fraction of the cost to card payments. Make paying out to customers and suppliers as easy as paying in, by leveraging the same account linking to generate a direct payout to their financial account of choice.Starting Price: 1% Fee -
14
Lendflow
Lendflow
We connect the dots so you can connect your customers to the capital they need to grow. Across industries, from term loans to lines of credit, our open platform ecosystem gives you the freedom to build what you need. Our open API provides a developer-friendly way to build components directly into your UI/UX and our embeddable components can get you to market faster. Utilize our pre-built application widgets to integrate in under five minutes. Create a deeply immersive and seamless user experience into your existing platform. Provide users with advanced, real-time notifications of offers and terms. Attract new business, increase engagement, and generate incremental revenue, see what an embedded capital program can do for you. With a multitude of lenders competing for your customer’s business, they are more likely to receive offers they want to accept. Our seamless integration encourages customers to stay on your platform to access the capital they need.Starting Price: $500 per month -
15
TrueLayer
TrueLayer
TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks. -
16
FusionFabric.cloud
Finastra
Financial Institutions are redefining their bank operating models to become customer-first, while fintechs and developers are searching for new routes to market. An open banking platform utilizes APIs that allow different products and solutions to work together in inspiring new ways. A one-stop portal that is flexible and scalable makes financial institutions more agile, competitive, and generates growth. Customize the services your customers need and provide the cutting edge technology we all expect in our digital experiences. From Retail Banking, Payments, Lending, Corporate Banking and Treasury & Capital Markets access Finastra’s breadth of proven banking solutions. Be ready today and fit for the future. Are you a developer or fintech looking to disrupt the market? Or a financial institution looking to build new innovations for your clients? Access APIs from Finastra’s core systems to start developing new apps or integrating your existing apps. -
17
NovoPayment
NovoPayment
NovoPayment’s API-based platform delivers digital banking, payment, and card solutions in record time. Whether you're starting from scratch, enhancing, or expanding in multiple markets, we provide the onboarding, digital core, and direct local integrations to meet your needs and stay agile. Our streamlined Visa or Mastercard prepaid, debit, and credit solutions provide all you need to deploy your consumer, SMB, or corporate programs. Launch physical or digital card programs through our native and embedded APIs and issuing infrastructure. Let users manage their digital multi-currency accounts in real-time by accessing multiple wholesale FX rates and service providers in our application network. Enable instant virtual and physical card issuing for open and closed-loop programs to fit your use case. Payments are the fuel of strong businesses. From real-time to secure remote commerce, we provide a complete set of payment tools for the digital economy. -
18
Hydrogen
Hydrogen Platform
Embedded Finance Made Simple. Quickly embed financial services in your business using ONE connected no-code platform. Fintech is Hard. We Make it Easy and Embeddable. There are dozens of contracts, approvals, integrations, and workflows needed to build fintech. Luckily, Hydrogen has done all of the hard work for you, saving you 80% of the cost and time! Explore our embedable products: Cards Physical & Virtual Card Issuance. Cards. Issue physical and virtual debit cards with our fully built and configurable embeddable apps. No lockups, minimums, or program setup. Plus, earn revenue on every swipe! Payments ACH, Bank Auth, P2P, Roundups Payments Add ACH, bank auth, P2P, wallets, roundups, and other payments to your business, with our fully built and configurable embeddable apps. Money, Personal & Business, Finance. Add aggregation, accounting, cash flow, and budgeting analytics to your business, with our fully built and configurable embeddable apps. -
19
ClearBank
ClearBank
Financial institutions, from fintechs and crypto platforms to banks and credit unions, use our API to offer their customers a fully regulated banking infrastructure and real-time clearing access. That way the business can grow on your own terms, and stay ahead at speed. Offer your customers FSCS-protected accounts by leveraging our banking license. We take care of the banking products so you can focus on creating the business that your customers dream of. Start processing payments faster and more securely by connecting to the payment schemes via our API. Choose the fully regulated accounts that work best for your business and your customers. With our cloud-based API, we offer banking infrastructure so financial institutions can focus on providing the best service for their customers and stay relevant in a fast-paced market. We understand the pain of dealing with legacy systems, the cost, and the risk involved in innovating in the financial services sector. -
20
Flinks
Flinks
Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers. -
21
CapitalOS
CapitalOS
Save time and money for your users with a single API call. Introduce a new revenue stream with no financial downside - CapitalOS provides the capital and takes on compliance and risk. Best-in-class card management and spend controls that seamlessly integrate into your app and continuously improve. Compliance, auditing, and licensing - CapitalOS takes on all the heavy lifting so you can focus on your core competency. Most businesses onboard in 2-4 minutes with instant decision. No credit score check, beautiful mobile, and physical cards. CapitalOS provides the capital and takes on the underwriting risk. Your platform is not financially responsible for your business's transactions. -
22
Aria
Aria
Easily embed Aria’s financing solution into your product with our APIs. We enable instant payments and maintain your cash flow while you grow. They often seek an alternative way to get paid faster, because their business runs on tight cash flows. Adding financing features into your product would fix that, but it’s quite far from your core activity. Risk assessment is made ahead of contract, based on ARR metrics and forecasts. Our lending solution lets marketplaces and vertical SaaS embed instant advance payments into their product. -
23
Modulr
Modulr
Business payments are clunky, costing you time, resources and customers. We provide an API payments infrastructure so you can efficiently automate and embed payments. Unlocking operational efficiency and revenue drivers. Automate your B2B payment flows, including receivables, payables, collections and disbursement. Maximize the efficiency of your teams and reduce operational costs. Put payments at the heart of your platform, workflows and customer experiences. Embed access to UK, EU, international and card payment schemes within your software. We're the 'out of the box' payments plumbing you need to build the next best bank or payment service. Grow faster and go further supported by our platform. Securely disburse loans and collect repayments into segregated accounts on an automated, real-time and 24/7 basis. Pay workers on time, every time with a real-time view of cash flow, instant emergency payments and robust approval controls. -
24
Liberis
Liberis
At Liberis we’re experts at embedding revenue-based finance solutions into your existing customer experiences. You can provide your business customers with the intuitive, responsible finance they’re after. Our embedded finance platform empowers you to offer finance directly to your customers within your own customer experiences. We’ll handle the documentation, legal processes, and funding. Your customers need finance for many reasons, from cash flow management to business growth. Liberis’ embedded finance platform provides a fast and simple solution, with a revenue-based payment method that we know businesses owners love. -
25
Caliza
Caliza
Our technology helps you embed digital dollar accounts and real-time payments into your products and services, unlocking new financial opportunities for your customers. Straightforward API or online dashboard that gives you full control and customization of your experience. US-based digital dollar accounts with segregated funds, real-time cross-border settlements, savings, and competitive FX rates. Bring borderless payments and digital dollars to your business with our simple, secure, developer-friendly API. Enable businesses to access international goods and services faster. Enable companies to manage treasuries across borders without delays or errors. Help your customers accept payments from their own users across borders. Provide US banking credentials and dollar accounts with instant liquidity for your customers. Help businesses pay their global workforce accurately and compliantly. Provide quick and inexpensive transfers for customers sending and receiving money. -
26
Finix
Finix
Finix's Payments Infrastructure-as-a-Service decreases the time, cost, and headache SaaS businesses, ISVs, and marketplaces experience when bringing payments in-house. The Finix Professional Services (FPS) team wrote the book on the payment facilitation model. Simply stated, a payment facilitator is a technology company that provides a payments solution to the sub-merchants it sponsors or underwrites. We’re committed to exceeding the highest global data security standards. Our team works with regulators around the world to ensure our platform adapts to ever-changing regulatory requirements so you don’t have to. Payments ownership gives companies the ability to earn more revenue, enhance product experiences, and delight customers. Finix Flex helps fast-growing software companies monetize their payments today while putting them on the path to full payment facilitation. When you’re ready to make the transition, remain on the same Finix platform to avoid switching costs. -
27
Synapse
Synapse
We enable companies to build and launch best-in-class financial products. Issue and service white-labeled Cards for individual and business accounts. Our customizable virtual or physical Cards are available with dynamic spending limits and zero incremental fees. Enable users to earn interests on their funds with high-yield Savings Accounts. Choose between Savings Deposit Accounts or Savings Sub-Accounts. Interest is accrued daily and paid monthly. Service and Issue One-Time Loans for your customers with our developer-friendly APIs. One-Time Loans are highly customizable with capped APR accrued interest and no late fees. Build a customized payment flow to enable ACH payments or to connect and verify a user’s ACH account. We offer Regular ACH and Same-Day ACH. Both types support debit and credit transactions. Enable support for Domestic and International Wires with our automated back office. -
28
Stripe Treasury
Stripe
Stripe Treasury is a banking-as-a-service API that lets you embed financial services in your marketplace or platform. With a single integration, enable your customers to hold funds, pay bills, earn yield, and manage cash flow. Stripe Treasury provides the modular components you need to build a full-featured, scalable financial product for your customers. We’ve partnered with banks to enable ACH and wire transfers, FDIC insurance-eligible accounts, and faster access to payment funds, all within your platform. Create an account object with a single API request. Onboard users verify their identity and provide an account with one of our bank partners in minutes. Establish a store of funds and configure the properties of your financial product. Enable different ways to transfer funds in and out of an account. Issue custom payment cards to give users more ways to spend their funds. Stripe Treasury is built in partnership with a network of banks. -
29
NIUM
NIUM
Nium is a catalyst to quickly deploy new financial services for businesses of every size. Gain instant access to a global network of payout, pay in and card-issuing capabilities. Bring new services to your customers, monetize your cash flow, build your own global payment network. Move money around the world to your vendors, customers and employees on the world’s leading global network. Explore our turn-key purpose-built API suite. Built for simplicity and scalability, you can integrate Nium in as little as 4 weeks. Build your global solution using our modular, cloud-based API suite. Integrate new features and geographies with ease as you scale. RESTful methodology, HTTPS authentication & verbs, and JSON across our API suite ensures a simple integration and reliable platform. Read through documentation, explore our APIs in our sandbox environment and begin to prototype & build your solution. -
30
Syncfy
Syncfy
The easiest way to connect banks, payment gateways, and financial data to your app in minutes. Syncfy performs a number of easy-to-implement, high-value functions that integrate with your existing solutions or help you develop new ones! Get seamless feeds of financial data in a unified, easy-to-use JSON format. Link to government institutions to automatically pull in issued and received e-invoices and other relevant info as well as obtain monthly and annual fiscal reports. Create and stamp invoices in bulk following all tax authority requirements using one of our certified providers. Instantly and securely verify identity and financial credentials. Offer fraud detention and prevention solutions based on transactional data. Get a complete view of applicants' financial standing and verify income so you can make sound lending decisions in minutes.Starting Price: $65 per month -
31
MatchMove
MatchMove
We use best-in-class security tools, technology, and banking industry practices to maintain the highest levels of security. Our services are fully compliant and licensed to operate within national and international regulations. Works better than cash and can be paired with virtual and physical cards. Offer your customers cash balances on a safe and secure platform. Enable real-time digital cash transfers globally through digital wallets and prepaid cards. Provide loans directly to small businesses and consumers through automated credit processes. Build a customer-centric platform to disburse instant funds. Simple one-click registration to transfer money safely and quickly overseas. Customer buys from your app, website, or store, you issue a virtual account instantly, you deposit rewards, rebates, and refunds, and the customer uses those rewards, rebates, and refunds for repeat purchases.Starting Price: $8.90 per transaction -
32
Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
33
ZTLment
ZTLment
Split your funds using as many wallets as you want, enjoy instant settlement, and make the payment experience part of your product. Use our event-based payments to make your payment experience completely automated. Use a fully traceable technology, to get the most accurate data from your payment flows. Manage your vendor accounts, automate your payment flows, and use the most accurate data powered by distributed ledger technology. We empower online platforms and marketplaces to seamlessly hold, manage, and distribute funds in real time, with full automation and compliance. Split your payments between your vendor wallets and your treasury wallet. Any data source is a trigger for your payments. Safely hold your user's funds, set the conditions, and automate the entire payment experience. Add any currency to your payment experience, and expand to any European country without blockers. Completely embedded onboarding for your vendors, be compliant without wasting time. -
34
VoPay
VoPay International Inc
VoPay’s Fintech-as-a-Service platform allows any company to embed financial services and payment capabilities into their existing applications, product, or services through a single and scalable API. VoPay offers a simple technology layer that enables businesses and software companies to seamlessly offer secure, fast, and direct bank account payments. By integrating a single API, businesses can securely connect to all major payment rails and leverage customer-centric, data-rich information for better decision-making. Our goal is to eliminate all payment inefficiencies, so businesses can focus on what they do best in today’s fast-paced digital economy.Starting Price: $895 per month -
35
Highline
Highline Technologies
Highline is a new payments platform that automates bill payments directly from payroll. Lenders can decrease missed payments by up to 2/3rds, reduce credit losses, expand customers’ credit options, and better support financial wellness. Highline supports all forms of recurring bill payment, from personal loans and credit cards, to rent and utilities. Simply drop the Highline API into your customer experience and give qualifying customers instant access to a better way to pay. Highline mitigates risk behind the scenes. When a customer’s employer sends their paycheck, Highline divides it as needed. The loan payment flows through the customer’s virtual Highline account directly to the lender, and the rest flows normally into their checking account. -
36
Modern Treasury
Modern Treasury
Modern Treasury’s payment operations platform and flexible APIs enable you to add money movement and tracking to your products without the heavy lifting. There's a lot more to money movement than just moving money. Our APIs automate money movement at scale, including bank integration, payments, and reconciliation, while the web app provides complete control over fund flows with approval workflows, notifications, reporting, and more. We integrate directly with your bank instead of sitting in the flow of funds, so payments move 2x faster. Set up approval rules and track payments from initiation to reconciliation, with support for ACH, RTP, Wire and global payment methods through a single API and web app. We automatically reconcile completed payments to transactions on your bank statement as they are posted and match returns and reversals to the original payment, streamlining cash reconciliation.Starting Price: $499 per month -
37
Rêv
Rêv
Discover why banks, fintech, and others looking to launch digital payment products choose Rêv. Keep up with the pace of consumer demand and competitor activity with our digital payment products. Deliver branded banking experiences in record time. The Rêv team brings to each partnership decades of understanding and in-market experience developing and managing next-generation payment products around the globe. Our team of industry experts, in combination with our state-of-the-art payment-focused technologies, allows us to not only meet our client's needs but also contribute to the definition of what is possible in our space. We are passionate about building products that have a significant impact on the markets they serve. This is why we developed a unique platform that we and our strategic partners can use to build incredible fintech products and services. With our easy-to-configure cloud-based product platform and processing engine, we can help you get a program launched. -
38
Forward
Forward
Embedded payments built by software people for software people. Every SaaS company is looking for the next feature or capability to propel their business forward. A feature to close a sale, improve user experience, and re-fact technical debt, all competing for valuable roadmap priority. Monetizing payments first will double revenue per customer, enabling you to fund additional roadmap capacity. Payments is a spectrum of services, and at Forward, we’re adding more solutions to support you wherever you are in your journey. Our process starts with a free payment consultation, and we mean free, we’ve made it super easy to understand how to move forward with your payment journey. You could build your own data center but probably use a large cloud provider, think of payments similarly. Our team can help you to focus on what you do best, which is selling software. -
39
Treezor
Treezor
Embed financial services into your client experience and enhance your business offer thanks to Treezor’s white-label solution. Treezor, the European banking-as-a-service leader, will support you throughout your payment project, every step of the way. A wide range of financial services to support all of your projects. Our modular one-stop-shop solution makes it possible for any company (fintechs and large businesses) to accelerate their banking projects by outsourcing any of their payment needs to us. Rely on Treezor’s regulatory, security, and tech expertise to smoothly embed payments into your customer journey. Treezor represents a creative and innovative hub for the best European fintechs to accelerate the digital transformation of payments. Treezor is the preferred platform for innovative companies, startups, fintechs, neobanks and more. One contract, one API, and one integration, with multiple services and endless possibilities. -
40
Monite
Monite
Monite lets neobanks, B2B SaaS, and other platforms offer compliant AP Automation & Invoicing to their clients. The functionality of top specialized players, is API-first and native to your interface. Your clients can collect all incoming bills in one place, collaborate & build approval flows, allow employees to pay invoices with a card or another payment method, and more. Your clients can send offers & invoices to their clients, collect payments online and see analytics. Custom invoice design, reminders & dunning, auto-payment recognition & reconciliation, and more. A receivable is an invoice issued by a company to its customers for delivered goods or used services that have not been paid for yet. This usually occurs because of credit sales and as a result of buying goods or services on credit. Essentially, Monite API enables the whole accounts receivable aspect of SMEs business to run in an "auto-pilot” mode. -
41
Cross River
Cross River
Enabling our clients to deliver financial solutions that empower consumers anytime, everywhere. Technology is at the core of what we do. It’s changing the way our fintech partners do business. Streamlined payments solutions including ACH, wire, card disbursement and money transfer-all through APIs, while maintaining a strong focus on compliance. Provide loan origination services for leading marketplace lending platforms, providing greater access to credit in the market. Our API-driven banking platform, Cross River operating system, will allow fintechs to plug in and access multiple banking services that will be customizable and secure. Sophisticated financing options including off-balance-sheet, and asset-backed credit facilities to help our partners grow. Committed to meeting the needs of our communities through a personalized, full-service banking experience. Risk assessments, diligence, testing, monitoring, and oversight form a trusted internal compliance management system. -
42
Wallet Engine
Wallet Engine
Wallet Engine enables apps to seamlessly embed financial accounts into any user experience. This provides the foundation for contextual peer-to-peer payments, micro-finance, in-app economies, and everything in between. We take care of the complexities arising from cross-border e-money operations, regulatory compliance and local network integrations so that apps can focus on their business. Meeting regulatory and compliance standards in multiple jurisdictions. Connected to 900,000+ top-up & withdrawal channels around the world. Built for rapid scale and high-volume transactions on core-banking technology. Fully customizable fee structure unique to a customer's requirements. We understand the challenges to financially connect people from around the world and we are focused on providing developers with simple and composable products to rapidly deploy embedded financial features across a global user base.Starting Price: $2.50 per user per year -
43
Gr4vy
Gr4vy
Gr4vy empowers you to grow your business and implement new services and opportunities with no additional cost, resources or development time. Our cloud infrastructure manages your payment methods, services and transactions all in one place, while eliminating single points of failure, and shared infrastructure risks. From local payment methods to buy-now-pay-later solutions, Gr4vy helps you offer customers more freedom at checkout with just a few clicks. Our no-code tools help you add, test, and deploy new payment providers in minutes with zero development time. With Gr4vy you only pay for the services you use. We believe in simplicity in our platform and our pricing. No high-cost flat rates or per-transaction fees. Gr4vy grows with your business and provides more payment options, services, and providers as you need them—ensuring you’re always ready for what’s next.Starting Price: $248 per month -
44
Moov
Moov
Moov is a platform to accept, store, and disburse money. We exist because piecing together multiple third parties for the payment experience will cost you engineering time and money and cause accounting issues. Building on top of banking infrastructure limits your ability to provide the user experience you need to, how you need to—costing you users and money. When you eliminate intermediaries in your money movement flow, you eliminate costs, keeping more of your money in your pocket. With the user at the center of everything we do, our platform is agnostic to and directly on the payment rails, so you can build the user experience you want, when you want, and maximize your return on your money. -
45
Solid
Solid
Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.Starting Price: Free -
46
finleap connect
finleap connect
finleap connect offers services via the cloud for banks seeking to digitize their business. finleap connect concentrates on fintech solutions, which can be integrated into existing infrastructure in a modularized form. The service provides data analysis capabilities and links existing data sets with machine learning tools. The finleap connect advertised offer is certified by BaFin. Focus on driving customer engagement while reducing the cost and complexity of embedding finance. Our modern, highly secure and BaFin approved cloud infrastructure supports partners across all stages of growth. Cutting edge data and analytics capabilities that build on connectivity to financial data with machine learning tools. finleap connect offers “full-stack” enablement for brands with digitally native, mobile-first “customer transactions”. Customer Interaction Layer are modular, branded products that power meaningful customer interactions. -
47
Teller
Teller
One easy-to-use API to verify account details, move money, make payments, view transactions, and more. The easiest way for users to connect their bank accounts to your app. Teller provides your app with beautiful account enrollment screens that send all sensitive data directly to our secure servers, bypassing yours and leaving you one less thing to worry about. Teller connects to every bank using real APIs. Other providers mostly screenscrape, an extremely brittle and slow technique that means they have poor uptime, are slow, and return stale data. Teller provides live, up-to-the-minute bank data in a reliable and predictable manner. One easy-to-use API to verify account details, move money, make payments, view transactions, and more. See for yourself, run the request on the right by copying the command and pasting it into your terminal. Bank account connections you can rely on, are designed for your peace of mind. -
48
SlipStream Financial
SlipStream Financial
Unlock the potential of your business with SlipStream Financial, the leading provider of Banking as a Service (BaaS) and Embedded Banking solutions for small to midsize companies. Our modernized Financial Hub is designed to revolutionize your current market offering and banking / payment experience. Step into the future with our foundational elements designed to modernize your financial services. Our comprehensive BaaS technology suite is fully equipped with every connection necessary for establishing bank accounts, transferring funds, facilitating online transactions, issuing cards, and enabling you to partake in generated revenue. -
49
jaris
jaris
jaris makes it simple to offer private-label embedded financial services your small business customers need, within one platform. Increase customer satisfaction with private-label, high-value financial solutions businesses rely on. Implement in-demand solutions like Credit as a Service in months (not years) with jaris’ purpose-built API. From underwriting to financing and servicing, jaris offers a complete, all-in-one, full-stack financial solution. Be indispensable to your customers by providing easy-to-use financial services they simply can’t live without. Deliver modern, fast financial services to customers exactly when and where they need them. Offer embedded financial solutions to gain greater market share while leapfrogging the competition. Deliver quick, highly competitive financing solutions within your own customer application, providing a seamless and innovative user experience. -
50
Unit
Unit
Grow revenues and delight your customers by building financial features into your product. Unit owns the heavy lifting of compliance and bank relationships so you can build, launch, and grow faster. Build unique features using our suite of APIs, developer tools, and guides to launch in as little as five weeks. Offer unique features and terms that work for your users. Customize the experience with Unit’s flexible API. Unit owns the heavy lifting of compliance and bank relationships so you can build, launch, and grow faster. Fast, reliable, and secure platform that is trusted by start-ups, leading brands, and publicly traded companies. Offer seamless banking solutions for freelancers and gig economy workers - cash advance, automated tax calculations, integrations with Abound, Plaid, and more.