LoyalTfacts Alternatives

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. SBS Financing Platform is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of the SBS Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Gravitee.io is the easiest to use, most performant and cost-effective Open Source API Platform that helps your organization to secure, publish and analyze your APIs. Use the power of Gravitee.io to manage identities with our OAuth2, OpenID Connect (OIDC) and Financial-grade API (FAPI) certified server. Gravitee.io APIM is a flexible, lightweight and blazing-fast open source API Management solution that helps your organization control finely who, when and how users access your APIs. With strong governance features such as API review and API quality and our market leading API designer, Gravitee.io enables you to design, manage, deploy and monitor your APIs in a secure and governed way. A branded Gravitee.io portal enables your API consumers to fully engage with your business - delivering high quality engagement for your business in the digital age.

Launch or upgrade your digital loyalty program with our event-based white label loyalty solution. Configure the rules of your loyalty program in our reactor engine to instantly react to any kind of customer behaviour with any kind of result. With our out-of-the-box white label loyalty mobile app or microsite, your customers receive their rewards direct to their phones. Already have an app or website? Our SDK solution allows you to integrate loyalty into your existing system. Customers can redeem promo codes for rewards right in the app. Reach your customers directly with push notifications right to their device. Create multi-step achievements and challenges to increase engagement. Add content such as a menu, table booking or mobile ordering to the app. Our loyalty app is completely customized to your brand. Whether you need an end-to-end loyalty solution or just a powerful loyalty engine, we have a solution for you thanks to our modular API-first technology. Get in touch today!

Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network.

PSD2 aims to regulate innovative digital payment services, guarantee transparency, and enhance the security of online payments. It also opens the paying markets for competition and requires the achievement of PSD2 compliance of all banks. To meet the growing demand for all-in-one solutions, we designed an Open Banking Suite with a modular structure, that consists of an API hub, called Up2Connect, a strong customer authentication (SCA) module, called Up2Seal, and a payment terminal, called Up2Pay. The solution covers not only the Berlin Group standards but also the local regulations for the users. The financial organizations can choose between the integration of the module they need or bundle integration. Sirma can be a trusted technological partner in delivering open banking compliance through the Up2Connect module and enhanced security with the Up2Seal module. We believe the changes that PSD2 imposes will lead to the digital revolution in the financial market.

Ethereum is the community-run technology powering the cryptocurrency, ether (ETH) and thousands of decentralized applications. Ethereum is a technology that's home to digital money, global payments, and applications. The community has built a booming digital economy, bold new ways for creators to earn online, and so much more. It's open to everyone, wherever you are in the world – all you need is the internet. Today, billions of people can’t open bank accounts, others have their payments blocked. Ethereum's decentralized finance (DeFi) system never sleeps or discriminates. With just an internet connection, you can send, receive, borrow, earn interest, and even stream funds anywhere in the world. Today, we gain access to 'free' internet services by giving up control of our personal data. Ethereum services are open by default – you just need a wallet. Stake your ETH to become an Ethereum validator.

PM1 is used by several of the world's largest private wealth banks to manage assets on a global scale across multiple booking centres. The manifest reasons are grounded by PM1 offering the most comprehensive capabilities of any product in the front-/mid-office category, covering full life-cycle management within the private banking business. From full client regulatory handling, through multi-booking centre consolidated reporting, to an unparalleled user experience, PM1 is simply the only complete software capable of meeting the needs of today's modern banks demanding digital supremacy combined with the human touch. As no software exists in isolation, PM1 also offers best-in-class interfacing capabilities to integrate with core banking systems, order execution systems, and the myriad of other applications in common use. Hosting options include on-premise, in the PM1 Cloud, and via our partnership with the Finstar Open Banking platform.

The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.

Access to the full potential of open banking in one place. The Banking API aggregator allows quick integration with all banking APIs in Europe using a single interface. Fast and optimal connection to banking APIs without the need to take care of implementation differences between banks. With 6+ sandboxes built for our clients, we have gained experience that allowed us to create a solution that is quick and easy to implementation. We provide a connection to the API, and you can focus on your business. We can provide services as time-and-material staff outsourcing (engineers, architects, PMs) but we mostly deliver fixed-price projects with defined scope, timeframe and budget – also in the near shore model. This makes our services exceptionally effective and competitively priced. We’ve delivered over 5000 integration services and 1500 successfully integrated systems.

Financial Institutions are redefining their bank operating models to become customer-first, while fintechs and developers are searching for new routes to market. An open banking platform utilizes APIs that allow different products and solutions to work together in inspiring new ways. A one-stop portal that is flexible and scalable makes financial institutions more agile, competitive, and generates growth. Customize the services your customers need and provide the cutting edge technology we all expect in our digital experiences. From Retail Banking, Payments, Lending, Corporate Banking and Treasury & Capital Markets access Finastra’s breadth of proven banking solutions. Be ready today and fit for the future. Are you a developer or fintech looking to disrupt the market? Or a financial institution looking to build new innovations for your clients? Access APIs from Finastra’s core systems to start developing new apps or integrating your existing apps.

Yapily helps you deliver a faultless customer experience, while staying on top of an ever-changing Open Banking compliance landscape. Designed for open banking and delivering seamless connectivity. Only technology company to be selected by IBM for open banking offering. Reaching new markets and bigger volumes as open banking API’s are released. Using a single open API, you can access the data you need to enrich the end-users experience. From aggregating, categorising and enriching account information, to initiating payments and transactions, your business gains the visibility to offer personalised financial advice. By eliminating the technical barriers, Yapily enables any business to interact with customers using one seamless, secure connection. Banks, financial providers and developers have the building blocks to build, connect and monitor their own API’s for communication within minutes.

Expense Once is an online service with everything your business needs to streamline, automate and manage staff expenses. A dedicated consultant will manage the solution setup and configuration with you. We also offer further support with additional project management and implementation services as required. Unlimited support is included at no further cost and throughout the lifetime use of the product. We assign each premium and enterprise customer with a dedicated account manager. Our competitive pricing means you can use our software with less of a investment. There's no limit to the number of user records you can setup within the expense software. Only pay for active users who have uploaded receipts or submitted expenses. With our use of open banking, we can intergrate into your already used software such as Clearspend and Barcleycard, saving you time and effort when using our system to create your expense reports.

Choose multi-tiers, coupons, punch cards, cashback to help you retain customers and build your relationship. Connect multiple merchants to a shared reward program like “Visit us 5 times and get a special offer at our partner store”. Ditch those outdated paper certificates and get a customized, simple gift card program. Create custom rules to reward anyone in the physical world & online. Launch quick marketing campaigns with ease. Walmoo is available in completely 100% self-service environment. Register your business account, configure rewards, add new stores, add new terminals, create new and edit existing customer profiles, view reports, export data on your own. No programming and no special skills needed. All you need for business is an Android smartphone and Walmoo mTerminal app to launch your customer loyalty program in minutes. We have figured out how to provide a high-quality and functional solutions for a very affordable price.

Codat helps banks build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.

Path Solutions is a Fintech solution provider of Digital & Social Banking, Mobility, Business Analytics, Risk Management, Compliance and AAOIFI-certified Core Banking software. Its multi-award winning Islamic core banking platform iMAL, developed in Java EE with an Open Architecture is highly reliable, cloud-ready, deployable on a fully scalable, multi-server n-tier architecture, and supports open banking through open APIs and web services. Path Solutions’ total commitment to open standards enables its clients to benefit from the latest technology advances ensuring business agility, continuity, data integrity and availability, and low downtime, delivering a significant and immediate ROI.

We provide banks with end to end services, working alongside them to spread digitalization in Europe and to favour progress and growth for all. We help more than 1000 partner Banks and Financial Institutions across Europe to manage their customers’ payment cards through modular and made-to-measure services such as Processing, Card Management, dispute resolution, security services, fraud prevention and Customer Value Management. We also provide Financial Institutions with highly efficient technology solutions and services for access to domestic and pan-European clearing infrastructures, interbank payment and collection management and advanced capital markets systems.

Salt Edge is a leading financial API platform with PSD2 and open banking solutions for every business. The company has two main vectors of activity: 1. Enabling third parties to get access to 5,000+ bank channels via a unified gateway. 2. Developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and open banking licenced in the UK, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with thousands of financial institutions in 50+ countries and takes great pride in providing open banking solutions to various financial institutions, including ING Bank, Western Union, Finom, Pleo, Freshbooks, Hyperjar, Azimut, Odoo, MoneyWiz, and many others. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.

Unify your business workflow end-to-end with Enapps. A UK company delivering a world-class ERP by providing a cost-effective and fully customisable business management software solution to the SME market. Being a software author, Enapps can deliver a personalised approach and a new level of efficiency and profitability. Operating in industries such as manufacturing, distribution and project-based business, as well as offering rich capability within product configuration, warehousing, e-commerce and more. Enapps can truly offer bespoke solutions to empower businesses , by providing modular core products, such as HR, Accounting, Sales, CRM and Business Intelligence, along with a suite of world-class integrations, such as Phocas, InShip, Open Banking and Onfleet. The Enapps platform is easy to use and can be delivered as Saas, cloud-based or on premise. Streamline your processes and start your digital transformation today by speaking with our experienced and passionate team.

We are the largest operator of customer clubs, loyalty programs, sales motivation programs, digital point currencies, and reward shops in the Nordic region. We have created loyalty solutions for several of the most successful companies in the Nordic region. We have the right tools needed to build and run loyalty programs. We provide everything from standalone programs to complex coalition programs with hundreds of partners. Awardit is the largest operator of customer clubs, loyalty programs, sales motivation programs, digital points currencies, and reward shops. We have extensive experience in how to create and run profitable loyalty programs and customer relationships. We can provide strategic and operational advice for new and existing loyalty programs in order to maximize the profitability for the program owner and the perceived added value for the customers/members. Loyalty programs are about analyzing and utilizing customer data, the digital gold, in a value-creating way.

Maximize engagement and empower consumers with actionable insights, targeted messaging and personalized product offers for improved conversion. Our GenAI-powered customer data platform allows anyone in your organization to perform advanced data analytics for marketing, segmentation and customer base monitoring. AI-powered transactional data insights to provide the true picture of applicants’ financial position for credit assessments and lending lifecycle management solutions. We’ve processed more than 50 billion transactions and our AI core keeps learning. Our market-leading categorization is extremely hard to beat. Our first connection success rate of 98.2% and 99.99% up-time SLA guarantees a reliable experience for your customers so you can focus on growth.

Particeep is a fintech that provides banks, asset management firms, insurances and their distributors tunkey solutions enabling them to distribute their financial products and services online. The company offers, in addition to its open API, white-label platforms to distribute financial services online in less than one month. Our Particeep Plug solution allows you to create a digital version of your existing banking products and make them accessible to third parties through a Rest open banking API. With our solution, you quickly deploy your online distribution channels and allow your partners to distribute your offers online by personalizing it according to their graphic charter and their authorizations. Our Particeep Plug white label solution allows you to create a digital version of your existing insurance products or to quickly create new products.

Improve speed and quality of application integration with AI and automation. IBM® App Connect instantly connects applications and data from existing systems and modern technologies across all environments. App Connect offers enterprise service bus (ESB) and agile integration architecture (AIA) microservices deployment of integration artifacts, allowing businesses to deploy to a multitude of flexible integration patterns. Integration and AI create an engaging experience to allow customers to make online insurance claims easier and more accurate. Open banking APIs are being adopted across the globe and leading the way towards an open data economy that empowers users and unlocks innovation. Continuum of care is a concept involving an integrated system that guides and tracks patients over time through a comprehensive array of health services spanning all levels of intensity.

Receive payments instantly, straight to your bank account, with automatic invoice reconciliation integrated directly with your favorite accounting software. Pay or receive international payments via Crezco directly from and to your existing local bank account. No need to create virtual IBANs or local wallets. Crezco integrates seamlessly with the main accounting software to provide an easy-to-use account-to-account payment solution. Our API is designed to make life easy for your team so your customers can send and receive account-to-account payments immediately. Users create a batch payment and initiate payments with a single authentication. All payments show as individual lines within bank statements. Crezco integrates and recognises CSV files from the most popular accounting and payroll software but also lets you manually import files if needed.

AI transforms bank feeds into accounting with 95% accuracy (#1 Ranked by Forbes AI benchmark). Automated and customizable by each client. 10 times more usage compare to traditional banking portal. 85% of customers logging in each month. Open banking through neobanks players like Google, Intuit, PayPal, Square and more coming, has created new threats on all your business banking revenue streams: from deposits, loans to payments. Growing your net banking revenue through real-time cross-sales and making the most out of your Small Business existing customers thanks to Smart Advices ™ powered by OneUp. OneUp platform is API based to ensure fast implementation and to offer the customization and the flexibility you need for your project. Display income, spending and overall profitability for the defined period of time, in a defined currency. Data is provided by OneUp AI that transforms bank feeds into accounting entries.

The global payment solution for cryptocurrency that is simple, powerful, and painless to integrate. Boost revenue and defeat fraud with an on-and-off-ramp that’s simple, highly customizable, and builds seamless journeys for customers all over the globe. MoonPay powers the world's leading cryptocurrency wallets, applications, and websites with a total on-and-off-ramp solution. Your customers can also pay with instant bank transfers using Open Banking in the UK and EU (ACH coming soon!). Our KYC flow makes your customer's onboarding journey a breeze, making it easy to grow your user base and eliminate those crucial pain points leading to customer drop-off. We can easily sync your existing data with our pass-through KYC feature, meaning your customers will never be asked to verify their identity twice. We’ve battle-tested the widget in hundreds of integrations and pulled together everything you need to integrate with ease and start accepting payments sooner.

We collaborate with forward-thinking organizations to design customer-led digital banking propositions from the ground up. It's not about the technology you use to serve your customers, but about how you use technology to make your customers feel like Number 1. It's all about making banking convenient, easier, accessible and rewarding for your customers. Our proprietary digital banking backbone fOS enables you to do that. Our live clients and the multiple awards we received prove it. Fidor provides all the expertise you need to bring your digital banking project to life. We think, design, test, build and go to market. Our innovative digital banking platform, fidorOS (fOS), packs all the necessary banking functions you need, from onboarding, card and account management and credit products to analytics. One platform manages them all! As a first adopter of Open Banking principles and API, we designed our fidorOS platform to be light-years ahead of traditional solutions.

Incentive programs motivate people to take responsibility for improving and managing their own health. By driving and sustaining behavior change, we help employers, health pans, health management companies and other healthcare providers improve outcomes and reduce costs. Our innovative solutions are flexible, scalable and customizable. They can be integrated into existing health care portals and/or third-party partnerships. We understand the business of market researchers and have helped them acquire, retain and reward more than 20 million panelists over the years. We understand the need to sustain activity levels of existing panel members and reduce attrition. With the use of targeted incentive programs, we help firms build strong panel member relationships that increase response rates while lowering attrition. Incentive program are an ideal way to reward panelists, survey responders and other research program participants for providing their time and valuable opinions.

Channel partners can substantially enhance your sales volume by selling your solution to the influencers. Having a partnership with one or more channel partners can be one of the most reliable strategies to quicken business growth. Don’t just give away incentives, leverage the power of data to make informed decisions with our robust solutions. Go beyond Offers & Discounts. LoyaltyXpert is a comprehensive Channel loyalty program platform in India. Regardless of your business domain and size, we can deliver a solution that best fits your needs. We provide superior B2B loyalty program solutions to help engage & incentivize your business partners and discover real insights into customer behavior, needs, and expectations. With a better understanding of what leads to long-lasting trade partners' relationships, businesses can accelerate their sales & marketing efforts and increase ROI.

Sparkfly’s smart offer management solutions give QSR, casual dining, retail, and services marketers the power to create and distribute personalized digital and physical campaigns that maximize customer acquisition, retention, and loyalty programs — and measure effectiveness in real-time. With Sparkfly, brands can understand and engage with customers on an individual basis by modernizing existing point-of-sale and other retail systems with agile, real-time technology. A general goal to surprise and delight is no longer enough. Instead, today’s consumers expect personalized offers and other gifts in exchange for their loyalty — which means smart offer management is an absolute must-have. Real-time visibility into offer redemptions, customer purchase behavior, channel performance, and sales attribution gives you the power to make data-driven decisions about your media spend and your overall acquisition and retention goals.

Get an edge over your competition with a loyalty program that's customized for your business. We offer cloud (web) based systems for loyalty programs , gift cards programs , and employee loyalty programs. We help merchants maximize customer retention and increase customer spending. Loyalty Gator provides a loyalty program unique to your business which strengthens the relationship with your customers and allows you to collect the data that's important to you, unlike shared rewards programs (across hundreds of merchants) which often encourages loyalty to the program itself rather than you - the merchant! Whether you prefer cards, or cardless, your loyalty program will be customized for your business. Integrate your loyalty program with thousands of popular applications or simply use as a stand-alone loyalty solution (no point-of-sale connection required). Our web-based loyalty program software allows you to access your program wherever you are!

Wildfire is built for how consumers naturally shop. No complicated offers to activate. No flaming hoops to jump through. No extraordinary conversion path to navigate. Our loyalty and customer rewards platform can be tapped into directly to build exceptional custom solutions. We provide a turnkey white-label loyalty and rewards platform, with features for desktop and mobile, that gets you to market fast and meets the customer where they are. Our tools require extremely low integration effort, saving you time and money. Consumers have come to expect cashback and rewards from shopping online. A browser extension white labeled to your brand offers them superior value and convenience earlier in the buying journey, wherever they shop online. Wildfire’s white-label browser extensions, available for mobile or desktop online shopping, instantly connect to over 50,000 merchant programs.

Gain An Edge On Competition! Business potential has never been higher, competition never fiercer! Give your dispensary or store the edge it needs with Rewards420™, the dopest loyalty program for Cannabis dispensaries and CBD stores of all sizes, both medical and recreational. We have formulated over a decade of hands-on marketing experience into our Rewards420™ loyalty program, making this program simply the best, five star customer rated loyalty solution available to any cannabis & CBD dispensary today! Why Consider A Loyalty Program? Recurring, frequent business from existing customers is why... That is the key to prosperity for most businesses, including cannabis dispensaries and CBD stores. Our Reward420™ loyalty program is designed to accomplish this goal. Both recreational customers and medical patients have indicated they not only are in favor of loyalty programs, but they even go as far as seeking out stores on this basis!

A full-featured loyalty platform that seamlessly integrates with your point of sale (POS), mobile app, website, e-commerce system and communication platforms. ​ We offer an end to end white-label solution. You can design and run a custom loyalty program for your single or multi-outlet store on our award-winning loyalty platform. At any interaction point, be it at the point of sale or mobile or website, customers will experience only your brand and our platform stays completely in the background. You can choose to issue reward cards that carry your brand or want to implement a cardless loyalty program based on mobile numbers. Mobile apps offer additional opportunity to engage customers with the brand. End customers use apps to check points balance, locate the nearest outlet, look for offers, etc. Our standalone loyalty app (both Android and iOS) can be customized to your business need.

In Travel & Transportation, a company’s success depends heavily on fulfilling its customers’ desires through loyalty programs. In dynamic markets those desires can change from moment to moment. Companies need a program whose mechanics can be adapted rapidly, reliably and independently from a system provider by their Loyalty department. The adaptation needs to be supported by a tool that offers freedom and safety. A tool like our Loyalty Management Suite (LMS). LMS’s standard and adaptable features give you freedom at your fingertips. You have full control of the program design and mechanics, are able to anticipate and react more flexibly to your customers’ needs. LMS also offers a holistic view of your most loyal customers. Use the securely collected information to create custom offers tailored to each participant’s unique taste. From a technological viewpoint, LMS grants your every wish.

Reshape your customer engagement strategies with the industry’s most versatile and secure loyalty marketing platform. Consumers have more choices than ever — that means your loyalty program can’t look run of the mill. With strictly plug-and-play programs, you’re bound to blend in and fall behind. With the ebbo™ loyalty platform, you can design and build programs specifically for your brand and target audience — then bring consumers in on the fun. By creating experiences for your customers, you collect better data, optimize future experiences and drive continuous engagement across the buying journey. Need to get more people talking about your brand? Ready to offer a premium loyalty experience? The ebbo™ loyalty platform has a range of scalable solutions under one roof, allowing you to integrate programs, level up your approach and drive continuous engagement.

The most user-friendly, efficient & functional reward system. With plastic & digital card. A custom loyalty club for your business. We created the most innovative and competitive Loyalty system program for rewarding customers in the Greek market. It is adapted according to the needs of each business. Choose the award-winning loyalty app for your business, GDPR compliant for personal data security. We provide an innovative QR.gr platform through which you can do a series of personal marketing actions with the revolutionary QR codes technology. Push notification platform for your members with net2020 wallet app and apple wallet platform. We have a synchronization bridge with all computerizations that work on windows and use SQL servers, such as Megasoft, Epsilon, Singular, Softone, etc. Create digital coupons and gift cards for your customers to come back in a few days to shop or give to their friends!

Customer loyalty card programs that offer discounts and rewards are an excellent way to build your business organically and gain repeat customers. MIXTO has years of experience as a plastic loyalty card printer for a variety of businesses. We can work with you to design a program that works within your budget and meets your timelines. Whether you're looking to launch a new loyalty card program or just need to print off short or large volumes of cards, we have the services that you need. At MIXTO, we know what it takes to create a successful loyalty card program. We will work closely with you to design a program that meets your needs from concept to launch to maintenance. For high-quality plastic loyalty card printing and business solutions, you can count on MIXTO. Magnetic strips that allow the cards to easily be swiped. Unique bar codes to identify each card. Easy to read numbers that are different on each card.

Unlock the full potential of your customer data with our all-in-one platform. Our solution seamlessly collects data from all of your customers' touchpoints, including POS, ecommerce, and social platforms, to give you a comprehensive view of your audience and actionable insights to send targeted promotions and drive optimized results. Our platform offers easy-to-use tools for creating and customizing your own loyalty rules based on a variety of factors such as visits, purchases, spend and social interactions. Whether you're starting a new program or looking to enhance an existing one, we're here to help you create the loyalty experience you envision. Our platform offers a versatile segments editor for building custom audiences, or take advantage of the power of automation with our AI powered audience targeting capabilities, eliminating the need for additional teams.

Factor4 is a leading provider of omnichannel gift card and loyalty program solutions. Whether you are a Fortune 500 company or a Small to Mid-Sized Business (“SMB”), we have the flexibility to create a customized solution to fit your needs and achieve your goals. Our competitive edge is realized by the fact that we operate a vertically integrated technology platform that securely processes all gift card and loyalty transactions in real-time at the point-of-sale. Our omnichannel solution provides a seamless shopping experience across all platforms-in store, online, mobile. Contact-free functionality adheres to social distancing practices by enabling the ability to text and email gift cards direct to recipients from our web portal. Our team specializes in the design, production, implementation, and distribution of pre-designed and custom cards. We provide a full range of ancillary marketing products and services, plastic card fulfillment, eGift card options, and re-order assistance.

Built by developers, for developers. API-based technology allows you to create your applications on top of our powerful financial tools. Security is at the core of our technology philosophy. Enhanced security with two-factor authentication, secure storage and backup for robust disaster recovery, and strict internal access controls comes as standard. The ability to support massive amounts of data at scale sets TradeCore apart in the financial sector. We build systems for industry titans, and empower them to take their business even further. Access industry-leading data vendors with our asset-class agnostic trading interface. Issue your own Mastercard® virtual and physical cards with compliance made easy. Make the most of open banking without making more work for your team. Automate and secure cryptocurrency dealings with full.

Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.

Envestnet | Yodlee, the leading data aggregation and data analytics platform, helps consumers live better financial lives through innovative products and services created for more than 1,400 financial institutions and FinTech companies, including 16 of the top 20 U.S. banks. We're powering the future of financial apps and services with solutions for wealth managers, banks, merchants, and more. Find out how we can help you grow. Our data aggregation platform enables financial institutions and FinTechs to help consumers achieve better financial outcomes. We adhere to leading industry practices for data security, regulatory compliance, and privacy. View the latest update from Bill Crager on Envestnet's intention to remain committed to action. Browse our library of white papers, on-demand webinars, eBooks, case studies, and more–all packed with product information, actionable advice and invaluable insights.

Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.

Our online Auto Decision Platform (ADP) saves on time, money and errors for lenders. Driving more profits to your bottom line. ADP is a multifaceted, multi-award-winning program, with countless possibilities once deployed. Our cutting-edge decision services enable credit risk professionals to create and manipulate decisioning logic on demand. The next generation private-cloud-based solution Auto Decision Platform (ADP) delivers comprehensive, automated decisions through direct interaction with customers, and allows lenders to decision in a compliant manner. Leverage our universally connected suite of integrations to consumer and commercial CRA data, multiple Open Banking sources, eKYC and fraud products, accounting, device ID, HPI, mobile and email verification, AVM and Land Registry products to execute decision strategy. ADP allows you to build, edit, test and deploy your own bespoke scorecards within a modern, easy-to-use interface.

Regulated businesses use NorthRow to accelerate their onboarding processes and increase effectiveness of their Client Due Diligence. Improve customer experience and meet your compliance requirements with our client onboarding solutions. Continually monitor for relevant changes in your customer profiles to proactively manage your regulatory risk. Efficiently remediate your existing customer base with our API-driven solution to help ensure compliance. Compliance is about more than ticking boxes, making quick, effective decisions about your customers is critical. Northrow’s SaaS platform allows clients to consume a range of data and make intelligent decisions on who to transact with and how. Open Banking is a new, secure way for customers and SMEs to take control of their financial data. Open Banking chose NorthRow to deliver its onboarding processes, as they set the standard for securely managing customer financial data.

One PSD2 compliant platform, endless opportunities. Build the future of financial services. Access a broad range of high-quality financial data from banks across Europe through a single API. So you can provide smart financial services – or engaging new customer experiences. If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.

Advantica Cloud Core Banking is our proprietary electronic banking system that provides a fully comprehensive core banking service. It offers multi-channel banking products and services as well as support in the implementation of business plans. The system supports the latest requirements defined in the Payment services Directive (PSD2) and Open Banking. Advantica is a secure, stable, scalable and reliable solution that Softax has implemented in the largest financial institutions in Europe.

As payment channels have multiplied, so have the routes open to fraudsters; increasing banks’ potential liabilities. Adoption of real-time payments, Open Banking and digital-led interactions exacerbates these problems. Traditional anti-fraud practices find it all but impossible to efficiently prevent payment fraud. Most rely on hundreds of static, reactive rules that fail to detect new fraud patterns and trigger too many poor hits. Leveraging award-winning 3D artificial intelligence (3D AI) technology, NetGuardians’ platform NG|Screener monitors all of the bank’s payment transactions in real-time catching more fraud with fewer false positives. It identifies suspicious payments coming from social engineering techniques or scams (such as invoice redirection, love scams, CEO-fraud) and ties this in with digital banking fraud indicators (such as eBanking/mBanking sessions redirected by malware, hijacked by hackers or account takeover fraud resulting from identity theft).

Join Portfolio+, an ecosystem that connects customers with financial service providers for a personalized banking experience. Our consumer-directed banking platform and robust APIs provide bespoke financial services while safeguarding customer privacy. Secure and industry-proven financial software solutions. Let us help you drive business for tech-savvy, hyper-connected financial institutions. Our open banking ecosystem empowers customers as well as monetizes products of financial service providers. Our core banking platform ensures clockwork efficiency in transactions across the banking in Canada. We support our clients with training and consulting services for finance professionals to capitalize on fintech. Portfolio+ is at the forefront of the open banking movement in Canada and has been providing core banking services for 30+ years. Our team of finance and technology professionals develops innovative financial products and services.

We are experts in building and maintaining custom systems. We shine in complex projects requiring integration of multiple legacy systems. Payments, including cards, mobile payments and open banking. Using big data technologies to build high-availability reliable data hub platforms integrating legacy data in real time. In a fast and effective way we will choose ideal specialists who suit your needs. People will view your products and content 4.2x more on an app than on a website, even if your site provides the best possible user experience. Global shopping cart abandonment rates are up to 97% on mobile websites. Mobile apps solve this problem by simply saving user data and providing in-app payments.