Alternatives to IR Transact
Compare IR Transact alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to IR Transact in 2026. Compare features, ratings, user reviews, pricing, and more from IR Transact competitors and alternatives in order to make an informed decision for your business.
-
1
Juspay
Juspay
Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay’s no-code platform enables businesses to integrate 300+ local payment methods across 50+ countries, design a pixel-perfect checkout UI, deploy seamlessly across all platforms, launch customizable offers & incentives, reconcile your transactions across PSPs & channels, and track PSP performance & buyer conversion. -
2
Gr4vy
Gr4vy
Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize, and optimize their payment strategy. Through a single integration, businesses can access +400 payment methods, anti-fraud tools, and payment service providers, enabling them to optimize their stack in just a few clicks, all in a centralized platform. While a PSP is incentivized to route transactions through its own infrastructure, Gr4vy remains agnostic. Built on dedicated cloud instances, Gr4vy infrastructure is the only one that eliminates the risk of a single point of failure, ensuring redundancy and high performance. As the only orchestrator with edge computing, all data and transactions are separate from others, minimizing the risk of a data breach, providing data sovereignty, reducing latency, and increasing efficiency. Gr4vy future-proofs payment stacks with flexibility, scalability, simplicity, and innovation—enhancing performance along the way. -
3
Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
4
Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.Starting Price: Free -
5
Spreedly
Spreedly
Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adapt their infrastructure to accept payments the way their business requires. Our Payments Orchestration platform enables payments flexibility and redundancy by allowing customers to build one integration and then route transactions through virtually any combination of payment services without ever touching end-consumer card data. Capture and secure payment methods in a portable PCI-compliant vault. Then leverage our massive ecosystem of Spreedly and third-party payment services to enable and optimize digital transactions. Connect to virtually any payment service via a single API rather than building complex integrations. Leverage our experience across billions of transactions to enhance your payments strategy. -
6
BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
7
ACI Payments Monitoring
ACI Worldwide
Deliver actionable insight in real-time, allowing full visibility and analysis of trends, optimized operations, improved security, and enhanced customer journeys across payment transactions, applications, and infrastructure. Visualize and simplify payment complexity with real-time, actionable insights into transaction flows and system performance. Exceed customer expectations and improve retention by ensuring high uptime, successful deployments, and easy integrations. Find and fix performance issues before they impact customers with rapid troubleshooting, dynamic thresholds, and customizable alerts. Find and fix performance issues quickly. Proactive monitoring and dynamic alerting give you real-time visibility and feedback on your transactions. Mitigate root causes of issues before they impact customers. Drill down into queue status, transaction volumes, and bottlenecks from a single view. Translate complex data sets into intelligence and uncover unparalleled insights. -
8
Pagos
Pagos
Improve your global payments operations with holistic analytics, real-time data monitoring, and the insights and tools to optimize payment performance. Everyone has room to improve their payment performance. Pagos helps you dig deep into your transaction volume to increase approvals and improve your bottom line. Optimize the processing of your payment to avoid hidden and excessive costs. Pagos provides detailed visibility into fees and offers easy access to cost-saving card brand services like network tokenization and account updater. No-code connections import your data across vendors, channels, and payment methods to give your team the context to quickly and confidently act on data-powered insights—all without relying on engineering resources. -
9
CellPoint Digital
CellPoint Digital
Master all your payment transactions across borders and channels. Payment orchestration is the best way to implement the most efficient acquirers, PSPs, cards or alternative payment methods in multiple markets with diverse customer preferences. Make payments painless for your customers and let them pay the way they want. Implement a next generation payment experience across all your digital channels and in all your markets in just a few weeks. Simply select the cards and alternative payment methods to suit your customers. Boost conversion rates with enhanced services like stored cards, instalments or recurring payments. Configure the fraud screening process to deter fraudsters, not good customers. Our payment eco-system is already offering the vast majority of the payment options you need to optimize your payments in every local market and offer the most popular payment methods in each. -
10
Hellgate
Starfish&Co.
Hellgate® is composable payment infrastructure for enterprises that run complex, high-volume payment flows. Unlike a classic payment orchestrator, Hellgate® puts the payment stack directly in your hands to design, integrate, and operate in your own environment. It runs as dedicated, cloud-native services deployed on your chosen cloud provider via secure VPC peering. Core building blocks include a PCI DSS-compliant card vault with network tokenization, provider-agnostic connectivity, fraud intelligence, and real-time observability. The result is sovereignty over your payments. You own your tokens, data, and compliance posture across PSP changes, with no vendor lock-in and no per-transaction fees. Hellgate® supports card vaulting, alternative, and agentic commerce use cases. Built in Germany, Hellgate® combines flexible APIs, built-in monitoring, and enterprise SLAs for teams needing control at scale.Starting Price: 0.28 EUR/per hour -
11
[GO] Payment
Geniusto
The ‘single pane of glass’ for end-to-end payment operations. Your powerful all-in-one, low-code orchestration solution across borders, currencies, channels and instruments. Your end-to-end payment solution supporting multiple channels and covering all major payment instruments—making payment flow management simple. Identify regulatory and financial risk before it materialises, and stop transactions in real-time with advanced Anti-Money Laundering (AML) screening. -
12
PayU
PayU
PayU is a payment processing platform, that enables merchants to accept cross-border and local payments with full payment methods coverage for any type of market and customer. PayU helps merchants improve their approval rates with the lowest fees while ensuring the highest level of security for their transactions – all through a single connection. As a provider of payment processing solutions, PayU helps merchants grow their sales. Once onboarded, merchants gain access to hundreds of local and global payment methods, seamless checkout experiences, and anti-fraud and security capabilities that will make customers return to their stores. No matter how complex your eCommerce business is, PayU covers multiple integration scenarios. -
13
IXOPAY
IXOLIT
IXOPAY is a payment orchestration platform that brings independence and flexibility to the process of online payments. From intelligent payment options for end customers to an acquirer-agnostic PCI Vault that supports smart routing and modular risk and fraud management to centralized reporting, settlement and reconciliation, the entire life cycle of a transaction can be fully depicted with individually customizable technologies. IXOPAY is a best-of-breed, highly scalable and PCI-certified payment orchestration platform for white label clients and enterprise merchants. The modern, easily extendable architecture provides intelligent routing, cascading, and state-of-the-art risk management functions as well as centralized reconciliation and settlements along with plugin-based integration of acquirers and payment service providers. Fully PCI compliant card vaulting, smart transaction routing, monitoring and reporting, post processing, reconciliation and settlements. -
14
Corefy
Corefy
Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.Starting Price: €2500/month -
15
ProcessOut
ProcessOut
Route transactions, analyze and report on your entire payment ecosystem, and switch-on providers in one click. One dashboard for your entire payment ecosystem. Analyze, orchestrate, and reconcile. Quickly add new providers to your payments stack. Route transactions based on performance. Compare payment provider performance across a vast array of parameters, in real time. Analyze and optimize your entire payment ecosystem in one dashboard. Measure performance across all your providers. Recommended actions you can take to improve payment performance and reduce fees. Benchmark your payments across the entire ProcessOut network of customers. Once you’re integrated with ProcessOut, you can easily add new providers in one click. Saving time and money. Automatically route and retry transactions in real-time to the payment provider best equipped to successfully handle that transaction. All card details are stored in a PCI-compliant environment.Starting Price: 1¢ per transaction -
16
UpGate
UpGate
A payment orchestration platform designed to optimise, simplify, and scale globally your online payments. UpGate is a world-class payment orchestration platform. Our mission is to simplify payments and make it easier for merchants to reach global customers. We use the latest technologies to help you achieve better conversions and global user monetisation. Enable global transactions from any payment method, country, and currency through a single integration. Designed to reduce friction, optimised for any device, built for global customers, and customisable to your brand. No more managing multiple systems. Improve financial efficiency and gain a complete view of your payments to make smarter decisions. Improve conversions and monetise customers globally with a range of innovative features: smart routing, decline recovery, tokenisation, one-click payments, and recurring billing. -
17
Payaut
Payaut
One API that enables split payments, PSD2 compliancy, multi PSP set-up, automated reconciliation, out-of-the-box KYC, and other cool stuff that will help you run your marketplace. Payaut helps online platforms and marketplaces to accept and collect payments via any PSP of choice. We take care of the seller onboarding process, split payments, and payouts through one API. Accept payments from the PSPs of choice and have the ability to choose from 100+ payment methods and expand globally. Split every transaction into the platform’s commission and the seller fee according to your needs. As the payment providers will settle to Payaut the platform is out of the money flow and therefore PSD2 compliant. Multiple incoming payment flows will be reconciled into a single payout to the seller or the platform. Transfer funds in the Payaut environment between the marketplace and seller accounts balance to charge for corrections or monthly fees.Starting Price: Free -
18
Modo Payments
ModoPayments
ModoPayments is transforming payments for Fortune 500 companies using orchestration and AI. Our platform, ModoPOP serves as strategic payments infrastructure delivering AI-driven routing and provider flexibility without disrupting existing systems. With deep payments expertise and intelligent orchestration, we help leading enterprises reduce payments risk, lower fees, and dramatically boost success rates. ModoPOP integrates seamlessly into your current flows without introducing new integrations or ripping and replacing your current stack, allowing finance, treasury, and customer teams to keep doing what works while gaining visibility and control over every transaction. With ModoPOP, you retain existing payment processing relationships while extending your current setup to support more payment options and dynamic routing, avoiding brittle logic and unnecessary handoffs. Our platform alleviates operational friction by turning payments into a source of strategic advantage.Starting Price: $0 -
19
Verifone
Verifone
The world’s best-known retail brands, major financial institutions, and millions of merchants worldwide trust Verifone for tech-forward, simple, and secure ways to accept payments from anyone at any time. Our passion is to empower you with the systems and data you need to refine your customer journey and accelerate growth. Start accepting online payments today with a flexible and scalable commerce solution. Verifone’s eCommerce API is a merchant-hosted solution built on Verifone REST architecture that enables merchants to securely accept online and mobile payments A quick, easy, and secure way to start accepting online payments without extensive web development, our Hosted Checkout solutions are easy to integrate and offer merchants multiple options. Virtual Terminal is also an out-of-the-box payment interface and can be used to process mail order and telephone order (MOTO) card transactions on behalf of customers through Verifone’s Central Portal. -
20
HUB2
HUB2
Our fully interoperable infrastructure, built for multi-country & multi-operator payments & dedicated set of smart services will boost your performance and ROI. Our mobile money-powered neobanking solution streamlines finances with secure, easy transactions from your mobile device. Join the revolution today. Interconnected multi-operator payment system for mobile money and payment cards. Our compliant mobile payment tech offers secure cross-border transactions with AML and CTF controls. Simplify your global payments today. We provide our customers with the smartest, safest & most efficient payment tools & consulting necessary to develop, secure, and make their business thrive. Tackle head-on payment challenges in our territory to create value and growth for the whole economic ecosystem. Payment aggregation (mobile money, bank cards, bank account transfers, checks, cash). Mobile money infrastructures, and crypto service payments. -
21
Payall
Payall
Payall Payment Systems delivers purpose-built banking infrastructure to address every aspect of the cross-border payments ecosystem for regulated financial institutions. Their single-shared, global platform automates compliance, risk management, and operating workflows like KYC, KYT (“Know Your Transaction”), sanctions screening, and document collection ahead of transaction execution. The system is backward-compatible with existing core banking systems and offers payment-orchestration across multiple currencies, rails, and payout options, including bank transfers, mobile money, prepaid cards, cash pickup, and name-/email-based payouts. Organizations can process both one-to-one and mass global disbursements via API or spreadsheet uploads, supporting business-to-business, person-to-person, and government payments. Payall promises real-time or near-instant settlement, improved audit transparency, lower costs, and access for populations lacking bank accounts. -
22
ZOOZ
PayU
A solution that streamlines all aspects of your payment stack into one, consolidated, and customizable platform. Save time, money, and ensure the best approval rates with the ZOOZ orchestration platform. Flexible routing engine to maximize your payment performance. Add and remove providers according to your needs. A set of tools to maximize payment performance. Streamline processes with unified tokenization across all your providers. A straightforward interface to empower payment teams without knowledge of code. All payment-data is consolidated and analyzed in one place. Ensuring you are fortified with the top market requirements. Thanks to our powerful API, you gain full control over all aspects of your payment stack— whether you need to manage your payments or your account , generate reports , run analysis, or simply Audit—our API has got you covered from start to finish. -
23
Dinape
DINAPE Solutions GmbH
Dinape is a payment orchestration platform for enterprises, payment service providers, acquirers, and online marketplaces. It brings payment providers, methods, and systems into one platform and supports payments through Smart Checkout, a Payment API, and integrations with PSPs, acquirers, wallets, and other tools. Dinape helps improve payment performance through 3D Secure, tokenization, configurable risk and fraud controls, routing, and retry logic. It also supports fee tracking, financial documents and reports, transaction monitoring, reconciliation of Dinape and provider settlement data, and dashboards for payment performance across providers and channels. The platform is structured around entities and channels, allowing clients to manage different merchants, divisions, markets, and payment flows from one place. Dinape is designed to reduce payment complexity, improve visibility, and give businesses greater control over costs, transactions, and operations. -
24
Finswitz
Finswitz
Finswitz is an African financial infrastructure platform that helps businesses collect payments, manage funds, issue cards, handle compliance, and embed financial services through a unified platform. The platform provides both developer APIs and no-code tools. Businesses can accept payments, create hosted payment pages, generate payment links, manage settlements, automate payouts, route transactions across multiple payment providers, and monitor activity through a centralized dashboard. Key features include: Unified Payment APIs No-Code Collections and Payment Links Smart Payment Routing Wallet & Ledger Infrastructure Split Payments & Vendor Settlements Escrow & Treasury Management Compliance as a Service (KYC/KYB) Virtual Card Issuance Reporting & Reconciliation Developer & Admin Console Finswitz is designed to reduce the complexity of building and operating financial products across Africa by providing a single platform for payments, compliance, treasury.Starting Price: $19 -
25
Tranzzo
Tranzzo
Tranzzo offers online payment solutions for websites, mobile apps, and messengers. We choose the most suitable payment methods for your business based on regional payment specifics, including credit cards, electronic wallets, alternative payment methods, and cryptocurrency. Our White-Label Solution for PSP lets you launch a full-fledged payment solution under your own brand in just a few days. It includes all the services necessary to onboard new merchants and manage their projects. You can easily customize each service to meet your brand and business needs. Tranzzo has over 200 payment integrations, allowing you to expand business in Europe, Latin America, Africa, and Southeast Asia (particularly in Malaysia, Thailand, Vietnam, and Indonesia). -
26
BridgerPay
BridgerPay
Easily build, manage, and optimize your connections to any payment gateway or method worldwide. Organizations worldwide operate their payments with BridgerPay. Centralized dashboard and reports to make better and faster payment processing decisions. Connect your business to a PCI DSS Level 1 payment operations platform instantly with hundreds of ready-made connections, or build your own in seconds. Bridger Retry™ is a provider-agnostic technology that retries declined card payments seamlessly, increases your revenue, and retains more customers! Reach new markets with hundreds of codeless connections. We know how important your business is, so you can reach out to us anytime. Just click on the Intercom button and our payment experts will be there for you. Our mission is to solve all payment processing challenges forever. Built for any business, works on any platform, connected to over 500 PSPs. Eliminate the need for PCI with fully PCI DSS level 1 interfaces served in one API.Starting Price: $199 per month -
27
TRAPAY
TRAPAY
TRAPAY is a web-based SaaS payment infrastructure platform for online businesses. The software provides payment routing, virtual payment cascade, payment links, online invoicing, provider integrations, API and webhook connectivity, transaction monitoring, anti-fraud and payment quality scoring, analytics, reconciliation and operational reporting. The platform helps merchants manage multiple payment providers from one dashboard, monitor successful and failed transactions, analyse decline reasons, track refunds and chargebacks, automate payment workflows and improve payment approval performance.Starting Price: £250 /month/account -
28
Amaryllis Payment Platform
Amaryllis Payment Solutions
Rapidly launch, quickly scale and monetize payments. We help you solve complex payment challenges so your business can rapidly scale, quickly launch, and monetize payments. Customizable solutions to meet every unique business need, Amaryllis’ industry-leading, payment infrastructure platform provides Enterprises, ISVs and SaaS companies with the power to define their unique business processes and the flexibility to support evolving commerce models. White Label Solution. Our white label solution allows you to brand and control the customer experience you desire – without compromise. Your customers belong to you, and stay on your platform. Fully Customizable Our modular payment experience allows you to quickly integrate, customize at will, and scale efficiently. Spend more time growing your business and less time writing code. Seamless Integration . Our API-driven solution and white glove support provide quick integration to existing legacy systems. -
29
Dodo Payments
Dodo Payments
Dodo Payments is the Billing & Payments platform built for SaaS founders, AI-first products, and digital-first businesses. Instead of juggling 6-10 separate tools for payments, tax, and compliance, Dodo Payments acts as your Merchant of Record (MoR) so you can monetise in minutes, not months, and launch globally from day one without the overhead. With Dodo Payments, you can: 1. Go global instantly: Accept payments in 220+ countries and union territories with 40+ local and global methods. 2. Bill, however you want: Credit-based, usage-based, subscription, one-time, and hybrid billing models out of the box. 3. Stay compliant automatically: VAT, GST, and Sales Tax handled 4. Ship faster: Deliver digital products with built-in distribution, license key management, storefronts, and affiliate programs. 5. Grow with clarity: Real-time analytics on MRR, ARR, churn, and retention.Starting Price: 4% + 40¢ per transaction -
30
Finastra Global PAYplus
Finastra
Finastra Global PAYplus is an enterprise grade, ISO 20022 native payment hub designed to help banks and financial institutions centrally process and manage payments across multiple channels, currencies, and types including real time, ACH, high value, cross border, and digital payments. It enables end to end orchestration, regulatory compliance, and seamless integration with existing systems through open APIs. The platform uses configurable business rules and pre certified workflows to simplify operations, reduce risk, and improve efficiency with high straight through processing performance. It supports dashboards, analytics, intelligent routing, and liquidity monitoring for better control and visibility. Flexible deployment options across cloud and on premises environments ensure scalability, resilience, and innovation. -
31
Alacriti
Alacriti
Alacriti’s Orbipay Payments Hub is a cloud-native, ISO 20022-compliant platform designed to modernize and future-proof payment infrastructures for financial institutions. It offers end-to-end payment orchestration across multiple rails, including TCH’s RTP network, FedNow Service, Visa Direct, Fedwire, and ACH, all within a secure, unified system. Alacriti's microservices-based architecture and open APIs enable seamless integration with existing core, digital banking, fraud, and risk management systems, facilitating rapid deployment and scalability. Orbipay supports intelligent payment routing, allowing institutions to set dynamic rules based on factors like cost, speed, and reliability, thereby optimizing transaction processing. Its integrated fraud and risk management features provide real-time monitoring and compliance checks, enhancing security and reducing operational risks. -
32
CelerisPay
CelerisPay
CelerisPay’s Payment Orchestration Platform allows merchants to take control of their payment flow through the multi-acquirer set-up. Online merchants can utilize Intelligent Transaction Routing to set custom and effective transaction routing rules to increase the success rate. Real-time In-Depth Reporting data facilitates better decision-making, while Automated Reconciliation ensures no transaction is left unmatched between acquirers. -
33
Payabli
Payabli
Payabli is the next-generation payments infrastructure for software companies to quickly and easily embed and monetize payments. A single unified API and infrastructure stack to quickly and easily monetize and manage a SaaS platform’s payments business. With our comprehensive strategic guidance and full stack API-first capabilities, our partners can build world-class payment offerings that are fully integrated and seamless to their product experience making it effortless for merchants to receive payments from customers. Make one-time, recurring, or scheduled payments. Save payment methods for future use. Invoicing customers to request payments. Embed and monetize all money out movement to vendors and suppliers. We offer managed payables and on-demand payout solutions that ensure all vendors get paid securely and on time. Your one-stop shop API-first payments technology backbone. Leverage our wide range of solutions to meet your needs. -
34
Paydock
Paydock
Generate more transactions through your payments stack and protect treasury through seamless customer journeys & end-to-end commerce services. Meet what the market demands with competitive features and the ability to cross-sell through the whole bank proposition while ensuring compliance & security. Easily integrate additional services such as BNPLs, wallet, fraud, and new payment methods as they come to market, without additional tech resources. In a matter of seconds, connect to an unlimited number of payment services in your Paydock dashboard, including payment gateways, alternative payment methods, fraud, identity, privacy and authentication providers. Paydock’s unified dashboard flattens a complex web of payment services, customers and transactional activity into a managed interface enabling end-to-end visibility, traceability and security. -
35
Payage
Payage
Payage is a white label payment orchestration platform that enables businesses to unify, manage and optimise their payment infrastructure through a single API and interface. It connects multiple payment providers, PSPs, acquirers and gateways into one centralised system, reducing complexity and eliminating vendor lock in. With Payage, companies can implement smart routing, improve authorisation rates and optimise payment performance across markets. The platform supports online payments, multiple payment methods, recurring billing and real time transaction monitoring with advanced analytics and reporting. Payage also enables fully customisable white label payment experiences for fintechs, SaaS platforms, marketplaces and enterprises. Built for scalability and flexibility, Payage simplifies global payment operations while improving efficiency, control and conversion rates. -
36
Shuttle
Shuttle
Whether you’re a merchant or a software platform, navigating the fragmented, disconnected world of commerce-related services is challenging. Shuttle is the home of the best services on the market and the platform to connect them. Find and connect services that will save businesses money or help them grow, reduce cost and improve cash flow. The Shuttle Platform enables software vendors to future-proof their payments stack – connect leading payment providers and generate revenue from payments. Providing all the features software needed to enable payment features whilst driving added value for your merchants. The Shuttle Marketplace and Apps can help businesses sell more for less by getting the right payment services, and technology partners and connecting them together where possible. Our revenue-based financing can accelerate your business growth and our fraud protection reduces risk and loss. -
37
Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
38
MYFUNDBOX
MYFUNDBOX
MYFUNDBOX, a payment orchestration platform, offers businesses a seamless subscription management experience. With its intuitive interface, it effortlessly handles subscriptions, automates payments, and ensures security. Tailored customization options and seamless integration with payment partners make it the go-to solution for efficient subscription services.Starting Price: €39 per month -
39
APEXX
APEXX
A single integration to APEXX gives you the flexibility to build your perfect payment orchestration layer. Our vision is to be the payment industry’s most merchant-centric provider. Through our platform, a merchant can connect via a simple API connection to the world’s payment ecosystem. Our vision is to be the payment industry's most merchant-centric provider. Through our platform, a merchant can connect via a simple API connection to the world's payment ecosystem. One-stop shop for the full stack of your payment requirements. We run an industry-leading consultancy service specializing in negotiating rates on your behalf. APEXX optimizes your payment flow by routing transactions based on key criteria to any number of acquirers in order to improve sales and reduce costs. APEXX provides the right mix of payment methods to help your business grow quickly globally. Maximize conversion rates and limit costs whilst making life as easy as possible for our merchants and their customers. -
40
Gattera
Gattera
Gattera is a multi-PSP payment orchestration platform built specifically for non-traditional industries that require flexible, resilient, and intelligent payment routing. It sits between merchants and multiple payment service providers, directing each transaction to the best-performing gateway based on cost, success rates, geography, card type, and real-time conditions. With features like decline recovery, soft-decline rescue, and intelligent failover, Gattera maximizes approval rates while minimizing customer friction. Merchants can integrate once with Gattera’s unified API and instantly access 15+ PSP connectors and 20+ payment methods—including cards, wallets, banks, and crypto. The platform also centralizes risk management, analytics, reconciliation, and compliance tools, allowing businesses to maintain full visibility into fees, routing logic, and processor performance.Starting Price: $0 -
41
JustiFi
JustiFi
Traditional payment processors capture the lion’s share of profits from the funds flowing through your platform with a legacy architecture that suppresses the value of your company. That’s not right. We deliver payment and embedded fintech solutions that accelerate the potential of vertical SaaS platforms. Enable sub-account architecture and control your processing costs from the beginning. Archive 100+ basis points of keeping with a team & tech that obsess over your opportunity. Give customers the financial tools they need to grow and achieve 200+ basis points of the keep. Execute the go-to-market strategy to activate your customers and optimize embedded fintech usage. Of course, you need the right sub-account architecture and below-market-rate pricing to be in the payments game. But it takes much, much more to win. The JustiFi payments & embedded fintech platform, combined with our team of strategic payment experts, will help you win the payments game. -
42
Paysight
Paysight
Paysight is an all-in-one payment orchestration and customer relationship management software built to simplify and scale commerce operations for businesses, especially those in high-risk categories. It unifies payment processing, merchant account management, CRM, reporting, analytics, smart routing, revenue recovery tools, and chargeback mitigation into a single tool, enabling companies to automate operations and grow revenue. It offers seamless integration with existing systems including native Shopify support, embeddable checkout widgets, and API connections to get businesses live quickly without complex setups. Paysight’s smart payment orchestration engine chooses optimal transaction paths to reduce failures and improve approval rates, and its automated retry logic and recovery workflows can recover a significant portion of failed payments. Built-in dashboards and advanced analytics provide clear insights into performance and key metrics. -
43
Rapyd
Rapyd
Rapyd does for fintech what the cloud did for IT. By connecting companies to all the ways the world likes to pay, we power frictionless global commerce and create new opportunities for businesses and people. We built the world’s largest local payments network so you can focus on creating great customer experiences and unlocking new markets. Rapyd does for fintech what the cloud did for IT. Our Global Payments Network connects your company to all the ways the world likes to pay and the infrastructure to create your own fintech solutions, like ewallets, cards and financial services. With Rapyd, digital sellers in Latin America can accept cash. Online shoppers in Asia can pay with their favorite ewallet. And businesses can make payouts to companies and individuals anywhere in the world. With 900+ payment methods in 100 countries, you can open new markets, reach new customers, and create new opportunities anywhere. -
44
Akurateco
Akurateco
Akurateco's Payment Orchestration Platform is a brandable, white-label solution allowing users to own the end-to-end ready-to-use PCI DSS gateway. The platform has more than 170 connectors to banks and payment methods all over the world available via a single platform. The platform supports any transaction-based flow and maintains a single integration approach allowing clients to manage all their payment channels in one place to optimize payment processing costs and improve the transaction approval ratio. Own payment gateway within 7 business days. Minimum time-to-market and no more third-party processors. Variety of connectors. 170+ connectors are already available for usage + fast and low-cost integration of new ones. Friendly and easy for customization interface. Multiple options for branding of your system and payment pages. -
45
Verituity
Verituity
Verituity transforms payouts beyond transactions into new sources of value by delivering first-time and on-time verified payouts and intelligent payment choices, all while reducing payout complexity, and risks, and lowering costs. Our zero trust payout verification and intelligent payment choice platform enables banks and businesses to capture the safety, cost savings, and satisfaction of verified digital payouts without a significant investment of time or money. The platform strengthens payout speed, accuracy, and visibility to deliver intelligent payment choices, all while reducing complexity, risks, and costs. Verituity's solution includes faster, safer, verified payments by paying the right payee, the right account, the first time, and on time, reducing payment fraud, errors, and exceptions, and enhancing PII, PCI, and security compliance. It also offers dynamic policy automation and orchestration with turnkey, dynamic payout instruction and processing. -
46
hutko
hutko
hutko is a payment service that provides a reliable payment gateway with flexible solutions for eCommerce, marketplaces, subscription-based businesses, HoReCa, charitable foundations, and more. It enables you to get started quickly, accept payments anywhere and from anywhere, and manage transactions more efficiently. -
47
Worldline
Worldline
With connection to more than 3500 European banks in 21 countries, we help you to unlock the potential of Open Banking and advance your business through a single open banking API. From open banking Account to Account (A2A) payments, to IBAN checking, credit scoring, and business financial management, Worldline's industry leading open banking capabilities have made them the supplier of choice for multinational banks and payment providers. -
48
Kurv
Kurv
Kurv is a comprehensive payment software designed to simplify how businesses accept and manage payments with a suite of tools that support in-person, online, mobile, and self-service checkout options, all from a unified system that scales with business needs. Its core offerings include easy, secure acceptance of contactless payments and Tap to Pay directly on supported smartphones without extra hardware, integrated payment gateways, virtual terminal processing, and flexible invoicing that lets merchants send payment requests or invoices by text or email. Merchants can generate custom QR codes, track sales and inventory, and access real-time reporting and analytics through an intuitive dashboard alongside 24/7 U.S.-based support. Kurv integrates fraud prevention, chargeback detection, AI and machine learning risk monitoring, and compliance safeguards to protect transactions, while customizable tools like automated recurring billing, white-label payment pages, and etc. -
49
Inai
Inai
Connect with every payment method your customers need. Launch faster, optimize transaction costs and increase your bottom line. Offer mobile-optimized, localized checkout with all payment methods. Improve conversions with universal checkout. Select the front-end experience that works best for you and your customers. Optimized for all devices. Multiple checkout options like hosted payment pages, drop-in widgets, payment links, invoices, mobile apps, and API. Customize your checkout in a few simple steps. 300+ payment methods. Cards, wallets, bank transfers, cash, we’ve got them all. Choose your method on a market-by-market basis, with our zero-code payment integration. Reduce compliance burdens for your business and keep payments safe. Our payment gateway integration upholds the highest security certification standards. Stay protected with enterprise-grade security. Create workflows depending on your requirements using simple drag-and-drop.Starting Price: $350 per month -
50
Nuvei
Nuvei
One platform. One partner. Limitless global possibilities. Bring it all together through one end-to-end payment technology platform. Take advantage of all Nuvei has to offer without changing provider. That’s right. We believe in choice, flexibility and redundancy. Add us to your gateway stack for faster growth and geographic coverage, or take advantage of our full platform for maximum benefits. Leverage our connections with 200+ global acquirers to capture every payment opportunity, increase acceptance rates, and reduce operating costs. Reach a new level of payment processing capability with our extensive flexibility and customization. Start processing fast. Our payment platform easily integrates with multiple gateways, platform partners and eCommerce plugins. Take advantage of all Nuvei has to offer without changing providers. That’s right. We believe in choice, flexibility and redundancy.
