Heartland Payment Processing Integrations

Smart, efficient, and anonymous People Counters & Analytics for the real world. Our solution allows for simple deployment, capture, and analysis of the number of people that enter a physical location. Optionally we also capture and report occupancy in real-time. We help Retailers, Libraries, Casinos, Universities, Places of worship, Office buildings, and other industries to analyze and take action on their people traffic trend. For Retailers, we offer a specialized package to measure Performance on Traffic, including Conversion Rate and Service Levels. Combining POS data and staff data is easy with our direct integrations. Our Retail Equation simulator allows users to run simulations to plan sales improvement. It is also extremely beneficial as a learning tool to understand the relationship between traffic, staffing, conversion rate, and good quality service.

Turn complex data into visual insights anyone can understand with Suntek Reporting. Eliminate the countless hours spent staring at spreadsheets. Let us decode complex data so the focus can be placed on what’s important - growing the business! Our user-friendly interface scores and tracks business performance. This allows users to know exactly where their business stands in real-time. We break down data sets into simple KPI scores which provide actionable insights that allow for an improved bottom line. With Suntek Reporting’s predictive analytics users can make informed decisions that will lead to: *Increased Revenue *Better Customer Service *Improved Employee Efficiency *Greater Market Share Use Suntek Reporting to eliminate the pain involved in complex reporting, and feel the confidence that comes from improving performance and profitability.

SimpleTix is the leader in Timed-Entry Ticketing Solutions for your attraction. Whether you are looking for timed entry ticketing, setting capacity limits, or reserved seating, we’ve got you covered! We work with museums, zoos & gardens to keep their staff and patrons safe while social distancing guidelines are in place. SimpleTix is the only ticketing app with full Square integration. EASY TO INTEGRATE Built for the tools you already use SimpleTix integrates “out of the box” with Square, Stripe, Heartland, and Authorize.net payment gateways. Also integrates with popular tools like MailChimp, ActiveCampaign, Salesforce, Google Sheets, Zapier, Integromat, and more.

Complete Cloud Base Software for Retail or Restaurant. Can be acquired with one time payment $1000 or Financial payment of $40/month for 3 years. Sold Exclusively with STARTEK hardware and equipment. SOLVR™ Retail: Unlimited Products and Categories Stock Control User Management Theft Prevention Back Office Shelf Life Barcode generator Promotions Unlimited Employee Accounts Reports Low Stock Warnings X,Y,Z Reports Discounts Multi Store Multi Currency Customer Accounts Loyalty Program Easy Accounting Offline Mode And more.. SOLVR™ Restaurant: Real Time Inventory Cloud Back Office Multi Store Table Plan Floor Management Color Code for Table status Split Bill Waiter APP Multiple Menus Easy Topping management Multi Price Products Stock Control Online Reservation and booking Loyalty Program Discounts and Promotions Kitchen Printing Card Payments Multi Store Kitchen print in chefs own language Offline Mode And more…

Designed as a people-centric LMS, Tovuti makes learning fun and management simple – boosting productivity for users and admins alike. Generate courses in seconds with AI. Increase learner engagement with interactive videos, memory games, and 40+ other gamification options. Create bespoke experiences with customizable learning paths. Effortlessly integrate with your current ecosystem. Make data-driven decisions with robust and easy-to-read data reporting. Choose from hundreds of pre-built courses on everything from OSHA to DE&I, sales, leadership training, and more. And reduce manual efforts with robust automation. All on one secure, turnkey platform! It’s no wonder why 1-800 Flowers, Club Med, Hyundai, Toyota, Johns Hopkins University, United Way, Keller Williams, and many other top brands choose Tovuti.

7shifts is an all-in-one restaurant team management platform that helps operators make more profitable decisions, improve operating efficiency, get time back, and improve team retention. It's never been easier to manage your team's work schedules, time clocking, team communication, labor compliance, payroll, tips and more, all from one single place. Here’s how your restaurant can benefit from 7shifts: - Save up to 4 hours per week creating and managing your staff schedules - Reduce time spent on scheduling by 80% - Save up to $250 per month in managers time - Reduce labor costs to save up to $3,000 annually - Reduce calls and texts from staff by 70% - Create schedules with 95% labor accuracy - Forecast your future sales with 95% accuracy - Save $1,000s per month in reduced labor costs from more efficient schedule - Save $1,000’s per month in early clock ins and labor overages Join the 1,000,000+ restaurant pros already using 7shifts to simplify their team management.

WebRezPro is a feature-rich and powerful cloud property management system [PMS) purpose-built for the hospitality industry. Trusted by lodging operators since 2003, WebRezPro serves a wide range of hospitality segments such as inns, hotels, lodges, campgrounds, cabins, hostels and vacation rentals. More than just a reservation system, WebRezPro helps property managers effortlessly handle front desk, housekeeping, reservations, and accounting via a single interface.

For 35+ years, HBS Systems has served equipment dealerships in agriculture, construction, material handling, rental, aggregate, & industrial industries providing web-based dealership management software, NetView ECO. Designed to handle Inventory, Sales, Parts, Service, Rental, e-commerce & Accounting, NetView ECO improves the dealership’s accuracy, usability, and efficiency, leading to increased profitability & customer satisfaction. Our integrated solutions simplify complex OEM processes with AGCO, BRP, Kubota, John Deere, CNH Industrial, Case Construction, Case IH, New Holland, Bobcat, Vermeer, & Claas as well as more than 300 shortline & specialty manufacturers. Experience the difference of the industry's highest customer satisfaction in support with our award-winning team of experts. HBS Systems prides itself in providing advanced technology today that positions your dealership for the future. To learn more, contact our experienced team at 800-376-6376.

Scheduling in-car lessons and road test has never been easier. You can simply drag and drop lessons and view daily and weekly schedules for Single or Multiple Instructors. Add instructor availability and time off with ease. Our software was not adapted for driving schools. IT IS DESIGNED FOR DRIVING SCHOOLS! View all instructors schedules on a single screen. Easily book or reschedule lessons by simply dragging lessons from one staff to another. You can also see, student details, vehicle allocation and availability and more. It's all in one place. Our Online Student Booking solution is the most flexible and comprehensive on the market. No other software provider comes close to our capability and list of features. Students and parents can view and book lessons from any device any time. Dramatically reducing phone calls and strain on the office staff.

2i Nova offers an affordable and efficient veterinary practice management software ideal for practices treating animals as well as mobile, emergency, and specialty care. Available in the cloud, on-premises, or as a hybrid model, 2i Nova's V-Tech PMS offers powerful features to help you run an efficient vet practice. Some key functions include: patient reminders, appointment booking, vendor tracking, surgery logs, barcoding, remote backup, plus so much more!

SynergySuite helps multi-unit restaurants simplify operations and increase profitability with powerful, easy-to-use restaurant management software. With SynergySuite, you get all the insights and tools you need to run the back of house all in one place. With SynergySuite you can work on the go, wherever work happens. Our mobile-friendly, cloud-based platform works where you work. Don't have access to Wi-Fi? No worries. Work offline and sync the data when your team has access to data. Global brands save 3-6% on food and labor with SynergySuite’s mobile-first software. With a modular SaaS model, choose what you need now and add features as needed. SynergySuite helps you manage inventory, purchasing, recipe costing, food safety, scheduling, cash management, human resources, and business intelligence. See why brands all across the world choose SynergySuite to grow and expand their businesses.

A flexible & user-friendly scheduling platform to easily manage equipment, labs, meeting rooms, desks, consumables, amenities, people & more while providing a wide range of reporting & financial capabilities. With QReserve: -Set detailed resource access rules -Collect booking forms -Manage projects -Manage & track consumable resources -Check-in/out of bookings & auto-cancel late or no-show bookings -Integrate with existing Outlook & Google calendars -Allow on-kiosk booking from live maps/floorplans -Book from defined time slots -Invite guests to bookings & request RSVP's -Invoice & process payments -Check-in/out equipment with integrated barcode reader support -Access activity, actual usage, capacity & utilization data -& much more!

A comprehensive point of sale, repair tracking, and business management solution developed for the retail repair industry. RepairQ focuses on automating your daily operations and is constantly adding features and qualified integrated partners. RepairQ offers Point of Sale, Ticket and Repair Tracking, Inventory Management, Enhanced Customer Relationship Management, Business Intelligence reporting, and so much more. Start a free trial of RepairQ today or signup for only $75 a month!

Organize your kitchen, improve communication, reduce mistakes, and send orders out faster with a beautiful and simple kitchen order display system. Upgrade your back-of-house operations with an integrated order display system that adds accuracy, communication, and convenience. Never miss an order due to the rush, as orders will appear automatically and on a specified display. This makes managing the kitchen far easier for your expo or head chef. An integrated kitchen display system (KDS) designed to help increase communication in busy kitchens, reduce mistakes, and improve service. Improve communication and reduce errors. Group the menu items you send to your kitchen staff by type (appetizer, entrée, salad, dessert) and route to a specific display for quicker and easier order distribution. Orders sent to your kitchen will appear instantly on the kitchen display system and will alert the members of your kitchen with a loud, accompanying chime. Don’t miss another order ever again.

We are a client focused company who builds golf technology and provides people-powered services to some of the smartest, most successful golf operators in the United States. At Teesnap, we believe in the power of marketing, mobility, and simplicity. That's why we've built a suite of software tools that include a golf and restaurant point of sale, tee sheet, tee time booking engine, websites, F&B system, and online store, all designed to feed our powerful marketing system. Our tools are easy to use and optimized for a great mobile experience, helping to improve golf course operations. Our tech is uniquely powerful because our engineers build with a marketing mindset and never forget the importance of a simple, mobile user experience. We look forward to connecting.

ThinkReservations provides a fast, professional, and comprehensive property management system for your business. Dynamic, professional, and easy to use, ThinkReservations offers integrated payment processing, superior support, and direct connectivity with channels such as Booking.com, Expedia, TripAdvisor, and Airbnb. We are dedicated to providing you the tools to make your business more profitable and productive. Are you ready to upgrade to ThinkReservations?

deliveryLINK is developed, created and tested in a high volume delivery environment. Whether you are a single store operator or have multi-store locations deliveryLINK can scale up to meet your delivery needs. The major delivery players like Dominos, Pizza Hut, Papa Johns have great delivery technology and now you too can offer that same high-quality delivery experience to your guests with deliveryLINK. And because we live in the same delivery-sensitive business as our clients you are ensured of current technology trends and strategies to optimize your guests' delivery experience. DeliveryLink captures live orders from the POS, optimizes and groups orders while effortlessly communicating to the guest live tracking links, driver profiles and more. Now you can easily replace your third-party delivery with a world-class delivery product that connects managers, drivers and guests.

The most flexible payment collection tool. Automatically take full or partial split payments according to due date. Automatically Charge/Refund based on a booking’s cancellation policy or your specified refund policy. Create Payment link with 1-click and share with your customers via email, SMS, Messenger chatbot, etc. For guests, it is fast and convenient. For you, it eliminates the costs, delays, and non-payment risks of manual billing. With automated payment collection based on cancellation policy. You would not worry about fraud customers, disputes and chargebacks for your business with our Chargeback Protection feature. Give guests frictionless reminder and ability to add or change payment method. Easily identify reservation status visually and export reports to CSV files.

Adjutant (noun) 1 : a staff officer in the army, air force, or marine corps who assists the commanding officer and is responsible especially for correspondence 2 : one who helps (see also: ASSISTANT) ABIS, Inc. is a business strategy and consulting company based in Houston, TX that administers the Adjutant Software Platform, a powerful ERP helping companies create growth and streamline processes throughout the organization. To accomplish these goals, ABIS has compiled 40 years’ worth of Best-Practices and Business Process Improvements gleaned from working firsthand with over 500 North American companies across several industries. Today, Adjutant is the most complete End-to-End Enterprise application on the market. Unlike our competition, our goal is to utilize our software to implement solutions that are precisely tailored to the needs and processes of our individual clients, and that will never require external work-arounds or replacement.

StarRez’s enterprise-class solution helps manage occupancy, billing, online payments, communications, reporting, property management, event management, and more. Our products feature comprehensive functionality and automation capabilities that save your staff time, optimize business operations, and provide powerful and easy integrations so you can deliver exceptional residential experiences. StarRez customers enjoy a modern, responsive and secure (PCI Certified, SOC 2 compliant, and GDPR compliant) full end-to-end solution. How has the pandemic changed the industry’s approach to student well-being? Download your copy today and we look forward to learning how StarRez can help you achieve your business goals. Our student resident and property management platform has been carefully constructed with automation, scalability, security, and resident welfare in mind.

In a world where quick-service restaurants are becoming the norm, Nimble is here to meet the need for the best fast-casual point of sale solution. Built on a foundation of reliability, customizability and efficiency, Nimble gives you a variety of tools for success at your fast-casual restaurant. Whether they’re stuck at work during lunch or getting ready to enjoy a Friday night in with family, customers love a restaurant with delivery services. Your restaurant has the capability to deliver your entire menu with Nimble delivery solution. Nimble provides the best full-service restaurant POS systems that are functional and efficient on a daily basis. Our full-service restaurant point of sale system is fully customizable and can be configured to meet any of your needs quickly.

Our mission is to help local businesses thrive in a digital world. Founded in 2011, Womply is a local commerce platform that provides apps, APIs, marketing, and financial tools to make local commerce happen for over 500,000 American businesses and their customers. All of Womply’s products and services are powered by the Womply Commerce Graph, a proprietary data asset that offers the most complete view of local commerce.

Enjoy a fast, easy-to-learn interface with simple navigation for both doctors & staff. Automatic posting, visit entry, & self check-in/out. Cloud access, Fast SOAP Notes & front desk, billing, text appointment reminders, KIOSK, powerful tickler & patient correspondence. Top rated customer support! We do it all at an affordable price. Easily manage small, large & multiple chiropractic offices. Since 1980 we have provided a superior easy-to-use patient management system that no one else can match!

Olo is a leading on-demand commerce platform powering the restaurant industry’s digital transformation. Millions of orders per day run on Olo’s enterprise SaaS engine, enabling brands to maximize the convergence of digital and brick-and-mortar operations. The Olo platform provides the infrastructure to capture demand and manage consumer orders from every channel. With integrations to over 100 technology partners, Olo customers can build digital experiences with the largest and most flexible restaurant commerce ecosystem on the market. Over 500 restaurant brands use Olo to grow digital sales, maximize profitability, and preserve direct consumer relationships. Acquired Wisely in October 2021, a leading customer intelligence and engagement platform for restaurants.

Retail task management system and mobile apps that retail managers and staff love using to simplify their task management. Maintain SOP templates Develop standard operation procedure checklists Using our online task manager, you can save new standard operation procedure task lists for managers, supervisors, and staff to follow. Keep sop templates up-to-date You'll no longer have to worry about your staff correctly following standard operating procedures. We've made it effortless to update sop task lists while keeping staff members informed. Share daily SOP tasks Split-up SOP tasks between departments With shared todo lists you can ensure task lists are delegated effectively. Your staff gets notified when assigned a standard operating task from any daily, weekly, or monthly checklist. Ensure standard operation procedures are followed Upload SOP Templates and any other documents staff can reference to complete shared tasks quickly. & more

The most successful food franchises and warehouses rely on powerful cloud-based inventory systems that can make running a large operation easy, like LINGA Cloud Kitchen. Growing your business requires automation. Cloud kitchen management software helps businesses get more work done while requiring less resources. Real-time kitchen production, sales, deliveries and billing. Keep tabs on all aspects of your operation with live data. Consolidated data that can be accessed from anywhere. Stock supplies wisely, prevent wastage and stay in control. Keep all bases covered at every location and at all times. Stock supplies wisely, prevent waste and stay in control. Allow for easy-access data that keeps teams coordinated. Don’t miss a beat with tracking from start to finish. Access cloud kitchen tools from mobile devices. Our Cloud Kitchen and Warehouse management tool makes sense and has everything your operation needs to be successful and profitable from the moment you implement.

QFloors’ intuitive design includes only six main screens to learn to use, and each screen works just as the others do. And to make things even easier on you, everyone in your company receives unlimited free training and support for the first year of purchase. User-friendly QFloors ERP flooring software significantly cuts overhead costs, builds profitability, and efficiently streamlines and organizes your business. Flooring dealers come in all types and sizes. But the need for greater efficiency is universal. So QFloors offers products and features for operations with a wide range of volume and specialties. Whether you’re a small mom-and-pop flooring store or a large multi-faceted enterprise, QFloors has an ideal software product for you. QFloors provides a lot of customized features perfect for the needs of the floor covering industry. But it doesn’t stop there. Customers are also using QFloors to sell countertops, cabinets, lighting, home furnishings, paint, appliances, etc.

Simplify and automate the CE management behind your continuing education program with Learning ExpressCE. Enjoy a user-friendly, full-featured solution built to help your program be successful. Start-up is quick & easy, no software to install, no contract to sign, & no setup costs. Make this your breakthrough year. Let Learning ExpressCE™ reduce your administrative time and costs, so you can focus on building your CE program, expanding your audience, and increasing your revenue. Learning ExpressCE is the simple, affordable CE management system with all the tools you need, registration, payment, CE delivery and processing, marketing, surveying, reporting, and more. Save time & money by letting Learning ExpressCE cut administrative costs and simplify online CE management, all at a surprisingly affordable rate. Let participants register & pay online, using our credit card processor or yours. Offer your own searchable CE catalog.

Thrive with the leading virtual end-to-end outsourced accounting, payroll, and finance platform in the hospitality market utilizing managed Finance as a Service (FaaS)! Improve profitability through exceptional service levels that cater to individual restaurants’ needs, focusing intensely on financial accounting. Make timely business decisions and maximize profits with streamlined reporting & real-time data. Protect your assets, employees, and business with compliance experts and technology that adapts to changing regulations. Enhance efficiency through defragmentation of systems and reductions of overhead with direct data mapping. Enhance operational visibility with standardized financial performance metrics across multiple stores. Keep your focus clear with knowledge-based planning, expert guidance, and corporate compliance. RASI is the only solution that does not make you choose between excellence in software & excellence in service.

Ease (formerly EaseCentral) helps insurance brokers offer their SMB clients better service through simple technology. Ease makes it simple to set up and manage benefits, onboard new hires, stay compliant, and offer employees one destination for all their human resources information. Today, more than 70,000 SMBs use Ease for benefits and HR.

UniPay is a commercial open-source payment gateway built on modern technology and easily adaptable to businesses of any size. We’re the payment processing company that can deliver the connectivity, security and valuable support worldwide. We do this by addressing the unique needs of our customers through our advanced technology and functionalities, including omnichannel payment processing, merchants onboarding and underwriting, advanced recurring billing, chargeback management, Acquiring Relationships development, Payment Facilitator assistance, EMV terminal solution implementation and so. With UniPay Platform you have the options of an affordable white label gateway solution, a full on-premise software license (including the source code), and the PayFac Payment Platform which ensures the top-quality payment processing experience.

Safe & seamless self-order & payment from SCAN HERE to SEE YOU NEXT TIME. An adaptive digital menu guests can access on their phone to view then order with a server. A mobile check with the ability to pay by item, seat or full via Apple Pay, Google Pay or credit card. An integrated ordering menu and payment product, completely contactless and self-serve. Implementing contactless ordering and payment takes time and money, roll out the one your guests will use. 99.45% of Ready users surveyed said they’d use it again. We aren’t about adding another system to your already complex operation. We integrate directly to your existing POS because it’s cleaner, simpler, and we and we like to play nice. Turn tables on average 25 minutes faster and increase server tips from 7-15%. Increase your venue capacity, and guest satisfaction by providing a self-serve option.

A unified platform to consolidate, automate, scale and monitor payment operations for any business, ISO, or financial institution. Access your business’ full potential by offering more payment options quickly, securely and without requiring in-house payments expertise. Integrate quickly without having to deal with archaic banking systems. OpenTransact’s APIs are modern and developer support is conveniently available via Slack or email. Connect any payment method, provider, acquirer, or third-party services to your OpenTransact account and send payments to any available processing service without updating your integration. From PCI-DSS to NACHA to PSD2, OpenTransact is configurable to satisfy local regulations and safeguard your customer data no matter the payment type or regions. Implement OpenTransact once and reduce developer workload required to maintain multiple integrations. Data is synchronized across gateways in real time offering optionality and flexibility across processors.

We use Leasing Corporation of America to provide flexible and affordable leasing options for our point of sale solutions. We design and manufacture our own hardware so it’s built for the demands of the hospitality industry. The Zonal Digital Signage Manager (ZDSM) brings engaging content directly to customers. Content is easily managed and customized. Increase profitability by using our fully customizable kitchen display systems to enhance speed of service and minimize mistakes. Zonal’s AzTab delivers a cost-effective wireless POS terminal on any Windows tablet. Zonal’s loyalty program enhances customer communication and drives repeat business. Zonal understands the complexity of the restaurant industry and our solutions are designed to suit your unique needs. We keep up with the latest trends in the hospitality industry including digital signage, loyalty, and KDS. Zonal’s payment options are budget friendly.

myKaarma is built upon an industry-leading communication and payments platform that uses natural design flows to create Exceptional Interactions for customers. Our full suite of solutions and integrations allows dealers to customize their solution selections for any need. As a result, your dealership delivers Exceptional Interactions for auto service customers who spend and stay loyal over time. All myKaarma products are integrated using “Natural Design”. We believe you should not have to “do work to do work”. So we walk the process ourselves and experience the work being done. This enables us to completely understand the process and ensure that it naturally fits into each dealership employee’s daily tasks while also reducing task fatigue. The result is an exceptional automotive service interaction for every customer.

No outside web-developer, no problem! No website, no problem! Haven't spoken to your web-developer in years, no problem! Our team will create a 1-page Checkout for whatever you need that contains all key messaging and information. You can even just use a Facebook account and we'll link it to our custom-branded, mobile-friendly, rapidly-deployed Checkout Page. Our easy to use, dynamic, rebillable invoicing solutions will save you and your customers time and help you get paid faster. Weekly, monthly, quarterly or anything in between, ensuring your business’ steady revenue stream has never been easier than with us. Maximize your non-profit’s donations with our cost-effective, custom-branded, mobile-friendly donation pages. Large-scale storefronts or just a Facebook page and an Instagram account, our mobile-friendly Checkouts are customized to your brand’s look, created same day and included with your merchant account.

An ideal solution for every client. Gain access to secure and safe payments as well as our advanced technologies. Our payment gateway will help you grow your business. We make it easy and secure to integrate our payment gateway solutions into your next project. Whether you need basic integration or API’s, our team has the solution for you. Whether you need to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order, we have a solution that will fit your needs. Process payments wirelessly, on the go. We provide the advanced technology to suit the mobile payment needs of any business. Security is our business. Our secure payment processing platform is supported by Level 1 PCI Compliance, adhering to and exceeding strict security standards in the industry. Live support representatives are here to assist you. We offer 24/7 support available from a team of service experts.

This is the main online booking product used for booking guest rooms, lodges, cabins, cottages, etc. With this product, you can book individual or group reservations, as well as allow discount rates, when applicable. Typically, this product is based on transactions, which allow for seasonality. This means, the product is offered as part of the core product, but to supplement the support of the product, there is a transaction fee associated with each reservation booked online. This fee covers the monthly support of this product, which can be recouped during the reservation process by incorporating a ‘resort fee’ within Portfolio HMS®. As part of an add-on service, Portfolio HMS® provides a way for your guest to book online reservations with GuestRez®. Portfolio HMS® controls all the accommodations, pricing, and availability. When setting up room types, rates, market codes, group codes, the property determines on a case-by-case basis what can be booked by the guest.

Perio-Exec v20 knows your practice right down to your implant inventory needs. The v20 implant inventory management module will tell you when you have too little or too much inventory. As a result, your practice stays lean, efficient, and properly stocked at all times. It’s one more way v20 optimizes your practice. Technology is radically transforming our understanding of periodontal disease, but it’s also changing how we utilize data. It’s a new world of data-driven possibilities. Technology and medicine working in partnership for more accuracy, safety, and speed than has ever been possible. This is Perio-Exec® v20, the newest release of the leading practice management software for perio practices. Starting with an optional groundbreaking Periodontal Treatment Record (PTR) module and a highly intelligent Scheduler that understands your day in excruciating detail, v20 is a world of powerful new capabilities that will transform your practice on a grand scale.

FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications.