Audience

Organizations interested in an AI-based solution for automated decision making

About GiniMachine

GiniMachine is an AI-based solution for automated decision making. It utilizes advanced machine learning algorithms and company's historical data to build high-performing scoring models. It can be used for credit scoring, collection scoring, application scoring, and expanding marketing (churn prediction), and sales (cross-sell and upsell) opportunities. The system uses a custom implementation of the decision tree ensemble method strengthened with a set of heuristics for preliminary data processing and preparation. The models that are built and provided by GiniMachine are fully compliant with BASEL requirements. The ability of the software to work with massive amounts of data can simplify the application scoring by identifying creditworthy borrowers in various industries. Using historical data of your business, GiniMachine can increase the returns in online loans, auto finance, POS lending, and more.

Integrations

Ratings/Reviews - 1 User Review

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Company Information

GiniMachine
Founded: 2017
Lithuania
ginimachine.com

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Product Details

Platforms Supported
SaaS

GiniMachine Frequently Asked Questions

Q: What kinds of users and organization types does GiniMachine work with?
Q: What languages does GiniMachine support in their product?
Q: What other applications or services does GiniMachine integrate with?

GiniMachine Product Features

Predictive Analytics

For Education
For Healthcare
Modeling & Simulation
Data Blending
Demand Forecasting
Sentiment Analysis
Data Mining
AI / Machine Learning
Benchmarking

GiniMachine Reviews

Write a Review
  • A GiniMachine User
    CIO
    Used the software for: 6-12 Months
    Frequency of Use: Daily
    User Role: Administrator, Deployment
    Company Size: 26 - 99
    Design
    Ease
    Features
    Pricing
    Support
    Probability You Would Recommend?
    1 2 3 4 5 6 7 8 9 10

    "Credit Scoring for Online PayDay Loan Company"

    Posted 2021-04-06

    Pros: Functional and affordable software for AI/ML decision-making in lending. Requires no complicated training. Implementation and onboarding are super fast.

    Cons: The software requires quite a large amount of data for reliable predictive analytics. We had enough, but some customers may not have enough data (1000+ loans issued).

    Overall: Our company purchased GiniMachine for credit scoring when providing online payday loans. We are a fintech company located in Central America. Daily we deal with a great number of loan applications, so our goal was to speed up the credit scoring and decisioning. We found GiniMachine AI, reliable software for automated credit scoring that takes into consideration traditional and alternative credit data. It uploads the array of historical data and builds scoring models in a few seconds. It helps us manage risks, shorten the time for decision-making and approve more loan applications, thus increasing profit at medium risk.

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