Alternatives to Fibe
Compare Fibe alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Fibe in 2026. Compare features, ratings, user reviews, pricing, and more from Fibe competitors and alternatives in order to make an informed decision for your business.
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1
Capital Now
Capital Now
Capital Now is an Indian financial technology company offering instant personal loans up to ₹1.5 with minimal documentation and same-day bank account credit. The application process is entirely online, utilizing cutting-edge AI technology for fast and seamless loan approvals. Applicants can register and provide basic personal and financial details, and upload KYC documents through the Capital Now app. Eligibility criteria include being a salaried individual with a good credit score. Once approved, funds are disbursed directly into the applicant's bank account, often within 10 minutes. Capital Now offers flexible repayment tenures ranging from 3 to 6 months, with no collateral required. The platform also provides instant two-wheeler loans, salary advance loans, and lines of credit to cater to various financial needs. Committed to transparency, Capital Now ensures there are no hidden charges, and each borrower is assigned an individual account.Starting Price: Free -
2
Kredito24
Kredito24
Kredito24 is an instant personal loan platform in India, catering to both self-employed individuals and salaried professionals. Users can apply for personal loans ranging from ₹1,000 to ₹5 lakhs, tailored to their specific needs. The application process is entirely online, requiring only an Aadhaar card, PAN card, and a selfie, with no need for income confirmation, references, or office visits. Once the online registration is completed, Kredito24 reviews the application and transfers the money to the user's bank account within 24 hours. The platform offers flexible repayment options, allowing users to select payment terms between 7 and 28 days. Kredito24 operates throughout India, providing a simple, fast, and convenient solution for those seeking quick financial assistance. Kredito24 operates in India territory & complies with its laws. We provide the highest quality services in order to develop financial markets.Starting Price: Free -
3
Buddy Loan
Buddy Loan
Buddy Loan is India's largest loan aggregator platform, offering personal loans with interest rates starting at 11.99% per year. The application process is entirely online, requiring minimal documentation, and provides quick approval, often within minutes. Borrowers can select flexible repayment tenures ranging from 6 months to 5 years, allowing them to tailor repayments to their financial situation. Buddy Loan collaborates with over 30 banks and non-banking financial companies, ensuring a high loan approval rate and competitive interest rates. The platform caters to both salaried professionals and self-employed individuals, with eligibility criteria including a minimum monthly income and a credit score. Additionally, Buddy Loan offers various loan types, such as marriage loans, travel loans, medical loans, and education loans, addressing diverse financial needs.Starting Price: Free -
4
Loanbaba
Loanbaba
Loanbaba is an Indian online lending platform offering instant personal loans with approval and disbursal in as little as 15 minutes. The application process is entirely digital and paperless, utilizing RBI-approved video KYC for customer verification. Borrowers can select flexible repayment tenures from 3 to 18 months, with interest rates starting at 18% per annum. Loanbaba collaborates with RBI-registered and regulated Non-Banking Financial Companies (NBFCs) to provide these loans without requiring collateral. The platform offers a mobile application for Android devices, enabling users to apply for loans, track applications, and manage repayments seamlessly. Eligibility criteria include being a salaried individual aged at least 23 years, with a net monthly income of at least ₹25,000. Loanbaba ensures the security of user data through encrypted connections.Starting Price: Free -
5
RapidRupee
RapidRupee
Quick, convenient & secure instant loan app in India. Offering loans from ₹1,000 to ₹60,000 with approval and disbursement in as little as 30 minutes. The application process is entirely app-based, requiring only an Aadhaar card, PAN card, and a selfie, with no need for a credit score. Eligible applicants are individuals aged between 22 and 59 years, with a minimum monthly income of ₹10,000, including both salaried and self-employed individuals. Repayment tenures range from 2 to 12 months, with interest rates starting at 1% per month. The platform charges a processing fee starting at ₹99, with no membership or upfront fees. RapidRupee ensures a transparent and secure borrowing experience, utilizing advanced IT systems and maintaining cost transparency. The service is designed to address various financial needs, such as bill payments, medical expenses, travel costs, and vehicle repairs, providing a reliable financial solution for users across India.Starting Price: Free -
6
RapidPaisa
RapidPaisa
RapidPaisa is an instant loan app with approval and disbursement in as little as 30 minutes. The application process is entirely app-based, requiring only an Aadhaar card, PAN card, and a selfie, with no need for a credit score. Eligible applicants are individuals aged between 22 and 59 years, with a minimum monthly income of ₹10,000, including both salaried and self-employed individuals. Repayment tenures range from 3 to 12 months, with interest rates starting at 1% per month. The platform charges a processing fee starting at ₹349, with no membership or upfront fees. RapidPaisa ensures a transparent and secure borrowing experience, utilizing advanced IT systems and maintaining cost transparency. The service is designed to address various financial needs, such as bill payments, medical expenses, travel costs, and vehicle repairs, providing a reliable financial solution for users across India.Starting Price: Free -
7
CASHe
CASHe
CASHe is India's premier personal loan and credit line app, offering instant loans up to ₹3,00,000 with flexible repayment options ranging from 9 to 18 months. The application process is entirely digital, requiring minimal documentation, and funds are disbursed directly into the user's bank account within minutes of approval. CASHe utilizes a proprietary AI-powered credit scoring system called the Social Loan Quotient (SLQ) to assess creditworthiness beyond traditional credit scores, enabling young professionals without a formal credit history to access financial services. In addition to personal loans, CASHe provides a pre-approved CASHe Limit, allowing users to withdraw funds as needed and repay in easy EMIs, with interest charged only on the utilized amount. The platform also offers Buy Now Pay Later (BNPL) options for shopping on popular online retail stores like Amazon and Flipkart, as well as investment opportunities in digital gold and curated investment products.Starting Price: Free -
8
Navi
Navi
Navi, your all-in-one financial super-app designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being. Instantly transfer money to anyone, anytime. Conveniently scan and pay at any store. Seamlessly make online payments on various apps. Enjoy hassle-free payments with Navi UPI Lite, no PIN is required. Diversify your portfolio with domestic and international funds. Flexible investment options with weekly/monthly SIP. One of the lowest expense ratios for affordable investing. Safeguard yourself and your family's financial future with Navi Health Insurance. Choose from flexible loan tenures of up to 84 months.Starting Price: Free -
9
SocietyOne
MONEYME
SocietyOne is an Australian digital finance platform offering personal loans ranging from $5,000 to $70,000, with comparison rates starting from 8.27%. The application process is entirely online, providing a personalized rate based on your credit profile in as little as two minutes, and the application can be completed in approximately five minutes. Once approved, funds can be disbursed in as little as one business day. SocietyOne offers both secured and unsecured personal loans, with no monthly or early repayment fees, allowing borrowers to choose repayment terms that suit their financial situation. To be eligible, applicants must be at least 18 years old, Australian citizens or permanent residents, have an annual income exceeding $30,000, and maintain a good credit history. Additionally, SocietyOne provides a free credit score service, enabling users to monitor and improve their credit standing.Starting Price: Free -
10
KreditBee
KreditBee
KreditBee is a FinTech Platform that facilitates instant personal loans to professionals, where they can avail loans up to ₹4 as per their requirement. With a strong focus on online tech-based and data-centric KYC, KreditBee envisions solving the financial inclusion gap in the varied demographic segments of the country. The company serves the credit and other personal finance requirements through its in-house RBI-registered NBFC - Krazybee Services Private Limited along with partnerships with over 10 renowned financial institutions. The company currently serves 10 million customers across the country. KreditBee provides various loan products, such as personal loans, loans for salaried and self-employed individuals, and business loans, catering to diverse financial needs. The platform ensures a secure and hassle-free borrowing experience, with services available 24/7.Starting Price: Free -
11
Veend
VeendHQ
VeendHQ is a fast and reliable digital lending platform that gives salary earners quick access to cash without collateral, paperwork, or long waits. Users can get instant loans for personal needs such as school fees, rent, emergencies, business expenses, or family support, with disbursement happening in less than five minutes. The platform offers flexible repayment terms, loan top-up options, and personalized loan offers that match each borrower’s financial situation and salary cycle. With instant eligibility checks, real-time loan balance updates, and a simple application process via USSD or the mobile app, VeendHQ makes borrowing stress-free. Customers benefit from round-the-clock support and a transparent process that ensures clarity at every stage. Whether through government worker loans, Buy Now Pay Later options, or solar finance, VeendHQ empowers Nigerians to access funds quickly and responsibly.Starting Price: ₦60,000,000 -
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MONEYME
MONEYME
MoneyMe is an Australian financial technology company offering a range of credit products designed to provide quick and convenient access to funds. Their personal loans feature low rates starting from 6.74% p.a., with the possibility of having money in your bank account in as little as 60 minutes. MONEYME provides instant access to credit limits up to $5,000, allowing users to make online purchases, send money to bank accounts, and shop in-store. MoneyMe also offers debt consolidation loans to simplify repayments and reduce interest costs, as well as online car loans for purchasing vehicles. Their application process is entirely online, utilizing advanced technology to assess applications in real time, ensuring fast approvals and flexible repayment options. Additionally, MoneyMe provides a free credit score tool, enabling users to check their credit scores.Starting Price: Free -
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Cash Money
Cash Money
Apply in minutes for a Cash Money loan and be offered our best loan options for your financial situation. Cash Money is a Canadian financial services company offering a variety of loan products, including payday loans, lines of credit, and auto equity loans. Customers can apply online or visit one of their branch locations for in-person assistance. The company provides services such as Western Union money orders and transfers. Cash Money emphasizes accessibility and security, adhering to provincial regulations and consumer protection laws. They offer flexible repayment options and strive to provide quick access to funds for various financial needs. Online, by phone, or in a branch, conveniently start your application process with a few verifiable documents. Then, get a loan decision within minutes. Get your money in as little as 15 minutes. You can see all the online loan options in your province and how much you are pre-approved for with no impact to your score.Starting Price: Free -
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PAY2DAY
PAY2DAY
PAY2DAY is a Canadian financial services provider offering instant payday loans up to $1,500, with 24/7 approvals and funding. Customers can apply online or visit one of over 30 locations across Ontario and British Columbia. The application process is quick and secure, requiring no credit checks or paperwork. Once approved, funds are typically received within 1-2 hours. PAY2DAY is a fully licensed payday loan provider, emphasizing transparency with no hidden fees. They accept clients with bad or no credit, providing flexible repayment options. The company also offers a mobile app for convenient account access, allowing users to apply for loans, check balances, and make payments anytime, anywhere. With over 20,000 online 5-star reviews, PAY2DAY is recognized as a trusted short-term loan provider in Canada.Starting Price: Free -
15
Fundo
Fundo
Fundo is an Australian direct lender offering short-term, small loans ranging from $500 to $5,000, with flexible repayment terms and no hidden fees. Our 100% online application process allows for quick and easy access to funds, often with same-day approval and disbursement, especially when applications are submitted during business hours. Fundo caters to a broad range of applicants, including those with less-than-perfect credit, by assessing factors such as income and employment status to ensure responsible lending. We provide a self-service dashboard for borrowers to manage repayments and track loan progress, and offer a unique Fundo Credit Score that rewards timely repayments and responsible borrowing behavior, potentially enhancing future loan approvals. Committed to transparency and customer satisfaction, Fundo has received high ratings, reflecting its dedication to providing accessible and reliable financial solutions. -
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Lenme
Lenme
Lenme is a peer-to-peer lending platform that connects borrowers seeking quick personal loans or cash advances with financial institutions, lending businesses, and individual investors interested in the smaller loan market. By leveraging technology, Lenme eliminates unnecessary costs, providing borrowers with transparent and immediate access to capital, while offering lenders the same data and tools typically available to large financial institutions. Borrowers can request loans ranging from $50 to $5,000 through a simple three-click process, specifying the desired amount and repayment period. Lenders then compete to offer the most favorable interest rates, regardless of the borrower's credit score. For investors, Lenme provides access to over 2,000 data points on each borrower, including credit reports, banking data, income, and payment history, enabling informed investment decisions.Starting Price: Free -
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TodayPay
TodayPay
TodayPay is an Australian financial service that provides short-term, interest-free cash advances to help individuals manage unexpected expenses between paydays. By downloading the TodayPay app on iOS or Android devices, users can register and create an account by providing personal information such as name, address, email, and phone number. The app utilizes an artificial intelligence system named "Adam" to evaluate the user's financial situation, including income and spending patterns, to determine eligibility for a loan. Depending on the pay schedule, users can receive a loan for either 7 or 14 days, with available amounts of $100, $150, or $200, based on income. Once approved, the selected amount is transferred to the user's bank account within minutes. Repayment is automatically deducted from the user's account on the next payday, along with a fixed 5% service fee. TodayPay does not conduct credit checks, ensuring that credit scores remain unaffected.Starting Price: Free -
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Moneyview
Moneyview
Moneyview is a digital financial platform in India that offers a comprehensive suite of services, including instant personal loans ranging from ₹5,000 to ₹10,00,000 with flexible repayment options of up to 5 years. The platform also provides investment opportunities in 24K pure gold starting from as low as ₹10, fixed deposits with returns up to 9.50%, and motor insurance services. Additionally, Moneyview features tools for credit score tracking and expense management, enabling users to monitor their financial health effectively. Committed to security, Moneyview is ISO 27001:2022 certified and employs 256-bit data encryption to protect user information. The app is available for download on the Google Play Store, offering a user-friendly interface to cater to diverse financial needs.Starting Price: Free -
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LendingTree
LendingTree
We bring the lenders to you so you can shop and compare personal loan offers in minutes. LendingTree is the nation's leading online loan marketplace, empowering consumers to compare-shop across a full suite of loan and credit-based offerings. By providing an online marketplace, LendingTree connects consumers with multiple lenders that compete for their business, offering an array of loan types, including mortgages, home equity loans, auto loans, and personal loans. Since its inception, LendingTree has facilitated more than 65 million loan requests. Through LendingTree, consumers receive free monthly credit scores and access to a network of over 500 lenders offering home loans, personal loans, credit cards, student loans, business loans, home equity loans/lines of credit, auto loans, and more. Instead of sharing information with multiple lenders, fill out one simple, secure form in five minutes or less.Starting Price: Free -
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Lendly
Lendly
Lendly offers online installment loans ranging from $1,000 to $2,000, with funding available as quickly as 24 hours. These loans are repaid directly through payroll direct deposit, ensuring convenient and timely payments. The application process is entirely online, taking approximately 5 to 10 minutes to complete. Lendly emphasizes accessibility, stating that less-than-perfect credit scores may not disqualify applicants, as employment history and income are significant factors in their approval process. However, potential borrowers should be aware of the high annual percentage rate, which is approximately 225%. Lendly operates in 22 states. A bank account is required to obtain a Lendly loan, and setting up payments through payroll direct deposit is mandatory. Lendly loans' repayments through direct deposit offer an affordable and convenient way to repay while providing customers with an opportunity that help improve their credit score. -
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Dhani
Dhani
Dhani's no-EMI Personal Loan is a unique offering that can be availed at no interest and zero processing fees. It offers you the convenience of no-EMIs with only the principal amount to be paid back after 90 days. Not just this, Dhani comes bundled with expansive health benefits. Customers are also provided with a health subscription that gets them access to unlimited doctor consultations and 50% off on medicines. Top benefits include no EMIs, 0% interest, unlimited doctor consultations, discounted medicines, no processing fee & other charges, and a free Dhani RuPay card accepted at over 3 million online & offline merchants. Applying for the Dhani personal loan involves downloading the Dhani app, applying for the loan using Aadhaar or opting for a 'document upload' option, completing your bank mandate, and receiving instant personal loan disbursal.Starting Price: $4.06 per month -
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SteadyPay
SteadyPay
SteadyPay is a UK-based financial service designed to support individuals with fluctuating incomes by providing interest-free credit solutions and tools to build credit scores. One of its key offerings, CashWave, allows users to access a £300 loan, repayable over three months with no interest or credit checks. This service operates on a subscription model, costing £30 per month, and aims to assist those with low credit scores or in need of quick cash. Additionally, SteadyPay offers a TopUp feature that monitors users' income and provides advances when earnings fall below average, ensuring financial stability during periods of reduced work hours or unpaid leave. Repayments are automatically collected when income exceeds the average, and all repayments are reported to credit agencies, helping users strengthen their credit ratings. The platform emphasizes transparency and security, linking securely to users' bank accounts without storing login details.Starting Price: $36.91 per month -
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LendFoundry
Sigma Infosolutions
An award-winning SaaS platform, LendFoundry offers tools and accelerators to lenders to manage digital lending lifecycle. LendFoundry Loan Management System offers Loan Origination System and Loan Servicing System, and additional new-age features around customer management, compliance reporting, authentication, security, AI-powered credit scoring and marketing. Our SaaS model minimizes the upfront, startup cost, while the AI-enabled platform identifies priority accounts, creates risk profiles, and recommends interest rates to optimize your margins. It acts as a self-service portal to your customers offering them a single view into their loans, payments and statements. Possible to implement entire solution or just the pieces that make sense for business. Flexible enough to completely automate underwriting or configuring back-office workflows for manual verification processes. A simple, intuitive and ‘eye-pleasing’ interface to log all activities. -
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Spondooli
Spondooli
Spondooli assists Australians facing cash shortages due to sickness, bills, or unexpected emergencies by providing short-term payday loans or cash solutions. Whether you need a cash advance, payday loan, or emergency funds, Spondooli offers a simple and stress-free application process without credit verification, allowing you to receive up to $5,000 deposited into your bank account within hours. The process involves three easy steps: applying online, receiving fast approval, and having the money deposited promptly. With over 125,000 satisfied customers, Spondooli has developed a trusted and leading payday or cash advance application system. Their responsible lending practices ensure a thorough review of all applications, aiming to avoid placing clients under additional financial pressure. Spondooli's online platform is designed to be safe and quick, making the borrowing process as easy as possible with no hidden fees. -
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iCash
iCash
iCash is a Canadian online lender providing instant payday loans up to $1,500 with 24/7 approval and funding. Our streamlined application process allows users to apply online or via their mobile app, receiving funds through e-transfer within minutes of approval. iCash offers flexible repayment options, allowing borrowers to repay in one to three installments, depending on their pay cycle. We accept various income sources, including employment, self-employment, and government benefits, making our services accessible to a wide range of Canadians. iCash operates in multiple provinces, including British Columbia, Alberta, Manitoba, Ontario, New Brunswick, Nova Scotia, and Prince Edward Island, adhering to all provincial and consumer protection laws as a fully licensed lender. Committed to responsible lending, iCash provides a free credit health service, enabling users to monitor their credit scores securely.Starting Price: Free -
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Possible Finance
Possible Finance
Possible Finance is a financial technology company offering products designed to provide quick access to funds and help build credit history. The Possible Loan allows users to borrow up to $500 instantly, even with bad credit, and repay over four installments without late or penalty fees. The application process is completed through their secure mobile app or website, and no FICO check is required. Additionally, it offers a $400 or $800 credit limit with no interest or late fees, helping users build a credit history. Possible Finance reports to major credit bureaus, enabling users to improve their credit scores with on-time payments. The company is committed to financial fairness, aiming to guide users toward a better financial future regardless of their past. Build payment history, an important part of credit history, with every on-time payment. Some credit builder loans charge fees, but Possible has no late fees or penalty fees.Starting Price: Free -
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BitLoan
HyperPay
Benefit from a low interest rate and a quick online borrowing process. Simply pledge your crypto assets and borrow funds in stable coin. The borrowers pledge their crypto assets as collateral, such as Bitcoin and select their preferred loan terms and interest rate. The lenders invest USDT/CNYT funds into BitLoan markets and set their preferred loan matching criteria, such as loan terms and rates. Our platform will match a borrower’s request with multiple lenders’ funds, and borrowers can get the funds instantly. Secure loans at rates generally lower than those offered by other platforms. A speedy application process with a few tabs on your phone. Get funds without selling your favorite crypto asset. When the prices of collateral are rising, the amount of the repayment won’t change, Simply repay and redeem your pledged assets. -
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Capital Float
Capital Float
Founded in 2013, Capital Float is India’s leading buy-now-pay-later and credit platform serving the financial needs of salaried & self-employed individuals. We offer quick finance to consumers shopping online through numerous partnerships with A-list brands. We also provide digital credit to individuals for their personal and business needs. Get a customized renewable credit facility in real-time on your phone. Capital Float is the preferred finance partner for thousands of self-employed individuals in India. Our short-term digital loans help these small businesses to break limits and achieve quick growth. Our expertise enables us to create cutting-edge credit products for small businesses that may not have availed of formal finance in the past. BNPL facility that makes shopping affordable and enjoyable. Quick, collateral-free finance for personal and business needs. Apply from anywhere at any time whilst connected to the internet. -
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NFTfi
NFTfi
Put your NFT assets up as collateral for a loan, or offer loans to other users on their non-fungible tokens. Put any ERC-721 token up for collateralization. Other users can now offer you a loan. If you accept a loan, the ETH gets paid out from the lenders account to you, and your NFT gets locked in the NFTfi smart contract. Once you repay the loan the asset will be transfered back to you. If you don’t pay back the total repayment amount before the due date, the asset will be transferred to the lender. Small, short term loans to other people can offer attractive returns. Make sure you understand the assets you are offering loans on, and are happy to accept the collateral if the lender defaults. -
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Brigit
Brigit
Brigit is a comprehensive financial health app designed to support users in managing their finances with ease. It features Instant Cash, offering advances up to $250 without credit checks or late fees, and a Credit Builder program that helps improve credit scores while encouraging savings. The app also provides tools for budgeting, tracking spending, monitoring bills, and protecting against identity theft with coverage up to $1 million. Additionally, Brigit connects users with job opportunities and exclusive discounts on personal loans and car insurance, making it a valuable resource for improving overall financial well-being.Starting Price: Free -
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MYPAYFAST
MYPAYFAST
MyPayFast is an Australian financial service that provides employees with partial access to their salary in advance, offering up to 25% of earned wages, capped at $750, without interest charges. The application process is entirely online and can be completed in minutes, requiring personal details, bank statements, and identity verification through Australia's post-ID verification portal. Eligibility criteria include being employed with a regular income of at least $450 per week, being 18 years or older, and having income deposited into an everyday account. Once approved, funds are deposited directly into the user's transactional account, with repayments automatically debited on the next payday. MyPayFast does not perform credit checks, ensuring that credit scores remain unaffected. The service is designed to alleviate financial stress by providing quick and confidential access to earned wages, allowing users to manage unexpected expenses without waiting for their scheduled payday. -
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Loandisk
Loandisk
Cloud based lending software that is secure and easy to use. Manage all your customer loans and repayments in one place. Spend less time doing admin work and more time growing your business. View loan details including repayments, loan terms, loan schedule, collateral, files, and comments. You can also print loan statements and schedule for your borrowers. Set loan fees, grace period, and penalties. See a snapshot of the loan on one page. You can even Send SMS to the borrower. Create savings account for your borrowers and add transactions such as deposits and withdrawals. You can also print savings statement and give this to the borrower. The system will automatically add interest to the savings account depending on your savings product.Starting Price: $30 per user per month -
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Nuo
Nuo Network
The non-custodial way to lend, borrow or margin trade crypto assets. Instantly borrow ETH or ERC20 tokens from debt reserves by staking collateral in our smart contract. No Platform Fees. Create a debt reserve & earn interest on your crypto assets every single day without any hassle. Cancel Anytime. We currently support ETH, DAI, MKR and 8 ERC20 tokens on the debt marketplace. Every loan disbursed is fully backed by a collateral in the smart contract. Users can borrow long & short term loans at preferred rate of interest & tenure. All transactions delegated to the contract & executed post order matching. Password encrypted private key for signing transactions along with other wallets. Off-chain architecture ensures high speed and low latency margin trading. Fully decentralised using smart contracts. All transactions verifiable on-chain. No Intermediaries. No hidden fees. -
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Helio
Helio
All the best deals on crypto finance. Finance from 4% p.a, LTV up to 75%. Interest accounts up to 10% p.a. We do the hard work. With 6 lenders, personalised support and loans funded within 24hrs. Apply below. Earn interest on cryptocurrency and US dollar stablecoins from our host of partners. Apply for an instant cryptocurrency backed loan. Get same day approval and lock in your terms. Transfer your collateral to our unique secure storage address. We then transfer Fiat currency straight into your bank account. Make monthly repayments or no monthly payments at all. At the end of your term, finalise your loan and receive your cryptocurrency back or refinance your loan. -
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VIVA Finance
VIVA Finance
VIVA Finance powers a mobile-first lending platform that offers loans underwritten primarily based on employment information, rather than credit history. VIVA’s mission is to build an inclusive financial system by expanding access to affordable credit through its alternative underwriting model. Launched in early 2019, thousands of individuals have utilized VIVA's loans to refinance expensive debt and cover a variety of financial needs. Affordable, salary-linked loans to help employees manage unexpected expenses and existing, expensive debt. Financial coaching and education to help employees understand their personal finances. Improved credit score and savings to help improve employees’ financial well-being. VIVA Finance offers unsecured personal installment loans of up to $10,000. The annual percentage rate (APR) on a VIVA Finance loan typically ranges between 11.99% and 32.75% with a term between 5 and 24 months. -
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Payitoff
Payitoff
Payitoff is a financial technology company that provides embeddable, intelligent debt guidance solutions for banks, lenders, and financial wellness providers. Their platform offers low-code and no-code tools that enable institutions to deliver personalized debt repayment strategies to their customers, enhancing financial outcomes and increasing engagement. By integrating with Payitoff's solutions, organizations can access real-time debt account information and provide actionable guidance, helping customers save an average of $323 per month on federal student loan repayments. The platform supports various debt types, including student loans, credit cards, mortgages, auto loans, and personal loans, aiming to transform debt management into a driver of business success. Empower your customers with intelligent debt guidance to help them achieve the best outcomes, every time. With just a few clicks, customers perform actions in-app, designed to save thousands on their repayment term. -
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BharatPe
BharatPe
Accept payments from any UPI app, PhonePe, PayTM, Google Pay, and 150+ others with your BharatPe QR. Payments get settled in your bank account. Yes! accepting payments with BharatPe is absolutely FREE! There are no setup or transaction or any other hidden charges! Get loan of upto Rs. 7 lakhs for all your needs at 0% processing fee and without any collateral. Enjoy lower than market interest rates, easy application process & quick disbursal! Get a snapshot of your business & capital available to you with BharatPe Balance. Know your daily QR collections, balance in investment A/c & your available loan limit, all at one place. Get guaranteed 1% cashback on all spends. Now you can even spend your Investment A/c balance with XtraIncome Card across 40 lakh+ stores or online. Zero application or annual Fee! Your one-stop destination for quick and secure online recharges and bill payments. -
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IonTuition
IonTuition
Our parent company, Ceannate, has 15 years of experience working with nearly one million student loan borrowers to achieve financial stability. IonTuition was founded in 2011 to help college students and alumni best manage their student loan repayment. We have since grown to provide employee perks programs and services to all types of organizations, including employers. Today, IonTuition is the most experienced, employee-centric partner in student loan repayment benefit solutions with a comprehensive approach to financial wellness. Our personalized platform and deep relationships with servicers expedite resolutions for borrowers at all stages of the repayment cycle and sets them on a fast track to financial wellness. Contact us to schedule a demo of the platform and learn how a student loan repayment program can work in your organization. Online student loan repayment management tools to help employees pay down student loan debt. -
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APX Lending
APX Lending
APX Lending provides secure crypto-backed loans that allow clients to borrow against their Bitcoin or Ethereum without selling their assets. Clients can access CAD or USDC loans with competitive interest rates, loan-to-value ratios up to 60 percent, and flexible terms from 3 to 60 months. Collateral is held with BitGo in insured, segregated cold-storage wallets and remains fully visible to borrowers on-chain. APX operates with CSA exemptive relief in Canada and maintains FINTRAC and FinCEN registrations. The platform uses real-time LTV monitoring, supports personal and business loans, and offers a simple cost structure with no origination or management fees. Most loans are funded within 24 hours of collateral being received.Starting Price: 10,000 CAD -
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Axis Bank
Axis Bank
Axis Bank provides various finances to propel your business in a high growth trajectory. We provide a hassle free customer experience with simple documentation. Our products helps you finance both your short term needs and long term business plans. We help you focus on your business,We offer quick , convenient and hassle free solutions for all your business needs. Loan amount can be availed from minimum of 10 lakhs up to 3crs. Facility renewal at end of 12 months from the date of availing this facility. No Commitment charges. Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,528 domestic branches (including extension counters) with 12,044 ATMs & 5,433 cash recyclers spread across the country as on 31st March, 2020. -
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The GMS Revolving Loan Servicing Software is a robust & comprehensive system providing one of the most powerful portfolio management tools on the market. Designed to handle virtually any loan program, it performs the day-to-day needs of portfolio management as well as complete reporting capabilities. Micro-loan programs, economic development and community development loan programs find GMS Revolving Loan Servicing software the complete, reliable and affordable way to organize loan portfolios. GMS-RLSS maintains loan profile data, records loan transactions, and meets the reporting requirements of state and federal programs. GMS-RLSS is specifically designed for organizations that must keep track of information for different funding sources — even for multi-funded loans. Repayments and disbursements are easily recorded and loan-to-date histories are instantly retrieved.
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MoneyLion
MoneyLion
MoneyLion is a financial technology platform designed to help individuals take control of their finances and achieve their financial goals. It offers a range of services, including personal loans, cash advances, credit-building tools, and investment opportunities, all accessible through a user-friendly app. With features like spending accounts, savings tools, and personalized financial insights, MoneyLion aims to make managing money simple and effective. The platform also provides income opportunities and rewards for healthy financial habits, empowering users to build long-term stability. MoneyLion is committed to providing accessible and innovative financial solutions to meet the needs of everyday consumers.Starting Price: Free -
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Attendays HR Suite
DayScholars Innovations
Attendays HR suite automates everything related to HR in a single software system, enabling you to gather, track, manage, and analyze all data of your employees. With Attendays, you have the ideal tool to manage your most valuable resource - your workforce, to ensure the success of your organization. So, Spend more time managing your talent and less time managing your data. Your success depends on it. Attendays handles your most complicated payroll calculations and helps you to pay hourly or salaried employees. Gain detailed insights on entire Organization's payroll process. Our in-depth reporting options ensures great accuracy and versatility. Helps to manage loan & advances for employee salary based on organization policies and facilitates deduction of loan repayment through EMI from salary. Attendays offers seamless integration with most biometric devices and provides accurate reports on employee arrival, departure, break time and overtime.Starting Price: $688.53 -
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SpectroCoin
SpectroCoin
Use your cryptocurrency holdings as collateral to back your crypto loan. SpectroCoin crypto lending platform supports euro, Bitcoin, Ethereum, and other currencies. We offer LTV ratios starting from 25% up to 75%. Choosing a high LTV is a more risky option, however, it allows the clients to get the biggest available crypto loan with their crypto collateral. We tailor to the needs of each client. Get a crypto credit as low as 25 EUR (or as high as 1 million EUR). Banker tokens help you both save and earn. With BNK you always get lower interest rates. We offer competitive loan rates and no hidden fees. Choose the best option for you! Choose freely when to make loan repayments. All you have to do is make sure it is repaid before the maturity date. Deposit assets in the currency of your planned collateral. Choose the withdrawal amount, LTV, collateral amount and currency. Withdrawals will be made directly to your account. -
45
Rubikon
Neptune Software Group
Rubikon’s Digital Banking is a suite of integrated products that enable financial institutions to provide banking services via electronic channels, including ATM/POS, internet, mobile and SMS, and offers customers secure access to banking services anywhere at any time. Rubikon provides a flexible framework supporting credit applications, retail and corporate lending, including loan origination, loan set-up, repayments scheduling and rescheduling, disbursement, lifecycle and penalty processing, delinquency and past due management, identifying non-performing assets, provisioning, customer and group limits monitoring, group lending, insurance and collateral management and reporting. All processing can be enabled and monitored through workflow and the externalized rules engine. Allows for early payments, pre-closure, write-off and restructuring of loans. Allows for clients to transfer funds from savings account to repay loan.Starting Price: $1000.00 -
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Debifi
Debifi
Debifi is a non‑custodial, Bitcoin‑backed lending platform that lets borrowers tap into institutional‑grade liquidity without relinquishing control of their coins. Built by Bitcoiners, it uses a strict three‑of‑four multisignature escrow system, keys are generated on a separate device, never held by Debifi, and distributed among borrower, lender, and trusted third‑party signers, to ensure maximum transparency and eliminate collateral rehypothecation. Users connect through a lightweight app to create dedicated escrow addresses on Bitcoin’s blockchain, initiate loan contracts, and manage repayments directly with lenders. Debifi aggregates global liquidity providers to offer flexible loan terms from short‑term funding to five‑year stablecoin or fiat loans, with customizable loan‑to‑value ratios and competitive, risk‑adjusted interest rates. Institutional lenders benefit from over‑collateralization, a tiered margin‑call system, and automatic liquidations.Starting Price: Free -
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Monsoon CreditTech
Monsoon CreditTech Technologies
Monsoon’s machine learning powered underwriting models identify persistent patterns that enable us to predict future repayment behavior from borrower data (e.g. credit bureau data, bank statements, demographics, location related data and if available, alternate data). These patterns are unique to every lender based on the way they source borrowers, underwrite to borrowers and collect from borrowers. Our machine learning engine “learns” these patterns from every lender’s historic portfolio and application level data, combined with the repayment data associated with every borrower in the portfolio. Monsoon CreditTech’s technology is used by 24 lenders across a wide range of portfolios in the Retail lending and MSME lending spaces. Some of the loan products supported in the Retail lending space are Consumer Durable loans, Personal loans, Four/Two -Wheeler loans, Home loans and Credit Cards. -
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MyPayNow
MyPayNow
MyPayNow is a financial technology company revolutionizing the traditional pay cycle by offering employees instant access to their earned wages. Through their user-friendly mobile application, individuals can access up to 25% of their paycheck in advance, with a maximum limit of $2,000 per pay cycle. The process is straightforward: users create an account, provide employment and salary details, and upon approval, can request the desired amount. Funds are deposited into the user's bank account within 60 seconds, 24/7, utilizing the New Payments Platform (NPP) technology. Repayments are automatically deducted from the next paycheck, with flexible payment options available for up to 62 days. MyPayNow operates independently of employers, requiring no involvement from them, and does not conduct credit checks, ensuring that credit scores remain unaffected. The platform employs advanced artificial intelligence to assess financial behavior.Starting Price: Free -
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Woveo
Woveo
Woveo is a community-powered financial platform designed to empower small businesses by providing access to affordable credit, quick cash advances, and tools to build a strong credit history within a supportive network. Through finance groups, businesses can access up to $10,000 in low-cost credit, while cash advances up to $1,500 help manage unexpected expenses effortlessly. The platform also offers a secure digital wallet to manage funds, monitor credit scores, and access loans seamlessly. Woveo partners with cities to empower local small businesses and foster economic growth, believing in the strength of the community to drive business success. Store and manage your funds with ease in Woveo’s secure community wallets. Keep track of group contributions, withdrawals, and balances all in one place. Support for multiple payment methods, including new cashout options via Interac, makes transactions seamless and efficient.Starting Price: Free -
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Payactiv
Payactiv
Help your employees fully engage in both work and life with our all-in-one financial wellness platform that takes a holistic approach in improving financial lives and increasing employee satisfaction. Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest, it’s just their money, when they need it. Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace. Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns. Free access to financial learning articles and appointments with professional financial coaches.Starting Price: $0
