DriveWealth Alternatives

The easiest way for users to connect their bank accounts to an app. Plaid provides developers with the tools they need to create easy and accessible experiences for their users. Today, tens of millions of people in North America (and counting) have successfully connected their accounts to apps they love using Plaid. With just a few lines of code, you can implement Plaid in an afternoon. Our front-end module is easy to drop into whatever you’re building and designed to optimize conversion. Plaid provides technology that enables you to connect your financial accounts to apps and services. That can help you do things like save for retirement, make a budget, and transfer money. You’ve probably already connected an account using Plaid. Over a quarter of people with US bank accounts have, and we’re growing internationally as well.

AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more. AlphaPoint has enabled over 150 customers in 35 countries including the CME Group, XP Securities, and Chivo. AlphaPoint has powered over 1 trillion in trading volume and the technology has handled billions in assets on the platform. Over the past decade, we have received multiple prestigious awards recognizing our innovations, exponential growth and leading technology in the fintech and digital asset space, positioning us to continue empowering our clients.

Genius Avenue powers the insurance and benefits industry with custom capabilities and innovative, customer-centric platform solutions that connect products to consumers and increase the bottom line. Insurance Carriers Go beyond software with a consultative team of insurance experts. Voluntary Benefits End-to-end, customizable capabilities that drive sales and simplify operations. Brokers Take benefits off payroll and streamline enrollment and administration. Captives Carriers Eliminate legacy systems and optimize enrollment and business operations. We help our partners expand markets, simplify enrollment and administration, optimize business processes, and unlock the full potential of customer-centric digital platforms.

Boss Insights’ platform digitizes lending to grow relationships between banks and their business clients. Thanks to Amazon style advancement, there is a growing divide between lenders’ service and businesses’ expectations. Banks excel in regulation, however, operate with limited information on their business clients (out of date and gathered manually). Boss Insights’ API hub empowers lenders to bridge the divide. APIs are the most efficient way to digitize existing processes enabling accelerated service and a complete view in real time. The platform is used to accelerate SBA, SMB and Commercial Lending from months to minutes. It also supports cross-selling products empowering banks and credit unions to proactively serve customers.

Spreedly is a Payments Orchestration platform. Organizations rapidly growing, entering new markets, seeking to limit their compliance burden, or to lower payments costs often find that they can’t adapt their infrastructure to accept payments the way their business requires. Our Payments Orchestration platform enables payments flexibility and redundancy by allowing customers to build one integration and then route transactions through virtually any combination of payment services without ever touching end-consumer card data. Capture and secure payment methods in a portable PCI-compliant vault. Then leverage our massive ecosystem of Spreedly and third-party payment services to enable and optimize digital transactions. Connect to virtually any payment service via a single API rather than building complex integrations. Leverage our experience across billions of transactions to enhance your payments strategy.

Instant Bank Verification provides real-time, user-permissioned financial data aggregation and verification designed for lenders. What you can do with IBV? Verify users’ identities and reduce fraud. Verify real-time account balances. Understand income and verify employment. Access detailed transaction history. Verify borrowers’ assets straight from the source. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations. Ideal for retail loan origination, short term lending, auto financing, property rental, and more. IBV is powered by an easy to integrate web portal that can be added directly to your existing website or a fully documented API. To better understand how IBV works, check out the demo on our website.

Automate your trading, create your own services, or connect investing with existing interfaces. Start trading more than 8,000 global stocks and ETFs through our free paper environment today. Take your use case live with your dedicated securities trading account, provided through our licensed partner. Your API for stock trading and market data. An API that gives you the freedom to build any brokerage use case you can imagine. Docs that give you a head start. Stream historical and real-time market data. Integrate them into your brokerage use case. Easy peasy lemon squeezy. Place your orders against our REST-API. Simple, convenient, and flawless. Build your own brokerage experience with the lemon.markets API. Our state-of-the-art REST-API gives you the freedom to build a brokerage project that fits your personal needs. Build your own automated trading bot that places orders at the stock market. Monitor price developments and define your own buy or sell rules.

Build unique digital experiences powered by real-time financial data and insights. Access a write-once read-many data feed of all major custodians, plus leverage plug-and-play white-labeled capabilities for billing, reporting, and more. Create new distribution channels and unlock your firm’s true growth potential. Streamline back-office operations with aggregated portfolio management, automated reporting, and simple fee billing. As the industry’s only completely API-first, multi-custodial software and data aggregation platform built by developers, for developers, BridgeFT’s WealthTech API streamlines your development and consistently matures with the latest technology. WealthTech-as-a-service platform offers a single, open API to trade-ready, multi-custodial data, advanced analytics, and mission-critical applications. Multi-custodial held away assets and 3rd party application data aggregation.

Our technology helps you embed digital dollar accounts and real-time payments into your products and services, unlocking new financial opportunities for your customers. Straightforward API or online dashboard that gives you full control and customization of your experience. US-based digital dollar accounts with segregated funds, real-time cross-border settlements, savings, and competitive FX rates. Bring borderless payments and digital dollars to your business with our simple, secure, developer-friendly API. Enable businesses to access international goods and services faster. Enable companies to manage treasuries across borders without delays or errors. Help your customers accept payments from their own users across borders. Provide US banking credentials and dollar accounts with instant liquidity for your customers. Help businesses pay their global workforce accurately and compliantly. Provide quick and inexpensive transfers for customers sending and receiving money.

Quiltt offers turnkey consumer fintech infrastructure so anyone can launch innovative financial experiences. It doesn’t have to be. We’ve threaded together the infrastructure innovators need to quickly launch customer-facing features into their products - account connections, round-ups, bill management, and more - in a fraction of the time, at a fraction of the cost. Quiltt Connect is an embeddable UI module that lets you access a complete, context-rich financial picture of your customers. Built on the Quiltt GraphQL API, Connect comes pre-integrated with Plaid's industry-leading bank data network, and Spade's powerful transaction enrichment service. Connect can be added into your product experience with just a few lines of code, freeing your team to focus on your core innovations.

The Ninth Wave Platform is a single, comprehensive open banking solution that enables financial institutions to securely and efficiently share permissioned data with a wide array of third-party applications including aggregators, fintechs, accounting and ERP solutions, personal financial management and wellness tools, tax prep software, and other consumer and business solutions. With Ninth Wave, retail and commercial banks, credit unions, wealth and investment managers, and other financial services firms can give their customers fast, convenient access to their data on their terms – at any time, through whatever app or solution they choose. The result is an enhanced digital experience that boosts satisfaction and loyalty, attracts new customers, opens up new revenue streams, reduces risk, and ensures regulatory readiness for our clients.

Embed loan repayment, data, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution. Lower lending risk and increase revenue by engaging directly with your users' debts. Method connects to all student loan, credit card, auto loan, mortgage, and utility bill merchants out there. Method's APIs don't break and the users never have to re-authenticate. Method handles compliance requirements, identity verification, and bank partnerships so you can focus on building. Initiate payments to any of a user's liabilities. Settlement in as little as a couple of minutes. Instantly retrieve all their liabilities - no credentials required. Method will return real-time data for all liabilities for a user. Attract top talent and retain employees by addressing one of their top concerns: financial wellness.

Connect your favorite payment and commerce services, create beautiful customer journeys and expand into new markets fast, with one unified infrastructure. Drive more revenue with sophisticated, end-to-end workflows. Build brilliant customer journeys and keep customers happy with limitless payment options and commerce services. Integrate Primer once to boost your payment success forever. Create your own payment experience, then track and manage everything seamlessly across your payment processors. Add as many payment methods as you need in minutes and choose how, where and when customers see them at checkout. No compromises, our unified API and suite of tools optimize payments, no matter which processor you use. Unlimited apps and integrations to grow your payment and commerce stack. Smash your goals with a clear source of truth across your entire stack. Track and manage payments, reporting, and everything, from one beautiful dashboard.

NovoPayment’s API-based platform delivers digital banking, payment, and card solutions in record time. Whether you're starting from scratch, enhancing, or expanding in multiple markets, we provide the onboarding, digital core, and direct local integrations to meet your needs and stay agile. Our streamlined Visa or Mastercard prepaid, debit, and credit solutions provide all you need to deploy your consumer, SMB, or corporate programs. Launch physical or digital card programs through our native and embedded APIs and issuing infrastructure. Let users manage their digital multi-currency accounts in real-time by accessing multiple wholesale FX rates and service providers in our application network. Enable instant virtual and physical card issuing for open and closed-loop programs to fit your use case. Payments are the fuel of strong businesses. From real-time to secure remote commerce, we provide a complete set of payment tools for the digital economy.

Business payments are clunky, costing you time, resources and customers. We provide an API payments infrastructure so you can efficiently automate and embed payments. Unlocking operational efficiency and revenue drivers. Automate your B2B payment flows, including receivables, payables, collections and disbursement. Maximize the efficiency of your teams and reduce operational costs. Put payments at the heart of your platform, workflows and customer experiences. Embed access to UK, EU, international and card payment schemes within your software. We're the 'out of the box' payments plumbing you need to build the next best bank or payment service. Grow faster and go further supported by our platform. Securely disburse loans and collect repayments into segregated accounts on an automated, real-time and 24/7 basis. Pay workers on time, every time with a real-time view of cash flow, instant emergency payments and robust approval controls.

TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.

Leverage our insights to make informed lending decisions, ensuring risk management and better customer experience. Identify indicators of delinquency and potential fraud related to unreported credit obligations and stop fraud before it happens. Stay ahead with real-time market trends, adapting strategies swiftly to capitalize on emerging opportunities in the market. Craft laser-focused campaigns with customer segmentation insights, driving engagement and conversion rates. Use machine learning models, financial insights, and transactional data to build incredible products and deliver value to your organization.

We deliver wealth, as a service. Expand or modernize your wealth management delivery with a sophisticated platform that embeds seamlessly into your enterprise. Enabling modern wealth management delivery. From modernizing legacy programs to launching them for the first time, OneVest helps you get to market faster. Embed wealth services into your platform and get up-and-running without the overhead. Offer a modern customer experience and upgrade your infrastructure with an end-to-end platform. Deliver a modern wealth management experience to your customers by embedding OneVest services into your applications. Our developer-friendly API allows you to create a customized wealth management experience. Leverage OneVest's wealth platform as your own without needing to build it all yourself. Showcase your brand with web and mobile apps that allow you to get to market quickly and effortlessly. Seamlessly deliver wealth management in conjunction with your existing back office.

Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.

finleap connect offers services via the cloud for banks seeking to digitize their business. finleap connect concentrates on fintech solutions, which can be integrated into existing infrastructure in a modularized form. The service provides data analysis capabilities and links existing data sets with machine learning tools. The finleap connect advertised offer is certified by BaFin. Focus on driving customer engagement while reducing the cost and complexity of embedding finance. Our modern, highly secure and BaFin approved cloud infrastructure supports partners across all stages of growth. Cutting edge data and analytics capabilities that build on connectivity to financial data with machine learning tools. finleap connect offers “full-stack” enablement for brands with digitally native, mobile-first “customer transactions”. Customer Interaction Layer are modular, branded products that power meaningful customer interactions.

Ship faster integrating with our Python SDK or Rest API in minutes. No prior setups or data formatting. You can get going straight away as soon as you have incoming data and your first customers. We have built and fine-tuned custom language models to recognize entities, automatically crawl the web in real-time and pick the best match, as well as assign labels with superhuman accuracy in a fraction of the time. Everybody has a data enrichment model that is trying to be good at one thing, US or Europe, business or consumer. These models are poor at generalizing and are not capable of human-level output. With us, you can leverage the power of the world's largest and most performant models embedded in your products, at a fraction of cost and time.

Lunch provides push-button net-terms financing to businesses on your platform. Grow your platform by offering flexible payment terms on every transaction. Lunch provides the capital, compliance, and technology by API to directly integrate your platform with our financing infrastructure. Earn a revenue share anytime your suppliers access instant capital via Lunch. Digital payments, instant access to capital, and a payments dashboard create an incredible value-add experience that deepens the connection with your platform. Manual processes, approval schedules, and outdated payment methods mean government agencies can take weeks or even months to pay. Provide digital payment options for buyers on your platform - government agencies using your platform receive digital payments for free. Allow buyers to securely connect their bank accounts and get paid digitally by your customers, free of charge.

We help businesses easily develop more user-friendly, innovative and inclusive digital finance products, at lower costs and without fraud. Stitch helps fintech and embedded businesses across Africa quickly onboard users and enable seamless bank-to-bank payments. Make it as easy as possible for your customers to pay with one-click checkout – and save on expensive card fees. Improve your customer and supplier onboarding experience and enable seamless payments across your marketplace or platform. With Stitch, PSPs and payments aggregators can enable their merchants to offer instant and zero-fraud pay-by-bank checkouts, at a fraction of the cost to card payments. Make paying out to customers and suppliers as easy as paying in, by leveraging the same account linking to generate a direct payout to their financial account of choice.

Moov is a platform to accept, store, and disburse money. We exist because piecing together multiple third parties for the payment experience will cost you engineering time and money and cause accounting issues. Building on top of banking infrastructure limits your ability to provide the user experience you need to, how you need to—costing you users and money. When you eliminate intermediaries in your money movement flow, you eliminate costs, keeping more of your money in your pocket. With the user at the center of everything we do, our platform is agnostic to and directly on the payment rails, so you can build the user experience you want, when you want, and maximize your return on your money.

One API to link payment cards to your applications. Two products to build unbeatable customer experiences. Link direct to customer cards through our secure SDKs and easily surface real-time transaction data from Visa©, Mastercard© and Amex©. Eliminate friction for customers and build flexible, personalized experiences. Receive granular customer transaction data in real-time. Use location and merchant data to pinpoint exactly where and when customers are spending. Protect privacy with PCI compliant SDKs that securely tokenize card data.

Financial institutions, from fintechs and crypto platforms to banks and credit unions, use our API to offer their customers a fully regulated banking infrastructure and real-time clearing access. That way the business can grow on your own terms, and stay ahead at speed. Offer your customers FSCS-protected accounts by leveraging our banking license. We take care of the banking products so you can focus on creating the business that your customers dream of. Start processing payments faster and more securely by connecting to the payment schemes via our API. Choose the fully regulated accounts that work best for your business and your customers. With our cloud-based API, we offer banking infrastructure so financial institutions can focus on providing the best service for their customers and stay relevant in a fast-paced market. We understand the pain of dealing with legacy systems, the cost, and the risk involved in innovating in the financial services sector.

Launch your payroll product faster. Grow revenue and delight your customers by launching payroll without the engineering hassle. Delight your customers with payroll built into your platform. We’ll delight you with an effortless product launch. Become indispensable adding a payroll solution on top of your existing features, which means your customers can get everything done inside their favorite platform. We haven’t just replicated what’s out there, we’ve leveled up. Our infrastructure is faster to set up, easier to maintain, more scalable, and less error-prone. Now available in the U.S. & Canada. Launch your product out in the world within just a few weeks and get fast, valuable feedback from customers to keep growing. The Salsa team is the most experienced in the industry. We’ll be behind you every step of the way and can help you design, research, and build. Our tools combine ease and flexibility with maximum customization.

Our open API platform enables the world's innovators to instantly issue & process cards with more control, flexibility & scale. Marqeta is rewriting the rules for what’s possible with payment cards. With the most advanced infrastructure and tools for building highly configurable payment cards, Marqeta’s open API platform is designed for developers who want a simplified way of managing payment programs so they can create world-class experiences, innovate, and power new modes of commerce. A modern card issuing platform that powers the future of commerce, accelerates your business and helps build new and innovative products. An open API, instantly issued sandbox lets you get started in three clicks and enables you to instantly issue physical, virtual, and tokenized payments. Refined payment and authorization controls to rein in excess spending, protect your margins, and enable exceptional user experiences.

We use best-in-class security tools, technology, and banking industry practices to maintain the highest levels of security. Our services are fully compliant and licensed to operate within national and international regulations. Works better than cash and can be paired with virtual and physical cards. Offer your customers cash balances on a safe and secure platform. Enable real-time digital cash transfers globally through digital wallets and prepaid cards. Provide loans directly to small businesses and consumers through automated credit processes. Build a customer-centric platform to disburse instant funds. Simple one-click registration to transfer money safely and quickly overseas. Customer buys from your app, website, or store, you issue a virtual account instantly, you deposit rewards, rebates, and refunds, and the customer uses those rewards, rebates, and refunds for repeat purchases.

Layer helps software companies launch accounting for their SMB customers. Increase engagement, drive revenue, and become the financial home for your SMBs. A complete accounting solution embedded within your platform. Combine data within your platform with data from customers' external financial accounts to build a complete picture of their accounting. Pass data directly to Layer via our API or use our pre-built integrations with top embedded fintech platforms. Launch an accounting product with workflows designed for your customers’ size and industry. Save customers from generic one-size-fits-none accounting software. Launch a completely white-labeled experience within your platform. Use Layer’s full suite of brandable UI components or build on top of Layer’s API to completely customize the experience. Become customers’ core system of record and increase attach rates to your other financial products.

We connect the dots so you can connect your customers to the capital they need to grow. Across industries, from term loans to lines of credit, our open platform ecosystem gives you the freedom to build what you need. Our open API provides a developer-friendly way to build components directly into your UI/UX and our embeddable components can get you to market faster. Utilize our pre-built application widgets to integrate in under five minutes. Create a deeply immersive and seamless user experience into your existing platform. Provide users with advanced, real-time notifications of offers and terms. Attract new business, increase engagement, and generate incremental revenue, see what an embedded capital program can do for you. With a multitude of lenders competing for your customer’s business, they are more likely to receive offers they want to accept. Our seamless integration encourages customers to stay on your platform to access the capital they need.

Enabling our clients to deliver financial solutions that empower consumers anytime, everywhere. Technology is at the core of what we do. It’s changing the way our fintech partners do business. Streamlined payments solutions including ACH, wire, card disbursement and money transfer-all through APIs, while maintaining a strong focus on compliance. Provide loan origination services for leading marketplace lending platforms, providing greater access to credit in the market. Our API-driven banking platform, Cross River operating system, will allow fintechs to plug in and access multiple banking services that will be customizable and secure. Sophisticated financing options including off-balance-sheet, and asset-backed credit facilities to help our partners grow. Committed to meeting the needs of our communities through a personalized, full-service banking experience. Risk assessments, diligence, testing, monitoring, and oversight form a trusted internal compliance management system.

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.

Striga is an infrastructure for digital assets and financial services as a single set of APIs doing the heavy lifting of security and regulatory compliance. Striga's customers include early-stage FinTech, Web3 innovators, Banking Institutions, and Crypto Exchanges utilizing services spanning the range of Crypto Custody, Trading, Card Issuing, Crypto/Fiat onramp/offramp, and vIBANs issuing. With Striga's APIs, companies can : - Offer crypto accounts to retail or corporates - Issue virtual IBANs to retail or corporates - Issue physical and virtual cards

With embeddable features backed by unified due diligence and a flexible general ledger, companies have access to a unified platform that provides the building blocks to accelerate innovation and launch world-class products. Use our application builder to configure your application. We’ll generate a customized guide to make your integration quick and easy and an implementation timeline so you’ll know what to expect. We’ll build your sandbox environment. You can deploy a white-labeled turnkey solution, integrate with our API or SDKs, or use any of the UI widgets to build your own product. Optionally, we can deploy the application inside your existing cloud infrastructure so you can maintain full control of compute, storage, and version. Depending on your application, you can deploy in as little as three weeks. We’re committed to help you launch a world-class product! Bundle account verification, linking, and ACH transfers with a unified solution.

Secure access to financial data in real time, through a simple API integration. Implement any of our APIs with just a few lines of code. Companies can access real-time and standardized data directly from banks and other institutions through a proprietary API connection.

Unlock business growth without worrying about complex regulations, shouldering the compliance burden or managing data security as we handle that for you. Safely handle supplier payments or build a benefits programme your employees will love. Delight customers with digital gifting and make crypto PoS enablement safe and streamlined. Enabling everything from salary advances to compensation payments, built into your business. Supercharging B2B marketplaces and crowdfunding capabilities, all ready to plug-and-play. Up until now, adding financial services exactly where and when your customers need them has been tricky. Not anymore. Our ready-made, plug-and-play financial services offer unlimited use-cases with unrivalled simplicity meaning you can select the services you need and start adding value to your customers almost instantly.

Our Banking-as-a-Service platform has everything you need to build your own banking products. Solarisbank is a technology company with a German banking license. With our straightforward APIs, you can integrate our fully digital banking services directly into your product. We have mastered the technical and regulatory complexities of banking, so that you can focus on what's really important: your customers. Create your own banking product with our powerful APIs. Build your own neobank with our Digital Banking and Cards APIs. We take a B2B2X approach, meaning you remain the owner of the full customer relationship. Our simple and self-explanatory API documentation will have you up and running in next to no time. Our Banking-as-a-Service platform is based on modern RESTful APIs that can be mixed and matched to suit your needs. We shoulder the regulatory burdens of running a licensed bank, so you can focus on your customers’ needs.

Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.

Applicant portal helps small businesses build complete packets in record time. Empower your financial institution to offer a cutting-edge loan origination enhancement tool under your brand, providing a seamless experience for your users. Customize our platform to align perfectly with your brand, ensuring a familiar and engaging user journey. Seamlessly connect our solution with your systems for a unified and efficient loan processing experience. Drive user engagement and loyalty with an intuitive platform that keeps your customers consistently connected. Maximize loan approval rates using readiness scoring and personalized recommendations. Monitor applicant readiness and maximize underwriting efficiency using data-driven analytics.

Finix's Payments Infrastructure-as-a-Service decreases the time, cost, and headache SaaS businesses, ISVs, and marketplaces experience when bringing payments in-house. The Finix Professional Services (FPS) team wrote the book on the payment facilitation model. Simply stated, a payment facilitator is a technology company that provides a payments solution to the sub-merchants it sponsors or underwrites. We’re committed to exceeding the highest global data security standards. Our team works with regulators around the world to ensure our platform adapts to ever-changing regulatory requirements so you don’t have to. Payments ownership gives companies the ability to earn more revenue, enhance product experiences, and delight customers. Finix Flex helps fast-growing software companies monetize their payments today while putting them on the path to full payment facilitation. When you’re ready to make the transition, remain on the same Finix platform to avoid switching costs.

Flexible, tailored, valuable commercial banking. Power the success of your commercial clients with tailored financial experiences for businesses of every size. Your commercial account holders have unique and often complex needs. Provide digital banking experiences that fit their size, vertical, and expectations. Understand their challenges, meet their requirements, and become an indispensable resource to your most important clients. With the right partner, you can do this. Legacy tech treats all businesses the same and provides clunky, counter-productive interfaces. It’s time for something better. Cash management for your largest commercial clients can be very complex. Legacy tech creates additional complications, with rigid workflows and cumbersome features that don’t consider user experience. Our commercial banking platform changes all that, providing a robust and sophisticated, yet simple, solution for every user and task, no matter how unique or complex.

Connect your app to your users’ financial data in the easiest and most secure way through a single Open Banking API. Build engaging and next-generation products your users will love. Your users' financial data comes in multiple formats, from different sources. We connect to over 90% of personal and business bank accounts in Latin America, as well as tax institutions and gig economy platforms. Our Connect Widget can be integrated into your product in just minutes. Save months of development and focus on what really matters to you. Our platform is built on top of best-in-class security infrastructure and we are currently going through ISO 27001 certification. Connect your users’ financial accounts and enrich their data in simple steps. From lending to smart saving, we’ll help you create what your users need. Access, aggregate, and interpret customers’ financial information, such as their income, to build better borrowing experiences.

Aeropay is a financial technology company that helps people move money with bank-to-bank (ACH) transfers. We enable businesses to accept compliant, digital payments, giving customers the freedom to spend. Leaving cash and cards behind and paying with a personal mobile device promotes safety, convenience and a modern lifestyle. Filter payments to view, adjust, void or refund transactions. Capture pre-authorized payments from your customers and adjust payment amounts. Offer monthly subscriptions for recurring revenue. Add multiple locations, and send out location-specific payment links. Create your own branded payment experience. Test the experience in our sandbox environment. Work hand-in-hand with our development teams. Accept digital payments at point-of-sale. Customers simply scan a QR code, link to their bank and pay. Accept online pre-payments for delivery, buy online, pick up in-store and orders. At checkout, customers choose Aeropay to simply link to their bank and pay.

Discover why banks, fintech, and others looking to launch digital payment products choose Rêv. Keep up with the pace of consumer demand and competitor activity with our digital payment products. Deliver branded banking experiences in record time. The Rêv team brings to each partnership decades of understanding and in-market experience developing and managing next-generation payment products around the globe. Our team of industry experts, in combination with our state-of-the-art payment-focused technologies, allows us to not only meet our client's needs but also contribute to the definition of what is possible in our space. We are passionate about building products that have a significant impact on the markets they serve. This is why we developed a unique platform that we and our strategic partners can use to build incredible fintech products and services. With our easy-to-configure cloud-based product platform and processing engine, we can help you get a program launched.

Wallet Engine enables apps to seamlessly embed financial accounts into any user experience. This provides the foundation for contextual peer-to-peer payments, micro-finance, in-app economies, and everything in between. We take care of the complexities arising from cross-border e-money operations, regulatory compliance and local network integrations so that apps can focus on their business. Meeting regulatory and compliance standards in multiple jurisdictions. Connected to 900,000+ top-up & withdrawal channels around the world. Built for rapid scale and high-volume transactions on core-banking technology. Fully customizable fee structure unique to a customer's requirements. We understand the challenges to financially connect people from around the world and we are focused on providing developers with simple and composable products to rapidly deploy embedded financial features across a global user base.

Alchemy’s Lending Platform is purpose-built to specifically address the needs of today’s consumers. Alchemy offers a full range of lending as a service offering. Starting with our end-to-end white labelled lending platform. It is designed to launch your lending product quickly and effectively. At Alchemy, innovation is part of our DNA. Our founders are well-known industry thought leaders that solved some of the most difficult technology and analytic issues within large banks, online lenders, and speciality financing firms. Alchemy has designed and tailored custom onboarding experience for every financing vertical. Our embedded financing software incorporates specific underwriting, product definition, risk-based pricing and lending management functionalities in a complete solution. Alchemy has designed and tailored custom onboarding experience for every financing vertical. Our embedded financing software incorporates specific underwriting, product definition, risk-based pricing.

Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.

BBVA wants to help your small business. Discover our market-leading checking accounts designed to support your small business. Earn interest on the money your small business makes, plus get the added security of being able to “sweep” funds to your business checking account when you need them. Find business loans for every project—no matter how big or small—tailored to your unique business needs. Manage your business’ spending and cash flow, plus earn rewards on Qualifying Purchases you make with our Visa® credit card options. Find everything you need to keep business running smoothly, including POS systems and the ability to accept more payment types. Explore special programs built for your business or non-profit, with offers exclusive to BBVA customers. The dream of small business takes a can-do attitude. The pandemic shook that self-reliance. It was our honor to be there and help those dreams continue.

Financial Institutions are redefining their bank operating models to become customer-first, while fintechs and developers are searching for new routes to market. An open banking platform utilizes APIs that allow different products and solutions to work together in inspiring new ways. A one-stop portal that is flexible and scalable makes financial institutions more agile, competitive, and generates growth. Customize the services your customers need and provide the cutting edge technology we all expect in our digital experiences. From Retail Banking, Payments, Lending, Corporate Banking and Treasury & Capital Markets access Finastra’s breadth of proven banking solutions. Be ready today and fit for the future. Are you a developer or fintech looking to disrupt the market? Or a financial institution looking to build new innovations for your clients? Access APIs from Finastra’s core systems to start developing new apps or integrating your existing apps.