Alternatives to Credco
Compare Credco alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Credco in 2026. Compare features, ratings, user reviews, pricing, and more from Credco competitors and alternatives in order to make an informed decision for your business.
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D&B Finance Analytics
Dun & Bradstreet
AI-driven credit-to-cash solutions powered by Dun & Bradstreet’s industry-leading global data and analytics. D&B Finance Analytics provides AI-driven solutions powered by the Dun & Bradstreet Data Cloud. Intelligent, flexible, and easy to use, D&B Finance Analytics helps finance teams manage risk, increase operational efficiency, reduce cost, and improve the customer experience. Manage credit and receivables risk to help minimize bad debt, reduce DSO, and improve cash flow. Help automate manual decisioning, monitoring, matching, and customer communications. Provide your customers with an online credit application and a payment portal. D&B Finance Analytics comprises two platforms, D&B Credit Intelligence, and D&B® Receivables Intelligence, that together provide powerful insights and technology to help you accelerate success throughout your credit-to-cash processes. You can gain visibility into credit risk quickly onboard customers and set the right terms. -
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D&B Credit Insights
Dun & Bradstreet
D&B Credit Insights helps small business owners monitor and understand their business credit profiles with real-time alerts on changes to scores and ratings. The platform provides unlimited access to key credit scores like PAYDEX®, Delinquency, and Supplier Evaluation Risk, helping you spot potential risks quickly. By tracking legal events such as liens and judgments, it keeps you informed of factors that may affect your creditworthiness. D&B Credit Insights offers benchmarking against industry standards, allowing you to set realistic credit goals and make informed financial decisions. The service integrates business banking data and provides detailed payment histories to improve transparency. Overall, it empowers businesses to strengthen their credit standing and plan confidently for future growth. D&B Credit Insights is available in three tiers: Free, Basic, and Plus. • Credit Insights Free • Credit Insights Basic • Credit Insights Plus -
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InterProse ACE
InterProse
InterProse ACE is a modern, web-based debt recovery software solution built for collection agencies who specialize in consumer or commercial debt, including property management, healthcare, education, and government accounts. ACE also serves collection attorneys, property managers, original creditors, financial institutions and government entities. Developed to be flexible and configurable with no one business case in mind, our feature-rich debt collection application helps users easily manage their accounts, set up custom payment plans, process billing, issue client invoicing and reports, manage legal judgments, report/analyze their data in custom templates, automate just about any manual process and do it all in a highly efficient and cost-effective way. Key features include account bundling, account-level documents attachments, heavy process automation, client access, trust accounting, credit reporting, consumer self-service tools, and numerous tech integrations. -
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SwissMetrics
SwissMetrics
SwissMetrics is a FinTech from Switzerland whose purpose is to transform the way companies monitor their counterparty risk exposure – a single platform solution for onboarding, compliance and credit risk monitoring. Developed by finance professionals, the platform is designed to promote smarter collaboration between finance and non-finance teams, in pursuit of a common goal – maximising value through risk mitigation. Being customer centric, SwissMetrics is focused on optimising user experience through practical, innovative and forward looking tools. And while enabling the effective monitoring of the financial health of your customers, suppliers and acquisitions, SwissMetrics further enriches your compliance function. -
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TurnKey Lender
TurnKey Lender
TurnKey Lender is a one-stop lending infrastructure used by creditors in 50+ countries to automate all elements of their operations. The platform enables lenders to profitably grow their business while cutting operational costs and risks. It's a powerful AI-driven SaaS that automates over 90% of all lending processes and gives both B2C and B2B lenders a competitive edge. TurnKey Lender Platform has several pre-configured solutions packages including Commercial, Consumer, Pay Later, Auto, Mortgage, Leasing, Factoring. Built in constant collaboration with lenders worldwide, TurnKey Lender is the ultimate solution that answers real-life digital lending challenges in a sophisticated manner. -
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Metro2
Switch Labs
Metro2 is cloud-based credit reporting software that helps lenders, credit unions, and fintechs generate compliant Metro 2 files for credit bureau submission. Upload billing data, map fields to Metro 2 format, validate for errors, and export files ready for Equifax, Experian, and TransUnion. Features include automated field mapping, real-time compliance validation, audit trails, customizable templates, and a modern dashboard for managing accounts. Metro2 eliminates the complexity of credit reporting compliance so financial institutions can focus on their core business. Plans start at $19/month.Starting Price: $19/month -
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DirectID
DirectID
DirectID is a global credit risk platform that is redefining the industry for both lenders and their consumers. By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries. Today DirectID powers some of the world's biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others. DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. The insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself. The business is authorised by the FCA to provide AISP (Account Information Service Provider) services within the UK. -
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Kompliant
Kompliant
Kompliant delivers end-to-end lifecycle compliance through a platform developed in partnership with the world’s leading payment processors and banks. Kompliant’s unique platform services make it simpler than ever to configure, deploy, and manage credit risk programs. Underwriting, sales, and finance teams can leverage the spectrum of Kompliant Services to design and implement the data capture, workflows, pricing algorithms, and credit decisioning rules to drive their specific compliance programs. Kompliant, Inc. has built a team known for developing, launching, and operating innovative services for the world’s leading card networks, banks, payment processors, and retailers. Whitelabel services enable businesses to apply for payment processing services via digital interfaces optimized for online, mobile, and other target environments with well-formed APIs and a delightful consumer-grade UX/UI. -
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SS&C Loan Services
SS&C Technologies
In a highly regulated and rapidly evolving lending landscape, SS&C Loan Services bring unprecedented operational efficiency and transparency to the management of loan assets, for lenders and investors alike. Our solutions span all types of loan products, from unsecured consumer credit to commercial and residential mortgages to syndicated bank loans. And we give clients control over the full loan servicing lifecycle, from origination to REO, including bank loan trading with valuation and accounting, loan credit risk calculations and stress testing. No wonder more than 300 clients count on SS&C Loan Services to administer over $1 trillion in assets. SS&C GoLoans is a single-source, scalable solution that increases efficiency while providing processing transparency across the loan life-cycle. SS&C GlobeOp maintains your books and records leveraging a completely integrated operating company accounting package, alleviating operational burdens while increasing transparency. -
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IRIS
Global Market Solutions
IRIS workflow handles the global challenge of active counterparty credit risk management, from trading data acquisition to trade re-booking including curve stripping, consistent pricing, exhaustive aggregation module, hedge requirement computation and What-if scenarios. IRIS is a parallel distributed application permitting efficient utilization of multi-core systems. An HPC solution based on GPU and Multicore processors is also available to accelerate pricing and Greeks computation. The ability to plug IRIS engines into existing complex systems is a major design goal. The choice of .NET development framework ensures interoperability and integration with other languages. IRIS fully supports FpML and market data providers including Reuters, Bloomberg, Markit which ensures smooth data stream integration. IRIS internal data are fully accessible making computation details auditable. -
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OneScore
Equifax for FinTech
Lending today is all about uncovering new areas of opportunity. To do that, lenders need new ways to evaluate and segment risk. By leveraging insights beyond the traditional credit file, you can expand your view of consumers to unlock growth in new areas. OneScore from Equifax is a next-generation risk score pairing industry-leading, traditional consumer credit attributes with differentiated alternative data sources — helping you score more consumers and enhance your decisioning power. -
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DocCredit
DocFinance
DocCredit is a software application for commercial credit risk management and for the automation of the collection process. Integrated with the main Business Information providers, it contains a company rating calculation engine that allow you to know your customer. Degree of risk determines business opportunities and guides collection efforts to seek new clients, to prioritize the more dangerous credits and to increase sales to the less dangerous clients. Automation of reminder processes with personalised workflows. Smart activity planner: emails, phone calls, visits. Automatic linking of reminders sent and replies received. Keep track of payments by risk class, business channel and client segment. Unpaid debts in relation to actions. Effectiveness of reminder/collection efforts. Overdue/turnover ratio. Probability of default, of the subject and of the industry. Internal credit line from trend analysis. -
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LexisNexis Property Data
LexisNexis
LexisNexis® Property Data provides you with key property data and is derived from multiple sources of data, including two sources of public records data for the best nationwide coverage available anywhere. Plus, we deliver our property data in a standardized format, regardless of the data source, to make it easy and convenient for you to incorporate into your workflow. Over 80 data elements including year built, roof type, construction type, foundation finish and many more. Gain the ability to more accurately compile data during the application process with detailed property data from LexisNexis. For more information, please call 1-800-869-0751. Property Data may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or another purpose in connection with which a consumer report may be used under the FCRA. -
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RiskAvert
Profile Software
RiskAvert is a robust risk management solution that assists financial institutions to gather and reconcile data, calculate, aggregate, and report regulatory credit, market, operational, and concentration risk in a natively integrated, yet modular environment. It covers all approaches for operational, market, and credit risk calculation allowing the bank to evolve from a standardized approach to the IRB approaches. The solution also supports XBRL validation and conversion functions for multiple taxonomies. The solution’s comprehensive cube-based MIS reporting engine fully supports market disclosure requirements, while the supervisory review is covered through a holistic stress-testing framework, as well as extensive concentration risk measures and reporting. Full coverage of the EU-CRR/CRD Regulation and its future evolutions. Credit risk capital requirements calculations according to standardized and IRB approaches. -
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Bilendo
Bilendo
Bilendo is the modern credit management platform, helping companies control and automate all credit risk minimization processes centrally. With overall decreasing profit margins, companies experience difficulties in reducing costs with existing legacy systems and outdated processes. Especially credit risks cause unpredictable high costs. Bilendos innovative approach enables you to lower costs, reduce overall credit risks and focus on business growth. Bilendo is the modern credit management platform on which companies can map, control and automate all credit risk minimization processes. Bilendo maps the entire invoice-to-cash process with all relevant credit management tools, which can be combined individually as required. These include receivables management, debtor management, debt collection, dunning, customer portals, service portals, payment transactions, factoring, risk management and bad debt protection. -
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CreditLens
Moody's Analytics
The Moody’s Analytics CreditLens platform helps financial institutions make better commercial lending decisions, with increased speed and efficiency. Its innovative technology enables consistent spreading, which powers advanced analytics, including the ability to compare and benchmark your portfolio for enhanced risk assessment. Access powerful financial analysis that produces dual risk rating models or use rating models configured to your own internal credit policies and risk rating rules. Enhance your risk assessment using relationship hierarchies created in CreditLens or imported from your CRM database, and conduct multiple risk entity, relationship, and hierarchy modeling. Leverage business rules to minimize errors, increase data accuracy and guide users through the credit risk assessment in accordance with your bank policies. Benefit from data auditability, deal approval frameworks, conditions precedent and covenant adherence for your internal and external policy compliance. -
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Solutions for Financial Risk Management from Fiserv support asset liability management, market risk, credit risk, liquidity risk, interest-rate risk and funds transfer pricing capabilities to give your organization a truly enterprise view of risk. Every balance sheet is exposed to risk. Since financial services professionals do not have psychic powers, you must evaluate multiple balance sheet structures under alternative interest rate scenarios. Why? Financial institutions need to understand how much risk exposure is embedded in their balance sheet. Certain balance sheet compositions perform better in rising rate environments, and others in falling rate environments. Whether you choose to actively assume financial risk for income opportunities or minimize financial risk by immunizing it, you must be able to assess the embedded amount of risk in your balance sheet. This allows your organization to adjust and/or control the risk to suit business goals and plans.
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FinTrak Credit Risk 360
FinTrak Software Company Limited
FinTrak Credit Risk 360 was designed to help banks meet the need to identify, measure, monitor and control credit risk as well as to determine that they hold adequate capital against these risks and that they are adequately compensated for risks incurred. The Credit Risk 360 solution is Web based and can be easily accessed from all branches of the bank without separate installations on branch by branch basis Our solution integrates seamlessly with your existing investment to help you mitigate against waste and loss. Our team will provide all the support needed to make your experience pleasantly unforgettable. -
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LexisNexis RiskView
LexisNexis Risk Solutions
Lenders are under increasing pressure to extend more compelling offers to a wider range of applicants — but driving profitable portfolio growth while managing risk is more challenging than ever before. It’s time to rethink the data and insights used for credit risk assessment. By leveraging alternative credit-seeking data and non-credit event data, RiskView credit solutions help you gain a new perspective on credit risk across the full credit spectrum. Refine offers for applicants in highly competitive credit segments through improved risk segmentation within credit score bands. Maximize acceptance rates while managing risk exposure with improved predictive capabilities for near-prime applicants. Assess traditionally unscorable consumers with no-hit or thin-file credit histories. -
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CRMA
CRMa
CRM_A is the proven industry-best integrator of credit risk expertise, quantitative analysis, and technology. We have over 30 years of success serving lenders across the United States with rigorous loan reviews and due diligence. CRM_A provides a wide range of underwriting, risk grading, and analytical products and services. Our full-spectrum capability is unmatched in providing a truly complete view of risk, from individual loans to aggregate portfolios and the total enterprise environment. This sets us apart in our ability to assist in identifying credit-risk objectives, optimizing management, and increasing our clients' profitability. Enhanced asset performance is a competitive edge. These values determine your success in both day-to-day operations and strategic pursuits. Manage workflows, key data point capture, and enhance underwriting consistency and efficiency. -
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Credit Quality Solution (CQS)
DiCom Software
DiCOM is a leading provider of Credit Risk and Loan Review software solutions for financial institutions. DiCOM’s Credit Quality Solution (CQS) offering provides a suite of robust, automated software tools that include loan review, portfolio analysis, and portfolio monitoring. DiCOM's software suite enables credit risk professionals to efficiently manage risk, provide greater transparency, and improved profitability through reduced loan losses. DiCOM's mission is to enable clients to achieve more through innovative software, passionate customer engagement and industry leadership. -
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LendingTree
LendingTree
We bring the lenders to you so you can shop and compare personal loan offers in minutes. LendingTree is the nation's leading online loan marketplace, empowering consumers to compare-shop across a full suite of loan and credit-based offerings. By providing an online marketplace, LendingTree connects consumers with multiple lenders that compete for their business, offering an array of loan types, including mortgages, home equity loans, auto loans, and personal loans. Since its inception, LendingTree has facilitated more than 65 million loan requests. Through LendingTree, consumers receive free monthly credit scores and access to a network of over 500 lenders offering home loans, personal loans, credit cards, student loans, business loans, home equity loans/lines of credit, auto loans, and more. Instead of sharing information with multiple lenders, fill out one simple, secure form in five minutes or less.Starting Price: Free -
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SettlementOne
SettlementOne
For over 20 years, SettlementOne has been a nationally recognized leader providing credit and data verification solutions to U.S. banks, mortgage lenders, mortgage brokers and credit unions nationwide. SettlementOne provides innovative, fully compliant web-based platforms that help mitigate risk, while improving operational efficiency and streamlining the lending process. Established in 1999, SettlementOne is one of the nation’s largest suppliers of mortgage data, providing financial institutions and consumers with secure, efficient and cost-effective solutions that streamline the mortgage origination and lending process. Contact us for more information on how we can help your business. Assessing a borrower’s creditworthiness is built on quick and accurate data analysis from all three bureaus. Experian, TransUnion and Equifax. SettlementOne’s credit report solutions provide easy-to-read report formats that go well beyond the FICO scores alone. -
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Soft Pull Solutions
Soft Pull Solutions
Do you need to pull consumer credit reports? You can qualify your customers and pull credit with real-time access to the credit bureaus. This will help save time and money while making better lending decisions. If you work with a business, broker, or lender, and are in need of software to pull credit reports, Soft Pull Solutions offers a full range of verification services to make financing easy, safe, and predictable. Maintain full compliance with hard or soft credit pulls with access to the most reliable and accurate reporting information from the three most trusted credit bureaus. Make dependable financial decisions with integrated APIs, automated income checks, and credit reporting software anywhere, anytime. -
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ZScore
finbots.AI
Rethink your approach to credit risk. Our flagship product ZScore lets you wield the power and accuracy of AI to develop high-performance credit scorecards across the entire credit lifecycle. Process loan applications in real time. Enhanced customer experience. Advanced ML algorithms with robust test, train & validation of models. Rapidly implement and deploy ZScore on your existing infrastructure. Our advanced architectural design with APIs enables integration with existing technologies. Powerful proprietary AI that leads the industry in speed, precision and functionality. All in a simple, affordable platform anyone on your team can use. creditX is among the first AI technologies in the world to pass AI Verify, a robust global framework that objectively validates the performance of AI systems. -
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Pre-Approval Of One
Equifax for FinTech
Pre-Approval of One allows consumers to initiate an application for credit with no impact to their credit score. Lender evaluates applicant’s creditworthiness and offers a commitment to lend, subject only to collateral requirements or conditions. A hard inquiry will be posted if the consumer moves forward with taking the pre-approved offer and meets the conditional credit requirements. Create a single, low-friction experience for credit seekers as well as credit applicants. Help boost take rates by collecting all the information that you need to underwrite the consumer at the time of ingest. Establish consumer expectations and acknowledging they are valued by reducing their time commitment in the application process. -
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Equifax Account Verification
Equifax
Account Verification helps businesses minimize risk by matching a consumer's bank account or credit card used for payment with their personal identifiable information data. It verifies the identity of the consumer and that the valid form of payment is associated with that identity, which helps businesses recognize fraud at the point of interaction. This product can also confirm that commercial bank account details presented by a business are accurate and associated with that business. Mitigate risk by verifying the identity of consumers with their account numbers. Mitigate risk for payments associated with new account openings or loans. Assess the risk associated with paying monthly online bills and new purchases. Accept a credit card and/or bank account with confidence for vehicle down payments. Reduce the risk of chargebacks for consumers making a payment or purchase online. Minimize payment risk for monthly premiums, and paying deductibles on claims. -
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SRA Watchtower
SRA
SRA Watchtower is a general ledger for every critical risk activity. It is the single source of truth for all risk and performance factors, providing you with a peerless record of where you've been. SRA Watchtower and its veteran banking practitioners provide a continuous stream of data and insights so you can see and solve risks before they become unsolvable. With SRA Watchtower, bankers, credit union leaders and insurance executives now have the most current, relevant and accurate information so they can make swift and informed policy decisions to help secure the future prosperity of their organizations. SRA technology and methodology was designed and built by former leaders from all aspects of consumer and commercial banking, financial services and credit unions. -
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Informed
Informed
Informed is an AI-powered verification and decisioning platform designed to automate the validation of income, assets, identity, residence, insurance, and other critical data used in consumer lending workflows. It uses machine learning and document intelligence to process hundreds of document types and consumer-permissioned data sources, extracting, classifying, and verifying information in real time to enable faster and more reliable credit decisions. It replaces manual review processes by automatically analyzing loan applications, identifying discrepancies, and clearing stipulations within seconds, significantly reducing the time required for underwriting and funding. It integrates with existing loan origination systems and application sources, allowing lenders to automate verification workflows without disrupting current infrastructure. Informed calculates income according to configurable lending policies and validates applicant information across multiple data inputs. -
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Auto Decision Platform (ADP)
LendingMetrics
Our online Auto Decision Platform (ADP) saves on time, money and errors for lenders. Driving more profits to your bottom line. ADP is a multifaceted, multi-award-winning program, with countless possibilities once deployed. Our cutting-edge decision services enable credit risk professionals to create and manipulate decisioning logic on demand. The next generation private-cloud-based solution Auto Decision Platform (ADP) delivers comprehensive, automated decisions through direct interaction with customers, and allows lenders to decision in a compliant manner. Leverage our universally connected suite of integrations to consumer and commercial CRA data, multiple Open Banking sources, eKYC and fraud products, accounting, device ID, HPI, mobile and email verification, AVM and Land Registry products to execute decision strategy. ADP allows you to build, edit, test and deploy your own bespoke scorecards within a modern, easy-to-use interface. -
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Automat Conversational Marketing
Automat Technologies
Automat’s Conversational AI is purpose-built to help you learn about your customers, increase sales and make them happier. Get a demo or explore our solutions below to learn more. First-party data is table stakes for modern brands. Make consumer experiences better by learning what they really want. Consumers want their choices to be easy. When you help people make decisions, they actually buy more. Conversational AI that’s fun, quick, easy, friendly and informative makes consumers love your brand. Gives consumers purchase experiences they love and help them buy more! Engage, convert and retarget in personalized ways through every channel! Automat's Conversational AI platform gives you best-of-breed capabilities and every tool you need to engage. -
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qonTango
Cybersoft North America
Cybersoft provides comprehensive collection solutions for credit grantors, collection service providers, third-party agencies and legal collection firms. Trust accounting, push-button reporting/ portfolio tracking, customized collection workflows & many other features. Web-based version available. Our Qontango collection solution manages both Consumer & Commercial debt. There are many costs saving and productivity enhancing features provided in the premier collection software solution. -
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Flueid
Flueid
Use title data and insights to convert borrowers seconds after a home equity application is placed and know which opportunities can be fast-tracked to a 5-day or less closing. Use title data to understand the viable loss mitigation strategies available to you as the servicer, and your borrower, as early as the 30-day delinquency mark. Receive the report in under a minute. Think of a verification of employment or income. Flueid’s data-driven VOT solutions streamline the complete mortgage lending, title & closing, servicing & secondary markets processes. Fueled by our leading Flueid Decision platform, our VOT products make key title data and intelligence accessible during critical decision-making steps in a real estate transaction. This eliminates silos between title and closing and other workflows for a streamlined consumer experience. Our VOT products are purpose-built for every team. An easy-to-use workflow tool, they provide you with a title clearance decision.Starting Price: Free -
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Telified
PacificEast
The Telified Collection of consumer identity verification services was the first commercially-available platform to use telephone company billing information for identity verification and fraud prevention outside of the telecommunications industry. Verify whether a consumer’s name, address, and phone number are active, current, and valid. Provide an alternative to credit verification for consumers who have a limited credit history. Each service within the Telified Collection verifies one or more consumer identity attributes using restricted-use databases of landline, VoIP, and wireless telephone service providers. Our flagship version verifies the 3 primary data attributes that form a consumer's identity: name, address, and telephone number. A configuration of Telified that enables the most open access to our data services. -
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CARFAX
CARFAX
CARFAX receives information from more than 112,000 data sources including every U.S. and Canadian provincial motor vehicle agency plus many auto auctions, fire and police departments, collision repair facilities, fleet management and rental agencies, and more. CARFAX Vehicle History Reports™ are available on all used cars and light trucks from model year 1981 or later. Using the unique 17-character vehicle identification number (VIN), a CARFAX Report is instantly generated from our database of over 26 billion records. Every CARFAX Report contains information that can impact a consumer’s decision about a used vehicle. Plus, the exclusive CARFAX Buyback Guarantee reduces the risk involved in buying a used car. If the CARFAX Report fails to include a DMV-issued branded title (such as salvage, fire or flood damage, and odometer problems), CARFAX may buy the vehicle back for the full purchase price. -
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ACES
ACES
ACES audit packs for mortgage origination, servicing, and consumer lending combines out-of-the-box reports and managed questions with ACES’ unmatched functionality and flexibility. From pre-funding to post-closing to servicing, there are multiple points across the loan lifecycle where mortgage lenders need to determine the quality of their assets. ACES Quality Management and Control provides mortgage lenders with a single platform to detect and resolve loan defects, fulfill compliance requirements and reduce legal liability across the entirety of their origination and servicing operations. While bigger risks often net greater rewards, commercial lenders know all too well how quickly those rewards can disappear when loan defects and/or regulatory compliance errors occur. ACES Quality Management and Control protects those rewards by providing commercial lenders with powerful auditing and fraud investigation tools to ensure quality and compliance throughout their loan portfolios. -
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CRIF
CRIF
Digital Platform, Information, Transformation Services, Outsourcing & Processing, Credit Reporting Agency Services, and Personal Solutions. CRIF.Digital offers solutions that allow your company to enhance and speed up digital transformation, improve the online customer experience and give a new boost to business growth. Credit Bureau and Data Pool, Business Information, Big Data, Identification and Anti-fraud Services, Property Information, Insurance Services, Information Bureau Platforms. Know-how, training, regulatory compliance and analytical capabilities of international-level professionals and experts, and state-of-the-art IT knowledge and technologies. Comprehensive solutions with big data analytics, risk & management consulting, and end-to-end credit management platform. -
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Exact Data
Data Axle
Exact Data is a leading provider of targeted consumer and business mailing lists for marketing purposes. With an extensive database compiled from over 2,000 sources, the platform offers highly accurate and up-to-date information, helping businesses find the right audience for their marketing campaigns. Exact Data specializes in consumer lists, business lists, and specialized audience segments such as healthcare, real estate, and automotive. The company also provides services like data enrichment, licensing, and lead generation, enabling marketers to enhance their outreach with tailored email, direct mail, and telemarketing campaigns. -
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Manual Bank Verification
MicroBilt
Manual Bank Verification (MBV) helps confirm banking information before initiating an ACH debit or when a lender is trying to determine the credit limit for an individual. Manual Bank Verification uses proprietary data from a vast network of financial institutions, small and community banks and credit unions. When requested, manual calls are added to provide the highest available level of verification of funds. MBV offers unlimited validation attempts without harming the consumer’s credit and is available at two levels of verification. Basic verification is available for batch processing or via a flexible API and does not require consumer authorization of participation with the bank. Data is usually returned within 24 hours of submission. MBV Premium evaluates the same data as MBV and then adds a direct, 3-way call between consumer, their financial institution and an MBV representative. -
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Credit Pulse
Credit Pulse
Credit Pulse digitizes and automates your credit process, reducing manual effort in credit approvals, and continuously monitors your portfolio for credit risk. Go from weeks to minutes with automated bank and trade references. Optimize the allocation of credit across all customers. Extend and restrict credit as risks change to reduce bad debt by 20%. Get notified of changes like NSFs, bankruptcies, liens, bank balances, and credit score changes. Manage your entire credit operation, from applications to approvals, and continuously monitor your portfolio for credit risk. Credit Pulse provides a streamlined credit application with business pre-fill, eliminating the typical ‘back and forth’. Save over 1000 hours of manual effort per year. Gone are the days of manually sourcing third-party data. Credit Pulse centralizes credit bureau reports and 15+ other sources of reliable data. Credit Managers can feel confident making decisions with less effort, especially with SMBs. -
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CRisk
Brady Technologies
CRisk is a modern cloud solution that delivers intelligent oversight of credit related risks across all traded commodities and business entities. CRisk helps to protect profits, supporting credit and finance teams to manage the entire OTC counterparty credit lifecycle, by real-time exposure monitoring (both current and PFE), counterparty assessment, limit management and effective CSA marginingKey features - -Centrally manage all credit information in one place, regardless of trade capture system - Understand your counterparty exposure (including future exposure) across the business - Quickly respond to real-time updates about credit utilization limit changes - Evaluate the risk profile of potential counterparties more accurately - Manage calls, interest and other demands efficiently - Save time via automated letters of credit workflow -
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Factual Data
Factual Data
Engage and invite consumers into your pipeline without exposing them to trigger products, while you assess product offerings with a soft inquiry credit report. Know up-front if a consumer meets credit thresholds and if the application process should be continued before investing time and expenses downstream in the application process. Merged credit reports provide a real-time representation of a borrower’s credit history in an easy-to-read format. Order from our secure site or from a wide range of integrated loan origination (LOS) or point of sale (POS) platforms. In addition to having a direct connection to Fannie Mae® and Freddie Mac®, Factual Data owns and operates our technology platform, enabling us to be nimble and responsive. Automate Workflows by implementing your business rules and introduce automation into the consumer application workflow. -
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PowerLender
Associated Software Consultants
Envision a technology partner that can deliver an advanced platform for all your unique lending needs. A solution that is so flexible it drives mortgage, consumer & commercial lending in a single, efficient, cost-effective platform. PowerLender goes beyond traditional LOS technology by enabling growth while dramatically lowering your costs. Envision your staff thriving on single lending platform efficiency and cross-selling opportunities. Envision integrating with more than 70 service providers for point-of-sale, electronic signatures, credit, MI, flood, GSEs, servicing, appraisal, document delivery, compliance and more. Envision a solution that is so flexible that it can conform to your precise lending processes today and well into the future. Envision PowerLender. To stay competitive in today’s market, financial institutions can no longer afford to deal with multiple lending systems for consumer, commercial and mortgage lending. -
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FinLocker
FinLocker
FinLocker is a transactional personal financial assistant tool that enables loans and financial transactions. With consumer consent, FinLocker captures key borrower data (e.g., assets, income, taxes, credit, real estate, credit, insurance, and more) and applies intelligent analytics such as loan product recommendations based on a consumer’s financial profile, asset and income verification, and more. Plus additional innovative features, such as preparing first-time homebuyers financially, 140+ mortgage education videos, and real estate search. A secure data and document vault. With consumer’s consent, FinLocker retrieves and aggregates data from trusted sources and applies AI for insights and recommendations. Lenders can communicate with the consumer and offer promotions, products, customized notifications or personalized recommendations. Borrowers are given unprecedented insight into and control over their data, giving them greater confidence. -
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ConsumerAffairs
Consumers Unified
ConsumerAffairs is not a government agency. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Our content is intended to be used for general information purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. We want to prevent one-star experiences for consumers and brands. Our business model is set up to support this mission. We spend hours researching companies, analyzing reviews and building tools to make your decision process surprisingly painless. We help brands collect reviews, respond to their customers and generate insights from feedback. Brands that choose to pay us for these tools are called Authorized Partners. When you’re ready to purchase, we recommend an Authorized Partner(s) that meets your unique situation. -
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Scorto Loan Manager SME
Scorto
Because bad debts are costlier for SME debts than for other retail loans. Skilled resources should be used efficiently, and no one can provide aid for this like Scorto. Operational costs for SME loans should be decreased, and operational efficiency increased. Tough competition on SME market requires constant credit strategies improvement and correct performance measurement. Financial analysis of a would-be borrower’s business Automation of SME loan application processing. Risk-based pricing. Credit risk assessment throughout the entire loan lifecycle. Companies scoring, rating and segmentation. Evaluation of payment dynamics, credit risk assessment and estimation of PD, EAD and LGD and other parameters required for calculating the RWA (Basel 2). Cross-Sell/Up-Sell decision support. Business Rules/Process Management for SME lending. Automated re-evaluation of default risk and financial ratios for SME analysis. -
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Numerator
Numerator
Modern market intelligence for more growth. Know more about your consumers’ shifting behaviors as well as the ads, promotions and influencers on their decisions. The New Era of Market Analytics: Numerator TruView. Measure your market share across all channels and with consumer context – at the speed of the consumer. From FMCG and home improvement manufacturers, to retailers, agencies and more, Numerator brings unprecedented visibility into consumer behavior and the advertising, promotions, and pricing that drive it. Numerator helps the world’s largest brands grow. Over 1300 manufacturers, retailers and agencies trust Numerator to know more about their consumers. The Numerator OmniPanel provides a single source of consumer insights to help you market to consumers — not demographics. Numerator's user-friendly consumer app powers America's largest and most representative consumer panel, organically aligned to the US Census. -
48
Neogrid
Neogrid
The pace of consumers is intense. Thousands of products must be available on the shelves of countless points of sale. In the right amount and at the right time, without shortages and excesses. Product turnover is a must to meet demand. And to ensure the supply chain is at the right pace is our purpose. We connect companies, from production to the end consumer. We organize the distribution of goods, deliver smarter decisions, and build networks where everyone wins. We use cutting-edge data and technologies to synchronize and automate manufacturers, distributors, logistics operators, retailers, financial institutions, and government at a single pace. We collect information from hundreds of retailers and distributors in one network. From small businesses to the largest companies in the country. On an exclusive platform, we integrate companies from several industries, such as Agribusiness, Consumer Goods, Pharma, Electronics, Construction and Fashion. -
49
Bisnode
Dun & Bradstreet
Manage customer touchpoints effectively, measure feedback in real-time, enhance customer experience and gain valuable insights based on smart data and analytics. Our market-leading Risk- and Credit management solutions are tailored to your needs, regardless of whether you are a large multi-market business or a small single-market startup. Remodel your customer relationships throughout the value chain, reduce waste and enhance performance with our Analytics Services – bespoke solutions satisfying your precise needs. Regardless of whether your business needs data about individual consumers, households, companies or industries, we have it easily accessible via API’s and web services. -
50
appTRAKER LOS
LAUNCHER.SOLUTIONS
appTRAKER LOS was built with one purpose in mind: to optimize loan originations. Our system is unique for subprime lenders who are looking for the perfect fit for their indirect automotive lending model. appTRAKER LOS DIRECT supports any type of asset, from mattresses to snow-mobiles, DIRECT has you covered! For lenders who lease directly or indirectly to consumers. LAUNCHER.SOLUTIONS is a technology products and services company built on the foundation of care, innovation, understanding, and speed. It specializes in loan originations for subprime/nearprime automotive lending institutions, regional banks, and credit unions. LAUNCHER.SOLUTIONS has service offerings aimed at helping its clients with projects related to data analytics, data integration, telephony, and custom web development.