Alternatives to Conzo
Compare Conzo alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Conzo in 2026. Compare features, ratings, user reviews, pricing, and more from Conzo competitors and alternatives in order to make an informed decision for your business.
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1
Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
2
M-PESA
Vodafone
M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.Starting Price: Free -
3
Chipper
Chipper Cash
Send and receive money across Africa the fast and easy way. Enjoy free transfers and the lowest cross-border rates. Move money across town, across Africa or across an ocean. Chipper Cash is the borderless way to send and receive money. Join over 4 million people securely sending and receiving money with Chipper Cash. More money stays in your pocket, and more money arrives in theirs. Just say no to transfer fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Move your money between Chipper Cash and any bank, or mobile money account absolutely free! Pay instantly with Chipper and save big on transaction fees. Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! -
4
Airtm
Airtm
Protect your money in digital dollars without losing value from unstable currencies or possible devaluations. Send and receive money anywhere, faster than a bank transfer and with free market rates. Get paid from freelancer platforms or directly from clients. Convert your money stuck in e-wallets to cash in your bank. Keep your digital dollars with you at all times. Make in person purchases for local goods and services. Exchange your dollars for cryptocurrencies. Add and withdraw using your bank account, debit card, BTC, ETH and more. Send money across borders at real exchange rates without restrictions. Escrowed transactions and verified experienced peers. Our support team and peer network at your service. Escrowed transactions and verified experienced peers. Send money across borders at real exchange rates without restrictions. We are regulated in the United States by FinCEN. We have all the security protocols. The best part: your account has no maintenance fees. -
5
LiquidPay
LiquidPay
LiquidPay is an innovative digital wallet solution designed to empower consumer apps with a fully integrated e-wallet experience. Easily integrate our embedded widgets to enable your users to perform seamless interoperable QR payments both locally and overseas, along with real-time cross-border money transfers. Users can easily top up their Liquid Accounts via PayNow-linked bank accounts or Virtual Payment Addresses (VPAs), providing a flexible and convenient funding source. Our API integration allows for peer-to-peer (P2P) real-time transfers overseas via PayNow, making international money transfers quick, affordable, and hassle-free. Through integration with LiquidNet, users can execute QR payments effortlessly, both locally and across borders, ensuring a smooth transaction experience. Users can easily and seamlessly connect their debit and credit cards linked to Apple Pay or Google Pay, allowing for QR payments using debit and credit cards as a source of funds.Starting Price: Free -
6
Bakkt
Bakkt
Bakkt is a digital asset platform that enables individuals and businesses to buy, sell, and manage a wide range of digital assets, from cryptocurrencies to loyalty points. Founded in 2018 by Intercontinental Exchange (ICE), Bakkt initially focused on institutional cryptocurrency trading and secure storage solutions. Over time, it expanded its services to support a broader vision of digital asset accessibility, providing a platform that bridges digital currencies and traditional financial systems. Bakkt’s offerings include a mobile app for consumers, enabling them to manage digital assets, convert points and rewards into cash, and make everyday purchases using cryptocurrencies. The platform also facilitates business solutions by enabling companies to integrate digital asset options into their products and services, enhancing customer engagement and loyalty. Bakkt aims to simplify the digital asset ecosystem and drive mainstream adoption through secure, and regulated solution. -
7
PayPal
PayPal
PayPal is a widely used digital payment platform that helps individuals and businesses send, receive, and manage money online and in stores. The platform offers flexible payment solutions including Pay in 4, Pay Monthly, debit cards, cashback credit cards, and savings accounts with competitive APY rates. Users can shop securely online using PayPal checkout while earning cashback rewards and special offers from popular brands and retailers. PayPal also allows customers to transfer money internationally, split bills with friends, request payments, and create shared money pools for group expenses. The mobile app provides a centralized experience where users can manage payments, savings, rewards, and cryptocurrency transactions in one place. Security and privacy are heavily emphasized through encrypted payments and protection of financial information during transactions.Starting Price: Free -
8
P100
P100
Blending together traditional financial services, such as personal IBAN and debit cards, together with cryptocurrency hot and Self-Custodial wallets. Enjoy the flexibility of managing all your digital money in one convenient app. Take advantage of the P100 hot wallet to engage in activities like buying, selling, and swapping cryptocurrencies. Once the transactions are completed, promptly move your digital assets to a Self-Custodial wallet, ensuring a high level of security and a safety. Take control and ensure your protection. Earn P100 points with every transaction, and watch as your level grows. Each level dictates the percentage of your cashback and the rebate on crypto fees. By making debit card transactions, you will accumulate points that can be redeemed as cashback. These points can be utilised to claim rebates of up to 50% on all your crypto transactions. The rebates will be deposited into your Euro account.Starting Price: Free -
9
Best Wallet
Best Web3
Best Wallet is a non-custodial cryptocurrency wallet that emphasizes security and user privacy by eliminating the need for verification, ID, or KYC procedures. It supports over 60 blockchain networks, allowing users to buy, store, deposit, send, swap, and sell a wide range of cryptocurrencies, including Bitcoin, Ethereum, and Solana. The wallet integrates features such as an address book for easy transactions, decentralized account recovery, and advanced anti-fraud mechanisms to enhance user experience and security. Additionally, Best Wallet offers multi-wallet functionality, enabling users to manage multiple crypto wallets within a single app, and provides access to services like staking, spending via the Best Card with up to 8% cashback, and participation in token launchpads. Holding the platform's native $BEST token grants users reduced transaction fees and other benefits across the ecosystem.Starting Price: Free -
10
OnePay
OnePay
OnePay is a financial technology app designed to help users manage, save, and grow their money in one place. It offers a range of services including cash accounts, credit building tools, investing, and cryptocurrency trading. Users can earn rewards such as cash back on purchases, especially through Walmart-related benefits. The platform also provides features like early pay access, high-yield savings, and no monthly fees. OnePay includes a Credit Builder Loan that helps users improve their credit history with minimal cost. It allows flexible payment options, including buy now, pay later services for purchases. By combining multiple financial tools into one app, OnePay simplifies everyday money management.Starting Price: Free -
11
Tranglo
Tranglo
We simplify cross-border payments so you can focus on keeping your customers happy. Transform your foreign remittance, business and mobile payments today. Money service businesses can connect customers with more countries and let them send money home quickly. Single platform for corporates to send and receive cross-border payments easily. International airtime top-up, mobile recharge and bill payment solutions. The largest telco in the Middle East gets a massive boost to its mobile and airtime network to benefit over 7 million active users instantly. Our foreign remittance solution for you to start letting your customers send money home quickly, safely and reliably. If you have a mobile app or an internal payment system, choose our intelligent API with real-time monitoring. Access everything: technical specification, source codes and more. Use our intuitive live test to get a feel of our API. -
12
Beem
Beem
Beem is a free mobile payment app designed to simplify financial interactions for Australians. It enables users to pay and receive payments effortlessly, securely, and instantly, provided both parties are registered Beem users. Beyond basic transactions, Beem allows users to store loyalty cards, transfer money between accounts, and make purchases within the app. The platform also offers features like group expense tracking, enabling users to create groups of up to 30 members to manage shared expenses efficiently. Additionally, Beem Rewards provides cashback offers when shopping with linked cards at participating retailers, enhancing the value of everyday spending. Beem is backed by Australian Payments Plus (AP+), ensuring robust security measures, including encryption, transaction authentication, and real-time fraud monitoring, to protect user data and funds.Starting Price: Free -
13
TrueMoney
TrueMoney
TrueMoney is Thailand’s leading financial application for all mobile network users (AIS, Dtac, TrueMove H). Our all-in-one app lets you securely make cashless and cardless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more. Enrich your daily life, and enjoy exclusive promotions and discounts across a wide variety of merchants and services. Simplify your finances for more possibilities with a high-yield saving account with cashback after spending, buy now pay later, insurance, and investment in various assets. We also empower businesses of all sizes and help SME entrepreneurs to grow their businesses. Pay with confidence knowing that your information is fully encrypted, secured, and protected. Pay with your wallet balance, link a credit/debit card shop at offline stores, or pay bills. Pay online with confidence as you can control payment within the amount that you top-up.Starting Price: Free -
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NETELLER
NETELLER
Pay online, send money or buy and sell cryptocurrencies, all while earning loyalty points you can exchange for rewards. Level up, drop fees, unlock rewards, and pay online with confidence. You can trust NETELLER for fast and secure online payments. Paying with NETELLER is always instant, secure and free. Enjoy a new look, fresh features and an upgraded mobile app, so you can send and spend with ease. The NETELLER multicurrency account lets you keep track of your balance wherever you are, in whatever currency you're using. Whether you’re splitting a bill or sending a gift, just upload your contacts and you can send and receive money with ease. Enter the exciting world of crypto trading with NETELLER’s built-in platform. Trade on the go with the app, or set up automatic or recurring orders, so you never miss an opportunity. Whether you’re making financial connections with friends, family, businesses or sites you love, just using NETELLER lets you earn points you can exchange for rewards. -
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Uphold
Uphold Inc.
Uphold is a digital wallet and trading platform that makes cryptocurrencies and other assets affordable and accessible for everyone. We provide borderless access to financial services you can’t get through your bank. Covering 28 cryptos, 27 national currencies, six stablecoins and four precious metals, we allow both consumers and businesses to easily transact between digital and traditional currencies, with full integration between old and new money systems. -
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X Money
X
X Money is a digital payments platform built into X that allows users to send, receive, store, and manage money without leaving the social network. The service combines an in-app wallet with peer-to-peer payments, creator payouts, and financial tools as part of X's broader vision for an "everything app." Built on Visa Direct and banking partnerships, X Money enables fast transfers while integrating directly with user accounts and social interactions. The platform is designed to compete with services such as PayPal, Venmo, and Cash App by making payments as simple as sending a message. X Money also serves as the foundation for additional financial services that are expected to expand over time. By integrating payments directly into the X ecosystem, X Money brings social networking and digital finance together in a single platform. -
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Zulu
Zulu
Zulu allows you to buy digital dollars very easily and quickly. You can also send, receive and withdraw money quickly. From your local currency to Dollars in an instant, save, request and send money easily and safely. Take control of your financial life, secure transactions, and real-time updates, the future is zulu. It allows anyone to save in Dollars and protect their money from devaluation.Starting Price: Free -
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Sentz
Sentz
Sentz is a global digital wallet that allows users to send, receive, save, and earn money instantly using stablecoins. It enables users to hold and transact in eUSD, a stablecoin designed to maintain a 1:1 value with the US dollar. With Sentz, users can send and receive money globally in seconds using just a phone number, without needing a traditional bank account. The platform offers low transaction fees, helping users keep more of their money. Sentz Earn allows users to grow their balance by earning up to 8% annually with no lockups and full control over their funds. Funds can be deposited or withdrawn via local banks or USDT and USDC. Built with end-to-end encryption, Sentz prioritizes privacy, security, and ease of use.Starting Price: Free -
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VNPAY
VNPAY
VNPAY is a leading payment technology platform in Vietnam, offering a wide range of digital payment solutions for both businesses and consumers. It enables secure and convenient transactions through various channels, including mobile payments, QR codes, and online banking. VNPAY's services cater to a diverse range of industries, such as retail, ecommerce, hospitality, and more. It allows users to make payments for goods and services, pay bills, and transfer money easily via smartphones or other devices. VNPAY also provides businesses with tools to accept payments, integrate with their systems, and offer promotional features, improving customer engagement. With an emphasis on security, VNPAY incorporates encryption and authentication technologies to ensure the safety of financial transactions. Additionally, it supports a wide range of payment methods, including credit and debit cards, bank accounts, and mobile wallets, making it accessible to a broad audience.Starting Price: Free -
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DigiPay.Guru
DigiPay.Guru
DigiPay.Guru is a globally fintech solution provider that offers advanced digital payment solutions to banks, fintechs, financial institutions, NBFCs, and businesses. Our comprehensive suite called DG Bank provides products and services such as Mobile Money, Agency Banking, International Remittance, eKYC, Prepaid Cards, Merchant Acquiring, and Scan & Thru.Starting Price: $500 -
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Kakao Pay
Kakao
Digital wallet application that helps users manage finances, track cash flows, process transactions and more. Kakao Pay is a 'living finance platform' that creates beneficial financial services for everyone. We want to break free from the hassle of existing finance institutions and create a beneficial solution that makes everything easier. Kakao Pay is expanding the range of services from payment and remittance to finance, such as loans, insurance, and investment. The Kakao Pay Financial Security Center is responsible for user security 24 hours a day. You can use it with confidence! We are creating a new finance solution based on technology for daily life, so that everyone can spend, collect, and take care of themselves. You can easily manage and keep track of your money and settle your account without worrying about anything else. -
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Samsung Wallet
Samsung
Samsung Pay is now part of Samsung Wallet. Upgrade to Samsung Wallet now to get all the new features and the simplified app experience. Keep your essentials conveniently and securely in your phone. Samsung Pay lets you put your favorite cards on your devices so you can check out in-store, in-app, or online easily. Samsung Pass offers ‘identity management as-a-service, enabling secure access through biometric authentication. Use your biometric data to log in to your apps and services. Keep select home and car keys in Samsung Wallet. Unlock your home or car, and even start your car, from your phone. With Vaccine Pass, you can add your vaccine record to Samsung Wallet through one of our partners. It’s quick, convenient, and secure. View cryptocurrency prices and your cryptocurrency balances with digital asset management. Samsung Wallet will continually add and enhance features. Sign up below to get the latest updates when they are released.Starting Price: Free -
23
Remlo
Remlo.io
Traditional banking slows down the internet economy. Remlo is a self-custodial wallet that provides freelancers and remote teams with virtual US and UK bank accounts to receive USD and GBP instantly. Manage your fiat alongside crypto (BTC, ETH, SOL) in one secure app. Send money globally in seconds using just an email or phone number, swap assets with zero gas fees, and spend anywhere with a virtual Visa or Mastercard. With Remlo, you secure your funds using biometric passkeys—no seed phrases required. Own your money, your rules. -
24
Link
Link
Link is a digital wallet developed by Stripe that is designed to streamline online checkout by allowing users to securely store and reuse their payment information across multiple websites. It enables customers to save credit or debit cards, billing details, and shipping addresses in a single account, which can then be automatically filled in during purchases wherever Link is supported, eliminating the need to repeatedly enter payment data. Its core purpose is to create a faster, frictionless checkout experience that improves convenience while maintaining secure transaction handling. Link supports multiple payment methods beyond traditional cards, including bank payments, buy-now-pay-later options, and certain international payment systems, depending on availability. It also provides account-level features such as subscription management, allowing users to view active subscriptions, update payment methods, and track recurring charges in one place. -
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Venmo
PayPal
Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.Starting Price: Free -
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belo
belo
belo is the ideal application for freelancers and remote workers. A tool that you cannot miss if you export your services abroad. We want to make access to your earnings on Payoneer simpler and offer you an agile and practical way to charge for your work in dollars and euros. belo is your money, without limits or borders. Purchase gift cards with the funds in your account in physical and virtual stores around the world, with privacy and fewer restrictions. The best community of freelancers in Latin America, always willing to give you a hand with whatever you need.Starting Price: Free -
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CashBook UPI Wallet
CashBook
CashBook UPI Wallet is a smart and secure solution for businesses to digitize employee expense management. Instead of handling cash or reimbursements, companies can issue prepaid UPI wallets to staff. Wallets are activated instantly via digital KYC, ensuring compliance and easy onboarding. Employees receive company funds directly in their wallets and spend seamlessly through any UPI method — QR code, UPI ID, or collect request — while attaching proofs like bills and receipts. For finance teams, CashBook provides full visibility and control with real-time tracking, categories, proofs, and spend location. Companies can set spending limits, define rules, and add custom fields for analysis. Integration with Tally and Zoho Books ensures accurate reconciliation without manual entry. Backed by NPCI-certified security and RBI compliance, CashBook helps businesses save time, cut leakages, and gain complete control over staff expenses with robust real-time analytics.Starting Price: ₹99/wallet -
28
Apple Wallet
Apple
The Wallet app lives right on your iPhone. It’s where you securely keep your credit and debit cards, driver’s license or state ID, transit cards, event tickets, keys, and more — all in one place. And it all works with iPhone or Apple Watch, so you can take less with you but always bring more. Wallet takes full advantage of the privacy and security built into iPhone, which is designed to protect your identity and keep what’s yours yours. When you make a purchase, Apple Pay uses a unique transaction code, so your card number is never shared with a merchant or put on Apple servers. And there’s no need to carry physical cards or touch buttons in stores. So it’s safe to say you’ll feel safer.Starting Price: Free -
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WaPaS
WaPaS
All-in-One Solution: Acquire, engage, and retain customers with our Refer & Earn program, user friendly loyalty and rewards, and reliable transaction tracking. A comprehensive loyalty program is a powerful tool for businesses seeking to enhance customer engagement, drive repeat purchases, and foster brand loyalty. When integrated with a Wallet and Promotion as a Service (WaPaS) platform, businesses can leverage the combined benefits of digital wallets, customer engagement strategies, and multi-level marketing (MLM) to create a dynamic ecosystem that incentivizes and rewards customer behavior. -
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Stocard
Stocard
Add all your loyalty cards, collect rewards, get personalized offers and pay with your phone! Turn your phone into your wallet and redefine your everyday shopping experience. From the biggest supermarket to your local flower shop - you can add the card to Stocard. Organizing your cards has never been this easy. Enjoy a curated selection of exclusive offers to get you inspired for your next shopping trip. Redeem personalized coupons automatically with your purchase. With our Card Assistant you never forget to use your card. It will show right on your lock screen when you are in a store. -
31
Google Pay
Google
Google Pay is the fast, simple way to pay online or make contactless payments with your phone. Your payment info is protected with multiple layers of security so you can pay with peace of mind – all the time. See where you’ve made the most recent transactions, right on your home screen. Find past purchases, loyalty cards, offers - even online ordering - all in one place. Keep credit cards, debit cards, transit passes, and more on your phone for quick, easy access. Bring your accounts together for a clearer view of what you have, what you’ve spent, and recent activity. Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions. -
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Any.Cash
Any.Cash
Depositing the balance and withdrawing funds to a card or e-money in a couple of clicks. Modern transaction encryption methods and complete anonymity of your transactions. Easy access to a complete transaction history: exchanges, deposits or withdrawals. Generation of secure cheques for transferring funds and balance deposit with WhiteBIT and Kuna cheques. Simplicity, speed, and reliability are our priorities, which is why we chose Telegram, which is available for any gadget. -
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Piastrix
Piastrix
Piastrix - the new e-wallet standard. Pay for services, make transfers and exchanges quickly, conveniently and safely! All payment methods in one wallet. Replenish your wallet and make payments from it by any popular means. Balance and transfers are always under control. With the Piastrix mobile app, your wallet is always with you! Anytime and anywhere. Piastrix works directly with all major payment service providers, which allows us to provide you with the best conditions. Accept payments with Piastrix Wallet. The safety of the user's data and funds is the most important priority in the work of our company. Do not disclose your username and password to anyone - we will take care of the rest. Got a question? Write to us in any convenient way - our specialists are always happy to help you. Did not receive a service from the seller or are dissatisfied with its quality? We will help you get your money back. -
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Songhai Exchange
Fincode Limited
Songhai Exchange (SHE) is a cross-border payment network that facilitates payments - such as bank transfer, cash pick-up, mobile money, and bill payments - into and within Africa through a single touchpoint. SHE facilitates the movement of money from all parts of the globe into Africa and from one African country to another. The SHE network comprises banks, payment service providers, money service businesses and other partners scattered across Africa, Europe, Middle East and the United States. As the most reliable and cost-efficient Africa-centric payment switch, SHE reduces the cost of remittance and payments by cutting away payment aggregators, connecting your organization directly to banks and SHE equally grants payment service providers on our network exposure to international money transfer operators and financial institutions for easy access. The Songhai Exchange platform is a partnership between FinCode and CSL Capital Limited (CSL). -
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Apple Pay
Apple
Apple Pay is easy and works with the Apple devices you use every day. You can make contactless, secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is a safer way to pay, and even simpler than using your physical card. Using Apple Pay with your iPhone or Apple Watch is quick and secure. It’s a safer way to pay that helps you avoid touching buttons or exchanging cash. Use Apple Pay on the App Store to buy apps and games, or within apps to pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch or a glance. You can also use Apple Pay for a subscription to Apple Music, Apple News+, and Apple Arcade. Or for upgraded iCloud storage and other Apple services. When you’re making purchases on the web in Safari on your iPhone, iPad, or Mac, you can use Apple Pay without having to create an account or fill out lengthy forms. -
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Almond
Almond FinTech
Almond is part of a new breed of cross-border financial innovations that move money in nimble new ways. By seamlessly bridging the worlds of fiat and digital currency, the Almond API suite is able to reduce settlement time, slash costs, and optimize settlements, while offering new levels of transparency. When you’re leaping from one ecosystem to another as you are with any cross-border payment, there’s a tremendous amount of friction to overcome. The Almond Transfer Protocol expands coverage by standardizing cross-border communications between financial institutions, then optimizing the conversion between fiat and digital currency. A transaction starts with a deposit in fiat currency at the sending financial institution. It’s then transferred cross-border in the form of a digital currency through a network of digital currency exchanges. Finally, it’s transferred back from digital currency to fiat currency at the beneficiary financial institution. -
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EnWallet
Enqura
Multi skilled digital financal services platform to design open and closed loop payment systems. A versatile digital wallet that supports multiple currencies, prepaid cards, and open banking, ideal for businesses seeking e-money licenses or developing loyalty programs. As the central component of an end-to-end payment system, it facilitates partner and third-party services in addition to offering a range of wallet functionalities. EnWallet supports and is compliant with Open Banking, BaaS (Banking as a Service) and Payments System Directives. -
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Cash App
Block, Inc.
The Cash App lets you easily send or receive payments to anyone via a simple mobile application. The Cash App also lets you buy Bitcoin, and the Cash App works without a bank account. Send and receive money anytime, anywhere. It’s fast and free, and a $cashtag is all you need to get started. With a Cash App account, you can receive paychecks up to 2 days early. Get 3 free ATM withdrawals per month when you have at least $300 coming in each month. Whether you’re just getting started or already a pro, Cash App makes it easy to invest in stocks and bitcoin. Cash App uses advanced security features to protect millions of people and payments each year. From verification locks to data encryption, we take steps to make sure your money and information are safe. -
39
Badge
Badge
Badge is a developer tool that helps teams build, manage, and distribute interactive mobile wallet experiences such as loyalty cards, gift cards, event tickets, travel and transit passes, and coupons in Apple Wallet, Google Wallet, and Samsung Wallet using no-code UI, APIs, or an embedded SDK for SaaS and POS tools. It gives product teams a single entry point for all mobile wallets, pass types, and marketing features so they can accelerate development and reduce ongoing maintenance by seamlessly integrating new wallet capabilities. Badge supports flexible implementation with UI components, a visual no-code editor, and clear API documentation so teams can create and manage dynamic passes, send push notifications directly to lock screens without an app, segment audiences, and run in-wallet campaigns triggered by location, time, or system events. It integrates with CRMs, POS, loyalty programs, event management, marketing, and ecommerce systems, enabling custom wallet experiences. -
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PayToMe
PayToMe
PayToMe.co is an AI-powered fintech platform that simplifies and automates global payments and cross-border transactions. PayToMe offers innovative financial solutions that leverage AI to streamline payment processes. Its platform provides a wide array of services, including Payment-as-a-Service (PaaS), Banking-as-a-Service (BaaS), and Software-as-a-Service (SaaS). The company focuses on simplifying global financial transactions for businesses across various sectors, such as e-commerce, retail, and healthcare. It partners with well-known fintech companies like Plaid and Stripe to enhance its offerings, which include secure payment gateways, accounts receivable/payable management, and expense tracking. The company also emphasizes automation, security, and fraud prevention, making it an ideal solution for businesses looking to optimize their payment and compliance processes. Award-winning fintech marketplace simplifying global payments with secure, customizable solutions for businesses. -
41
Zelle
Early Warning Services
Zelle® is a fast, safe, easy and contact-free way to send and receive money with friends, family and others you trust. You can receive money directly into your bank account in minutes. Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle app. Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S. Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly. You can send money with Zelle for all kinds of things. And, did we mention it’s fast? Like money-straight-into-your-bank-account-in-minutes fast. Watch to learn more and how you can Pay it Safe when using Zelle. Whether you’re settling up IOUs or splitting the cost of takeout, you can send money to someone you trust in minutes directly to their bank account with Zelle. -
42
OpenFX
OpenFX
OpenFX is a next-generation cross-border payment infrastructure platform designed to enable institutions to move money globally with near-instant settlement, deep liquidity, and high cost efficiency. It provides a unified API that connects traditional financial systems with modern blockchain-based rails, allowing businesses to execute foreign exchange transactions and international payments in minutes instead of days. It operates 24/7, removing limitations of banking hours and enabling continuous global money movement across currencies and regions. By bypassing traditional correspondent banking networks and reducing intermediaries, OpenFX significantly lowers transaction costs and increases transparency, offering clear pricing and full visibility from quote to settlement. Its infrastructure supports real-time FX conversion and automated treasury operations, helping fintechs, payment service providers, and enterprises manage liquidity and scale cross-border operations. -
43
RejaReja
MarketForce
”RejaReja” is a swahili word for retail, which sums up our collective vision to revolutionize retail distribution and drive financial inclusion in Africa using technology. RejaReja is an all-inclusive B2B commerce & fintech platform that empowers informal merchants in Africa to source, order and pay for inventory digitally and conveniently, access financing, collect digital payments and make extra money by reselling digital financial services such as airtime, electricity tokens and bill payments. It provides direct access to hundreds of thousands of retailers, analyse your brand performance in real-time, run trade promotions and marketing campaigns for your products/ services and launch new products/services in new territories -
44
WeChat Pay
Tencent
WeChat Pay has become a part of daily life. With WeChat Pay enabled on mobile phone, users can make transaction payments at anytime and anywhere. Wallet is not required any more. In China, WeChat Pay is supported almost everywhere, such as in ordering taxi, supermarkets, and hospitals. Make connections with Chinese shoppers WeChat Pay connects overseas vendors directly to Chinese consumers for more business opportunities. When Chinese costumers buy goods in foreign country, they can follow vendors' Official Account to pay their transactions.Starting Price: Free -
45
RNDpoint
RNDpoint
Neobank software by RNDpoint offers exceptional features and advantages, including a fully customizable mobile UI, a wide range of integrations, and a unique customizable backend core. Regional banks, credit unions, FinTech startups and challenger banks can leverage this software to accelerate time-to-market, reduce development cost, and deliver a superior customer experience. -
46
Folio
Folio
Leave the identity cards, membership and bank cards at home. Your free Folio digital wallet securely digitizes all your plastic in seconds, accessible only by you, anywhere you take your phone. You might have done this before, but this time it creates a biometric key to access your digital wallet and unlock services. Folio matches your selfie to your photo ID, verifies it’s yours, and digitizes your plastic. It then encrypts everything into a secure, private vault on your smartphone. A quick biometric check and retrieve all of your data, all of your cards and documents. Wherever you are, whatever you are doing. Share with people and organizations you trust and get access to services and content you love. Unless you explicitly consent, no other party can see your data other than you. Not Folio, Not your bank, Not Facebook. Folio can't see inside your wallet. Nobody can, except you. Your data is safely stored in an encrypted vault on your phone. -
47
Walleett
Interstrat
Walleett is the Wallet-as-a-service platform designed for B2B software vendors to ship Apple and Google Wallet capabilities to their customers in weeks, without staffing a Wallet team. 1 integration only for all your merchants POS, loyalty, ticketing, and access control integrate Walleett through a single REST API, then provision every end-customer from the same multi-tenant setup. Walleett tracks Apple and Google API evolutions on your behalf while your roadmap stays focused on your core product Depending on your Operating and Business model, you decide client-by-client if you operate pass management and animation or if you give them access to their own pass (you can even limit a user access to specific audiences) Your end-customers remain the registered issuers; Walleett operates the infrastructure invisibly. Transparent per-pass pricing, no hidden fees, no long commitment GDPR-compliant infrastructure hosted in Europe Platform localized in French, English, and Spanish -
48
Inswitch
Inswitch
Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics. -
49
Google Wallet
Google
Keep everything protected in one place, no matter where you go with the new Google Wallet. Access essentials like your payments cards, loyalty cards, concert tickets, and more - all from your Android phone. When you add your payment cards to Google Wallet, you can tap to pay anywhere Google Pay is accepted. And know your personal payment details are kept safe and secure. Carry metro cards, plane tickets and bus passes all on your phone. Keep up with changes to departure times with information pulled from Google Search and load your transit card balance directly in Google Maps. That way you’ll know when your funds are running low before it’s too late. Add your loyalty and gift cards to Google Wallet and you'll never miss a chance to save. See all your loyalty cards in one place, so you can save a little with every latte.Starting Price: Free -
50
ReadyRemit
Brightwell
ReadyRemit is a complete cross-border payment solution with integrated compliance and fraud prevention for financial institutions. It offers easy integration, global reach, and multiple payout options, enabling businesses to securely disburse funds to over 90% of the world's population. ReadyRemit connects to over 180 user countries, 8.5 billion cards and accounts, and 290,000 cash-out locations across 160 currencies. Credit unions, banks, program managers, and fintechs need a comprehensive payment solution tailored for today’s consumers with global needs. The platform addresses challenges such as global connectivity, macroeconomic trends, compliance and regulation requirements, experienced integrations, ongoing resource commitments, and partner integrations. By leveraging ReadyRemit, businesses can streamline their cross-border payment processes, ensuring efficient and compliant transactions worldwide.
