Alternatives to Cashflow.io
Compare Cashflow.io alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Cashflow.io in 2026. Compare features, ratings, user reviews, pricing, and more from Cashflow.io competitors and alternatives in order to make an informed decision for your business.
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1
FreshBooks
FreshBooks
Make invoicing and billing painless for your small business with FreshBooks. A top-rated invoice and accounting software for self-employed professionals and small businesses, FreshBooks offers a fast, easy, and secure way of crunching numbers so companies can focus on doing the work they love. It offers a wealth of powerful features that includes invoicing, expense tracking, time tracking, project management, payment processing, and reporting. FreshBooks also lets users work from anywhere with the Freshworks mobile app. -
2
Xero
Xero
Save 90% for 4 months on Xero's award-winning accounting and online bookkeeping platform for businesses of all sizes and stages of growth. Beautifully simple, Xero covers a wide range of features that help businesses manage their finances effortlessly, including invoicing, inventory, bank connections, payroll, reporting and more. Xero also offers users free online support 24/7. Xero offers a robust ecosystem of connected apps and integrations with banks and financial institutions, enabling small businesses to access a wide range of solutions within Xero's open platform to streamline operations and manage finances. Additionally, accounting and bookkeeping firms benefit from efficient compliance tools, advanced practice management software, and a cloud-based unified accounting ledger for all clients, centralized in one place. -
3
onPhase
onPhase
onPhase is an AI-powered financial automation platform that helps businesses scale smarter. From data capture to payment and everything in between, onPhase removes manual roadblocks, strengthens supplier relationships, and delivers real-time cash flow visibility so finance teams can grow sustainably with less friction. AP Automation and Vendor Payments Solutions: Allow onPhase to automate how invoices are captured, coded, routed for approval, and paid. All while seamlessly syncing back to your ERP of choice. Document Management Solution: Transforms how finance teams handle crucial documentation such as contracts, invoices, receipts, financial statements, and purchase orders. Forms and Workflow Automation: Automates the collection, routing, approval, and notification processes for expense approvals, time off requests, employee onboarding, and more. -
4
Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
5
QuickBooks Online
Intuit
QuickBooks Online is the most popular accounting software in the world. QuickBooks Online makes accounting easy. Make tracking receipts, income, bank transactions, and more feel simple with the #1 small business accounting software. Snap photos of your receipts and link them to expenses right from your phone. Our agents are ready and available to answer all your QuickBooks questions. Use the apps you know and love to keep your business running smoothly. QuickBooks Online works on your PC, Mac, tablets, and phones. Click the link above to get a 30 day free trial and 50% off your first 3 months. More than accounting software. QuickBooks helps you track income, expenses, and stay ready for taxes. Customers find on average $3,534 in tax savings per year. Need more help? QuickBooks Live helps you stay organized and be ready for tax time. QuickBooks comes with a mobile app that help you run your business on the go—anytime, anywhere.Starting Price: $9/month (normally $15/month) -
6
OmegaCube ERP
OmegaCube Technologies
OmegaCube ERP is a powerful ERP software built for small & medium manufacturers & distributors. OmegaCube ERP has enabled enterprises from diverse industries (automotive, medical devices, aerospace, metal fabrication & electronics etc.) to realize workflow automation, centralized plant operations, cost reduction etc. It can be integrated with third party Nesting, CAD, e-Commerce, RFID, Bar Code, Shipping & Logistics, Credit Card Payments & manufacturing intelligence software. The ERP is equipped with a product configurator that helps create rule-based solutions to meet various requirements. OmegaCube ERP is backed by a proprietary web-based platform, that allows enterprises to deploy it on premise or on a public/private cloud. It allows them to extend or customize, build own applications & incorporate unique rules with minimal coding. Our well-defined implementation methodology ensures that customers utilize the ERP to its complete potential & achieve business processes automation. -
7
ZarMoney
ZarMoney
ZarMoney is a cloud-based accounting solution that helps businesses of all sizes who are looking for accounting software that provides all the features a business needs, without the costly monthly fees it includes features such as Advanced Inventory Management, Billing and Invoicing, Accounts Payable Automation, Accounts Receivable Automation, and more… Start your FREE trial today!Starting Price: $15 per user monthly -
8
BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
9
Regate
Regate
Regate automates your financial and accounting management and saves you time on a daily basis. 100% integrated with your accounting software, you benefit from real-time accounting that is always up to date. Regate has been designed to reduce the number of tools and save time for accountants and finance managers. Regate provides an intelligent, collaborative platform that makes your day-to-day accounting easier, understands, automates, and gives you greater control over your business. Save 90% of your invoice and payment processing time. Generate the right accounting entries and automate the retrieval of your receipts. Pay by SEPA transfer or directly by card, without ever connecting to your bank. Reconcile cost management and accounting monitoring on the same platform. Benefit from a unified and real-time view of all your accounting. Equip your teams with virtual and physical cards adapted to each need and follow all their operations in Regate.Starting Price: Free -
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Hylobiz
Hylobiz
Get your Invoices Paid Faster with Hylobiz. Powerful, simplified tool to automate payment reminders, auto-reconciliations of receivables, and fast tracking your way to invoice collections. Invoice automation solution that works for your ERP is seamlessly integrated in just 2 clicks. Pre-configured for seamless integration with popular ERPs to make your work easier and faster every step of the way. Designed for who you are. Sales & Marketing Reel in your monthly collections targets without moving a finger. Stop chasing invoice collections with our automated payment reminders that send personalized Emails, SMS and WhatsApp notifications. Automated payment reminders. Real time collections dashboard. Customer health score. Get accounts health information on your fingertips Stop making manual reconciliation entries in ERP, and keep tabs on receivables and payables on the go; including cash and cheque payments. Auto-reconciliation. Digital account ledger sharing. -
11
PrimeRevenue
PrimeRevenue
PrimeRevenue, the leading provider of working capital financial technology solutions, helps more than 30,000 clients in 80+ countries optimize their working capital to efficiently fund strategic initiatives, gain a competitive advantage and strengthen relationships throughout the entire supply chain. Supply chain finance, often referred to as approved payables finance or reverse factoring, is the most effective way for mid-market and large corporations to unlock cash to respond to economic volatility and fuel growth. We’ve helped companies ranging from the middle market to the world’s leading corporations free up billions in working capital. Just imagine what we could do for you. The PrimeRevenue SurePay Platform is an industry first platform that optimizes B2B payment services for the entire supply chain. -
12
Recko
Recko
Comprehensive and robust technology stack to manage financial data and enable financial workflows such as reconciliation, commission calculation, payout creation, and reporting, for businesses to track, manage and account for their money end to end. Bring in the new-age accuracy, efficiency, and speed to your financial operations. Automate your entire fee calculation process and monitor payment SLAs with external parties. Integrate seamlessly with payment partners to disburse payments to suppliers and vendors. Launch faster with a battle-tested financial operations tech stack. Refrain from building tech stacks that diverge from your core offering. Don't reinvent the wheel, scale your fin-ops tech stack with agility. Easily expand product capabilities into new business verticals, new markets, and products you launch. PCI DSS v3.2.1 compliant and ISO/IEC 27001:2013 certified. Regular VAPT to wipe out any vulnerability. -
13
PowerFactoring
Power Cloud Consulting
PowerFactoring is the answer to the factoring complexities within NetSuite. Our solution is designed to streamline and automate payable and receivable transactions, enabling businesses to execute various factoring scenarios seamlessly. With advanced features like spot factoring and factoring templates, PowerFactoring ensures accuracy, consistency, and compliance with regulatory requirements. By providing actionable insights and real-time visibility, our solution empowers businesses to optimize cash flow management strategies and drive growth. -
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CardUp
CardUp
CardUp is a no-code payment platform that enables businesses and individuals to pay or collect large expenses, such as rent, supplier invoices, payroll, taxes, or school fees, using credit cards in cases where cards are traditionally not accepted. The platform helps improve working capital by letting businesses extend payment terms (up to 2 months interest-free), shift payables onto cards, and receive faster receivables by offering clients the option to pay by card or online link, with automated tracking and a unified dashboard. Simultaneously, CardUp supports collecting payments via card or QR-based bank transfers, with no technical integrations required and rapid setup in as little as one business day. Key capabilities include shifting payments from cash/cheque to card, digitizing payables and receivables, earning card rewards/cashback, managing multiple cards, automating recurring payments, and reconciling payments through the dashboard.Starting Price: Free -
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Comarch Factoring
Comarch
Comarch Factoring is a cloud-based platform designed to enable banks and financial institutions to offer receivables and payables finance services, including invoice financing, supply chain finance, and balance factoring, through a flexible and scalable digital system. It supports the full lifecycle of accounts receivable management, allowing factors and their clients to manage invoices from submission to settlement within a single, integrated environment. It includes automated payment matching and reconciliation, bulk invoice import, and OCR-based data capture, enabling fast and accurate processing of large volumes of invoices while reducing manual work. It provides advanced billing and accounting capabilities through a powerful settlement engine that calculates fees, margins, and limits, and supports the configuration of factoring agreements throughout their lifecycle. -
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DualEntry
DualEntry
DualEntry is #1 AI-native ERP built by and for accountants. It’s designed to scale with high-performing teams from mid-market to IPO, handling up to 40 billion transactions per business per month. 𝗕𝘂𝗶𝗹𝘁 𝗯𝘆 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁𝘀, 𝗳𝗼𝗿 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁𝘀, 𝗗𝘂𝗮𝗹𝗘𝗻𝘁𝗿𝘆 𝗼𝗳𝗳𝗲𝗿𝘀: • Multi-entity consolidation across global subsidiaries • Multi-currency support, covering 180 local currencies in 240 countries, with live FX rates • Automated intercompany eliminations and journal-entry posting • Custom workflows and granular access controls • Role-based, real-time dashboards • Audit-ready financials with SOX, SOC 2, and GDPR compliance • A flexible, complete GL that you can tailor to you with unlimited nestable classifications and custom feeds • Real-time insights and drillable, multi-dimensional reporting across entities • 13,000+ native bank connections covering 60+ countries • 200+ free, seamless integrations across CRM, AP, AR.. -
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PayToMe
PayToMe
PayToMe.co is an AI-powered fintech platform that simplifies and automates global payments and cross-border transactions. PayToMe offers innovative financial solutions that leverage AI to streamline payment processes. Its platform provides a wide array of services, including Payment-as-a-Service (PaaS), Banking-as-a-Service (BaaS), and Software-as-a-Service (SaaS). The company focuses on simplifying global financial transactions for businesses across various sectors, such as e-commerce, retail, and healthcare. It partners with well-known fintech companies like Plaid and Stripe to enhance its offerings, which include secure payment gateways, accounts receivable/payable management, and expense tracking. The company also emphasizes automation, security, and fraud prevention, making it an ideal solution for businesses looking to optimize their payment and compliance processes. Award-winning fintech marketplace simplifying global payments with secure, customizable solutions for businesses. -
18
HostBooks
HostBooks, Inc.
HostBooks transforms and enriches your accounting experience through its structured and automated cloud-based accounting platform. We help you effectively manage your business finances by combining the usual accounting practices with cutting-edge technology. Be it receivables, payouts, inventories or bank reconciliations, HostBooks cuts down the compliance time, boosts up your productivity, and reduces the operational costs.Starting Price: $9.99.00/month -
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Qvalia
Qvalia
Qvalia is a platform for finance teams to automate processes and have complete control of transactions and financial data. We improve accounts receivable, accounts payable, and enable real-time spend analytics and line-item level accounting automation. Integration is easy and the pricing is transaction-based with 1-month cancellation. Accounts receivable with Qvalia Autobilling includes B2B checkout widget for e-commerce and automated invoicing, reconciliation, reminders, and more. Manage all your transactions quickly in one location. Send and receive e-invoices for free using the global e-invoice network PEPPOL or PDFs to email recipients. Manage subscriptions and recurring invoicing with a solution that simplifies and automates order-to-cash and B2B e-commerce sales. Kickstart the digital transformation of your finance processes and achieve 100% electronic supplier invoices with PDF Converter.Starting Price: €50 per month -
20
Corcentric
Corcentric
Corcentric helps organizations transform and simplify their financial operations with confidence. Our cloud-powered platform automates every step of the procure-to-pay (P2P) and order-to-cash (O2C) cycle, enabling businesses to streamline processes, lower operational costs, and enhance cash flow. From digital procurement and accounts payable optimization to faster collections and receivables management, Corcentric delivers flexible solutions that work seamlessly alongside your existing systems. Thousands of businesses across diverse industries rely on Corcentric to give finance and procurement teams greater control, visibility, and efficiency. Backed by more than 20 years of expertise, we blend intelligent automation, integrated payment solutions, and strategic advisory services to eliminate manual tasks, improve working capital, and build stronger supplier and customer relationships. -
21
Global PayEX
Global PayEX
Let’s improve your working capital efficiency. AI-powered, cloud platform for working capital optimization in B2B accounts receivable (AR) and accounts payable (AP) Global PayEX delivers working capital efficiency using its suite of sophisticated, AI-driven cloud-based AR and AP management solutions. The PayEX platform significantly improves all key working capital metrics such as DSOs, DDOs, unapplied receipts, cash conversion cycle (CCC), reconciliation costs, and time. Also helps achieve greater customer satisfaction through engagement, efficiency, and transparency. Trusted by several leading Fortune 500 and large companies for optimizing their AR and AP processes. Our technology platforms process millions of invoices and payments with automated reconciliation to ERP systems. PayEX is headquartered out of the US and has a presence in India, Ghana, Ireland, and the UAE. We are the first fintech investment of JP Morgan in APAC. -
22
JustPaid
JustPaid
Relying on emails and spreadsheets leads to delays and errors that hurt your cash flow, causing issues impacting every part of your financial operations. Your cash flow takes a hit when payments are delayed by 30+ days. Simplifying invoicing ensures quick payment and financial stability. JustPaid centralizes your billing and automates key processes, eliminating errors and delays. With real-time tracking and streamlined workflows, you can manage everything in one place. Effortlessly streamline your invoicing and payment collections with JustPaid's AI-powered solutions. Save time and reduce errors with our smart invoice creation tools. Gain instant insights into your financial performance with live updates and dynamic reports. Easily manage complex billing scenarios with AI-managed rules. Collaborate and align on customer situations before you send invoices. Connect effortlessly with your existing systems and platforms. -
23
Atlar
Atlar
Atlar is a modern, AI-native treasury management platform that brings cash management, payments, cash-flow forecasting, investments, and bank/ERP connectivity into a single real-time system. It consolidates bank accounts, payment providers, and corporate finance tools so users can view balances, transactions, and liquidity across multiple banks, currencies, and entities, all from one central dashboard. Atlar automates accounts payable workflows, payment operations, bank reconciliation, and data syncs with ERP systems, eliminating manual file uploads, spreadsheets, and disjointed bank portals. With flexible, policy-aligned approval workflows, full audit trails, and layered security (including SSO and MFA), it gives finance teams reliable control over payments, permissions, and compliance. Advanced features include dynamic cash flow planning (forecasting and scenario modeling), custom dashboards, real-time reporting, and liquidity optimization. -
24
FINSYNC
FINSYNC
FINSYNC’s mission is to help small to midsize businesses grow and succeed with innovative software and unmatched service. Our payments platform helps businesses centralize control of payments, and our complete solution for payments, invoicing, bill pay, payroll, accounting, financing, cash flow management and services helps businesses grow in new and empowering ways. We deliver unmatched service through a virtual community of specialists who share our commitment to helping entrepreneurs succeed. Get matched with a financial professional that’s best positioned to help you grow for unrivaled support with bookkeeping, accounting, human capital management, financial analysis and corporate strategy. Businesses that use FINSYNC benefit from improved operational efficiency, lower operating costs, better analytics, better service and quicker access to lower-cost capital delivered through the FINSYNC Lending Network.Starting Price: $10.00/month -
25
AutoReconcile
AutoReconcile
AutoReconcile takes the manual process out of reconciling supplier statements; we automatically match invoices and allow you more time to work on the exceptions! AutoReconcile saves you time by automating the statement matching process. Reconciling statements used to take weeks, manually checking line by line each item, causing headaches and tired eyes. Talk about tedious! But now you can say goodbye to overspending hours on statement matching and reconciliation. AutoReconcile is capable of reconciling your accounts in just minutes. AutoReconcile is an innovative online accounts reconciliation system that automatically matches your statements and immediately shows any errors that have occurred. It’s a user-friendly statement matching system suited to businesses of any size. The system will correctly match your results within seconds. There are a few key filters we use to help this process.Starting Price: $100 per month -
26
Fintech
Fintech
For over 34 years, Fintech has been leading the way in automating accounts payable (AP) and accounts receivable (AR) processes within the alcohol industry. Our flagship product, PaymentSource®, is relied upon by over 260,000 retail and hospitality businesses and more than 7,500 alcohol distributors, vendors, and supply chain partners nationwide. This innovative platform eliminates manual AP and AR tasks, enhances payment workflows, and captures essential B2B transaction data for companies across the country. Over the years, we’ve expanded beyond the alcohol industry, applying our expertise in AP and AR automation to all invoices. Alongside invoice management, we now offer cutting-edge solutions such as Scan-Based Trading (SBT), a customized beverage CRM, and advanced reporting tools designed to tackle the unique operational challenges faced by our clients. -
27
Payference
Payference
Improve cash flow with speedier collections and better forecasting in one easy-to-use solution. View your ERP/accounting and banking data in one simple dashboard for real-time actionable insights. Save time by automating tedious data assembly tasks and free your finance team to focus on higher-value items. Payference IQ Technology™ optimizes working capital to unlock hidden cash and help you control DSO and DPO. Trust an intuitive solution that gives you all the tools and support you need for uncomplicated cash control. Automate cash collections for improved efficiency. Speed up collections to increase cash flow. Identify high-risk accounts to minimize their impact. Leverage machine learning to predict payments. Connect your ERP/accounting system, banks, and payment channels. Automatically reconcile payments with bank transactions. View all cash positions in real time from one source. Override and adjust items in cash forecasts. -
28
Peakflo
Peakflo
Streamline bill payments & invoice collections. Put your accounts payable & receivable on auto-pilot. Spend more time growing your business, and less on managing your payments. Create Purchase Quote and streamline the approval process before sending it to the vendor. PO Matching to vendor invoice and track open/closed PO with budgets. Capture vendor invoice details automatically or manually and make payments confidently at 0% FX markup. Create professional draft invoices and allow customers to confirm the amount before you invoice them. Set up smart workflows with automated WhatsApp and email reminders. Say goodbye to spreadsheets. Leverage the dashboard, detailed out-of-the-box reports, and customer timelines to stay up to date. Integrated task management. Centralized workspace with promise-to-pay tasks and actions that allow your team to follow up with customers with a click. Two-way integration with your accounting software.Starting Price: $1,120 per month -
29
Phoenix By AGDATA
AGDATA Australia
AGDATA Australia developed the Phoenix Farm Management products to integrate financial, production and payroll tools for broadacre farming, mixed farming and livestock graziers. Products are available via hosted cloud or directly to the desktop. The core products include cashflow management, farm budgeting, livestock and paddock management, Payroll, crop planning and management, farm mapping and weather recording.Starting Price: $33.00/per month -
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SOFT4Factoring
SOFT4Factoring
SOFT4Factoring is an invoice finance solution designed to manage the full lifecycle of accounts receivable factoring by automating core processes, centralizing data, and improving operational efficiency. It reduces manual work through automated calculation, disbursement, accrual, and invoicing of interest and commissions, while also supporting OCR-based invoice processing and automated data entry to accelerate workflows. It enables end-to-end management of factoring operations, including invoice verification, payment tracking, collections, and funding, with real-time monitoring of portfolios that provides instant visibility into payment statuses and potential risks. It centralizes all customer data, documents, and transaction histories into a single system, allowing easy tracking, reporting, and improved transparency across operations. -
31
HighRadius
HighRadius
HighRadius offers cloud-based Autonomous Software for the Office of the CFO. More than 800 of the world’s leading companies have transformed their order to cash, treasury, and record to report processes with HighRadius. Our customers include 3M, Unilever, Anheuser-Busch InBev, Sanofi, Engie GBS Solutions, Kellogg Company, Danone, Hershey’s, and many more. Autonomous Software is data-driven software that continuously morphs its behavior to the ever-changing underlying domain transactional data. It brings modern digital transformation capabilities like Artificial Intelligence, Robotic Process Automation, Natural Language Processing, Connected Workspaces and LiveCube, a No-code Platform, as out-of-the-box capabilities, features for the finance & accounting domain. Our solutions: Autonomous Receivables for Order to Cash 1. Credit Risk Management Software 2. Global E-Invoicing and Payment Software 3, AI based Cash Application Software 4. AI based Deduction Management Software -
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Denim
Denim
Denim automates invoicing, collections, and payments – ultimately reducing daily freight broker tasks by 75%. We specialize in automation and intelligent broker operations tools to grow in a competitive market. Our proprietary technology enables freight brokers to take control of their business with simplified financing solutions. Denim is a financial enablement platform specializing in freight broker operations. We help brokers easily access the working capital they need to grow in a competitive market through freight software that provides factoring, automated invoicing, collections, and payments. Denim Wallet is a carrier payments solution for freight brokers and shippers who want to distribute payments using their own funds. It works seamlessly with our Business Analytics Dashboard, TMS integrations, and QuickBooks integration.Starting Price: 2.95% fee -
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Deltek Payments
Deltek
Deltek Payments allows you to digitally transform your current cash flow process by streamlining and automating AR and AP as part of your Deltek solution. Now, you can get paid faster and create a more modern experience for your customers, while virtually eliminating reconciliations, reducing DSO and earning money back through rebates. Accept digital payments through an online payment portal and provide a better, more modern experience for your customers. Virtually eliminate reconciliations, reduce DSO and increase financial security and control. Make it easier for customers to quickly pay their bills by accepting electronic credit card payments through a secure digital payment portal. Eliminate reconciliation and reduce days sales outstanding by replacing manual processes with digital transactions. -
34
Thera
Thera
Thera is an all-in-one payments platform for fast-growing global teams. Hire, pay, and manage your people seamlessly while being fully compliant with local laws and regulations. Protect your bottomline and streamline your company operations all in one platform. Automated, Flexible and Powerful. Put payroll on autopilot and compliantly hire around the world. We help global teams save hundreds of hours on payroll ops. Automate your entire accounts payable and accounts receivable workflow from approvals and payments with no extra effort. Seamlessly handle receivables. Our automated system turns a complex process into a smooth, hassle-free experience. Send Invoices to your clients and let them choose to pay with any payment method. -
35
REVREX
REVREX
REVREX is a cloud-based accounting and financial analytics SaaS platform designed to replace manual, legacy accounting tools with automated, audit-ready workflows and real-time insights that bridge the gap between accountants and their clients. It automates revenue reconciliation, expense classification, and general ledger workflows with precision while pulling in bank and third-party financial data so businesses can see accurate, defensible results and reduce manual bookkeeping bottlenecks. It includes automated financial statement generation for balance sheets, income statements, and cash-flow reports, and its AI-assisted functions reduce coding errors, speed up close processes, and help accountants focus on advisory work rather than data entry. REVREX also provides a unique real-time financial “Scoreboard” (the REVREX Score) that reveals true business worth and EBITDA insights for strategic planning, exit-value positioning, and audit readiness.Starting Price: $179 per month -
36
Numos
Numos
Numos is an AI-powered finance automation platform designed to transform how enterprise finance teams operate by connecting fragmented financial systems into a unified, intelligent execution layer that enables autonomous workflows and real-time decision-making. It builds a semantic understanding of a company’s financial stack, integrating ERP systems, billing tools, and operational data into a centralized context engine that powers specialized AI agents capable of executing complex accounting and financial planning tasks end-to-end. These agents automate multi-step workflows across accounts payable, accounts receivable, general ledger classification, and month-end close processes, while also performing continuous monitoring, anomaly detection, and variance analysis to explain financial changes instantly. Unlike traditional tools that rely on static rules and dashboards, Numos applies contextual reasoning to understand vendors, contracts, policies, and financial structures. -
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Notch
Notch
Notch is an accounts receivable automation software designed to help you get paid faster, improve cash flow, and boost operational efficiency. With Notch you can: 1) Manage all your AR tasks — invoices, payments, and reconciliation — on one platform. 2) Eliminate manual work by automating repetitive AR tasks, saving time and reducing errors. 3) Keep operations smooth with minimal intervention, so your team can focus on high-value tasks. 4) Reduce costs with flexible, seasonal pricing, eliminating the need for additional headcount. 5) Gain real-time visibility into payment statuses and outstanding accounts. The Notch platform offers a suite of products tailored to streamline the entire AR process, including, payment collection, processing, and reconciliation, invoice management, customer portal, and OCR invoice scanning. Join over 1,000 North American businesses that trust Notch to streamline AR processes and get paid 3x faster. -
38
Hilniva
Nile Technology Solutions
Hilniva ERP is a one-stop solution for accounting, finance, budgeting, supply chain and inventory management, with strong workflow driven processes for businesses. Nile Technology Solutions is a leading provider of Cloud based integrated ERP software applications empowering Finance Chain Management (FCM) for integrated business operations with workflows and to communicate with both , customers and Suppliers. With its patent-pending suite of Hilniva ERP solution suite, finance professionals, together with all operations personnel, are able to manage and optimize all of their day-to-day activities, including: Financials, Manufacturing, CRM and eCommerce. Hilniva cloud-based collaboration tools streamline and improve communication among your accounting, operations, suppliers and customers to resolve any operational issues faster. Built-in AI helps to navigate your accounts payable processes seamlessly for processing invoices. -
39
FundThrough
FundThrough
FundThrough is an AI-enabled invoice funding platform that allows businesses to get paid on outstanding invoices in days instead of waiting through traditional net payment terms, helping solve cash flow delays that limit growth and operations. It works by advancing funds based on unpaid invoices, giving companies access to working capital they have already earned without taking on debt or giving up equity. It enables users to connect their accounting systems, submit invoices digitally, and receive funding through a streamlined, tech-powered process that includes automated verification, customer assessment, and document validation. Businesses can choose which invoices to fund, providing flexibility and control over when and how they access capital, while the system handles collections and repayment once the customer pays according to original terms. -
40
Scrypt AI
Scrypt AI
Take your AP and AR processes to the next level in automation with Scrypt’s truly touchless AI data capture technology. Data processing using artificial intelligence and machine learning still requires human intervention, for data entry, coding, writing rules, templating, approvals, and more. What was once merely automated is now autonomous with Scrypt. Our integrated payables and receivables platform revolutionizes the way you deal with data, or rather, the way you don’t deal with it. By simulating human thinking, Scrypt can read any document or image, then learn, discover, and perform judgment-based tasks on its own. Scrypt customers enjoy the most accurate and cost-effective way to automate AP and AR processing with revolutionary scale and extensibility. Universal invoice hub for end-to-end accounts is payable. Automatic processing of checks and remittances all the way to deposit. Smarter payments turn AP from a cost center into a profit center.Starting Price: $1 per invoice -
41
A suite of solutions designed to modernize the office of the CFO. Those supporting the office of the chief financial officer know the frustrations of manual, error-prone processes, limited visibility, high-stakes security, cumbersome implementations, complex integrations, and so on. As a CFO, finance manager, or head of finance at a large corporation, FIS Automated Finance can help you transform your department from a cost center to a true strategic advantage. Optimizing working capital becomes difficult when security and accurate cash flow forecasting aren’t prioritized. Automated Finance delivers the solutions your corporation or financial institution needs to better manage risk and drive strategic financial planning. Automated Finance offers a complete suite of tools for receivables, payables, and revenue optimization. Choose from our solutions that help reduce friction, unlock revenue potential, and give you the confidence and capabilities to grow.
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42
Online Check Writer
OnlineCheckWriter.com – Powered by Zil Money
Take advantage of Overnight Check Mailing with Tracking for secure payments: simply create your checks, click send, and OnlineCheckWriter.com – Powered by Zil Money will print and mail your checks via FedEx overnight. Users can design, customize, and print checks using a regular printer on blank stock paper, saving up to 80% on costs. Checks can be printed at home and mailed to payees with mailing services starting at $1.25. The platform also enables payments via ACH, checks, and wire transfers. In addition, OnlineCheckWriter.com supports secure international payments and offers easy expense control with virtual cards. OnlineCheckWriter.com – Powered by Zil Money integrates with leading accounting platforms to automate bookkeeping and streamline financial operations. Supported integrations include QuickBooks (QuickBooks Silver Tier Partner), Xero, Zoho Books, Sage Intacct, NetSuite, and FreshBooks, allowing businesses to manage payments and reconcile accounts efficiently.Starting Price: $0/month -
43
Continia Finance
Continia
Continia Finance is a comprehensive solution designed to help accountants and bookkeepers manage financial operations within Microsoft Dynamics 365 Business Central, offering a free Essential module and eight additional modules to extend Business Central’s standard capabilities. The essential module simplifies G/L account processes by maintaining original currency codes, adding ledger entry comments, populating VAT key codes, enabling fast capture codes, validating VAT keys, providing colored report hyperlinks, zebra striping for readability, balance confirmations, and payment discount handling. Additional modules let you group customers or vendors for streamlined reconciliation; manage fixed assets with templates, quantity tracking, and partial retirements; extend open-entries control to G/L accounts; centralize liquidity insights with the treasury module; generate advanced financial reports with account grouping and comments; accelerate cash flow via factoring. -
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Accru
Accru
Accru is an accounts receivable platform designed for small businesses and freelancers seeking to reduce payment delays, improve cash flow visibility, and eliminate manual follow-ups. Built to integrate seamlessly with QuickBooks, Accru automates key AR processes such as payment reminders, customer statement generation, and client communications. Key Features: Automated customer reminders and smart follow-ups Real-time tracking of receivables and cash flow Personalized client payment portals Detailed, easy-to-read statements Seamless sync with QuickBooks Unlike traditional invoicing tools, Accru is built around the client experience. Its transparent communication tools and automated workflows reduce friction, improve customer satisfaction, and help businesses get paid more reliably—without needing to chase payments. -
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Lenvi
Lenvi
Lenvi is a cloud-based lending platform designed to help financial institutions manage and optimize the full lifecycle of lending, from loan origination and servicing to collections, risk management, and compliance within a single, integrated system. It provides highly configurable, end-to-end solutions that enable lenders to deliver fast, frictionless borrowing experiences through intelligent workflows, data transparency, and customizable tools that evolve with business needs. It supports multiple lending products, including auto finance, mortgages, and invoice factoring, while integrating capabilities such as credit analysis, document management, payment processing, and reporting to streamline operations and improve efficiency. Lenvi’s technology automates repetitive tasks, reduces manual effort, and ensures accounting accuracy, allowing organizations to scale operations and handle high transaction volumes while maintaining compliance with regulatory requirements. -
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Link4
Link4
Every business receives invoices. Link4 automates the process and makes it simple for small businesses. Use your current cloud accounting system to send and receive invoices in real time - without the need for email, scanning, or PDFs. This makes the process more efficient, less errors, no need for physical document storage and can increase cash flow. Try it for free. Nothing to download or install, this is a simple cloud service. Link4 also service Enterprise and Government clients in several countries - with more being added regularly. Today, invoices attached to emails are being intercepted and changed by malicious players. These e-invoicing scams are rapidly increasing. We must recognise that emails are not secure. e-invoicing protects users from Payment Redirection Scams.Starting Price: $0 -
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Plena
Plena
Custom Plena bots are built to perform 3-way match and flag duplicates. Plena bots can also use business rules to figure out GL codes, taxes, and extract important invoice details. AR Robots can post cash, scan billing reports, and send reminders for outstanding invoices. Payment collection is easier and more instant than ever before with a Plena robot. A custom bot can be trained to inspect incoming payments multiple times a day, making it ideal for accounts receivable departments with net terms or open invoices. AR robots also help in even the most complex billing processes, record receivables and account for bad debt. Our robots take control of the keyboard, mouse and screen of any computer to perform operations and make logical decisions by clicking/typing on any window or file. Automate an entire process from start to finish- with little to no human interaction. Digital robots perform tasks just like humans; except they don’t make mistakes and never get tired! -
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Centime
Centime
Centime is the all-in-one finance automation platform that unites AP, AR, expense management, forecasting, and banking—directly in your ERP. Instead of juggling fragmented tools, finance teams gain real-time visibility, faster processes, and measurable cash flow impact. With Centime, you can: - Automate AP with AI-powered invoice capture, PO matching, approvals, and supplier payments that earn 3.0% APY. - Accelerate AR with automated invoice delivery, AI-driven collections, dispute management, and faster cash application. - Simplify Expenses with mobile-first reporting, policy enforcement, and compatibility with any card program. - Forecast Cash Flow using a dynamic 13-week rolling forecast, scenario planning, and KPI tracking. - Bank Smarter with high-yield checking, FDIC-insured sweeps, account aggregation, and secure transfers. Centime helps mid-market businesses move from disconnected workflows to one strategic platform for managing and growing cash. -
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Zumzum Financials
Zumzum
Zumzum Financials is a fully comprehensive Accounting application, designed specifically for small and medium businesses. It provides all the functionality you need in one package,for one price,with no hidden extras and a fast and efficient implementation Built entirely on the Salesforce platform, Zumzum Financials allows you to unify your front and back office and improve the way you serve your customers.Salesforce CRM and Zumzum Financials combine seamlessly from closing new business, to creating invoices, posting transactions and collecting cash. All without any manual rekeying, with all the information visible on the Account to those who need to see it across all departments, enabling any customer query to be answered quickly and efficiently. Foster collaboration, gain a 360 degree view of your customer and Simplify finance processes. Begin your journey of a unified CRM and Finance system by installing Zumzum Financials from the Salesforce AppExchange.Starting Price: $45.00/month/user -
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Nilus
Nilus
Nilus is a plug-and-play platform that automates reconciliation, reporting, and payment workflows for finance teams. Streamline your financial workflows with the click of a button. Take better and faster decisions with a unified financial hub that combines data from your providers, backend systems, and ERP into a single source of financial truth. All your payments and financial data are in one place. Get a real-time view of all cash balances, collections outstanding, chargebacks, and fees. Minimize loss, reduce errors, and catch issues faster with automated reconciliation and payment flows. Stay compliant with full audit trails, event logs, point-in-time reporting, and approval workflows. Put an end to the error-prone manual processes with fully automated and configurable reconciliation workflows. Get real-time visibility and reporting of reconciled financial activity down to the transaction level.
