Alternatives to CRS Credit API
Compare CRS Credit API alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to CRS Credit API in 2026. Compare features, ratings, user reviews, pricing, and more from CRS Credit API competitors and alternatives in order to make an informed decision for your business.
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Banker's Dashboard
Deluxe
Get anytime, anywhere access to your bank or credit union’s financial performance. Get insights into your bank or credit union’s financial performance from anywhere with secure, cloud-based access. Get margin components, branch performance, forecasts and more with point-and-click simplicity. Banker’s Dashboard and Credit Union dashboard integrate seamlessly with your core processor. Quick and easy setup, so you can start improving your bottom line right away. Automate reporting and eliminate errors, freeing you to focus on more value-added tasks. Quickly run and revise multiple forecast scenarios, so you can analyze variances and alternative strategies. Measure and compare branch performance. Institute best practices and hold each branch accountable for better results. -
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Finicity
Mastercard
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products. -
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Boss Insights
Boss Insights
Boss Insights’ platform digitizes lending to grow relationships between banks and their business clients. Thanks to Amazon style advancement, there is a growing divide between lenders’ service and businesses’ expectations. Banks excel in regulation, however, operate with limited information on their business clients (out of date and gathered manually). Boss Insights’ API hub empowers lenders to bridge the divide. APIs are the most efficient way to digitize existing processes enabling accelerated service and a complete view in real time. The platform is used to accelerate SBA, SMB and Commercial Lending from months to minutes. It also supports cross-selling products empowering banks and credit unions to proactively serve customers. -
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fino.digital
fino.digital
fino.digital is a market-leading driver of innovation in account and data analysis technologies. We develop customized software solutions for our customers and partners that create prospects for new business models in the B2B and B2B2C sectors. Our declared mission is to give value to data and turn it into valuable insights for our customers through pioneering data analytics solutions. Our AI-based data analytics technologies analyse the account transactions pre-authorized by private or business customers in real time and use them to automatically generate valuable information on financial and life situations, credit and loans, contracts and pension gaps, real estate, liquidity and even recognise life-changing moments, such as retirement or the birth of a child. Whether sales impulses, credit checks, invoice & transaction matching, risk analysis, or improved customer experience for your processes, our products create real added value from data for you and your customers. -
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Qwist
Qwist
Qwist is Europe's leading independent B2B2X open finance platform, offering a comprehensive suite of products designed to streamline financial services and enhance customer experiences. Its mbed digital lending suite integrates seamlessly into e-commerce platforms, enabling digital retailers and marketplaces to connect with leading banks for instant access to diverse financing products, thereby creating a unique, end-to-end customer journey. It provides innovative payment solutions for high-value goods, facilitating a fully digital lending process that includes various financing options like consumer credit and installment payments. Qwist offers real-time access to financial transaction data, categorization, financial identity verification, disposable income verification, payment initiation, and risk insights, empowering businesses with comprehensive financial data for verification, de-risking, and upselling. -
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Metro2
Switch Labs
Metro2 is cloud-based credit reporting software that helps lenders, credit unions, and fintechs generate compliant Metro 2 files for credit bureau submission. Upload billing data, map fields to Metro 2 format, validate for errors, and export files ready for Equifax, Experian, and TransUnion. Features include automated field mapping, real-time compliance validation, audit trails, customizable templates, and a modern dashboard for managing accounts. Metro2 eliminates the complexity of credit reporting compliance so financial institutions can focus on their core business. Plans start at $19/month.Starting Price: $19/month -
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eCredit Complete
Credit Bureau Connection
Credit Bureau Connection has roots in the credit report, regulatory compliance, sales, desking, and F&I system development fields dating back to the early 1980's. In recent years, Credit Bureau Connection, also known as CBC, has become a recognized industry leader in credit reports, online credit applications, fraud detection and prevention, and regulatory compliance solutions. CBC is proud to be one of only a few authorized resellers to the automotive and related industries for all three credit reporting agencies: Experian, TransUnion, and Equifax. We have established, long-term, exceptional-standing relationships with each of the credit reporting agencies. CBC integrates with seamlessly many CRMs/DMSs or thru an XML push to every CRM/DMS available. DealerTrack and RouteOne data push and the ability to pull CBC bureaus is also available. CBC powers the largest lending platforms in the industry as well as many of the top dealer groups in the automotive space.Starting Price: varies -
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SettlementOne
SettlementOne
For over 20 years, SettlementOne has been a nationally recognized leader providing credit and data verification solutions to U.S. banks, mortgage lenders, mortgage brokers and credit unions nationwide. SettlementOne provides innovative, fully compliant web-based platforms that help mitigate risk, while improving operational efficiency and streamlining the lending process. Established in 1999, SettlementOne is one of the nation’s largest suppliers of mortgage data, providing financial institutions and consumers with secure, efficient and cost-effective solutions that streamline the mortgage origination and lending process. Contact us for more information on how we can help your business. Assessing a borrower’s creditworthiness is built on quick and accurate data analysis from all three bureaus. Experian, TransUnion and Equifax. SettlementOne’s credit report solutions provide easy-to-read report formats that go well beyond the FICO scores alone. -
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DealerCenter
Nowcom Corporation
DealerCenter is the most trusted and innovative Dealer Management System (DMS) on the market for independent dealers. DealerCenter offers comprehensive inventory management, BHPH portfolio management, CRM, QuickBooks Accounting integration, NADA, KBB, Black Book, Manheim MMR, AutoCheck, Carfax, Experian Credit Reports, Equifax credit reports, TransUnion credit reports , and so much more! To sign up for a DealerCenter account and gain access to the mobile app, please sign up for an account at DealerCenter.com.Starting Price: $60.00/month -
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Laser Credit Access
Laser Accuracy
LASER Credit Access creates a seamless integration from your salesforce org to the Industry leading providers of credit data. Experian, Equifax or TransUnion or one of almost 40 CRA’s. Including MeridianLink, CBCInnovis and Factual Data. Once you’ve installed the LASER Credit Access app from the AppExchange and had an opportunity to test it and realize how much it can improve your workflow, you’ll need to set up a full account so that you can start running live credit reports directly from Salesforce to your credit bureau account. Please note that setting up an account typically takes about 24 hours after you’ve submitted your account set up form. To set up an account we will need to collect some specific information about your account with the credit bureau that you will be using. Each of the credit bureaus information is a little different so be careful in completing the account set up form. It will not work unless the data is 100% accurate. -
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TenantReports.com
TenantReports.com
Tenant Credit Report data is an effective starting point when Screening a tenant application. Credit Reports are available instantly online through TenantReports.com with access to all three major credit bureaus, (TransUnion, Experian and Equifax). Use our online portal to process tenant screenings and receive immediate results. Email application for completion and collect electronic signature. Add to your website to keep your applicants on your page. Send us your applicants and get your reports within a 1 hour turnaround time. Our mission is to provide tenant screening solution with the most accurate tenant reports, fastest results, supported by the best customer service in the industry at the lowest cost to our clients. We provide a a full scope of reporting to meet your needs including credit reports, criminal background checks, eviction checks, as well as other reports and services such as SSN Verification, and Tax Return Verification. -
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StellarFi
StellarFi
StellarFi is a fintech platform focused on helping users build or improve their credit by turning everyday bill payments into credit-building opportunities. The core of StellarFi is a white-labeled payment card and accompanying bill-payment and credit-reporting infrastructure; users link their regular bank account, designate recurring bills (rent, utilities, subscriptions, etc.), and StellarFi pays those bills on their behalf when due, then debits the user’s account the same amount. Each payment is reported monthly to major credit bureaus (e.g., Experian, Equifax, and TransUnion) as a credit-account payment, effectively converting ordinary bills into positive payment history that boosts credit scores over time. StellarFi’s card behaves like a line-of-credit account: by regularly paying bills through the card and having them reported, users can build a consistent payment history, potentially improve their credit-use ratio, diversify their credit mix, and establish a credit account. -
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Quantum
TrioSoft
No servers or IT staff required. All you need is an internet connection. Our debt collection agency software is cloud based technology powered by Parallels simplifies your operation and greatly reduces IT costs and resources. Easily accept payments online with our online payment portal. Alternatively, you can accept payments on your website using our API. Having a dialer is essential to a successful collection agency. Quantum is also directly integrated with TCN®, an industry leader in dialer technology. Additionally, a software interface for creating and importing dialer campaigns for use with any other dialer service provider is included with our debt collection software suite. Credit reporting your accounts is easy with Quantum's built in credit reporting interface. Industry-standard METRO2 format is compatible with Experian®, TransUnion® and Equifax®. -
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Cloudsquare Credit
Cloudsquare
Get access to the three major credit bureaus and pull credit reports directly from Salesforce, reducing costly human errors, improving efficiency, and enabling faster and better credit decisions. Cloudsquare Credit is a credit reporting tool that connects to Experian Equifax and Transunion via FactualData enabling underwriters to make credit inquiries directly from within Salesforce. Users get fast and easy access to essential credit check data, the option to run soft or hard pulls, and the ability to fully automate the decision-making process according to their unique business model. Integrate Cloudsquare Credit within your application and underwriting workflows to trigger both soft and hard pulls automatically, reducing human errors and decreasing time-to-decision. All data points from the reports are parsed out individually into Salesforce, meaning you can create sophisticated business logic to automate the qualification process and predetermine what happens next. -
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TenantAlert
TenantAlert
TenantAlert includes a credit report and score with every tenant screening package. There are no setup fees, monthly fees, or minimum orders required. You decide who pays! Provide payment now or we can request payment from your prospective tenant. All we need is your prospective tenant’s name, email, and the rental property address, we’ll take care of the rest! Tenant screening reports are unlocked immediately after your prospective tenant provides authorization. Credit reports from TransUnion, Experian, or Equifax. Nationwide reports using millions of criminal and eviction records. LeaseGuarantee coverage for lost rent, damages, and legal fees up to $10,000. Live customer support and free online rental application included in every report. International business reports, business credit reports, employment verification, and landlord verification available upon request. Get protection from legal fees, damages, and lost rent!Starting Price: $24.95 one-time payment -
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iSoftpull
iSoftpull
Focus on prospects with the credit condition to close, and less time on prospects that have no chance. By spending time on deals that have the credit condition to qualify, our customers find that they increase sales and revenue. iSoftpull takes the guesswork out of knowing if a prospective client has the credit condition to qualify for financing. Sign up for a free demo account to see the software in action. iSoftpull enables businesses to optimize their sales and marketing efforts by giving them on-demand access to TransUnion and Equifax credit reports. By knowing your customer's credit score right out of the gate, you can send marketing material relevant to them. No more wasting ad spend and other marketing costs on leads that have no chance in qualifying. -
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Equifax API Developer Portal
Equifax for FinTech
The Equifax API Developer Portal serves as a central platform for developers to access and utilize a broad array of Equifax's data and analytics capabilities. This portal offers an extensive toolkit and resources, aiding developers in crafting applications that effectively utilize Equifax's data insights for addressing real-world challenges. Key Attributes of the Equifax API Developer Portal: Comprehensive API Selection: Offers a diverse range of APIs in fields such as identity verification, credit risk analysis, fraud deterrence, and marketing initiatives. Detailed and Interactive Documentation: Provides thorough API documentation, including clear guidelines, sample code, and in-depth reference materials. Safe Sandbox Testing: Allows for API testing in a secure sandbox setting, ensuring no impact on actual data. Secure API Access: Enables the creation and management of API keys and authentication procedures for secure API usage. -
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Nav
Nav
Nav is a business credit and financial health platform that helps small businesses track, monitor, and build their business and personal credit profiles across the major bureaus (Experian, Equifax, and Dun & Bradstreet) in one centralized dashboard so owners can see where they stand and understand what lenders and partners see when evaluating creditworthiness. It provides real-time credit monitoring, alerts, detailed credit reports, score tracking, and cash flow health tools to help users spot changes, correct errors, and make informed decisions about credit and financing. Nav also matches businesses to financing opportunities by analyzing their credit and financial data to recommend loans, credit cards, lines of credit, and other funding options that fit the business profile, helping streamline what can otherwise be a confusing research process. With optional memberships like Nav Prime, users can build business credit faster through tradelines.Starting Price: $39.99 per month -
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Manual Bank Verification
MicroBilt
Manual Bank Verification (MBV) helps confirm banking information before initiating an ACH debit or when a lender is trying to determine the credit limit for an individual. Manual Bank Verification uses proprietary data from a vast network of financial institutions, small and community banks and credit unions. When requested, manual calls are added to provide the highest available level of verification of funds. MBV offers unlimited validation attempts without harming the consumer’s credit and is available at two levels of verification. Basic verification is available for batch processing or via a flexible API and does not require consumer authorization of participation with the bank. Data is usually returned within 24 hours of submission. MBV Premium evaluates the same data as MBV and then adds a direct, 3-way call between consumer, their financial institution and an MBV representative. -
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OneScore
Equifax for FinTech
Lending today is all about uncovering new areas of opportunity. To do that, lenders need new ways to evaluate and segment risk. By leveraging insights beyond the traditional credit file, you can expand your view of consumers to unlock growth in new areas. OneScore from Equifax is a next-generation risk score pairing industry-leading, traditional consumer credit attributes with differentiated alternative data sources — helping you score more consumers and enhance your decisioning power. -
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If you’re wondering how to start a credit repair company, you have come to the right place! Become a credit repair professional with a home-based credit repair software that can help you repair credit disputes in no time! credit money Machine Pro Plus offers an all-in-one credit repair software with financial, marketing, and e-commerce capabilities, for credit repair professionals. Among those, the ability to extract derogatories from many credit monitoring services like 123IDscore.com, identity IQ, Identity Club, Privacy Guard, Smart Credit, MyFreeCreditScoreNow, Equifax, Credco, Credit Plus, Kroll Factual Data, etc., and additionally, assigning the letters and dispute reasons while classifying automatically the disputes by type.Starting Price: $179.97 per month
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Extend
Extend
A simple, powerful tool for your existing business credit card. Instantly create secure virtual cards for employees, projects and vendors. The Extend App is the most convenient and secure way to send virtual credit cards to your network. Build the products of tomorrow. API enables developers with powerful virtual credit card capabilities. Leveraging Extend APIs, a leading online lender has partnered with a destination resort to offer additional payment options to guests. From upgrades to enhanced experiences, guests have an efficient and convenient payment option with access to an immediate, flexible term loan offering. Use our APIs to create new products for payment, lending, and more. An innovative insurtech utilizes Extend APIs to optimize payment operations. They’ve eliminated cash flow issues for doctors and benefit from automated reconciliation and credit card incentives. -
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DirectID
DirectID
DirectID is a global credit risk platform that is redefining the industry for both lenders and their consumers. By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries. Today DirectID powers some of the world's biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others. DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. The insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself. The business is authorised by the FCA to provide AISP (Account Information Service Provider) services within the UK. -
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CreditSnap
CreditSnap
CreditSnap is a cloud hosted Digital Account Opening platform for Banks, Credit Unions and Community Banks. Retail and Business Account opening - all under one umbrella. 1) Modern, Responsive and INSTANT Deposit Account Opening Experience: Credit Unions, Banks and everyone can now deliver modern deposit account opening experience with end to end automation - include eligibility, KYC, eSignatures and Instant Digital Deposits 2) Lending Cross-Sell: Unique and only solution in the market that has a powerful lending cross-sell engine that used soft inquiry data to instantly deliver loan offers after Deposit Application experience is complete 3) Omni Channel: In addition to the responsive web experience, back office application and teller experiences make accepting applications over phone and at branch a breeze -
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Ninth Wave
Ninth Wave
The Ninth Wave Platform is a single, comprehensive open banking solution that enables financial institutions to securely and efficiently share permissioned data with a wide array of third-party applications including aggregators, fintechs, accounting and ERP solutions, personal financial management and wellness tools, tax prep software, and other consumer and business solutions. With Ninth Wave, retail and commercial banks, credit unions, wealth and investment managers, and other financial services firms can give their customers fast, convenient access to their data on their terms – at any time, through whatever app or solution they choose. The result is an enhanced digital experience that boosts satisfaction and loyalty, attracts new customers, opens up new revenue streams, reduces risk, and ensures regulatory readiness for our clients. -
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Flinks
Flinks
Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers. -
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EasyLodge
Easylodge Infrastructure Services
Easylodge is proud to announce the release of version 5 of our renown, industry leading credit engine. Based upon our proven V4 engine, Credit V5™ now incorporates machine learning elements, to better assists credit managers improve decisioning and deliver a clear competitive advantage. EasyLodge® is Australia’s most advanced finance origination and loan management platform, delivering the fastest, most cost effective, ASIC NCCP compliant & customer friendly way of originating credit, ideal for Banks, Credit Unions, Finance Companies or Fintech lenders. Gain the Easylodge Advantage™. Whether you’re a Bank, Credit Union, Finance Company or Finance Broker/Aggregator, you too can utilise Australia’s first and only finance “wrap” to manage your business more efficiently and stand out in a competitive market. EasyLodge® truly is a more efficient and more effective method to access, document, track & fund applications, thus saving considerably on processing costs. -
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Soft Pull Solutions
Soft Pull Solutions
Do you need to pull consumer credit reports? You can qualify your customers and pull credit with real-time access to the credit bureaus. This will help save time and money while making better lending decisions. If you work with a business, broker, or lender, and are in need of software to pull credit reports, Soft Pull Solutions offers a full range of verification services to make financing easy, safe, and predictable. Maintain full compliance with hard or soft credit pulls with access to the most reliable and accurate reporting information from the three most trusted credit bureaus. Make dependable financial decisions with integrated APIs, automated income checks, and credit reporting software anywhere, anytime. -
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Story by J.P. Morgan
JPMorgan Chase
Manage properties, save time, and stay organized. Story by J.P. Morgan is an all-in-one platform that simplifies rent collection, banking, and more. Start up, scale out, and plan your real estate journey today. Streamline monthly rent collection through flexible payment methods, improve cash flow with fast transfers, and automate invoicing for your tenants. View and track the status of your rent payments, security deposits, and lease agreements with automated recordkeeping. Enjoy up to 70% off tenant screenings with TransUnion SmartMove and get reports (credit, criminal, and eviction) within minutes. Make informed investment and rent decisions using Moody's Analytics REIS data on multifamily rent, vacancy rates, sales price, capitalization rate, and more. Make an impact while saving money. Qualified multifamily loans can earn a discounted rate through the Chase Affordable Housing Preservation Program. Check your property’s eligibility using Story’s affordability calculator. -
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Scienaptic
Scienaptic AI
Our platform has pre-built APIs for both traditional and alternative credit data sources to accelerate data ingestion for sharper credit decisions. Powerful predictor library based on years of credit experience; pre-configured features that drive better credit decisions. Fully explainable proprietary AI, ML credit modeling methodology that delivers significant lift. Run multiple champion challengers concurrently. Credit models and strategies in one unified workflow. Rapid deployment of new credit models and strategies. Our AI credit underwriting models are explainable, FCRA-compliant, and robust. They come with simplified and automated adverse action reasoning. Comprehensive documentation on logic underlying model, robustness, and limitations of model. Model attributes go through thorough disparate impact analysis to ensure no bias in design. Our AI models provide rich and diverse set of adverse action reasons. -
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Tapix
Tapix by Dateio
Trusted by 50+ banking and fintech leaders, Tapix is the industry-leading API service in transaction data enrichment. With major players like Revolut, bunq, Raiffeisenbank or Unicredit Bank on board we are enhancing banking experiences with smart features and solutions for more than 73 million users globally. 1. Clear Transaction History Fuel digital transactions with accurate merchant insights (logo, GPS, category, CO2, URL, Google Place ID and more). 2. AN4569 Compliance Be compliant with Mastercard’s Revised Standards for Enhanced Merchant Data Display and stay ahead of your competition. 3. Personal Finance Management Empower users with valuable spending insights, including subscription overviews and more. 4. Hyper-personalization Tailor services and offerings to individual customer needs and preferences using accurate transaction data. 5. Customer Behavior Insights Gain actionable data insights to prevent fraud, improve credit scoring models, and targeting. -
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Micronotes
Micronotes
We understand your needs through our experience with banks and credit unions of all sizes and have started millions of hyper-personalized conversations without requiring human capital or massive marketing spending. Our tech stack combined with Experian data automates the process of spotting and winning back mispriced loans your customers/members hold with competitive institutions through prescreen marketing. We use AI-driven engagement to grow your deposit business by plugging deposit leaks, increasing direct deposit business, and capturing new deposit business. The more products a customer/member adopts, the less likely s/he is to leave, so we ensure customers/members get more out of their banking relationship by adopting more products and services that make banking easier. The unique combination of credit data and core data coupled with machine learning and automation allows you to scan your consumer base and uncover other banking relationships. -
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Market Data
Market Data
Download current and historical market data for stocks, options, futures, forex, indices, and more. Access data programmatically using the Market Data REST API or use the Google Sheets or Microsoft Excel Add-ons to download data into your spreadsheets. Designed for and built by active traders, Market Data is the only API/data solution that gives you everything you need: decades of financial data, backtesting, technical & fundamental analysis, and more. Get started free. No credit card required. The Google Sheets Add-On lets you add data queries directly in your formulas for real-time updating as the market moves. Get the data you need in whatever spreadsheet platform you use. Market Data offers CSV data downloads compatible with Excel, Numbers, Open Office, and more. Get prices (15+ years) directly into your spreadsheets with a simple formula.Starting Price: $9/month -
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Equibles
Equibles
Equibles is an AI-powered US stock-market data platform for investors and developers. It covers SEC filings with full-text search, earnings-call transcripts, 13F institutional holdings, insider trading, congressional trades, short interest and squeeze scores, FRED/CFTC/CBOE macro data, valuation multiples, and a fast stock screener — surfaced through an AI research assistant (ALVIS), a hosted Model Context Protocol (MCP) server, and a public REST API documented with OpenAPI. The free tier gives 100 API calls/day with no credit card. -
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Experian Data Sources
Experian
Drive business results and intelligent interactions across the customer life cycle with Experian’s comprehensive, industry-leading data sets. Leverage our robust data sources, with market-leading quality and accuracy. Gain valuable insight into consumer and business accounts with a complete, comprehensive view. Activate existing data sets to gain business intelligence and improve the customer experience. Equip consumers and businesses with access to credit education and identity protection solutions as well as accurate contact data for their customers. Our data sources, which include consumer data on over 245 million consumers, over 32 million businesses, and other proprietary data assets, provide better insights for internal decision-making, improve the customer experience, and help you take advantage of growth opportunities. Leverage unmatched data for your business and commercial credit needs. -
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Onbo
Onbo
Credit products without a bank sponsor. Offer a compliant credit product in weeks, not months. Bank sponsorships and obtaining state licenses can take years. Onbo’s fully licensed and compliant credit products can be embedded into your comprehensive financial service, allowing you to GTM fast. Bring your own KYC, fraud, and underwriting policies. It's easy to get started and customize them with scale. We help you get started with debt capital of up to $1M at a cost to us. As you scale, we introduce you to our debt capital partners and help you get your first facility. A credit builder feature allows users to build their credit using microloans for everyday purchases. Our personal loans can be modified using 15 different loan parameters and come with our flexible loan management system “LMS.” Lines of credit are revolving and are useful for borrowers to extend spending capacity. -
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Experian Connect
Experian
View the credit report and score of prospective clients or personal connections who have given you approved access. Perhaps you are a landlord evaluating a tenant, an attorney assisting a client or a parent giving advice to your child. When you view someone's credit report and score through Experian, you can be sure you are seeing their information directly from the credit bureau and not from a fax, scanned copy or printout. Consumers will be able to securely authorize connections to view their credit report and score. This may eliminate manual paperwork and save you time – now decisions may be made quickly. -
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Experian Consumer View
Experian
Leverage Experian marketing services' powerful consumer data to learn more about your customers, drive new business, and deliver intelligent interactions across all channels. ConsumerView can take your business to the next level with thousands of data attributes available. Consumer demographics like age, gender, marital status, children, and income. Life event triggers like new parents, new homeowners, and new movers. Automotive data provides insight into the vehicles consumers have in their garages and the likelihood of households purchasing a vehicle. Highly predictive financial segments, such as summarized credit statistics, based on Experian's national consumer credit file aggregated at an area level. Purchase data that gives insight into past purchases and also predicts future buys across dozens of product categories. Consumer decision-making styles and preferred marketing communication channels. -
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BANKSapi
BANKSapi Technology GmbH
BANKSapi is an API-based Open Banking and Open Finance platform that holds a PSD2 license from BaFin (Germany). In addition to account aggregation (Account Information Service - AIS) for current accounts/payment accounts, data on savings accounts, building society accounts, custody accounts, credit and loans can be retrieved via a standardized API. A2A payments (Payment Initiation Services - PIS) and smart data analytics based on account data complete the portfolio. On request, ready-made widgets that combine an intuitive user interface and secure API communication can be used for a fast go-to-market. BANKSapi currently covers the German and Austrian markets.Starting Price: €59/month -
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LexisNexis RiskView
LexisNexis Risk Solutions
Lenders are under increasing pressure to extend more compelling offers to a wider range of applicants — but driving profitable portfolio growth while managing risk is more challenging than ever before. It’s time to rethink the data and insights used for credit risk assessment. By leveraging alternative credit-seeking data and non-credit event data, RiskView credit solutions help you gain a new perspective on credit risk across the full credit spectrum. Refine offers for applicants in highly competitive credit segments through improved risk segmentation within credit score bands. Maximize acceptance rates while managing risk exposure with improved predictive capabilities for near-prime applicants. Assess traditionally unscorable consumers with no-hit or thin-file credit histories. -
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Monsoon CreditTech
Monsoon CreditTech Technologies
Monsoon’s machine learning powered underwriting models identify persistent patterns that enable us to predict future repayment behavior from borrower data (e.g. credit bureau data, bank statements, demographics, location related data and if available, alternate data). These patterns are unique to every lender based on the way they source borrowers, underwrite to borrowers and collect from borrowers. Our machine learning engine “learns” these patterns from every lender’s historic portfolio and application level data, combined with the repayment data associated with every borrower in the portfolio. Monsoon CreditTech’s technology is used by 24 lenders across a wide range of portfolios in the Retail lending and MSME lending spaces. Some of the loan products supported in the Retail lending space are Consumer Durable loans, Personal loans, Four/Two -Wheeler loans, Home loans and Credit Cards. -
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Saris
Saris
Saris AI is an AI workflow agent platform purpose-built for banks and credit unions, designed to automate multi-step lending, compliance, and operational workflows while keeping teams in control through secure, compliant, and auditable processes. Its multi-turn AI agents handle intricate back-office work that is typically manual, repetitive, resource-intensive, and difficult for traditional RPA tools to manage. It helps financial institutions streamline backend operations across lending, deposit operations, services, collections, risk, and compliance, allowing skilled employees to spend less time on tedious operational tasks and more time serving members, customers, and communities. Saris integrates directly into existing cores and loan origination systems, so banks and credit unions can automate workflows without ripping and replacing their current infrastructure. -
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FlashAlpha
FlashAlpha
FlashAlpha is a pre-computed options analytics API for quant developers and systematic traders. One API call delivers live gamma exposure (GEX), volatility surfaces, dealer exposure, IV rank, and all 15 Greeks across 6,000+ US equities and ETFs — updated every 15 seconds. Unlike raw data providers, FlashAlpha pre-computes the entire analytics layer — eliminating data engineering overhead entirely. The only options analytics platform with a native MCP server, making live options data directly queryable by AI agents like Claude and Cursor. Free tier available. No credit card required. First API call in under 60 seconds.Starting Price: $63/month -
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Validis
Validis
Validis are transforming how global banks, lenders and accounting firms get data from their commercial clients. Validis connects to every major cloud and on-premise accounting software package of your customer. We then extract, standardise and deliver you their accounting data in real-time. Everything from debtors, creditors, P&L, balance sheet and more, all made available to you through a simple, clear interface or a single, intelligent API. The Validis platform maps the data from the accounting software into a standardised chart of accounts; meaning that every customer’s data will be in a consistent format for underwriters, relationship managers, analysts & decision makers. We build all the key, insightful financial reports, and ratios for you and ensure they are consistently formatted, dramatically improving your speed of review and credit decisioning. -
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i2c
i2c
An award-winning global financial technology innovator powering credit, debit, prepaid, core banking, and money movement solutions, i2c unifies banking and payments in an all-in-one platform, transforming product personalization with a customer-centric architecture and accelerating speed-to-market with composable building-block solutions. Financial institutions and fintechs globally trust i2c to help them quickly and efficiently configure and scale differentiated financial offerings in an evolving, competitive market. Powered by innovation and driven by trust for more than 25 years, i2c blends modern ingenuity with expert reliability to supercharge exceptional banking and payments experiences for millions of users and billions of transactions worldwide. -
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Credit Pulse
Credit Pulse
Credit Pulse digitizes and automates your credit process, reducing manual effort in credit approvals, and continuously monitors your portfolio for credit risk. Go from weeks to minutes with automated bank and trade references. Optimize the allocation of credit across all customers. Extend and restrict credit as risks change to reduce bad debt by 20%. Get notified of changes like NSFs, bankruptcies, liens, bank balances, and credit score changes. Manage your entire credit operation, from applications to approvals, and continuously monitor your portfolio for credit risk. Credit Pulse provides a streamlined credit application with business pre-fill, eliminating the typical ‘back and forth’. Save over 1000 hours of manual effort per year. Gone are the days of manually sourcing third-party data. Credit Pulse centralizes credit bureau reports and 15+ other sources of reliable data. Credit Managers can feel confident making decisions with less effort, especially with SMBs. -
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Nuvo
Nuvo
Nuvo is a B2B commerce platform that streamlines customer onboarding, credit risk evaluation, and trade credit decisioning for businesses. It offers a modern, branded, and configurable credit application flow that verifies a customer’s identity, business principals, and creditworthiness, automatically pulling in relevant financial history, trade references, and risk signals. Once a customer applies, Nuvo delivers instant risk assessments and credit-limit recommendations so sales and finance teams can approve trade credit or cash terms quickly, replacing manual data collection and lengthy credit checks. It integrates with a company’s ERP for seamless syncing, credit decisions, customer data, and order information updates directly in existing systems. Nuvo also offers a centralized credit-management dashboard that tracks customer credit status, invoice aging, days-sales-outstanding, credit utilization, and risk metrics across all clients. -
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Aloan
Aloan
Aloan automates the commercial loan underwriting workflow for banks, credit unions, and commercial lenders. Lenders upload their credit policy documents and the system automatically configures lending rules, data requirements, and compliance checklists. Borrowers submit loan applications through a branded portal where every deal is verified against the lender's policies before an underwriter reviews it. The system classifies and categorizes borrower documents — tax returns, financial statements, bank statements, rent rolls — and matches them to the correct entity in multi-borrower structures. Financial data is extracted into standardized spreads with every figure traced to the original source. Credit memos generate with borrower overviews, financial analysis, policy compliance results, and recommendations. Connects to existing loan origination systems via REST APIs. Implementation includes policy ingestion, template configuration, and team training.Starting Price: Contact us for pricing -
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Zest AI
Zest AI
Everything you need for effective credit model management and easy AI adoption. Building fast, accurate, explainable, and fair credit models has never been easier. Unparalleled confidence, transparency, and trust over your model and your scores. Gain competitive advantage with granular control and insight into your lending. Take back control over credit scoring with transparency and ease. The MMS comprises three core applications supporting lenders across the entire credit model lifecycle. Tap the hidden value of the data you already own and create risk predictions you can trust across the entire credit spectrum for stronger, more competitive lending. We've put more AI lending models into production than anyone out there. With Zest, you get a professional team that works as an extension of yours. -
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Funding Suite
Covius
Covius’ Funding Suite® solution offers a comprehensive range of credit, verification and fraud solutions. Services offered include individual and merged reports from all three credit repositories, multiple credit scoring models, and custom credit scoring plans and tools as well as updates, verifications, supplemental lien and judgment reports ordered through our proprietary, secure Funding Suite platform. Our customizable credit solutions let you choose the number of repositories and configure our “Smart Credit” upgrade to a three-vendor report without having to re-pull a consumer’s file. Within our interactive Smart Credit report you can select sorting options and custom views to help analyze data faster and more efficiently. Originators and Servicers can order soft pulls to monitor for ongoing creditworthiness and for borrower retention efforts.
