Arttha Alternatives

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

TurnKey Lender is a one-stop lending infrastructure used by creditors in 50+ countries to automate all elements of their operations. The platform enables lenders to profitably grow their business while cutting operational costs and risks. It's a powerful AI-driven SaaS that automates over 90% of all lending processes and gives both B2C and B2B lenders a competitive edge. TurnKey Lender Platform has several pre-configured solutions packages including Commercial, Consumer, Pay Later, Auto, Mortgage, Leasing, Factoring. Built in constant collaboration with lenders worldwide, TurnKey Lender is the ultimate solution that answers real-life digital lending challenges in a sophisticated manner.

We enable and serve dominant financial institutions, corporates and FinTech entrepreneurs to bring to market highly differentiated payment solutions supported by a very strong, immediate business case. We deliver significant new net revenues and cost-savings by leveraging our fast, scalable and secure API and white-labelled platform to deploy targeted solutions. Our interoperable proprietary platform is PCI-DSS certified (Payment Card Industry – Data Security Standards) and hosted in Tier-4 data centers with the highest level of security certification. Bankable's Virtual Ledger Manager is a cloud based virtual account solution applicable on top of any bank account enabling enhanced cash management for global corporates. It is a multi-bank solution capable of processing standardised and proprietary data formats from multiple banks.

The fast and flexible way to take your bank digital. Enabling financial institutions to provide secure, mobile-first experiences for a variety of products. We offer a truly modular suite of capabilities and services to fit your needs. Choose only what you need, customize it to your brand, and start lending quickly. Go to market in months not years. Your brand powered by a turnkey mobile-first solution. A proven leader in fraud and verifications. Dozens of data sources integrated into one easy, flexible, and actionable pipeline. Amount believes in the power of technology to transform lives. We make digital financial experiences that align with the way we live, enabling your financial institution to traverse the digital divide, unify your data, and gain insight to improve the experience for your customers. We leverage a network of world-class banking clients and 15+ data sources, all integrated into one multi-product offer.

Our complete solution for digital transformation. From actionable insights to faster onboarding, Digital Banking IQ is the leading intelligent engagement platform for banking and payments. Unify data sources across your organization and deliver actionable insights that are based on a deep understanding of your customers’ needs. A cloud-native platform with embedded intelligence, Digital Banking IQ is built on a microservices modular architecture specifically designed for banking. Explore the platform technology to learn more. Supports a multitude of services including remote deposit capture, business billpay, seamless sign-on and more. Enables a faster payments ecosystem with real-time payments, same-day ACH and embedded fraud protection.

Think about the needs of your customers and then start creating products to meet those needs. With bankCirrus you are assured that control and flexibility are not mutually exclusive. Savings accounts, fixed deposit accounts, term deposit accounts current accounts. Design and build. Have a Bank product we haven’t thought about? We’ll configure it and get it into bankCirrus. BankCirrus unifies the customer across lending and deposit relationships. Today a loan, tomorrow a Term Deposit, next week an insurance premium financing need. Oh, can you use a part of the deposit account as security for the loan? With bankCirrus you can. Connect other channels across the enterprise and beyond. We’re connected to Credit Bureaus, Payment Processors and other services that provide convenience for your customers and efficiencies for the business. Allow customers to deposit, withdraw and transfer online. Virtual assistants provide actual phone calls to customers and allow you to scale service.

NovoPayment’s API-based platform delivers digital banking, payment, and card solutions in record time. Whether you're starting from scratch, enhancing, or expanding in multiple markets, we provide the onboarding, digital core, and direct local integrations to meet your needs and stay agile. Our streamlined Visa or Mastercard prepaid, debit, and credit solutions provide all you need to deploy your consumer, SMB, or corporate programs. Launch physical or digital card programs through our native and embedded APIs and issuing infrastructure. Let users manage their digital multi-currency accounts in real-time by accessing multiple wholesale FX rates and service providers in our application network. Enable instant virtual and physical card issuing for open and closed-loop programs to fit your use case. Payments are the fuel of strong businesses. From real-time to secure remote commerce, we provide a complete set of payment tools for the digital economy.

- eBSEG Digital banking solution offers a secure and rich UX application providing a world class banking and payment experience to your customers over mobile Banking and Internet Banking. - eBSEG omnichannel solution integrates seamlessly and securely with your Back-end. - eBSEG Digital banking solution offers a comprehensive suite of the latest banking services empowering banks to successfully deliver "any time" , "any where" banking services to customers on the GO. Digital Banking OmniChannel Portal is available for use on the following channels: - Internet Banking (Desktop) - Mobile Banking - Tablet Banking - Chat Bot Banking (Text & Voice) - Digital Bank Marketing - Apple Watch Banking - Business Banking Omnichannel - Facebook Banking - ATM / Kiosk Banking - Call Center Banking - eBranch Banking - Messaging Banking).

BankWorld is a fully integrated and innovative digital banking platform empowering banks to flexibly deploy and manage digital, payments and self-service channels from a single point. Our highly configurable BankWorld platform offers off-the-shelf services enabling banks to generate more revenue. Having the ability to embrace new ecosystems through open APIs, promote products and services relevant to your customer lifestyle our platform can reduce operational costs and license fees. It will also deliver a seamless customer experience across the most critical banking channels. BankWorld enables banks to provide innovative, cost-effective and consistent customer journeys across the spectrum of digital, self-service and payments. Our latest innovation in internet banking aligns standard design across our digital banking suite. BankWorld Internet 3.0 has undergone a revamp and has been re-designed based on Material Design guidelines and Angular.

Streamline Your Universal Banking Experience. CapitalBanker™ brings universal core banking into the digital era. Our core banking platform powers innovation across all banking areas for retail, private, corporate, wholesale, and Islamic banks. Grow Your Private Banking Business. From back office operations, to portfolio management, to compliance, CapitalPrivate™ powers 1,200 private wealth bankers and managers with the ability to deliver high-value experiences to your most sophisticated private wealth customers – keeping your private banking business ahead of the competition. Digitize Your Customers’ Banking Experience. CapitalDigital™ helps you maintain an always-on connection with your customers. Our solution allows you to maintain customer relationships whenever and wherever they need you. In the digital era, CapitalDigital can help you reduce costs, improve business agility, and fuel innovation. Simplify Compliance Management. We keep you ahead of the regulatory curve.

Enjoy future-proof payment infrastructure with Finzly's award-winning payment core. Unify all payment rails using a single API on a payment hub and provide a rail-independent single payment experience to your customers. Break free from the constraints of legacy core and launch new financial products with unprecedented agility and speed. Launch FedNow & RTP, modernize ACH & wires, or centralize processing using our payment hub. Deliver a modern, customizable treasury experience designed for the digital economy demands. Support embedded banking by offering BaaS through Finzly APIs. Finzly’s award-winning operating system empowers your bank to innovate and compete at scale. FinzlyOS works on a simple, app-based system. Adding new financial products is nearly as easy as adding an app to your smartphone. Retain your current customers by adding on-demand features and attract new customers to your brand.

Our Low code solution is quick to deploy and adapts to the requirements of your growing business. We are highly flexible and can be tailored to meet the demands of your business. Interface easily with existing IT infrastructure and external tech partners using any standard protocols like REST, SOAP, ISO 20022, ISO 8583 etc. Centrally customize and monitor and all products, users type and transactions. Aggregate customer data from other systems like CRM, Trade & Finance, and aggregators and BI systems. We are enabling the retail banking industry with the digital-first approach by providing digital-first solutions. Create a unique digital experience for your customer's unique needs your bank.

Backbase offers a new generation Engagement Banking Platform, allowing you to progressively modernize your main customer journeys and re-architect your business operations around your customers. We offer banks the opportunity to break free from the constraints of legacy IT systems and embrace a new-generation engagement banking platform. How? By enabling banks to gradually replace or decompose disparate legacy systems and construct a modern customer engagement orchestration architecture around them. This allows banks to prioritize essential customer journeys across all touchpoints while eliminating silos and empowering customers and front-office employees.

We collaborate with forward-thinking organizations to design customer-led digital banking propositions from the ground up. It's not about the technology you use to serve your customers, but about how you use technology to make your customers feel like Number 1. It's all about making banking convenient, easier, accessible and rewarding for your customers. Our proprietary digital banking backbone fOS enables you to do that. Our live clients and the multiple awards we received prove it. Fidor provides all the expertise you need to bring your digital banking project to life. We think, design, test, build and go to market. Our innovative digital banking platform, fidorOS (fOS), packs all the necessary banking functions you need, from onboarding, card and account management and credit products to analytics. One platform manages them all! As a first adopter of Open Banking principles and API, we designed our fidorOS platform to be light-years ahead of traditional solutions.

Accelerate your digital transformation initiatives with world-class front and middle office transactional capabilities and reimagine customer engagement by creating consistent, seamless and human experiences across channels. Get to market fast with an extensive repository of pre-built features and evolve as quickly as your customers’ needs. Have the freedom to align the open and flexible platform of Temenos Infinity to your digital banking architecture. Use any cloud platform of your choice and elastically scale on demand. Simplify the connectivity to any core banking system and implement changes quickly while managing application development time and costs. Leverage advanced micro-services and APIs to create your digital banking apps easily.

A low-code integration platform for banking. The Sandbox Banking platform helps customers connect fintech products to their existing systems. The company’s fintech partners close financial institution sales faster and can offer seamlessly integrated experiences across banking customer systems. Banks and credit unions grow revenue and increase operational efficiency by securely integrating fintech products with their existing infrastructure via Glyue. Using the company’s Glyue™️ platform, banks, and credit unions can accelerate digital transformation using pre-built API adapters and solution templates to securely connect existing systems with fintech partners. Our growing ecosystem of banking adapters and partners creates a network effect for fintech and customers. Distribute BaaS APIs and connect fintech vendors knowing ongoing security, infrastructure management, system maintenance, and business process changes are handled by Sandbox Banking for over 50 banking institutions.

The banking 'silo-breaker'. Your fully customizable, digital-first experience for web and mobile banking—available to all customer segments, across all channels, digitally and offline. From biometrics and third party verification to liveness checking and MFA. Full native functionality and seamless integration with existing and third party data. API hub built on open architecture for endless integrations. Unique layer of micro-service targeting and messaging on devices and wearables. Hit the ground running in any territory, iterating real-time with full compliance. Launch full range of accounts on mobile devices and powerful internet portal. Build your business across territories, products and segments with flexible tech.

Financial Institutions are redefining their bank operating models to become customer-first, while fintechs and developers are searching for new routes to market. An open banking platform utilizes APIs that allow different products and solutions to work together in inspiring new ways. A one-stop portal that is flexible and scalable makes financial institutions more agile, competitive, and generates growth. Customize the services your customers need and provide the cutting edge technology we all expect in our digital experiences. From Retail Banking, Payments, Lending, Corporate Banking and Treasury & Capital Markets access Finastra’s breadth of proven banking solutions. Be ready today and fit for the future. Are you a developer or fintech looking to disrupt the market? Or a financial institution looking to build new innovations for your clients? Access APIs from Finastra’s core systems to start developing new apps or integrating your existing apps.

Financial institutions, from fintechs and crypto platforms to banks and credit unions, use our API to offer their customers a fully regulated banking infrastructure and real-time clearing access. That way the business can grow on your own terms, and stay ahead at speed. Offer your customers FSCS-protected accounts by leveraging our banking license. We take care of the banking products so you can focus on creating the business that your customers dream of. Start processing payments faster and more securely by connecting to the payment schemes via our API. Choose the fully regulated accounts that work best for your business and your customers. With our cloud-based API, we offer banking infrastructure so financial institutions can focus on providing the best service for their customers and stay relevant in a fast-paced market. We understand the pain of dealing with legacy systems, the cost, and the risk involved in innovating in the financial services sector.

An award-winning combination of a low-code micro-app based development platform and a suite of digital banking solutions. Appzillon, the flagship offering from i-exceed, consists of Appzillon Digital Banking and Appzillon Digital Experience Platform. Appzillon Digital Banking is a suite of pre-built omni-channel solutions (with over 17 MM end customer downloads across the globe) that provides differentiated banking experiences for banks’ customers and staff. The Appzillon Digital Experience Platform is a low-code visual development environment that enables enterprises to realize their digital initiatives offering a best-in-class customer experience. Giving you the ability to become a challenging competitor through an enchanting platform experience of user friendly applications, developed for an array of systems, featuring robust, secure and unified mobility strategies. We act as a catalyst in your transformation to achieve the most sophisticated application development platforms.

Numerated is a fast-growing, venture-backed financial technology company powering digital transformation at banks. The platform makes originating bank products exceptionally easy by using data to remove work otherwise required from customers and lenders. The Numerated platform was originally incubated inside one of the highest volume SBA banks in the country before spinning out of the bank in a high-profile round of venture capital financing. Numerated makes it faster, simpler, and more efficient for businesses to purchase financial products from banks and credit unions. Numerated supports a growing number of business banking products: deposit account opening, term loans, lines of credit, SBA loans, overdraft, equipment loans, CRE, working capital lines, credit cards, reviews and renewals, and more. Make it easy for businesses to apply for any product, anywhere, anytime. Give fast decisions on applications, without sacrificing control.

A few short years ago, financial institutions competed on interest rates. Today, you compete on convenience. Innovators like Amazon and Uber have changed consumer behavior and expectations. Consumers now expect intuitive, attractive, and engaging digital experiences. Financial institutions of all sizes must aggressively prepare to meet these demands, which means planning for and embracing the evolution of mobile banking into the channel-of-choice – especially among the 83 million tech-savvy millennials who judge businesses based on their digital offering. Will leverage a modern web browser to mirror the sophisticated functionality delivered by Banno Mobile for online banking users and to create a seamless digital ecosystem. This HTML5, responsive web app will provide identical functionality across both digital channels. Banno Online is currently available.

We built the Core of the Insite Banking System with a user-centric design approach. The intuitive layout provides access to a wide array of integrated applications. Our modular design allows us to quickly update individual products in response to rapidly shifting technological, regulatory, and consumer environments as well as our customers’ direct input. The Insite Online Banking System is designed to work for both you and your customers. Our team will take on your bank’s branding to create a beautifully designed, and easy to use website your customers will love. You have the flexibility to be as involved as you want during this process, chose a layout from our variety of templates or share specific designs you desire. We use a responsive approach on all of our websites, allowing your customers to easily access it from any device.

Alogent combines our expertise and our robust technology platforms to tailor solutions to financial institutions of all sizes, and to scale for unprecedented growth potential: from community banks and credit unions, to international institutions. Our end-to-end check capture solutions and item processing platforms address all in-branch and remote banking channels. With fraud detection at the point of presentment and the ability to interface with a single dashboard for enterprise-wide data analytics, Alogent ensures transaction data, fraud trends, deposit volumes, and more, are at your fingertips for business-critical decisions. From full-service transaction processing to self-service banking, Alogent’s enterprise payment processing solutions are flexible, scalable, and deployable on-premise and in hosted environments. End-to-end automation across paper-intensive workflows drives faster decisions and more access to business intelligence.

BrightOS is a rich modular Core Banking System. Its highly optimal core is extended with functional units that span all bank processes, creating a fully-operational bank environment from day one. BrightOS prepares you for tomorrow's challenges with scalable, API-rich and event-driven solutions. White-label solution to meet your customers digital expectations and native integration with our/any Core banking platform. When selecting BrightOS one of the key factors to consider is the guaranteed data privacy and protection against data loss. Our solution is fully compliant with GDPR regulation including embedded functionalities for consent management. Benefit from range of digitalization integrations, saving time and enhancing your customer services. With proactive actions initiated by our Customer Support Service, important part of BrightOS is the performance management and health orchestration that elevates automation capabilities from simple admin tasks to complex end-to-end service.

Online and mobile banking solutions are your keys to delivering consumer experiences that strengthen engagement and in-branch relationships. With Corillian® Online and Mobiliti™ from Fiserv, you can offer simple and intuitive bill pay, money movement and other financial services in an ASP environment. Corillian Online and Mobiliti are turnkey solutions that enable you to provide complete and cost-effective digital banking services. Pre-built integrations, frequent upgrades and self-service maintenance streamline your ability to exceed consumer expectations and remain competitive in an evolving digital marketplace. Both solutions were designed to help you increase profitability, grow digital adoption and strengthen relationships with consumers who value convenience, speed and ease-of-use. Fiserv has the resources and expertise to deploy solutions to meet your flexibility needs like never before.

Green Dot is a financial technology and registered bank holding company focused on making modern banking and money movement accessible for all. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Our Banking as a Service (“BaaS”) platform enables a growing list of America’s most prominent consumer and technology companies to design and deploy their own customized banking and money movement solutions in the US and internationally. Founded in 1999 and headquartered in Pasadena, CA, Green Dot has served more than 33 million customers directly and many more through its banking partners, and now operates primarily as a “branchless bank”.

VeriChannel offers a secure, unified platform that empowers organizations to manage seamless, consistent and engaging customer journeys across multiple customer touch points, including web, mobile, kiosk, and even ATMs. With fully responsive user interfaces, customers and staff can access the system from devices of varying sizes and resolutions. As a reliable and scalable platform for Omni-channel Banking, VeriChannel sits on top of existing IT systems and allows for a secure, zero footprint integration with disparate business applications. With ready-to-go solutions and extendable architecture, VeriChannel can be re-used across all channels, thereby reducing application development and maintenance costs. In addition, there is no need to re-build legacy applications from scratch; VeriChannel lets you repurpose them by integrating content, data, and functionality into a new presentation layer, or customer experience.

Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.

Embed financial services into your client experience and enhance your business offer thanks to Treezor’s white-label solution. Treezor, the European banking-as-a-service leader, will support you throughout your payment project, every step of the way. A wide range of financial services to support all of your projects. Our modular one-stop-shop solution makes it possible for any company (fintechs and large businesses) to accelerate their banking projects by outsourcing any of their payment needs to us. Rely on Treezor’s regulatory, security, and tech expertise to smoothly embed payments into your customer journey. Treezor represents a creative and innovative hub for the best European fintechs to accelerate the digital transformation of payments. Treezor is the preferred platform for innovative companies, startups, fintechs, neobanks and more. One contract, one API, and one integration, with multiple services and endless possibilities.

Canopus connects you to a full spectrum of digital banking and payment functionalities. Our one-stop-shop solution includes everything you need for your Fintech business – software, open API and connections to the most important partners, e.g., banks, forex, card issuers and acquirers. We offer the most popular functionalities any Payment Service Provider, no matter the size, needs - customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing, payment acquiring and crypto payments.

BBVA wants to help your small business. Discover our market-leading checking accounts designed to support your small business. Earn interest on the money your small business makes, plus get the added security of being able to “sweep” funds to your business checking account when you need them. Find business loans for every project—no matter how big or small—tailored to your unique business needs. Manage your business’ spending and cash flow, plus earn rewards on Qualifying Purchases you make with our Visa® credit card options. Find everything you need to keep business running smoothly, including POS systems and the ability to accept more payment types. Explore special programs built for your business or non-profit, with offers exclusive to BBVA customers. The dream of small business takes a can-do attitude. The pandemic shook that self-reliance. It was our honor to be there and help those dreams continue.

Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.

The Alkami Platform enables banks and credit unions to compete with the Megabanks and Fintechs and capitalize on whatever the future brings. We inspire and empower financial institutions to grow confidently, adapt quickly, and build thriving digital communities. We provide award-winning product features and a scalable infrastructure. Never worry about outgrowing your digital banking solution or having a competitive disadvantage. With our highly extensible and customizable Platform, along with our continuous software delivery model, you can respond quickly to changing market demands and opportunities. Connect with your end users through a personalized, user-friendly solution that enables you to provide the service and strengthen the relationships that cultivate loyalty.

Our Banking-as-a-Service platform has everything you need to build your own banking products. Solarisbank is a technology company with a German banking license. With our straightforward APIs, you can integrate our fully digital banking services directly into your product. We have mastered the technical and regulatory complexities of banking, so that you can focus on what's really important: your customers. Create your own banking product with our powerful APIs. Build your own neobank with our Digital Banking and Cards APIs. We take a B2B2X approach, meaning you remain the owner of the full customer relationship. Our simple and self-explanatory API documentation will have you up and running in next to no time. Our Banking-as-a-Service platform is based on modern RESTful APIs that can be mixed and matched to suit your needs. We shoulder the regulatory burdens of running a licensed bank, so you can focus on your customers’ needs.

Connecting Fintechs & Banks. Use Treasury Prime APIs to embed a full range of banking services from account opening to payments to cards. For Fintechs. Get to market fast—with a pricing model that makes sense. Using Treasury Prime is 5x faster and cheaper than doing your own integration. Explore our products. Most complete set of banking services. A full range of banking capabilities plus the custom reporting you need for your business. Great developer experience. Best documented and easiest to use API. Direct relationship with your bank. Banking services are the foundation of your business; we work with multiple banks and ensure that you have the right bank partner. For Banks. Unlock new channels for growth. New banking relationships drive deposits, increase transaction revenue, and build non-interest income—without changing any systems. 50% lower deposit acquisition cost. Onboard commercial accounts in 2 minutes instead of 2 weeks 30% more deposits.

Business banking – but not as you know it. Apply for a free digital business account in minutes and join over 350,000 UK businesses who have changed the way they bank. There’s a faster, easier way to stay on top of your business’s finances. Apply for an account in minutes to get your Mastercard debit card. An easy-to-use business account stacked with powerful money management tools. All with no monthly fees or UK payment charges. Free 24/7 UK support via app, phone or email, with fast response times and help from real humans. A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme. An easy life. If you want us to, we’ll move all your banking over for you through the Current Account Switch Service (all it takes is a few taps in-app). Most banks charge fees for what limited companies get for free with Starling business. Give our comparison table a quick scan to see for yourself.

Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network.

Our solution for telcos and e-money licensed companies to offer payment and financial services to their end-users. MFS platform creates new revenue streams, increases customer loyalty and helps reach the underbanked and unbanked. Designed to serve telcos that need to comply with PSD2 licensing or e-money license holders to provide financial services to their customers. Mobile financial services is a breakthrough technology in the concept of money. By adopting mobile financial services technologies, telco businesses ensure sustainable and consistent user loyalty while delivering services such as direct carrier billing, utility payments, merchant payment capabilities and more. Gain more offline partners as it’s mainly focused on online transactions. Drive financial inclusion for the unbanked and underbanked around the globe.

From a single API and with just one contract, HUBUC covers compliance and provides access to fintech and banking services for brands to create new revenue streams, increase customer loyalty and enhance user experience. We offer: - Embedded Banking: open local IBAN accounts within your product. Receive funds instantly and reconcile transactions with intelligent automation across 58 countries. - Embedded Cards: grow your business and launch new services at pace with prepaid, debit and credit cards which are connected to the world's largest payment networks. We are making this possible in three simple ways: - We provide access to developer-friendly, powerful tech stack to our clients through one single API. - We connect fintech capabilities of industry giants such as VISA & Mastercard, issuing banks, innovative FX, security and compliance players to our clients through one contract. - We guide implementation and secure transactions across all 58 markets where we operate.

At ConnectPay, we offer an all-in-one financial platform that’s been purpose-built to help your online business to scale. By providing an all-in-one, easy-to-use financial platform, we take care of payments, accounts, and basically all things finance so you can focus on what you’re passionate about. What makes us special is that not only do we hold an EMI license, but we also offer a comprehensive suite of compliance solutions that come embedded in our platform. With us, you can relax and focus on what you do best while we take care of the complicated things. We also have a proven track record with leading platforms, marketplaces, and other online businesses. In 2023, we processed over 3.6M transactions averaging €1B per month and we held 101M of client funds. This is what we offer: - Embedded finance - Built-in compliance - Multicurrency IBAN accounts - Digital wallets - SEPA transactions - SWIFT payments - Payment cards - Payment gateway - Daily banking

Payment software created for banks, barters, remittances and innovative currency systems. Cyclos is used by more than 1500 payment systems worldwide. Use our brand new mobile-first responsive open-source front-end. Personalize our app and publish it on the app stores. Or use SMS or USSD if needed. Additionally, you can offer your customers a complete marketplace and even their own webshop. A large range of features are available, such as ad alerts. Cyclos offers a secure and reliable banking/payment platform, which can easily be customized according to your requirements. Merchants can easily accept nfc payments with their mobile app or generate a QR code, which can be scanned and paid by the customer. Pay with our app to a printed QR code or generate a QR code on our app to receive payments. Pay by holding an NFC card to an android device to do quick and secure payments.

VeriChannel as a Service is a game changer agile cloud solution coupled with pre-packaged, out-of-the-box business processes, making it possible to launch your digital bank on mobile in less than 90 days! VeriChannel as a Service Digital Onboarding VeriChannel as a Service Solution Overview For most banks, traditional operating models and legacy systems are the biggest challenges and greatest obstacles to remain competitive. In order to move at speed and pace in their digital transformation journeys, banks need to: Catch up with the next wave in digital banking: speed, personalization and enhanced customer experience. Create a unique alternative to a traditional banking experience. Provide best-in-class transactional capabilities & functionalities. To help you to wow your customers, offer them new value-added services that are available 24/7 and put financial power at their fingertips: VeriChannel as a Service is the future. Hosted on Microsoft Azure Cloud.

The industry’s most comprehensive bill presentment, payments, and customer engagement platform. Simplify the payment process for both your customers and your office. Accept credit/debit and bank account payments 24/7/365 from any device, phone, smart phone, tablet, or computer. Bill2Pay has been providing custom lockbox solutions for over 25 years. We invest in the latest, state-of-the-art equipment, allowing us to achieve maximum efficiencies without sacrificing quality or timely processing. In addition, our fully-digital systems allow us to customize our process according to each of our client’s unique needs. Annual independent SSAE-Type 16 process control audit has been exception-free since inception. All exceptions are reviewed twice by two different employees. Strict validation controls identify anomalies for a secondary review prior to processing.

We’ve built a smart financial services platform to make finance accessible to everyone. JUMO is the market-leading banking as a service platform, enabling real-time access to funds at the lowest possible operating cost. Integrating into JUMO’s platform enables our partners to offer loans, savings and a wide range of financial choices to a new group of customers. The platform has two distinct capabilities which work together to provide a full digital banking service. The technology which provides end-to-end, next-generation banking infrastructure. The learning machine analyzes data to reduce the cost and risk of lending. We use artificial intelligence and machine learning to build accurate credit scores and targeted financial products for people who don’t have a formal financial identity, collateral or credit record. We provide our eMoney and banking partners with all the reporting, analytics and insight they need to offer individualized financial services with high value.

This portal provides a sandbox to test APIs and manage partners, clients, and your processing preferences. Our Open*CP Fintech API Marketplace is one of the only ‘REAL Banking-as-a-Service’ platforms powered by a full-scale, digital payments bank. Open*CP Fintech API Marketplace is simplifying the way that established brands and fintech acquire single-source access to the full payments ecosystem in lieu of expending the resources or acquiring the expertise to piece together all of the individual parts. Open*CP’s features of technology, charter and choice make it the solution for entrepreneurs who long for a complete integration from a trusted payments bank that leads in innovation. Central Payments is focused on making financial experiences better for all, particularly serving people of modest means who historically have not enjoyed the benefits of affordable and accessible financial products.

We help teams across webs, industries, stages, and business scales to achieve success in a sustainable way. Global pay-ins and pay-outs. Multi-currency bank accounts in compliance with local regulations. Manage your corporate cards and expenses on one intelligent platform. Can be used wherever Visa and Mastercard payments are accepted. Unrivaled earnings yield for idle funds compared with a traditional savings account. Invest in USD via bank transfer or USDC via on-chain transfer. A complete set of banking components that can be assembled to create pretty much any use-case needing banking functionality that is seamlessly embedded into your customer experience. iPeakoin provides fiat and crypto accounts for the advertising industry, enabling instant payments and easy global fund transfers. iPeakoin addresses your compliance challenges, covering fund pathways, contracts, and audits, reducing pressure on your risk management team.

Stripe Treasury is a banking-as-a-service API that lets you embed financial services in your marketplace or platform. With a single integration, enable your customers to hold funds, pay bills, earn yield, and manage cash flow. Stripe Treasury provides the modular components you need to build a full-featured, scalable financial product for your customers. We’ve partnered with banks to enable ACH and wire transfers, FDIC insurance-eligible accounts, and faster access to payment funds, all within your platform. Create an account object with a single API request. Onboard users verify their identity and provide an account with one of our bank partners in minutes. Establish a store of funds and configure the properties of your financial product. Enable different ways to transfer funds in and out of an account. Issue custom payment cards to give users more ways to spend their funds. Stripe Treasury is built in partnership with a network of banks.

Through our global banking APIs, fintech expertise, and customer support, decrease your time to market, reduce the cost of global payments and expand your products and services internationally. Opening up international bank accounts is challenging. We'll do it for you - making direct debiting, global reconciliation, and a unified global banking experience simple. Do international business like a local. Pay international vendors and customers with ACH, SPEI, SEPA, SWIFT wires, and more. Our global payment and FX institutions network gives your customers access to rates that have traditionally only been reserved for the largest corporations. With our new approach to cross-border payments, no one gets left behind. We believe in tearing down financial barriers to growth so that every business has the opportunity to thrive.