Armour365

Oz Liveness is a leading facial recognition and authentication software used by private and public organizations across the globe to lower the risk of biometric fraud by preventing deepfake and spoofing attacks with 100% accuracy. The technology has been validated by the industry’s most rigorous testing standard, ISO 30107-3 iBeta level 1 and 2 certifications. It helps organizations validate they are dealing with a real person within seconds, lowering compliance and fraud risks. Oz Liveness features advanced algorithms able to detect many forms of biometric spoofing, including 3D and 2D masks and photos along with photos or videos displayed on a mobile or a laptop screen. On-device Liveness detection and face biometry checks allow to use of a phone as a personal biometric device. No data is sent to the server from the device and stays in the customer's hands. On-device Liveness is perfect in any customer’s use case, improving the reachability and stability of the services .

Voice biometrics uses someone’s unique vocal characteristics, like pitch, tone, and rhythm of speech, to identify them in the same way other biometric technologies use digital fingerprints or retina scans. The real business and operational benefits of voice biometrics are that a speaker can be authenticated over a range of remote channels facilitating convenience, efficiency, and security. Unlike many other biometric modalities, it is not dependent on using a sophisticated device, a feature phone, an IVR system, or even a traditional landline to do the job. Fraud is rising in the form of account impersonations (the act of obtaining a legitimate user’s details to take over their online, credit cards, store cards, and bank accounts for money or credit card theft purposes). Globally, Kaspersky Fraud Prevention reported that every second fraudulent transaction in the finance industry was an account impersonation in 2020. In South Africa, SAFPS has reported an increase of 337%.