Best Payment Processing Software in the USA - Page 17
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Compare the Top Payment Processing Software in the USA as of April 2026 - Page 17
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SBIePay
SBIePay
SBIePay provides one of the most comprehensive and elaborative payment options to their Merchants, who in turn can provide payment convenience to their customers. SBIePay is the only Bank that has direct integration with all payment channels, thereby bypassing any private entities in between. This provides complete transparency in doing business, which is the reason our partners chose to use our Payment Aggregation Services. To make your experience even better, Bank is aggressively identifying other payment channels and are onboarding more options on our platform. SBIePay has direct integration Internet Banking of with about 45 banks, which provides frictionless transition with a better success rate and lesser chances of transaction dropout. -
2
Alternative
Alternative
Partnering with B2B services and SaaS companies enabling seamless, white-label payments. Provide your customers with a simple, streamlined checkout experience with flexible payment options. Our existing customers have driven revenue growth by 47% after offering pay-over-time solutions! Optimized for easy sharing and tracking. Create stickier relationships with existing customers. Leave manual billing and collections behind for good. Alternative pays you immediately, while we collect from your end customers over time. Give unrivaled flexibility to pay via ACH, credit card, or BNPL with our proprietary tools. Enjoy free ACH transactions and auto reconciliation, saving 10+ hours of data entry. Utilize next-gen data reports profiling business performance and customer health. Alternative is changing the paradigm within B2B payments and empowering you to offer unrivaled payment flexibility to your end-customers, while you get paid upfront. -
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IR Transact
IR
IR's Transact simplifies the complexity of managing modern payments ecosystems by bringing real-time visibility and payment monitoring to your entire environment, including for Card Payments, High Value Payments and Real-Time Payments. Transact gives you the power to uncover unparalleled insights into transactions using analytics, identify trends to help you streamline the payments experience, turn data into intelligence, and assure the payments that keep you in business. Uncover unparalleled insights into transactions and trends to help you make better business decisions. Use customizable dashboards to see the information most important to you. Translate complex data sets into straightforward, digestible representations. Find and fix problems before they impact customers with rapid troubleshooting. Ensure successful deployments and optimal performance across all payment types. -
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FroogalPay
FroogalPay
FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications. -
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Ingenico TETRA
Ingenico
TETRA enables you to leverage Ingenico’s tried and trusted technology, while transitioning to a digital environment. Powered by an OS with a 40-year pedigree, it deploys eco-friendly payment devices backed up by an extensive services suite – including various remote operations in line with our global sustainability policy. Designed for any environment, TETRA terminals enable you to accept any payment method with seamless security and user-friendly interfaces. TETRA is powered by a proprietary OS that has stood the test of time. Adapted to countertop, portable, mobile, lane and self-service applications, it incorporates a broad range of devices. Designed with varying environments in mind, they cover every payment scenario. TETRA provides you with the world’s largest portfolio of payment applications, all of them compatible with any generation of the platform. Over 3,500 individual payment methods, including contactless and QR-code-based payments. -
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JustiFi
JustiFi
Traditional payment processors capture the lion’s share of profits from the funds flowing through your platform with a legacy architecture that suppresses the value of your company. That’s not right. We deliver payment and embedded fintech solutions that accelerate the potential of vertical SaaS platforms. Enable sub-account architecture and control your processing costs from the beginning. Archive 100+ basis points of keeping with a team & tech that obsess over your opportunity. Give customers the financial tools they need to grow and achieve 200+ basis points of the keep. Execute the go-to-market strategy to activate your customers and optimize embedded fintech usage. Of course, you need the right sub-account architecture and below-market-rate pricing to be in the payments game. But it takes much, much more to win. The JustiFi payments & embedded fintech platform, combined with our team of strategic payment experts, will help you win the payments game. -
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Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
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PayPipes
PayPipes
PayPipes is build to simplify connectivity and management of Acquiring Banks, Alternative Payments and Risk Management Tools. PayPipes connects with multiple top-rated payment gateways globally. To grow your business, you may need to connect to multiple payment gateways. Maybe to support failover and more successful transaction processing, or to process payments in international markets. PayPipes makes it easy to connect and maintain integrations to gateways and payment APIs. Connect once and then add new gateways and integrations fast. All online merchants that accept card payments must be PCI DSS compliant. PayPipes significantly cuts your PCI compliance scope. That helps you deliver a great transaction experience to your customers while helping avoid costly on-site data security assessments. Effectively prevent fraud with sophisticated, robust, and industry-proven fraud prevention tools. -
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PaySpace
PaySpace Processing
Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below. -
10
Unlimit
Unlimit
Founded in 2009, Unlimit is a global fintech company that offers a large portfolio of financial services, including payment processing, Banking as a Service (BaaS), and an on-ramp fiat solution for crypto, DeFi, and GameFi. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate locally and internationally easily across Europe, the UK, LatAm, APAC, India, and Africa. Unlimit has over 500 employees across 16 offices and five continents, including London, Frankfurt, Singapore, São Paulo, Hong Kong, and Mexico. -
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Planet Payments
Planet
Accept payments in every way, shape and form. If you struggle with too many different reports, back office recons that are a nightmare and disconnected systems, then you have come to the right place. Planet’s Single Payment Platform has you covered; online, in-store, via a payment link or even for your subscription services and gift cards. Let customers and guests pay the way they want to. Planet makes it possible for you to accept most payment methods. This includes; credit cards/debit cards, contactless, chip and pin, and mobile wallets. As well as Alternative Payment Methods (APMs) such as PayPal and AliPay, cryptocurrency and Klarna at POS. Reach Asian shoppers by offering Alipay+ and WeChat Pay on the same device. -
12
Net1
ECI Solutions
Simplify payment processing with a solution that directly integrates into your ECI software. Net1 integrated payment processing saves you time, reduces costly data entry errors, provides enhanced security, and increases your business cash flow. Improve the way you manage payments. Our integrated card and automatic clearing house (ACH) solutions provide quick, efficient payment processing, usually at a significantly lower cost than other payment providers. Increase productivity and accuracy with an integrated solution that automates payments and billing, removing liabilities associated with data entry errors and disjointed systems. Eliminate repetitive tasks and manual mistakes. Secure sensitive customer and business information with a solution that encrypts and protects data in the Net1 payments vault. Tokenized payments keep sensitive data safe and out of unwanted hands and minimize PCI compliance costs and effort. -
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Kolleno
Kolleno
Spend less time managing your receivables. Enrol your clients and replace outdated manual processes with automated digital collection strategies and communications. Provide your clients with multiple digital payment options (ACH, Credit Card, Open Banking) making it easier to complete payments and reconcile your books. Receive regular automated reports and analytics to fit your business needs and stay on top of your cash position. Obtain proprietary customer ratings based on credit checks and engagement data to facilitate informed decision-making and optimize payment plans. Predict your future cash position based on current and historic payment data. Streamline your workflows and prioritize easily. Leverage customizable communication templates, strategies, and a white-labeled approach. -
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PAYARC
PAYARC
We’re more than just a payment processing company. With our client-centered and technology-driven payment platform, you will change the future of your business. We want to empower you to make smarter decisions, optimize your organization’s processes, and scale your business, one payment at a time. Accept payments in person using our all-in-one platform and user-friendly terminals that allow your business to safely collect payments, increase productivity, and grow customer loyalty in any environment. Our all-in-one platform will provide you with all the tools you need to manage your business, sales, transactions, and customers, allowing you to optimize your payment infrastructure. Accept online payments easier with our powerful payment platform for businesses of any size. Our virtual terminal allows you to successfully key in transactions with customized features, such as tokenization, encryption, level 2 & 3 processing, and automated invoicing. -
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PayNearMe
PayNearMe
PayNearMe develops technology to facilitate the end-to-end customer payment experience, making it easy for businesses to manage and accept payments. Our modern, flexible and reliable platform is built from the ground up to increase engagement, improve operational efficiency, and drive down the total cost of accepting payments. The modern and reliable payments platform that lets your customers pay how, when and where they choose. Let your customers choose how, when and where they want to pay—with a convenient, consistent experience across multiple channels. Accept secure, convenient cash payments 24/7 at over 40,000 participating retail locations. Make your collections agents more productive with an easy, fast and intuitive user experience. -
16
Volt
Volt
We’re building the world’s first global real-time payment network. Move money at lightning speed, wherever you are. Real-time payments, everywhere. Discover what you can achieve by plugging into the world’s first real-time payment network. We’re accelerating a global real-time revolution by creating a single gateway to a world of account-to-account payments. The result is an unrivaled open payments power grid, where money flows and conversion are expertly optimized. This network of networks, powered by open banking, is transforming how money moves on a global scale. Welcome to next-gen eCommerce. By uniting real-time open payment systems to one harmonized standard, we give businesses the power to offer customers everywhere the same frictionless payment experience. By being obsessive in detail, we’ve created elegant, intuitive experiences for customers who crave convenience. With intelligent bank searches and mobile-optimized UI, our checkout is as much about speed as simplicity. -
17
ZonePayments
Zone & Co
Businesses that thrive today and in the future have flexible and scalable technology that allows change and variation to unlock growth potential, not hinder it. ZonePayments gives you the simple and complex capabilities to adapt your lead-to-revenue processes when and how you need to. Seamlessly connect with 3rd-party payment providers, like Stripe, to collect customer payments and reconcile deposits directly within NetSuite, all without sacrificing control or compliance. Trust your data so you can focus on growing the business. Now you’ll be confident that your earnings are all recorded accurately and safely in NetSuite, not scattered among your different payment providers. Payments record your payouts and apply deposits to the right account directly in NetSuite. Goodbye errors, hello easy audit trails. Automated reconciliation means leaving the matching to the machine and the exceptions to the master. -
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Collexo
Nopaperforms Solutions Private Limited
Collexo brings together everything that your organization needs to make your fee collection process easier, faster, and secure. Collect any type of fee (one time, partial, or a recurring payment) in seconds, anytime, anywhere - through all student touchpoints and channels, be it from your website, via payment links, or directly via your existing ERP. It offers all methods of payment at one place - from Online, Cheque/DD, to Offline Cash Payment and instant Financing. Collexo empowers you with a robust reporting engine with run time settlement reports, finance dashboards, payment workflows, communications, late fee, and more. The inbuilt communication suite allows you to automate your reminder communications and send real time emails/SMS/WhatsApp to your students. No more struggling with multiple payment gateways, manual reconciliation, cumbersome taxation and suspense entry identification. With Collexo, transform the way you Collect, Manage, and Track all your fee payments. -
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BLIK
BLIK
BLIK payments are a fast, convenient and secure method of making online transactions. Customers increasingly appreciate such modern conveniences. So give them the opportunity to use them on an everyday basis. Be an entrepreneur who cares about the convenience of his customers and implements solutions to improve the shopping process. BLIK can be implemented in several ways, depending on your business needs and capabilities. BLIK is an increasingly frequently chosen means of payment online year on year. The simplest and most popular type of implementation. Errors and retries of transactions handled by BLIK. The easiest way to enable BLIK payments without entering a code (existing database of users who used the eblik.pl website and saved the browser as trusted). -
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Paystri
Paystri
We deliver strategic payment solutions to independent software vendors (ISVs), financial institutions, and businesses of all sizes. Paystri is a full-service, integrated payment acceptance and technology provider with unparalleled omnichannel customer support. We dedicate the same level of expert care and attention to our customer service as we do our innovative payment technologies. We’re here to design and deliver the best payments experience for your customers, no matter how they choose to pay. Supercharge revenue with frictionless customer payment acceptance solutions, paired with next-level customer support. Monetize the payments portion of your software with seamless integrated payments and generous revenue share. Drive incremental revenue from commercial clients by offering Merchant Services designed for their businesses. -
21
CardX
CardX
When consumers pay with a credit card or debit card, your institution receives 100% of its billed amount. CardX collects the service fee and pays all transaction costs, so you get every dollar you’re due. In Government and education, most payment providers haven’t kept up with the times. Intelligent Rate is powered by our patent-pending technology that determines card type and cost of acceptance in less than a second. The result is a forward-thinking payment solution that provides the transparent experience today’s consumers expect. With intelligent rate, consumers are responsible for covering only the costs they create, just like with utility bills and other consumer services. In contrast, a flat-rate service fee forces a consumer with a low-cost card, such as a debit card, to subsidize a consumer who prefers a card that’s more costly to accept. -
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Dharma Merchant Services
Dharma Merchant Services
Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us. -
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Brite Payments
Brite Payments
Introducing faster, smarter, more secure payments. No cards, apps, or sign-ups. Just choose your bank account and pay. Faster, smarter, more secure. Brite takes care of transactions from customer to merchant, and back again. No sign-ups, no card details, and zero hassle. Introducing fully transparent, faster, smarter, and more secure payments. Use your bank authorization to pay directly from your bank account. No card details, no downloads, and no problem. Experience payments at Brite speed with our instant payment network between your bank and any business. From start to finish, Brite protects funds using the highest encryption standard available. Unlock growth opportunities, improve your cash flow, enhance operational efficiency, and reduce the risk of fraud. Brite instant payments directly connect to a bank’s API. This makes it easier for your customers, faster for you, and comes with a lower, more predictable cost. -
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SMG Global
SMG Global
Cut through the hassle of getting approved and get merchant services that fit your unique business. We are a one stop shop for all of your payment processing needs. Our trusted banking solutions with the industry’s finest allow us to create payment solutions for all types of merchant accounts, both domestic and international. Excessive chargebacks can cause legitimate businesses to be considered high risk. Our chargeback prevention suite helps you identify chargebacks before they occur. Our robust ACH platform helps you optimize your processing while providing flexible payment options for your customers and giving you peace of mind. We understand how complicated merchant payment processing services can be. -
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Host Merchant Services
Host Merchant Services
We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions. -
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PayWorld
PayWorld
PayWorld is a specialist service provider to helps businesses that are already trading or starting up to leverage the experience of the processing industry and get the best processing rates and settlement times to make sure that payments are not hindering the business. PayWorld provides merchant account services to businesses and individuals that are just starting up, as well as established businesses that are now looking for a better payment solution. PayWorld provides a stable, secure online trading environment to ensure your online business has the best chances of success. If you are ready to sell online and don’t know quite where to start, start here. Whatever your business, we have a solution. Our acquiring partner network is worldwide and includes carefully selected reliable and stable partners providing competitive rates. We offer ecommerce solutions for all types of low-risk and high-risk online ecommerce and brick-and-mortar businesses. -
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ccNetPay
ccNetPay
Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business. -
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ECS Payments
ECS Payments
Our cutting-edge payment processing solutions offer customizable packages to fit any merchant’s needs. Whether you need a virtual or physical terminal, payment gateway, or POS software integration, we have what you need. With our partners at security metrics, you can become PCI compliant effortlessly. We outline the steps you need to become compliant, protect credit card information, and protect your customers—all while saving you thousands of dollars. All of our development and support staff work in-house and in person. We are a family-run business that understands the potency of personal touch and polished relationships with our clients. -
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PayDiverse
PayDiverse
We have the largest network of high-risk banks in the industry, and growing. Our team has spent more than 20 years in the high-risk space formulating and strengthening our network of domestic and international banking partners to be able to provide diversified solutions suitable for nearly every type of high-risk merchant account. Our online application, which is integrated with dozens of banks, assures a quick application and approval process so you can start accepting credit cards right away. Our online portal delivers daily status updates from our banking partners and reminds you exactly what is missing to get you approved. With over 40 different bank solutions that have been tested, we can ensure that your application will only be submitted to banks that work with businesses like yours. Minimize fraudulent charges by utilizing our fraud-prevention services. -
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Axcess Merchant Services
Axcess Merchant Services
When arranging your merchant account, we use our established relationships with hundreds of reputable card processing banks to find the best match, best rates, and the right acquirer for your business. Our merchants include many profitable household-name brands, but we also help merchants who have been declined, had their merchant accounts closed down by banks, or have high chargeback rates. We’ll provide you with a combined merchant account and gateway services with secure encrypted connections. We also offer recurring billing and mobile billing. Our payment gateways are secure, with fraud protection to ensure your business is protected with 60 different types of risk settings. Our gateways provide you with all of the tools, systems, and technology required to effectively run your business. If your business deals with payments from a variety of countries, we can provide processing across 179 different currencies.
