Best Payment Processing Software for Cloud - Page 16
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Compare the Top Payment Processing Software for Cloud as of May 2026 - Page 16
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ACH Payments
ACH Payments
ACH Payments provides multiple methods for ACH processing, from the easy-to-use ACH Virtual Terminal to API integration methods. No matter your company’s requirements, we have the solutions you need to automate payment collection. Integrating ACH and credit card processing into your software or Internet ASP solution can make your payment processing cycle seamless. We have the documentation, code samples and technical assistance that will make this process easy. Offering an ACH processing option is becoming mandatory for recurring payments. The combination of much lower processing fees and much lower payment decline rates compared to credit cards make ACH payments a compelling addition to your payment options. The ACH Virtual Terminal (VT) provides a secure, PCI compliant, web-based application for the processing and management of both ACH and credit card transactions. Compliant solutions that make it simple to add 24/7/365 ACH payment options. -
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PayMongo
PayMongo
Give your customers a payment experience they’ll love. Give yourself tools for success. All with one PayMongo account. Collect one-time payments through Viber, Messenger, Instagram, SMS or anywhere you talk to your customer. An always-on payment page, custom-made for your business' product or service. Add PayMongo to your eCommerce platform of choice to collect credit card and e-wallet payments. Integrate payments into your projects, from small side gigs to complex products and services for millions of customers. Track your customer payments in real-time. No more waiting for screenshots of receipts. Our risk engine uses 1,600+ data points to predict and fight fraudsters in real-time. Generate payment and payout reports with VAT and withholding tax computation built-in. Our onboarding process is purely online. No lining up, no mountains of paperwork! When you need a helping hand, our customer success team is ready to help you grow your business. -
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Mojaloop
Modusbox
The world’s first open-source platform for interoperability in a real-time payment network. We’re driving low-cost digital payment services for banks, companies, governments, and people everywhere. Check out our contributions on Mojaloop.io. Unbanked populations typically rely on low-value, high-volume transactions, making them less attractive customers for most banks. As a secure open-source platform, Mojaloop promotes interoperability for everyone, all classes of Digital Service Providers (DSPs), and the customers they serve. With a purpose-built reference architecture that embodies the level one project principles, Mojaloop is a cost-effective solution for real-time payment and settlement management. Payment hub operators can leverage the technology to deliver transformational and inclusive financial services into their markets. Available to any licensed DFSP in the country including banks and licensed non-banks. -
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Promise Pay
Promise
Promise delivers advanced technology solutions designed to help government agencies and utilities manage payments and benefits distribution more efficiently. Their platform automates income verification, eligibility, and outreach, enabling agencies to increase revenue collection and reduce waste. Promise offers flexible, data-driven payment plans with interest-free options to improve payment consistency and customer experience. The solution is secure, scalable, and integrates quickly, with average implementation times around eight weeks. Machine learning capabilities detect and prevent fraud and abuse while maintaining comprehensive audit trails. Trusted by numerous public sector clients, Promise powers relief and repayment programs that simplify administration and maximize impact. -
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Sofort
Klarna
Let your customers pay now with the safety and simplicity of online banking. Trusted by more than 85 million users and available in 15 countries. In case you’re wondering why you’re here when you were expecting something more orange, something exciting has happened. The payment method “Sofort” has now become a star player for the Klarna team, or to put it another way, Elvis has joined the Beatles. Sofort GmbH lets customers pay now using their own online banking details. The big advantage is that customers don’t need to register or open an account. Funds are transferred directly from customers’ online bank accounts to their bank accounts. Thanks to the real-time transaction confirmation you receive, you can dispatch the goods to your customers immediately. When shopping online, your customers use their own familiar online banking details, but confidential login details and confirmation codes are not stored and are never visible to you or any other third party. -
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WayForPay
WayForPay
Try the service features immediately after registration. There is no need for the dragged out signings of contracts and conversations with managers. For each client, we select individual conditions and means of payment: from the customized design of the payment page to the implementation of additional functionality. An integrated approach to the conversion of payments. Uninterrupted operation of the service, one gateway - 6 banks, personal antifraud monitoring system. Manage your payments in your smartphone. Light version functionality for comfortable work with payments in your store. Receive notifications of completed payments in Viber, Telegram. Issue invoices to customers, monitor store balances, track sales, and more. Receive the entire amount of the purchase at once, and the client will repay by installments to the Bank, where he took out the loan. -
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LiqPay
LiqPay
Use LiqPay to accept and send payments, to manage your business. market for the provision of services in the field of Internet acquiring. After registration in LiqPay, you will be able to accept payments online and conveniently manage your business. Allows to accept payment by Mastercard and Visa cards in a mobile application on the platform of IOS or AOS. The library contains a set of tools for interacting with the LiqPay payment API. LiqPay provides an opportunity to brand the payment page to meet your website design. The opportunity to get a tariff reduction in the presence of a large turnover of funds. For a quick and easy connection, we have prepared plugins for CMS and SDK. LiqPay will ensure the maximum level of successful payments for your merchant. Customize the payment button depending on the platform. -
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Fondy
Fondy
Fondy is simplifying global payments for small and medium-sized businesses looking for an easy and affordable way to accept online payments in a variety of ways including cards, online banking and digital wallets such as Apple and Google Pay. Social media platforms increase your brand visibility and credibility. Since shoppers purchase more often with their mobile devices, use Fondy’s in-app solutions without the need for developers or designers. Keep your customers on the payment page by simplifying the checkout process and giving them the optimum shopping experience to guarantee return visits. Increase sales and reduce the risk of cart abandonment by offering your customers their preferred local payment methods. Fondy has 300+ options including cards, bank transfer, online banking and digital wallets. We have created a series of plugins that integrate with the most popular content management systems and web builders.Starting Price: 1.3% + 0.20 per transaction -
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PulzePay
Elite Mobile Global
PulzePay is a multichannel payment service provider offering businesses to accept and collect payments from anywhere in the world. PulzePay platform connects businesses directly to accept electronic payments by payment methods including credit cards, debit cards, real-time local bank transfers via online banking & email or SMS, enabling businesses to optimize growth and profit online, in-app, and in-store. Non-obtrusive and seamless purchase via simple steps on mobile. Real-time accurate reporting for decisive marketing decisions. Opportunity to monetize from in-app purchases via premium SMS and direct carrier billing. Save cost with free customer service support. Wide range of price points for in-app purchases. End users download and make purchases via in-app. Ready to deploy PulzePay™ SDK for Android games with Unity3D support. Request for payment via email & SMS. -
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SwooshTransfer
SwooshTransfer
The mission of SwooshTransfer is to make cross-border payments and collections easy, secure, fast, and cost-effective. We bring integrity and security. Aim to increase conversion rates at every step of the payment process Smart payment solutions that automatically reduce fraud and non-payment through machine learning. Developed to make the collection and reconciliation of payments from anyone, anywhere in the world, a straightforward and cost-effective process for both institutions and students. Dedicated to removing the pain points of both patients and healthcare providers by streamlining the cross-border payment process and improving customer experience. SwooshTransfer Ltd is an FCA-regulated FinTech that provides secure, convenient, and inclusive cross-border payment services to users worldwide. We provide the ability of upgraded technical capabilities such as blockchain and AI risk control. We can provide lower cost, faster, more secure global payment services. -
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Uswipe
Uswipe
Uswipe is partnered with global credit card acquirers and licensed payment institutions offering secure payment solutions to small/medium/large businesses worldwide. Our direct relationships with Visa, MasterCard, and SWIFT, through our vast partner channels, enable Uswipe to process all major credit cards, issue Prepaid Cards, digitalized e-wallets, IBAN, and process cryptocurrencies to qualified businesses throughout the world. By way of our international banking partners, we offer price competitive rates and secure, multi-currency payment options to merchants throughout the globe. All of this is supported by a secure PCI DSS Level 1 compliant payment gateway. Our 24/7 customer service team makes certain all payments are received in a thorough and smooth fashion. Our certified quality gateway system ensures the highest quality of our products and services to be supplied to our merchants! -
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kevin.
kevin.
kevin.'s next-generation payment infrastructure is designed to suit the needs of a wide range of commercial and non-commercial activities by enabling them to collect payments efficiently while using the best practises from their industry. Focus on business development while we handle payments. kevin. provides businesses with ready-to-market payment infrastructure. Thus, businesses can acquire and sell kevin. as a white-label solution and remove complex and time-consuming problems involved with payment processing for their clients. Customers may get suspicious and quit the checkout if they are redirected to an unfamiliar looking website to finish their transaction. However, with kevin., businesses can design a checkout experience with their own visual branding, including logos, fonts, and colours. Not only does the solution improve key business metrics, such as conversion and bounce rates, it also adds to the brand’s credibility and boosts consumer loyalty. -
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Opn
Opn
Turn any customer interaction into a digital experience, display product catalogs, take orders, offer promo codes, and more. With a single tap, customers can access your product catalog. Forget PDFs and printing. Create your digital product catalog that can be updated online, anytime. Tools for accepting online payments, monitoring orders, and managing delivery are all built-in, and ready for you to use. Get access to sales performance and customer insights, allowing for data-driven decisions. Accept online payments and manage home deliveries without extra integration. Better engage with customers, save costs on printed materials and eliminate human errors by digitizing your services. Opn Tag is a digital solution to help business owners, especially in the F&B and hospitality industry, create digital touchpoints at storefronts using contactless tags. Business owners and teams can easily create digital menus and catalogs, upload images and videos, and set the pricing. -
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b4 TransForm
B4
Set card entry failure limits, link expiration, and minimum lead time. Learn & apply best practices that help you win chargebacks. Eliminate paper auth forms, and manual entry & stop taking credit card details over email, fax, or phone. Create installment plans, send late payment reminders, control user access, and run detailed reports for reconciliation. Fraud prevention tools help reduce chargebacks. Send your customers a link to our secure online payment portal. Customers fill out an online authorization form indicating their charges. Verified in real-time & processed by your payment gateway, CC info is encrypted and securely stored. Integrates with all major payment gateways for fast and direct transactions. The card is tokenized & securely stored. Never see or manually key sensitive data. We pride ourselves on security. Our products are fully PCI-Compliant. All data is encrypted and securely stored. -
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PayEngine
PayEngine
Let customers accept payments within your platform while monetizing from their revenue stream. Set your merchants’ rates over interchange, control your margins and retain the majority of your profits. Stop being the middleman! Eliminate MOR liability, dispute management, PCI/data security, compliance & more. Simple, flexible integration options with APIs, drop-in widgets, and customizable UI. Our proprietary gateway solution eliminates the cost and headache of moving payments in-house, allowing you to add payments to your platform without giving up any margin. Offer card-present and eCommerce-based payment services to your customers based on customized needs. Don't get locked with just one payment processor. Choose the best option for your customers. Define bundled, flat, and interchange-plus rates to stay competitive for your customers. With us you get portability rights over your customers' payment accounts. -
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Mondu
Mondu
By being able to count on target for your online customers, you increase your current sales figures and also generate maximum customer satisfaction and customer loyalty - which translates into repeat purchases and growth. There is a variety of payment methods in B2B - we support all common B2B payment methods. You will receive your money as soon as the product is shipped or the service is performed. Mondu supports retailers in allocating payments and simplifies the dunning process. Merchants who offer payment terms increase their sales through higher acceptance rates, conversions and a larger shopping cart. For buyers, payment deadlines have a positive impact on working capital and allow them to focus on what matters most: their core business. Our solution supports all types of businesses - from sole proprietorships and limited liability companies to freelancers and public institutions. -
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Payroc
Payroc
Payroc helps you supercharge your business with best-in-class payment processing options, all backed by our world-class agent and merchant support teams. We empower business owners to get back up and running and process payments – fast! Building a business and helping small business owners each day is what being an agent is all about. We provide the products, resources, and support. You make it happen. Experience what it’s like to work with a processor with incredible scale. We serve our clients at the scale they need with a global team of local people. Our API provides global terminal certification to over 50 types of terminals in over 50 countries. Provide your customers with seamless onboarding and advanced reporting. -
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Safexpay
Safexpay
"Our vision - To build a digital platform infrastructure that will transform the payment and banking needs for every business across the globe. Our mission - Accelerate economic growth of digital platform & API design for every business. We started our journey by creating payment products that allow businesses to accept payments digitally. Over the time, we realized that with best of our intentions, we will never be able to help all the businesses, owing to the size of the market. In 2018, this realization led to us creating a white-labelled payment aggregation platform which could be used by other companies wanting to foray into digital payments across the world. They could now benefit from our off the shelf platform and the knowledge base of our vastly experienced team. We are now the Leader in this space and multiple companies across the world are happy to use our platform.Starting Price: 2% + taxes -
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Jupiter
Jupiter
Created for the modern developer looking for a flexible technology stack with an easy-use single API. Accept cards, onboard by us or through us with your own team, process with your gateway or ours. Use our experience to maximize your value. Jupiter facilitates the process of implementing eCheck, credit, and debit card payments within your platform or marketplace. Jupiter provides two different approaches to onboard a sub-merchant. Our online onboarding flow, and a customized onboarding experience through our provisioning API. Execute any possible credit card operations and check operations (sale, authorization, capture, refund, rollback, and void operations). The Jupiter API is organized around REST. Our API has predictable resource-oriented URLs, accepts and returns JSON-encoded, and uses standard HTTP response codes, authentication, and verbs. Jupiter lets you widely customize your sale information and take control of your business fees. -
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TraQPayments
MIMOIQ
TraQPayments is a unique payments solution that allows businesses to accept payments via multiple modes (offline or online). Our unique feature comprises using multiple payment gateways, performing multiparty settlements, and managing workflows easily. TraQPayments lets small businesses and enterprises accept multiparty payments from consumers and settle the amount automatically between merchants. TraQPayments is a solution for your all cashless settlements and payments, customers can also leverage using mobile wallets. -
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Corpay Complete
Corpay
Corpay Complete is an all-in-one spend management platform designed to simplify and automate your entire procure-to-pay process. The system streamlines payments by consolidating checks, ACH, and virtual card payments through a single ERP file, while also offering AI-powered invoice automation for data extraction and matching. It supports customizable purchase order workflows and comprehensive card and expense management, including physical, virtual, and ghost cards. Vendor onboarding is simplified with a self-service portal, and the platform supports payments to over 200 countries. Real-time reporting and mobile approvals ensure your business keeps moving smoothly from anywhere. Corpay Complete integrates seamlessly with any ERP system to provide a unified hub for managing all non-payroll spend efficiently. -
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OpenConnect
Fexco
Omnichannel solution for card payments & alternative payment methods. For card payment acquirers wishing to offer merchants a superior omnichannel payment experience. OpenConnect represents the next-generation payment services that offer card payment acquirers the means to differentiate their offering to the most complex key merchant verticals. For merchants wishing to consolidate and simplify their global payments solutions. OpenConnect offers a means for merchants to keep pace with the evolving payments and data protection compliance obligations. OpenConnect enables merchants to provide a frictionless digital payment experience to their customers. OpenConnect4Cruise is a secure, robust, open platform that provides acquirers and merchants with omnichannel solutions for card payments. A key component of these solutions is Fexco’s ability to deliver PCI-DSS compliant EMV payment facilities that are securely integrated with the cruise line operators' shipboard and reservations systems. -
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Access PaySuite
Access
Automate your payment process, keep track of recurring payments, simplify subscription models, and eliminate the risk of failed collections using our industry-leading platform. Are you constantly chasing payments? Are you drowning in manual reconciliations? Access Paysuite’s cloud-based software delivers seamless, secure & affordable payment solutions to businesses of all shapes and sizes, giving you the freedom to focus on growing your business, while we take care of the payments. Get paid online from any device and simplify transactions, giving your customers a simple, seamless payment experience. No more multiple logins! We connect with your existing internal systems and software for seamless financial experiences and insights at a glance. We integrate with Xero, Salesforce, and more. A no-cost-to-you employee benefits service. Engage your workforce like never before, and reduce staff turnover by giving your people instant access to their accrued pay with Access EarlyPay. -
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PicPay
PicPay
With PicPay it's like this: you can pay your bills in up to 12 installments, have a secure and free digital account, credit card with no annual fee and even earn money back on your purchases. Using your physical or virtual credit and debit card, you pay for everything and everyone and can even pay in installments on credit. In addition, you can still earn cashback, that is, cashback. In addition to making your money work, you can use it whenever you want for payments, transfers and withdrawals. At PicPay you control everything that goes in and out on time, easily and directly from your cell phone. At PicPay Store you will find your favorite stores in one app. Take advantage of exclusive discounts and you can still earn cashback. You can also recharge your cell phone, and transport card and pay for your series and movie streaming directly from your cell phone. -
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eCom Merchant Solutions (eCMS)
eCom Merchant Solutions
Today’s eCommerce marketplace is extremely competitive. Providing your customers with convenient online credit card processing is as important as selling a quality product or service. Research shows that consumers increasingly choose credit cards and ATM/debit cards as their preferred method of payment, boosting Internet sales by 100%. For all credit card processing, there are two parts, the authorization and the settlement. Authorization means that the fund’s availability is verified and, if available, they are put on hold automatically. This important step defines the “approved” or “declined” status of a payment process. Settlement is the process by which the money that was put on hold is electronically captured and transferred into the merchant business bank account. In most cases, this process takes 48 business hours. eCMS is proud to offer Authorize.Net as our payment processing gateway. -
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BillDesk
BillDesk
Easy to implement and secure APIs designed to provide you with the required flexibility and control. Ensuring greater reliability and improved user experience with direct integrations across banks, card networks and wallets. Maximize your customer reach and revenues by offering extensive payment options. Quick start your payment journey with flexible and easy integrations across platforms. Feature-rich platform with a real-time view of transactions, customizable alerts and notifications. RESTful APIs are designed for faster go-live and deliver a comprehensive views of transactions. Build your customer journey and check-out experience with our Web and Mobile SDKs. With our new stack, offer 170+ payment methods across one-time or, recurring. Engineered for best-in-class success rates with intelligent end-to-end connectivity. -
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Bharat Bill Pay
NPCI Bharat BillPay
BBPOUs i.e. Bharat Bill Payment Operating Units are authorized operational units, working in adherence to the standards set by the BBPCU. Entities who have received authorization from the Reserve Bank of India to conduct bill payment and aggregation business in BBPS. Only BBPOUs can onboard billers and agent institutions; and set up agent networks and digital channels to handle bill payments through different delivery channels. Single point access to all Billers on all payment channels (digital and physical. Expand reach to customers through various channels- both digital and physical. Potential to offer new Value Added Services like Online Presentment, Reminders etc. New acquisitions like onboarding billers, on-boarding agents, business correspondents and new entities. Rich Monthly data and lending opportunities on bill payment data. -
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SBIePay
SBIePay
SBIePay provides one of the most comprehensive and elaborative payment options to their Merchants, who in turn can provide payment convenience to their customers. SBIePay is the only Bank that has direct integration with all payment channels, thereby bypassing any private entities in between. This provides complete transparency in doing business, which is the reason our partners chose to use our Payment Aggregation Services. To make your experience even better, Bank is aggressively identifying other payment channels and are onboarding more options on our platform. SBIePay has direct integration Internet Banking of with about 45 banks, which provides frictionless transition with a better success rate and lesser chances of transaction dropout. -
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Alternative
Alternative
Partnering with B2B services and SaaS companies enabling seamless, white-label payments. Provide your customers with a simple, streamlined checkout experience with flexible payment options. Our existing customers have driven revenue growth by 47% after offering pay-over-time solutions! Optimized for easy sharing and tracking. Create stickier relationships with existing customers. Leave manual billing and collections behind for good. Alternative pays you immediately, while we collect from your end customers over time. Give unrivaled flexibility to pay via ACH, credit card, or BNPL with our proprietary tools. Enjoy free ACH transactions and auto reconciliation, saving 10+ hours of data entry. Utilize next-gen data reports profiling business performance and customer health. Alternative is changing the paradigm within B2B payments and empowering you to offer unrivaled payment flexibility to your end-customers, while you get paid upfront. -
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IR Transact
IR
IR's Transact simplifies the complexity of managing modern payments ecosystems by bringing real-time visibility and payment monitoring to your entire environment, including for Card Payments, High Value Payments and Real-Time Payments. Transact gives you the power to uncover unparalleled insights into transactions using analytics, identify trends to help you streamline the payments experience, turn data into intelligence, and assure the payments that keep you in business. Uncover unparalleled insights into transactions and trends to help you make better business decisions. Use customizable dashboards to see the information most important to you. Translate complex data sets into straightforward, digestible representations. Find and fix problems before they impact customers with rapid troubleshooting. Ensure successful deployments and optimal performance across all payment types.
